Archive for the ‘Uncategorized’ Category

Eat Your Heart Out, Martha! (Or How to Make a Diaper Cake)

Friday, June 8th, 2007

If you can believe it, I have been sitting on this blog entry for a year now. I only know this because the cakes that I have pictured were for my nephew and my best friend’s son and they are both celebrating their first birthday!

Even though I haven’t shared about this, my heart swells a little because I was so proud to carry such a pretty gift into the hospital. I felt even more proud when the nurses stopped me and asked me where I bought it. It was one of my proudest Martha moments because I am not very crafty, but I try oh-so-hard to have those impressive moments in my life.

Making a diaper cake is so easy and the results are extremely impressive! I had seen many companies advertising these on their websites, but they were charging fifty dollars (or more!) for these cakes. I ran a search and ran across this great picture tutorial on how to do it, and decided that it was definitely something I could do with just a couple of small purchases.

For my diaper cakes, I needed to establish a base for them so that I could transport them easily. I found a box in our garage and cut a square of cardboard out of it to rest the cake on. I then covered the cardboard with pretty wrapping paper in blues & pinks.

Next I followed the instructions for making the first diaper layer and used a stretchy headband that I had to bring the base diapers all together, making the first layer of the cake. It had suggested using a rubber band, but I didn’t have any that would secure that many diapers together. I then wrapped pretty ribbon around it and tied them together with that, securing them together with white tipped pins, which made it look like part of the ribbon itself. With the next two layers, I was able to use a rubber band to put them together, and then covered the rubber band with the ribbon.

Once you have all of your layers, you can stack them and stick a dowel rod in the center, or anything that is long and will help them stay jointed together.

I went to Target and found little man blazers that would be perfect to go with the cake. I pinned these to the back and stuck a little stamped card in the pocket that said, “Congratulations!”

Next I went to the dollar store to buy some shrink wrap and two sets of wooden blocks (over by the baby supplies). I spelled out BOY on each of them and saved the rest of the blocks for our daughter to play with.

Shrink wrapping is very easy! Take the bag and pull it over your item and hold it at the top. Turn your blow dryer on and blast it until the wrapping shrinks tightly to fit your item. Use the bow that is supplied, or tie off with a bow of your own!

Diaper cakes can have small items tucked in the center of them from the mom’s registry or you can go with a themed cake. Remember, the more items you add, the more you add to your cost. If you are trying to keep the cost down, keep it simple.

Here are a few theme ideas:

Bath time Cake- add a baby towel, tuck washcloths in the center and put a Rubber Ducky on top. You can also add small bath toys or bubble bath.

Elegant Cake- Make your diaper cake look like a wedding cake, and surround it with fresh or silk flowers. People will hardly believe their eyes when they see it.

Beach time Cake- This would be for a little later in the baby’s life, but you can fill it up with beachy items. Some suggestions are a shovel, pail, baby sunglasses, a hat and some sunblock.

Night-Night Baby– Include a copy of, “Goodnight, Moon” with this cake. Add a little sleeper set, some calming nighttime lotion, and a compact disc of sweet baby lullabies.

The cost for each of these was:

Diapers– Free! they were given to us as a gift and Emily wore cloth so we never used them!

Diaper Cake Base– Free- made out of an old cardboard box we had!

Ribbon– $1.98

Little Man Blazer– Clearanced out for $2.98 at Target! Gotta love those clearance items!

Shrink Wrap & Baby Blocks– $2

Total Cost= $6.96

Sound Off: Would you guys like to see more, “Eat Your Heart Out, Martha!” moments on here? I have one a year, but I am happy to share the few I do have! I hope this gives you another thrifty gift alternative!

The Dollar Stretcher Tips 06.07.2007

Thursday, June 7th, 2007
For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!


Blow By

If you open a window at each end of the house and place a window box fan backwards in one of the windows so that it blows outside of the house, it pulls the air through the house (especially in the early morning hours) and cools your home.
M.

Expiration Unlimited

Be wary of renewal notices! I used to receive several renewal notices for a magazine subscription. They were months apart and I didn’t notice so I paid them. Finally, after receiving a notice close to a recent renewal (which I paid for!), I checked my subscription. I was paid up through 2012! So check your renewals with your subscription departments. You may not need to renew.
Bill in Rockford, MI

Just Dry and Reuse

Our community has a pool, and if you have a little one, the cost of swim diapers quickly escalates a “free” trip to the pool. Last summer, I started washing and re-using our swim diapers. Generally, they are just wet when we get home so I just rinse them in the sink with a little soap and water and hang to dry with the swimsuit. If the diaper was more than wet, I disposed of it. I don’t think I bought more than one package of swim diapers for the whole season.
Marquita H.

