Archive for the ‘Money & Finance’ Category

Apron Full of Giveaways 04.22.14

Tuesday, April 22nd, 2014

linen apron

Source: Linen Life Ideas,  $28.75

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday, April 18, 2014

Friday, April 18th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I’m so excited to be featuring another recipe using Mama Francesca grated cheeses – this time for an easy and impressive appetizer – Cheese Dusted Olives – yum!

You’ll also find my tips for how to stain a picnic table that makes it like new, plus a wonderful parenting post from our contributor, Mary Carver, all about taking a mom timeout. Can I just say I relate? A-hem… And make sure to check out our new Friday feature each week – It’s the 3 Little Things – this is where I get to share 3 things that I’m loving right now, and I hope that you’ll join in, too, by linking up your favorite things!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Food & Drink

Seattle’s Best Coffee Sample

Health & Beauty

Suave Professionals Natural Infusions Shampoo Sample

U By Kotex Sample Pack

Entertainment

The Truth of the Cross Audiobook

My Monster Burrufu Children’s eBook

Printable Easter Fun Kit

Mini World Pack

Brown Bear Printables

Zoo Scavenger Hunt Printables

Number Coloring Pages

40 Day Easter Journal & Activity Book For Kids

Daily Cleaning List Printables

Printable Pre-K Easter Pack

This Week’s Freebie Events: April 19 - 25

19th - Lakeshore Learning: Create a Sunny Days Light Catcher, 11 am - 3 pm

19th & 20th - National Parks: Free Admission to National Parks all weekend

 

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Apron Full of Giveaways 04.15.14

Tuesday, April 15th, 2014

goldfish apron

Source: Boojiboo,  $28.75

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday April 11, 2014

Friday, April 11th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I’m excited to start a new occasional author-interview series, Sundays With Writers by interviewing Suzanne Fedfearn – I know you’ll love this new series as much as I do! We’ve also got an amazing recipe for Thai Coconut Chicken Curry from our food contributor, Shaina, as well as How to Deal with Unexpected Expenses AND Income from our money contributor, Kelly. You’ll find a very special guest post for those looking for Gluten Free Easter Treats as well as How to Make a DIY Terrarium and How to Style Bookshelves – two easy decor updates to refresh your home for spring!

And of course you’ll find our weekly features – It’s the 3 Little Things, where I share the 3 things that I’m loving right now (with a linky that you can join, too!), my Notebook, always filled with inspiring DIY food, decorating and craft ideas, and a ton of contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

 

Food & Drink

Seattle’s Best Coffee Sample

Health & Beauty

L’Oreal Paris Advanced Hair Care Sample

Hydroxycut Gummies Sample

Arm & Hammer Truly Radiant Toothpaste Sample

Pet

Purina Healthy Weight Cat Chow

Entertainment

Dave Ramsey’s Complete Guide To Money eBook

A Method For Prayer eBook

Rainy Day Pre-K/Kindergarten Pack

Flower Learning Pack

Easter Printable Pack

Spring Sentence Scramble Pack

Plants and Garden Literacy Sample Pack

Easter Blessings Lapbook

This Week’s Freebie Events: April 12 - 18

12th - Lakeshore Learning: Create a Write & Wipe Schedule, 11 am - 3 pm

12th - Lowe’s: Build a Recycling Truck, 10 am

12th - Toys R Us: Attend the Lego Movie Building Event, 12 – 2 pm

 

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Money Savvy: How to Deal with the Unexpected

Tuesday, April 8th, 2014

From our money & finance contributor, Kelly Whalen.

When it comes to budgeting and financial planning it can be a challenge to deal with the unexpected or fluctuations. Budgets often only allow us to work within set parameters like a regular monthly income and monthly expenses. What happens when you’re hit with an unexpected repair bill to the tune of $1,000 or you get some extra income (for example in the form of a tax refund) that’s more than $100? Most often this is when your budget can fail. It’s when even the best laid financial plans get derailed.

