Play it Again, Momma!

May 3rd, 2006

Maybe you have not been a loyal follower of my little blog? Maybe you are a newbie to saving money? Maybe you are bored and have absolutely nothing to do? Despair no longer! I am bringing back to you an article that I think you should read. Even though it is not Freebie Friday, I am offering to you another look at an oldie (but goodie!). Make sure to read this entry from March (2005) on how to score free magazines, frugal tips from Budget Living Magazine, & how I have overcome my drugstore obsession.

For you frugal folks out there, I have become increasingly disappointed with this magazine. The budgeting factor seems to be missing from it and their money advice is not for the frugal-minded anymore. Despite the magazine going down the tubes (in my humble, but true opinion), this old post is worth a second look!

Join me over at Budget Living Mag post!

Frugal Momma News

May 3rd, 2006

Here is the latest (and greatest) money news this week. Feel free to discuss, ya’ll!

Student Loans- A Life Sentence
Forget about getting married and buying a home. This generation is thinking about next month’s payment….Read More

Wal-Mart’s Next Conquest: Organics
It pounded supermarket chains by selling groceries cheaper than anyone else, now the discount leader wants the “naturals” niche….Read More

The Most Expensive Zip Codes
Forbes.com ranks the most expensive ZIP codes across the U.S….Read More

Investing Games for Kids
MsMoney.com suggests great websites to teach children money management & to help them learn the rules of the investing….Read More

7 Ways to Slash Commuting Costs
Changing how you get to your job can create more breathing room in your budget — from gas savings to insurance reductions to reduced wear on the car. Read More….

How Do You Stay on a Budget?
Whether you’re a novice or a pro, these tips from readers will help to keep you on track in your budgeting. Read More….

Tuesday Tips: ATM Management & The Perfect Pasta

May 1st, 2006

Yesterday was such a great day for our site and I really appreciate all the great feedback we received. We are still working out the kinks, but we did it! Whoohoo! Thanks to all of our friends & family who continue to support us and brag on us. We couldn’t do it without you.

Speaking of friends, I think they will really get a kick out of today’s picture because of my true obsession with vintage aprons. I absolutely love aprons particularly the ones that are throwbacks to the fifties. I know it is old-fashioned, but I don’t care! My two best girlfriends splurged and got me a super pretty one from Anthropologie for my birthday. No one could have been more excited than me about that purchase. If you are ever looking for a beautiful apron, this site is it! Great styles and just what a girl needs to make cooking more fun! I know the women libbers are really going to love me now, considering my popularity thus far. Oh well! You win some, you lose some. Now moving on to our Tuesday tip…..

Tuesday’s Tip:

Seasoning pasta is important to achieving a good pasta dish. Many people season too soon (causing pitting in their pots) or they forget to season altogether. One way to solve this problem is to add the salt to your opened box of pasta. One tablespoon of salt can be dumped into the opened box and when the water comes to a boil, just dump the salt covered pasta.

Money Spent Today: $121.06. Today was grocery day and boy, did we ever need groceries! It is so bad when you’re out of everything (including meat) thus, the reason I went over budget. I grocery shop once every two weeks so this amount of food should get us easily through the next two weeks. I took Ethan shopping with me and spent $1.06 at Target on a popcorn combo deal. Seriously, that is the best way to keep a child occupied in that store. For $1, you get a huge thing of popcorn & a medium soda. This kept him very busy while mommy tried to find all of her ingredients. Sometimes it pays to pay so momma can get her groceries.

One Way I Save Money: I only go to the ATM once a week unless I am going there to deposit money. Today was my withdrawing day. I pull $160 out for the next two weeks. $100 of this money goes into an envelope for our groceries, $20 goes in my hubby’s pocket for a lunch or two out, $20 goes into my pocket for playgroup expenses and the occasional lunch out, and $20 is family fun money (which usually ends up in my pocket since I have to pay for myself & Ethan). When the money is gone, it is gone. Withdrawing money usually helps me stay under my grocery budget. I had to go a bit over this time, but I will probably be under for next pay period so it’s all good!

Inspirational Reading Material: Organized Home is a great site for, well, um…getting your home organized. I guess that is pretty self-explanatory. The forum is wonderful for learning ways to manage your household tasks and the site is great for a little inspiration when the need to clean and organize strikes.