Calorie Packs

You can easily make your own 100-calorie packs. I used a calorie book and nutrition information to make a list of the size of various servings of my favorite snacks and the calorie counts. I posted it in my pantry and use it as inspiration to keep my low calorie snack basket full. I keep hard boiled eggs, fresh fruit and clean yogurt containers with pretzels, carrot or celery sticks in a small basket in my fridge. I replenish it every few days. It makes finding a healthy snack easy and even makes finding filler for lunches a breeze.
Kimberly M. in Alta Loma, CA

Natural Facial

The best facial to remove oil is one egg yolk and a teaspoon of mayonnaise. I know it sounds funny, but it makes your skin feel so soft and look new. Just rub it on, wait thirty minutes, and then remove with warm water.
KI

Odor Fighters

A lit match will take away bathroom odor. Strike a match (I use the wooden kitchen kind for easy handling) and the odor disappears. This is much better for us than the air sprays and much cheaper, too. I sometimes light the match and then light a candle, but the match alone eliminates the odor.

Also, after cutting onions, if you run your fingers over the knife under running water, the onion odor disappears.

I don’t know the scientific reason for either of these but I have a very sensitive nose and these both work great.
Pat in St. Louis, MO

Buy the Bucket

I’m an avid gardener and go through a lot of potting soil to plant my container gardens. It can end up costing a lot of money to plant those flowers! Thankfully, I discovered that our local business that sells landscaping products sells dirt, pea gravel, bark, and an assortment of different soils by the bucket full. You just take your bucket and fill it yourself. This is so much cheaper than buying it by the bag.
HW

Love Those Fake Credit Cards

If you’ve seen the new bladeless cream hair removers and thought about giving them a try, try this trick instead. Buy the generic or cheapest brand of cream hair remover, and instead of using a washcloth (very messy!) to remove the product, use one of those fake credit cards that keep showing up in the mail. This works just as well as the expensive, premium product for about half the cost. For soothing softness, smooth on a light film of Vaseline or baby oil afterwards. No need for expensive specialty products to soften your legs, since Vaseline works just as well or better for just pennies.
Victoria in Watertown, NY

Home Sharing

My mom is currently sharing her home with my sister and me in New York City. My mother is retired and has very limited income. She has to supplement her retirement income by working for minimum wage for a few hours per day.

Even though my sister and I are grown, there are advantages we all enjoy such as being able to contribute to the mortgage according to our income and sharing expenses which enables us to keep our housing cost to approximately 30% and lower. My single mom gets to enjoy her family and not being left alone and we get to save more.

I would recommend kids sharing a home with their parent(s), providing they act responsible in every way and respect their parents while living there. This advice is especially good for expensive cities, such as New York City.
Abigail

Veggie Packs

When you chop up those almost done vegetables to put in the freezer, measure them into 1/4, 1/2, 1 cup portions in little sandwich bags and put these bags into a larger bag. This works great!
Leah D.

My Vice: Starbucks Iced Peppermint Mochas

Wednesday, June 6th, 2007

Everyone has a vice. My vice happens to be Starbucks Peppermint Mochas. I LOVE, LOVE, LOVE these and thought that they were a seasonal item since they promote them around Christmas. My brother, a former Starbucks employee, informed me that these are actually available year-round. My vice, which was only a holiday vice, became something I craved throughout the year and I needed to find a way to make this an affordable luxury.

I did an internet search for recipes and pooled a couple of recipes together. Listed under one of the recipes was a tip that you could purchase flavored syrups directly from Starbucks. Who would have knew that? A chat with my brother confirmed those findings and he also shared that you can purchase their chai mix and white mocha mixes as well.

Last weekend I headed over to our Starbucks to find out if I could get some of the peppermint syrup that I love so much. The employee said that he would check in back for me and see if they had enough in stock. Sure enough, they had three bottles and were able to spare one of the bottles for me. Since having them in stock did seem to be a bit of an issue, you might want to call first and see if they can order it or put some aside for you.