We’ve covered your regular budget, and we’ve discussed putting the ‘personal’ in your finances by finding what you value, but now it’s time to consider how to deal with those ups and downs that life is sure to throw your way.

How to Deal With Unexpected Expenses.jpg

Unexpected expenses are no fun for anyone. While they can not be avoided, they can be dealt with without causing too much frustration and difficulty with your budget.

How to Deal with Unexpected Expenses

Let’s start with what unexpected expenses are and are not. Funds to cover the below costs should be in your checking account or a savings account attached to your checking account (for ease of access). This account is not your emergency fund.

Unexpected expenses are NOT:

  • Regular bills. You can and should budget for your monthly, quarterly, and yearly bills with your budget.
  • Typical spending. For instance if spending $300 each Spring on new clothes for your family is your average then that should be included in your spending budget.
  • Replacement items. Whether you need to replace your car in 3 years or by a new coffeemaker this season you can and should plan for replacing items your own. Setting up a separate savings account for these items is a great way to ‘self-insure’ (and save money on extended warranties).
  • Regular maintenance. We know cars need regular maintenance. You should build that cost into your spending. At times you will need to decide if it’s worth repairing or replacing something (for instance spending $200 to repair a vacuum cleaner when you can buy a new one for the same cost may not make financial sense).
  • Deductibles. Your insurance policies lay out your out of pocket costs, so have funds on hand to pay the deductible when and if needed.

Unexpected or emergency expenses are things like:

  • Repairs, both big and small, such as replacing a broken window or fixing a leaking toilet.
  • Health related expenses such as emergency medical or dental expenses for you or your family members.
  • Travel costs related to death or illness in your family or extended family.
  • Displacement costs due to power outage/weather (for instance having to evacuate due to an impending hurricane).
  • Job loss or loss of regular income.
  • Pet expenses related to pet illness or injury.

The unexpected expenses above should be covered by your emergency fund. Ideally you should have a minimum of one month saved for emergencies if you’re paying off debt, and you should work towards saving a full year’s worth of expenses (note: not income, but expenses).

Planning ahead for emergencies and expenses is not exactly fun, but having a plan in place will offer you some peace of mind when you do encounter a tough (and expensive) situation.

How to Deal with Unexpected Income

How to Deal with Unexpected Income

Extra income can be exciting or paralyzing. For some you’ll see it as a nice way to treat yourselves to that handbag you’ve had your eye on or a weekend getaway with the family. For others it will disappear into your checking account and paralyzed by what to do with your funds it will just sit in your account. Of course there are those of you who will also see it disappear in your checking account as you suddenly ramp up your spending because you can suddenly ‘afford’ more.

The key to dealing with extra income is to have a plan. Whether it’s $50 or $50,000, by creating a constantly changing lists of ‘extras’ you can make sure your money is spent (or saved) well.

Here are options to consider for extra income:

  • Consider taxes: This is always first when you have extra income. For smaller amounts it’s unlikely to make a difference, while larger dollar amounts mean you must explore what you’ll owe in taxes (if anything).
  • Have Fun: Take 10% and use it for something meaningful or fun for you and your family. You may simply treat the family to a dinner out on the town, or you might buy new board games to enjoy at home for years to come. Whatever you value spending extra on – now is the time to do it.
  • Save: Whether you need to beef up your emergency fund or you are saving up for long-term goals, consider using most of the funds to increase your savings.
  • Pay off Debt: If you are in debt make sure you have a one month emergency fund in place and then tackle those debts.
  • Give 10%: We can’t always give back as much as we’d like, so take 10% and donate it to a cause or nonprofit that you support.
  • Head to your list(s): I’m a BIG list lover so I recommend creating a list of items you want, things that need to be replaced, and those bigger ticket items that you’d like to get done. I keep a list on hand of items we want that aren’t necessities, like a new quilt for our master bedroom, and eventual replacements, like a new cutting board for the kitchen. I also keep a more expensive list of eventual home improvements like creating a deck in our backyard or buying new interior doors.