MomAdvice Reading Material: Going Without Health Insurance

On Our Dinner Table: I decided to invest into an online subscription to Cook’s Illustrated because I had heard so many good things about the site and their recipes. I have been having a blast looking through the picture tutorials and they have neat kitchen tips that really come in handy when you are cooking in the kitchen. We have started eating this dish about once every two weeks because it is so yummy and healthy. Even my picky eaters will eat it (they both eat around the spinach, but who’s looking?) This is easy to throw together with a slice of bread on the side.

Easy Skillet Penne and Sausage Supper
Serves Six

1 tablespoon olive oil
1 onion – chopped fine
3 cloves garlic – minced or pressed through garlic
-press
1 pound turkey sausage – Italian
1/2 cup sun-dried tomatoes – (oil-packed) , rinsed
-and chopped fine
1/2 pound penne
2 cups chicken broth – low-sodium
1 cup milk
1/2 cups grated Parmesan cheese
6 ounces baby spinach

1. Heat the oil in 12-inch nonstick skillet over medium heat until shimmering. Add the onion and 1/2 teaspoon salt, and cook until softened, about 5 minutes. Stir in the garlic and sausage and cook, breaking up the meat with a wooden spoon, until no longer pink, about 4 minutes.

2. Sprinkle the penne evenly over the sausage. Pour the broth and milk over the pasta. Bring to a simmer, then reduce the heat to medium-low and cover. Cook, stirring occasionally, until the pasta is tender, about 10 minutes (it took mine around 15 minutes).

3. Stir in the spinach a handful at a time, and cook until wilted, about 2 minutes. Stir in the Parmesan and sun dried tomatoes. Season with salt and pepper to taste.

Note: Italian pork sausage can be used here, however, you may need to spoon off some of the fat before adding the pasta. When you are adding the spinach, it may seem like a lot at first, but it wilts down substantially. Be sure to at least have a 12-inch wide skillet here– this recipe fills it nearly to the rim.

Nutritional facts per serving (daily value):
Calories 391kcal
Protein 26g (51%)
Total Fat 14g (22%)
Sat. 5g (23%)
Chol. 72mg (24%)
Carb. 40g (13%)
Fiber 2g (9%)
Sugars 5g
Calcium 197mg (20%)
Iron 3mg (17%)

Vote for Pedro..um, or MomAdvice.com

May 1st, 2006

We are up and ready for your vote on CSS Reboot. We are located on the first page and it just takes a second to give us your rating.

Momma’s Got a Brand New Look!

May 1st, 2006

Well, it’s official. The newly designed site is up and running. We are so proud! Seriously, it is like giving birth all over again (complete with sleepless nights and me crying!) I wanted to share with you a few words from our designer, just to explain to you what is technically happening & why we are so dang excited about our new look.

With great fanfare, we have launched a brand new design for MomAdvice! We listened to your feedback and now present something faster, cleaner, and hopefully, better. The old site was great and did a lot to get us on the map, however, we have higher aspirations and this is the first step. That said, you’ll need to bear with us as we are in no way complete. Not all of the articles have been converted, some links may be broken, some things look weird, and chaos may ensue. However, do not fret. We have a sweatshop full of underage workers who can’t eat until it’s done.

We’re participating in the May 1st CSS Reboot, which is basically an event where a bunch of sites are launching their new design using the latest web design techniques on the same day. You can show your support and rate our site (we will post that link when it is posted on their site). There’s a lot of talent out there and we’re proud to take part in this wonderful event. The technical details of what we did still boggle my mind and are meaningless to our normal audience here at MomAdvice. However for those “l33t” designers visiting from CSSReboot with mad skillz, here’s some geek pr0n for you:

• Complete overhaul of layout from a tables-laden pile of crap to a beautiful CSS-based design.

• Converted from classic ASP to ASP.Net 2.0, coded with C#.

• sIFR headers. So very pretty. So very unruly.

• A few PNG images with alpha-blending for the pure challenge of it.

For those CSS standards-elitists who are checking if the site validates, the code is a work of art and we’ve avoided any hacks, don’t bother. Stand next to us in awe the darn thing works. Over the next few months we’ll be getting to all those things and more. So, why don’t you sign up for our newsletter, browse the site, and read some articles. You don’t have to be a mom or even female to enjoy our site. Everyone can use a little financial, organizational and cooking advice. We promise you won’t get cooties.