The bottle is a one liter bottle and the price tag was only $6.95. After chatting with the employee for a bit, he said that one to two tablespoons (depending on the size of your drink) is enough per coffee. One liter should last me a lifetime so I am planning on splitting the bottle with a friend since it is her favorite too!

I have had my blender humming since I got the bottle and used a tip I found online for making the mochas taste like coffee instead of water. When making your mocha, make a batch of coffee and allow it to cool. Next, pour your coffee into ice cube trays and freeze them. I made half a pot of coffee (six servings) and it yielded enough for two ice cube trays. Freeze the cubes and then when it is time to make your drink, just pop them out and pop them in your blender. You will end up with a great coffee drink without the watery taste, which I seemed to be drinking before.

Here are a couple other cost saving tips:

– Buy cheap coffee when making a mixed drink. Coffee snobs will slight me on this one, but I think when it is mixed in with a variety of ingredients, you don’t taste the coffee as much. I just buy the Aldi coffee or the off-brand Folgers from our local Wal-Mart.

– Use prepared powdered milk to make your drinks. Again, you will not taste a difference and this is a great way to keep the cost down on your smoothies and coffee drinks. I keep a pitcher of this in our fridge to cook with and for making all of our icy drinks during the summer. We save a lot of money doing this. Be sure to read this post on powdered milk and how to prepare it.

– Is your vice Orange Julius? Check out my faux Orange Julius recipe! How about a Wendy’s Frosty? I think this post on Magic Milkshakes are a great substitution! How abut Pumpkin Spice Lattes? I love the mock-version I came up with and you can enjoy these all year round, rather than seasonally at Starbucks!

– Need a great treat to pair with your mochas? How about some Starbucks Banana Pound Cake? I am sure you have some mashed bananas in your freezer!

Now here is my version of Starbucks Peppermint Mochas. These are prepared like the icy drinks that they offer, versus a coffee on ice. It makes it more of a treat and a great way to cool off in that hot summer sun! I hope you enjoy them and can’t wait to get your feedback!

Starbucks Iced Peppermint Mochas

6-7 coffee ice cubes
4 tablespoons sugar (or to taste)

A generous squirt of chocolate syrup (approximately 1/8 cup)

1 tablespoon peppermint syrup

1 cup prepared powdered milk

Place all ingredients into the blender and blend until smooth. This will yield one huge mocha or two smaller mochas.

These are such a great substitution for those expensive drinks and cost pennies versus $3.50 per drink for me. I can freely indulge and feel absolutely no guilt about it!

And because I am a complete dork, I will fully disclose to you that I have a Starbucks mix on our computer that I enjoy playing while drinking my coffee. We have “free” wireless here and I love the music so much at Starbucks that I check out their listing of artists and play those while I sip my cheap drink. If I close my eyes, I feel like I am there and I save on gas and money spent on coffee. Again, I told you I was a dork!

Speaking of music, my brother (a music fanatic as well!) discovered a great album that Starbucks released called Off the Clock. All of the singers are employees of the company and they had a contest to release the best of the best. The music is incredible and definitely worth a listen! It is a great blend of all types of music and a new favorite on my playlist!

Sound Off:
What is your vice? Have you found a way to replicate that experience? Share your recipes if you have them!

A Saving Grace for a Family Vacation: School Zone Products

Wednesday, June 6th, 2007

I feel very blessed to get the opportunity to review so many great products, and the School Zone company had contacted me in May to see if I would be interested in reviewing some of their products for them. I replied that I would welcome the opportunity and hid the box away for our upcoming vacation day. I wanted to have something new for them to do while we were on the train, and these fun activities seemed like just the ticket.

School Zone sent us a variety of products, tailored to fit the ages of our children- 4 & 1 years of age. For our daughter (our one year old), they sent the Happy Faces Infant Cards, the Peek a Boo Bunny Guess Who? cards, and the Fuzzy Animal Discovery cards.

The cards are educational cards that provide texture and bright colors for your little one. They are intended to build cognitive development by providing sensory-rich experiences for baby. Emily really enjoyed the Happy Faces cards, which had a mirror on it and then fit the animals around the cards. Each time she would look at the animal, she could see her face and I was able to share rhymes and activities with her using the cards. Their Fuzzy Animal Discovery cards, had an animal on each side and incorporated foil and tuggable fabrics for baby to interact with. Emily’s favorite cards were the Peek a Boo Bunny cards, which had a plush bunny that had magnets built into its hands, to cover the eyes for a game of peekaboo. Each of the cards had a flap and had a hidden animal behind it. She sleeps with her two little bunnies, so the bunny activity proved to be the most fun for her.