While having a plan in place doesn’t guarantee you no stress it will certainly make the unexpected easier on your bank account.

How have you dealt with emergencies or extra income? Did you have a plan in place?

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Apron Full of Giveaways 04.08.14

Tuesday, April 8th, 2014

mint-red apron

Source: Imagine That,  $38.99

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday April 4, 2014

Friday, April 4th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we have a delicious and company-worthy recipe for gluten-free meatballs & pasta and you’ll find eight fun sweater crafts you can make with Goodwill items. I also announced a revamp of our Mom Advice Book Club to a quarterly reading schedule that will give you more time to read the great book picks like our summer pick: Love with a Chance of Drowning. And make sure to check out our new Friday feature each week – It’s the 3 Little Things - this is where I get to share 3 things that I’m loving right now, and I hope that you’ll join in, too, by sharing your favorite things!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Food & Drink

Loose Leaf Tea Sample

Health & Beauty

Biolage Matrix Shampoo or Conditioner Sample

Poise Pad Sample Pack

Entertainment

Outdoor Life Magazine Subscription

Ladies Home Journal Magazine Subscription

Better Homes & Gardens Magazine Subscription

Knitting for Beginners eBook

LEGO Movie Pre-K Printable Pack

Frozen Pre-K Printable Pack

Snow Princess Printable Pack

This Week’s Freebie Events: April 4 - 11

5th -  Lakeshore Learning: Create a Spring Bird’s Nest, 11 am - 3 pm

5th - Barnes & Noble: Storytime reading of The Pigeon Needs a Bath, 11 am

5th - Home Depot: Build a Bird Bath/Birdfeeder, 9 am – 12 pm

5th & 6th - National Museums: Bank of American Cardholders Get Free Admission

 

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Apron Full of Giveaways 04.01.14

Tuesday, April 1st, 2014

blue-red apron

Source: Jassy Kitchen,  $33.00

 

Welcome to our Apron Full of Giveaways! I have to apologize if you’ve had problems linking up since we updated our site, and want to let you know that we are trying out a new link-up below that we’ve tested and is working – yeah! If you are having problems, there is a “trouble with the link,” below the button that you can also use to access & share your links.  So, link away  - and we continue to hope that this is beneficial to you and your family! We really do want to know if you guys win anything- success stories are awesome!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday March 28, 2014

Friday, March 28th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we have an amazing and unique recipe from our food contributor, Diana, for Hazelnut Soup. You’ll also find my newest gluten-free recipe for waffles (so yummy!) along with a giveaway from Mrs. Butterworths that you will definitely want to enter! I’m also excited to share with you how to dye plastic Easter eggs – perfect for making them last and for those with egg allergies. I’m honored to share, too, the March book club discussion for A White Wind Blew – if you’re reading this book with us, you have to check out the author’s take on a number of questions!

And make sure to check out our new Friday feature each week – It’s the 3 Little Things. This is where I get to share 3 things that I’m loving right now, and I hope that you’ll join in, too, by sharing your favorite things!

We also have our weekly notebook which is filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Sure hope you have a great weekend, everyone!

Food & Drink

Quest Protein Bar
Seattle’s Best Coffee Sample
Lipton Tea Sample

Health & Beauty

Zarbee’s Seasonal Relief Sample
Garnier Clean+ Nourishing Cleansing Oil Sample

Home

Finish Dishwashing Detergent Sample

Entertainment

Quilting for Beginners eBook
Delicious, Quick & Simple – Paleo Lunch Recipes eBook
Photo Book for Anyone Stationed Abroad
Family Circle Magazine Subscription

This Week’s Freebie Events: March 28 - April 4

29th -  Lakeshore Learning: Create a Funny Fish Puppet, 11 am - 3 pm

 

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Mrs. Butterworth Sweet-Stakes Giveaway & Gluten-Free Overnight Waffles

Thursday, March 27th, 2014

Mrs. Butterworth Sweet-Stakes Giveaway

*This post is sponsored by Mrs. Butterworth

I am excited to share with you that I have partnered with Mrs. Butterworth today for a fun family prize pack giveaway and to share about their sweet-stakes they are hosting for their fans through April 30th!  Lucky for us, I am not only giving away a prize pack for our MomAdvice readers, but I am showing you a fun new recipe you can try to put that wonderful prize pack to work in your kitchen.