Ryan

As you check the CSS Reboot site, be sure to note how many minutes we have before you can view and vote! And while you are waiting, take a look around, take our Sunday Poll, and check out our new WAHM Spotlight. We have so much more in store for you all and look forward to your feedback on the new direction we are taking. Share it with your friends, ya’ll!

Monday WAHM Spotlight

May 1st, 2006

We would like to congratulate Debra Carter on being chosen as our first Monday WAHM for MomAdvice.com. We wish her much success in her business and with her family.

If you are interested in being featured, we will be selecting a mom for each Monday of my blog. You can read more and apply. Email confirmations are sent to each mom if they are chosen. Please remember to do your own research on these companies. If there are obvious red flags on BBB, I do not post them. Check my scam article to find out more about the potential dangers of work-at-home businesses.

Again, congratulations to Debra!

Name: Debra Carter

City/State: Oconto WI

Name of Company: Scent-Sations Inc.

Website Name: http://www.lovethiscandle.com

Two or Three Sentences About Your Company:

Quality Gourmet Candles and Soaps, Income Opportunity or Shop with us Online. Our candles burn cleaner, longer and we have over 95 scents to choose from. We also have a Free Candle Drawing and a Candle of the Month Club!

Two Tips for Moms Trying to Work-At-Home (these tips can be how you stay organized, how to be successful, how to get started- anything that you feel would help someone just starting out):

1. Read as much as you can on your products or business. You will also learn from experience, positive and negative. The more you learn the better your confidence and performance.

2. Don’t spend more than you can afford on products, kits/supplies or advertising.

Sunday Poll

April 30th, 2006

What are your thoughts on giving a child an allowance?
I believe that it helps them learn money management
I think “doing chores” is part of being part of a family
I was never given an allowance, why should I give my child an allowance?
I can’t afford to give my child an allowance
I just give my kid money when they ask for it
My wallet= Their Wallet
They are too young for an allowance yet
  
Free polls from Pollhost.com

Saturday Sales & Chocolate Pudding

April 28th, 2006


Just a friendly reminder that Mother’s Day is May 14th! Don’t forget to send your husband out shopping- ha!

Oriental Trading is offering $2.95 shipping thru May 31st. This site is great for finding all those little trinkets you need for crafting & for birthday treat bags.

Entertainment Books are marked down to $12.99. This deal will expire on May 6th.

Gap is having their “Really Big Sale” (yes that is what it is called- I even checked!) Take advantage of their items being 40% off.

Money Spent Today: $0

One Way I Save Money: We do not subscribe to the newspaper because all of the information about our community is posted online and we read the news there. I know, I know- you would miss the advertisements in the Sunday newspaper. Well, you can look at all of the advertisements online through SundaySaver.com and find even your grocery store advertisements. I didn’t know, for instance, that our SuperTarget had a weekly advertisement. I looked online and found tons of web-only coupons for all of my grocery shopping needs.

Inspirational Reading Material: Wow Coupons offers printable coupons for retail stores, grocery stores, & restaurants. Check this site to get additional savings before doing your shopping.

MomAdvice Reading Material: Finding a Mom’s Group

Saturday Snack: This makes a quick & tasty snack for the whole family! Serve with a little whipped cream.

Chocolate Pudding
Serves Six

3/4 cup sugar
1/2 cup Bisquick. baking mix
1/3 cup cocoa
2 cups milk
1 cup cold water

Mix sugar, baking mix and cocoa in 3 quart saucepan. Gradually stir in milk and water.

Cook over medium-high heat, stirring constantly, until mixture thickens and boils. Boil and stir 1 minute.

Cool, stirring occasionally to prevent film form forming.

Friday Freebie: CheckFree

April 28th, 2006

CheckFree.com tops my list of favorite free services and I have been using their site to pay my bills for the past three years.

I was excited when I saw that our bank was offering automatic set-up to pay your bills. What a great service! Then, of course, I read the fine-print and realized that THE MAN (you know who the man is, right?) was going to get $10 each month for paying my bills. In case you didn’t know it, I despise “the man” and was looking for a way around these fees.

Guess who comes knocking to my virtual door? CheckFree.com! This is a great website where I can pay and manage all of my bills online for free! I have never had a payment go out late, never had a single problem with them yanking money when they shouldn’t, and I can set the bills up when I want to without them automatically doing it each month (unless you enjoy that feature, which I do not!) They email me to let me know when I have received a bill and send out a reminder to me to pay it. I just don’t know of an easier way to go about paying your bills.