For Ethan, he received a 3D Preschool Magnetic Tin. This was, by far, the highlight for both of our children. This tin included 76 number, letter, and shape magnets. It also include 3D animal magnets. The tin created a magnetic surface for the children to stick their magnets on and several worksheets that could create a playing and learning surface for them. Emily could also play with these, while being closely supervised, and the kids both wanted to play with this set more than anything else. It is a great set for traveling or for quiet times at church service. We will be taking these a lot of places with us. He also received some really great flash cards and a peg puzzle book! The book is being stored away for a rainy day, but he did enjoy the flash cards. The winner with him though was most definitely the magnetic tin!

School Zone offers so many great products and we aren’t the only ones who think so. They won a record of nine iParenting Media Awards for their efforts. Jonathan Hoffman, CEO of School Zone Publishing Company, said, “We are thrilled with our record win of nine iParenting Media Awards for Excellent Products of 2007. From our president to the designers, engineers, sales staff, and more, School Zone is passionate about developing great educational products for children. Many times, we only have the sales numbers to validate our creative efforts. It is affirming to learn that our products shined when reviewed by experts!”

Please visit School Zone for more information on their educational products. We thank the company wholeheartedly for giving us the opportunity to share these products with our children, and for making our trip much more bearable!

Sound Off: Do your children have any favorite toys that incorporate learning activities into them? What is your favorite “quiet” activity for your children to do?

Lessons Learned from a Day Trip to the Museum

Tuesday, June 5th, 2007

You guys left some fabulous vacation tips in my last entry– thanks for the tips on all of the things to do in the Chicago area and ways to see the sites in the US for cheap!

Well, we survived a day trip with the two children to the Museum of Science & Industry, in Chicago, Illinois. We were in survival mode, as Emily did not enjoy any portion of it and cried almost the entire day. She did not seem to appreciate the sites or the train ride there. Lesson #1 learned: Taking an 18 month old to the museum is quite challenging and no amount of tricks in mommy’s bag were interesting enough. This stage is very hard with kids because they don’t want to ride in the stroller for any length of time, but she is also not walking so we couldn’t set her loose either.

The hard part, for us, was that the returning train times were so limited. The first one (around 12:30) would have been too early, but the one later (after four), was way too late. We had to wait for the later train and the kids were both too tired to enjoy anything as the day progressed. Six hours in a museum with two children who desperately needed a nap was too long for them and for us us. We must have looked pretty bad as a man came up to us and told us that he could tell that we looked like we had a long day. I mentioned that the train times were limited to South Bend and he taught me our next lesson. Lesson #2 learned: There are many more time slots available taking the train out of Michigan City versus the South Bend location. Although we would have to drive 45 minutes, we would still not be driving in Chicago, and we would shave some of the time off of the train trip. We are definitely going to be doing that next time!

Ethan did enjoy the train ride though and struck up a long conversation with the conductor including telling him his age, his cousin’s age, and all about where he was going. He was in heaven on the way there, but the novelty did wear off on the return trip.

Ethan’s favorite part of the museum was definitely the train exhibit. If you have a little boy who is into trains, this is a great place to take them. They let you tour a train with a conductor and learn all about it. There are also amazing trains to look at and train sets to watch. He wanted to stay in that section for hours.

We also appreciated the museums, “Idea Factory” which was a special play area for the kids to burn off some energy. They had a section of the area dedicated to children under 36 months, with tons of things to look at and do. Emily enjoyed playing in the water table and playing on their baby jungle gym. As a side note, they had a changing area and an area for mommies to able to rock their little ones and nurse them privately. When I was nursing, this was a huge perk for me, so I thought I would mention it!

Overall, we did have a wonderful trip. I think next time we will either pick the train up at an alternate location, or next time just take Ethan on his own. The important part for us was that we create some really great memories for our family, and I think we accomplished that! We look forward to many more of the free admission days in Chicago and we thank the Museum of Science & Industry for giving us the opportunity to visit such an amazing museum for free!

Total spent for train: $40 (the children rode for free because we took advantage of the train’s Family Fare)
Total spent at the museum: $12 (for drinks & a special treat at the end of the day)
Cost for a day in Chicago for a family of four: $52

I hope you enjoyed your virtual day trip with us!