Mrs. Butterworth Sweet-Stakes Giveaway

This month, Mrs. Butterworth’s has teamed up with Busch Gardens to generate some more fun around the dinner table. They have launched a Family Fun Sweet-stakes where you can enter to win a trip to one of the Busch Garden parks.  You can read all about their fun contest here! This contest inspired me so much that I knew I had to head to my kitchen and create something in honor of it.

I have always been a syrup-loving girl. For years, we have made it a family tradition to indulge in, what we lovingly call, “Jazzy Sunday.” Jazzy Sunday amounts to throwing on a few jazz records and making waffles and pancakes drenched in syrup for a delicious Sunday brunch.

With eating gluten-free, I have found that it takes a lot of practice to replicate my favorite pancake and waffle recipes.  I began to think about the fluffiest waffles I had ever made and it was an overnight waffle recipe that my best friend shared with me years ago. I started wondering if I could replicate this with a gluten-free waffle recipe. Low and behold, after a few experiments, I found it is possible to make fluffy-as-air waffles with the overnight technique of warm milk, frothy yeast, and easy all-purpose gluten-free flour.

The batter is still dense, but it yields a fluffy waffle that no one will ever know is missing the gluten. When topped with fresh berries and Mrs. Butterworth’s Syrup, it is truly a Sunday treat that will make your own, “Jazzy Sunday,” complete.

Mrs. Butterworth Sweet-Stakes Giveaway

In honor of this fun contest, Mrs. Butterworth’s gave me a Family Fun Breakfast Kit that include goodies from Mrs. Butterworth’s and Busch Gardens, as well as jungle animal-themed pancake pans, perfect for the explorer in the family. If you don’t win it here though, they will also be giving away a Family Fun Breakfast kits every two weeks during this contest so there are some great chances you can win there too!

Enter our giveaway of one Family Fun Breakfast Kit using our Rafflecopter widget below and let us know one of your favorite breakfast traditions and LIKE Mrs. Butterworth’s for an additional entry! I will be selecting one winner on April 3rd so be sure to get those entries in! Grab the recipe for Gluten-Free Overnight Waffles below! 

Gluten-Free Overnight Waffles

Mrs. Butterworth Sweet-Stakes Giveaway & Gluten-Free Overnight Waffles
Author: 
Recipe type: Breakfast
Prep time: 
Cook time: 
Total time: 
Serves: 4
 
A light, fluffy, and super delicious overnight waffle recipe that is also gluten-free!
Ingredients
  • 2¼ cups milk (or dairy substitute)
  • 2.25 teaspoons yeast
  • 1 teaspoon sugar
  • 1 teaspoon salt
  • ½ cup butter (1 stick)
  • 2 cups all-purpose gluten-free flour (I used Better Batter in this)
  • 2 eggs, beaten
  • ¼ teaspoon baking soda
  • 2 teaspoons vanilla, gluten-free
Instructions
  1. Warm milk and butter in a medium saucepan over low heat just until the butter melts.
  2. Remove from the heat and allow to cool. Once to a lukewarm temperature, add dry yeast and sugar to the milk and let sit until the yeast is bubbly, about 5 minutes.
  3. Pour the liquid into a large container with a tight fitting lid.
  4. Add the salt and flour, mixing until smooth.
  5. Cover tightly and keep at room temperature overnight (don’t refrigerate).
  6. When you are ready to cook the waffles, preheat waffle griddle, stir in the beaten eggs, baking soda and vanilla.
  7. Pour ⅔ cup of the batter on the griddle (or enough to cover the surface) and bake until golden.
  8. Serve with fresh fruit and Mrs. Butterworth’s Syrup.
Recipe Slightly Adapted from About.com.

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