The best part too is that they archive all of your bills for you. When doing your taxes, this turns out to be a wonderful feature. You can look at the past year’s statements online or print them for your records.

Oh, did I mention you save on stamps too? Gotta love that!

Money Spent Today: $.75 (I rented a movie from the library last night. And in case you were wondering, the answer is yes- our library charges for movies! I was surprised until I saw that it looks like Blockbuster over there. It is definitely worth every quarter compared to a movie rental place)

One Way I Save Money: I don’t buy paper plates…like, EVER! Paper plates are a waste of money and I would rather buy my kids some fruit rather than waste it on the plate that they are eating on. Last summer I hit Walmart and got some great everyday plasticware for $2 a plate or less. I bought plastic plates & cups and we use these all of the time. It only takes two seconds to throw these in the dishwasher and they are much more durable. If you can wait until the end of the summer, you can get these on clearance and reap the rewards of not wasting your precious grocery money and scoring a deal on dishes too!

Inspirational Reading Material: The Dollar Stretcher is one of my all-time favorite sites for inspiration when trying to stick to a budget. There is something for everyone on this site and if you find yourself in a financial rut- then read this site! It will provide the kick in the butt that you need to get your finances back in order.

MomAdvice Reading Material: Gearing Up For Summer

On Our Dinner Table: We are going to a friend’s house tonight for dinner. I am supplying the dessert though and am whipping up my husband’s favorite dessert. This is his request in lieu of a fancy (and expensive) birthday cake.

Jewish Coffee Cake
Serves Eight

1 package vanilla instant pudding
1 package yellow cake mix
½ cup oil
4 eggs
1 cup orange juice

Mix these ingredients together and then swirl the following through the cake batter 1/3 c. sugar, 4 t. cinnamon, 4 t. sesame seeds (optional). Bake for 50-60 minutes at 350 degrees in a well-greased and floured bundt pan. Allow cake to cool for 45-60 minutes in pan. Sprinkle with powdered sugar.

Nutritional facts per serving (daily value):
Calories 446kcal
Protein 6g (12%)
Total Fat 23g (35%)
Sat. 3g (14%)
Chol. 93mg (31%)
Carb. 54g (18%)
Fiber 1g (3%)
Sugars 36g
Calcium 141mg (14%)
Iron 1mg (8%)

Spaghetti Sauce & Latte Factors

April 27th, 2006

Money Spent Today: $0

One Way I Save Money: I have a true coffee obsession. I am not like a normal person who just enjoys coffe- I am extremely addicted to it. When, David Bach coined the phrase “latte factor” I immediately thought of my coffee addiction. In order to avoid blowing a ton of money at Starbucks, I preset my coffeemaker in the morning. I don’t own a programable one, but I do put the grounds in and set my cup next to it. Just knowing that I have this waiting for me in the morning, gives me a reason to skip hitting the Starbucks drive-thru (even though it is so yummy!) I try to ask for gift cards to help finance my addiction so I don’t feel guilty and rely on my own coffeemaker for my coffee in the morning. This saves me a few dollars each day, which adds up over time!

Inspirational Reading Material: Wanna find out how much you could save if you factored in your own latte factor? Check out David Bach’s Latte Factor Calculator to see how much you could save, over time, if you invested your latte money

MomAdvice Reading Material: Getting Out of Debt

On Our Dinner Table: It is slow cooker day in our house. I am making our family’s favorite spaghetti sauce. I love my slow cooker and can’t imagine my life without it right now. The only downside to this little gadget is that I must smell that yummy food all day long and it makes me REALLY hungry!

Italian Sausage Spaghetti Sauce
Serves Eight

1 package Italian Turkey Sausage – mild
2 cans crushed tomatoes
1 can petite diced tomatoes
1 can tomato paste
½ cup beef broth

Brown the turkey sausage in a large skillet. Place cooked sausage in the bottom of the slow cooker. Pour over the sausage all of the other ingredients, including any of your own Italian seasonings. Cook sauce on low for six hours or on high for three to four hours. Serve over your favorite pasta.

Nutritional facts per serving (daily value):
Calories 114kcal
Protein 11g (23%)
Total Fat 5g (7%)
Sat. 1g (7%)
Chol. 44mg (15%)
Carb. 7g (2%)
Fiber 2g (6%)
Sugars 4g
Calcium 38mg (4%)
Iron 2mg (11%)