Free Museum Day: Museum of Science & Industry

Sunday, June 3rd, 2007

You know your family loves getting things for free when they plan their entire vacations around free days at local museums and attractions. That is exactly what we have done for this summer and we are looking forward to spending a day at the Museum of Science & Industry for free tomorrow (Monday).

When my husband asked when he should use his vacation days, I told him I would check all of the museum websites and let him know the days based on the free admissions in the area. We have plans to hit several Chicago attractions including Shedd Aquarium and the Field Museum. We also are looking forward to National Museum Day and are hoping that our new favorite place, the AirZoo Museum, will be participating again this year.

Here is the tip for today…check for free days in your area. These are usually listed under the Admissions link and should give you a listing of dates that they offer free or discounted tickets. You can also do a internet search and look under “free” and the name of your museum. Try and plan some family trips together.

Don’t forget to pack a lunch to eat on the way! The trip isn’t really free if you have to pay for twelve dollar burgers!

Sound Off: What museums offer free days in your area? Do you plan your vacations around free attractions?

New Article: The Benefits of Line Drying Your Clothes

Thursday, May 31st, 2007

We have a new article up! Please visit my new article on the benefits of line drying your clothing. There are some helpful pointers for how to hang your laundry and the reason why this will save your family so much money.

Please be sure to check out this article and let me know what you think! Do you have any of your own tips that have saved you time or money when doing this?

Sound off: Do you dry your clothing on a line? Outside, inside, or both? Please share!

The Dollar Stretcher Tips 05.31.2007

Thursday, May 31st, 2007
For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!


“Uniform” Solution

I save a ton of money, time and energy at my office job by creating a work uniform for myself. I purchased five black slacks (the heavy-duty kind for construction workers as they stay pressed-looking after days of wear in an office) and ten polo shirts of different colors. I simply wash and wear. Before this, I used to get up early and try to coordinate slacks, blouses, belts and shoes. Lately, I realized that I just need to be clean, pressed and presentable. Every piece in my new work outfit is always perfectly interchangeable, and with the differently colored polo shirts, I never get bored with what I’m wearing. Now if I spend time or money on clothes, it’s to wear for a night on the town where it really counts to look my best!
MM

Holey Half

When opening up a new box of cleaning powder (Ajax, etc.), leave half of the holes covered with the opening sticky paper. This way, you only use half the amount of powder to clean. I have found this to be enough to get the job done.
M.

Destination Savings

We were planing a trip to Orlando to go to Disney World. One of the biggest savers on our trip was getting on a national entertainment book website and ordering an Orlando coupon book. Most people only order these for their own hometowns.

By ordering one for the place you plan to visit, you will find all kinds of “buy one get one free” coupons for places to eat and things to do, as well as places to visit. Because these are “hometown” places, you can go where the locals eat instead of the tourist places that you would normally go to. You’ll pay so much less, and by using your coupons, you’ll save even more!

The book saved us a lot of money and we had a great time going to “off the beaten path” places instead of the crowed places most tourists attend!
Karen M. in Fairhope, AL

Party Planning

Two years ago when my high school son graduated, I bought all the party supplies that I needed. I hadn’t planned ahead and bought at full price. What was I thinking??? I spent a small fortune. Do you have someone graduating next year? Be smart, buy the party items, plates, napkins, cups, picture frames and other fun stuff this year. Watch for clearance items at the end of this month. Just don’t buy anything with the year on it. Party supply stores have lots of choices, and lots of items. No need to pay full price. For the stuff with the year on it, just wait until right after next New Year’s!
Tammy A.

Better Bows

I have found a cheap and fun way to wrap gifts without buying expensive bows. After wrapping the gift in colorful wrapping paper and using thin curling ribbon to tie the gift in the traditional crisscross manner I use a bag of candy such as skittles or M&M;’s at the bow by the taking thin ribbon and tying the candy in the middle and curling the excess ribbon. The bag candy tied in the middle had the shape of a bow tie and the ribbon curls around it make it look festive. Kids are much happier with this than a bow they throw out and it is much cheaper.
Linda C.

Picnic Corn-on-the-Cob

One of my favorite picnic food items is corn on the cob, but it is such a hassle to spread butter on it. We’ve found that if you heat up water in a large metal can (old coffee can or large pork and beans can) and then melt butter in it, the butter stays on the top. When your corn is done, all you have to do is dip it in the butter/water and pull it out. It comes out nicely buttered with no mess or hassle.
Cindy M. in North Pole, Alaska

Reservations

My family recently decided to go on vacation. I found that if I looked up the rates from the hotels directly, I saved about $10 per room per night. But that is not my tip. My tip is to call your chosen hotels 1-800 number to make the reservation. Of the three I called, all three of them offered me freebies to book with them. The one I chose sent me $40 off for gas! And my children got to stay for free!
Devery J. in Houston, TX

Flea Market Garden

While weeding my garden from unwanted plants, I wondered if someone else would like some of my surplus plants. I had extra spearmint, garlic and chives. I put them in some peat pots, took them to a flea market, and sold them for $1.00 each. The money came in handy, and the buyers found plants that were less expensive plants than they could buy elsewhere.
Wilma

Basket Storage

Everyone has Easter baskets or other baskets to store. Instead of stacking bulky baskets and taking up a lot of space in a closet for storage, I hang mine from cup hooks inserted into a closet ceiling. This keeps them out of the way until I need them, and uses a usually unusable space.
Kris W.

Moving Kitchen Heat Outdoors

We live in Florida and try to avoid heating the kitchen in the summer. Cooking on a grill can sure help. Our children love grilled teriyaki salmon, BBQ chicken breasts and drumsticks, turkey legs, and London Broil (great for a crowd), corn in the husks, and foil packet dinners.

We often use a wood plank (cedar/alder), which keeps the meat moist, adds flavor and helps keep your meat from getting overdone while you’re busy playing with the kids or puttering about the backyard.

Foil packets are great for vegetables (carrots, potatoes, peppers, onions) and fruits (pineapple, mango, apples) with your meat. Everything turns out tender and steamed to perfection. Again, like the plank cooking, you don’t have to worry as much about flare-ups and burning your grilled items.
Michelle

Overcoming My Fears: Cutting Hair

Tuesday, May 29th, 2007


I think I should just start a series on all of the things that I am learning to do that I was afraid to do. I certainly have enough entries on here to create a series: fear of working with dough, fear of gardening, fear of mowing, and now fear of cutting hair.

I hate to pay for hair cuts and had invested in buying a pair of clippers to do our son’s hair and my husband’s. I tried doing it once and just was too nervous and scared that I would mess their hair up to have done a good job. After attempting this a few times, I usually ended up taking our son over to a Super Cuts to correct my tedious and bad hair cuts. Just taking him over there instead of messing with it at home seemed to save me the time and hassle of attempting it myself.

We had been having my sister-in-law come over to help cut the boys hair and I would make dinner for her. It was a nice arrangement, but she is such a busy person that I felt a little guilty taking advantage of her free time. I still will have her do it, when she is available, but I wanted to learn how to do it myself so we could be more self-sufficient. I could also take advantage of the times when my son was in a good mood or when we had somewhere to go (pictures, family get togethers, etc..) where I wanted him to look his best.

I checked out a book entitled, “Cutting Your Family’s Hair” and I would definitely recommend it to anyone who is trying to learn how to do their own haircuts. The book offered a picture (not a drawing!) tutorial on step-by-step instructions for hair cutting. It also offered a listing of basic tools you would need to get the job done.

The tools that were suggested in the book were a good quality pair of scissors (purchased from your local beauty supply store), a comb, a cape & towel (the cape can be purchased at your beauty supply store), a spray bottle of water, & a pair of clippers. My personal addition to this list is a booster seat to get your child at the right height needed to cut their hair well.

For a basic clipper cut the instructions were:

1. Set clippers at a low setting. Begin at back, cutting hair short. (For my husband and son, I used a number three, to make sure it wasn’t too close or too long- it worked well).

2. Use a comb to pull up the hair and move the clippers across the comb to cut the hair.

3. Continue up the back. Stop 3-4″ from the crown.

4. Move to the sides, using the clippers to trim the hair above the ears.

5. Continue clipping up the sides 2-3″. Leave the top hair to be cut with the scissors. Move around to the back, being sure all the clipped hair is the same length.

6. Cut hair at top back, pulling out hair with your fingers and cutting it to a one-finger length.

7. At sides just above clipper cut area, use a comb to pull out hair and cut (A one finger length is too long at the sides).

8. Cut the top guide line to the desired length, beginning at the crown. Here, it’s cut to a one-finger length. Cut all hair then to this length.

9. Blend the hair that was cut with the clippers with the top hair, using scissors and a comb.

10. Comb front hair forward and trim.

11. Trim across the bottom of the back with clippers.

12. Use clippers to trim sideburns.

13. Hold ears forward and use clippers to tidy up behind the ears.

Although it is hard to go by the written instructions alone, it does give you a better idea of how the pros do it. I found the pictures to also be a great reference for me and it helped make me feel more comfortable doing it.

I did both Ryan & Ethan’s haircuts this weekend and they turned out really well. I “practiced” first on my husband because I felt like I could really take my time and figure everything out. This is something I couldn’t do with an energetic four year old who kept saying during his haircut, “Are we done yet? Are we done now? How about now? And now?” I took my time with Ryan and made sure I felt comfortable with everything and then did our son’s hair after that. I must say, both of their haircuts turned out really well and I am really proud of myself for attempting something that is definitely outside of my box.

While I wouldn’t be up to cutting my own hair, I did pick a low-maintenance style that allows me to go less frequently and I do color my hair at home to save myself quite a bit of money for the family. I also try to do weekly pedicures as a special beauty treat for myself. These savings alone are probably in the fifty-sixty dollar range monthly.

Do you do any of your own beauty treatments at home? How do you save your family money in this category of your spending?

Check it Out: Women & Money

Thursday, May 24th, 2007


I just finished reading the book, “Women & Money” by Suze Orman. Reading it is really an understatement…I actually devoured it in one sitting.

I don’t know why I have never been that keen on Suze Orman. I seem to be more drawn to Mary Hunt & Dave Ramsey’s writings, but I saw this book and figured it might be worth my time to read it.

It was definitely worth my time, as we have been contemplating writing a will for some time, but just have not had the financial means to tackle this. I would really like to have all of this in place, in the event that something should happen to us, but paying a lawyer is just not in the equation for us right now.

Suze Orman recognizes that many people can’t afford to have this paperwork in order and offers her own will planning software, available on her website for a mere $13.50! The software (according to her website) includes:

  • An easy-to-answer questionnaire that will automatically
    select the correct must-have documents for you
  • Audio and visual explanations taking you paragraph by
    paragraph through the four must-have documents
  • 10 electronic guidebooks, that cover all aspects of your financial life
  • Free automatic updates, so your documents will always be current (Internet access required)


It’s like having your own financial planner and personal trust attorney at your fingertips!

  • Personalize – Fill in the questionnaire, and the program will automatically select and populate all the essential documents to fit your unique situation.
  • Print – Listen to or read a step-by-step explanation of what you need to know. Then print out the relevant documents.
  • Protect – To complete the process, follow the instructions that print out with your documents. (In some cases, forms will need to be witnessed and notarized.) Then store them in a safe place.

I am planning to try out this software for our family and get these documents taken care of. There is nothing more frightening than knowing that our financial documents are not in order and this could jeopardize the financial future for our children.

We are in our late twenties and pray that nothing ever happens to us. Unfortunately, life is uncertain and it is important to do this for our children and for our own peace of mind.

Other than that, much of the advice given was to teach women how to understand money and all of the financial terminology and accounts that should go with it. She encourages women to start taking action and has a five month plan to get your finances back in order. Some of it I skimmed over, as it related more to a woman who is in the work force, but a lot of it applied to me.

Her encouragement to save money was taken a step further because she partnered with Ameritrade to get women to open an account and start a nest egg for their future. You will need to actually purchase the book to get the code needed to activate this offer, but with the book cost being under twenty dollars, it would be worth it to make the investment.

If you set up an account between now and 03/31/2008 and automatically deposit a minimum of $50 each month into the account, after twelve months the Ameritrade company will deposit a $100 into the account to reward you for your saving.

I have yet to establish a nest egg for myself, another worrying factor for me. I am not working so I do not have the benefit of a 401K or a paycheck coming to me. I am not sure how long I will be staying home, but I would like to be proactive about my finances and get something established for myself sooner rather than later.

I am wondering how many of you have a nest egg for yourself? How many of you have a will in place for your family? Are these financial matters taken care of or are you sitting around worrying about them too?

I hope you will check out this book. It is a great read for all women and has a great plan for getting your financial life back in order!