Archive for the ‘Money & Finance’ Category

Earn More Money to Help Save More and Pay off Debt Faster

Tuesday, May 13th, 2014

From our money & finance contributor, Kelly Whalen.

Saving and cutting back are not the only way to get your finances in order – in our series we’ve discussed reducing expenseshow to deal with unexpected expenses, and 5 easy steps to a budget that works. But slashing spending is only half the battle. The other half is earning more money so that you can save more, pay off debt, and reach your financial goals faster. Today I’m sharing some ways you could potentially earn more as well as some ways to make sure that extra money doesn’t end up in extra spending.

Earn More Money

Earn More Money

Earning more money is essential if you’re struggling to make ends meet. Here are some ideas to get you started on the path to earning more:

  • Ask for a Raise or more Responsibility at Work. There are many reasons to ask for a raise including being underpaid, having extra responsibilities, and being responsible for generating new income or cutting costs for your company. There are lots of tips for negotiating but the best way to get your boss to say “yes,” is to show your value.
  • Time to Job Hunt. If you are in a position where there’s no room for growth it’s time to look at new jobs. Your skills could be more valuable elsewhere. People often see a jump in income when they make a lateral move from one company to another.
  • Start a Side Gig. Whether you have an idea for a small home business or can tutor kids from home in the evenings’ it’s likely you have skills or hobbies that could be used to earn you some extra money.
  • Get a Second Job. Getting a second job may not sound ideal but look for work that fits your schedule. You don’t have to work two 40 hour a week jobs. You may find a part-time or job you can do online or at home when your regular work day is done. Use your network, friends, and family to find something that is a good fit. This could be anything from a part-time barista job to being a virtual assistant from your computer at home.
  • Improve your Education or Training. If you’ve reached as far as you can go with your current role it may be time to look at more education or training. For some industries it makes sense to go back to school for an advanced degree while for others a certification course will help improve their skill set. If you’re short on cash to pay for further education look for training, programs, or degrees that will be covered by your current employer.
  • Add New Skills to your Resumé. For many people they have a set of skills that they work with each day. Look at related skills to help improve your value to your current or future employers. For ideas on things you might consider search LinkedIn for colleagues or those with similar titles at other companies.
  • Start a Blog. Read some great advice from Amy on long-term tips for bloggers. Blogging is definitely not a ‘get rich quick scheme’ but it can be helpful for reaching new clients for your day job or be a creative outlet that’s totally different from what you do from 9 to 5. And yes it can eventually earn you some extra dough.

Temporary Boosts in Income

While the following ideas won’t get you out of debt entirely or help you save every year they can be a great way to jumpstart your financial goals:

  • Sell Off Items. Whether it is baby gear you no longer need or housewares that aren’t getting use daily you can earn some extra cash by selling items you no longer need or want. Using Craig’s List or other services works well for local only items (like the play kitchen your kids outgrew) while eBay works well for items like collectibles, designer clothes, and electronics.
  • Take Surveys. There are multiple sites that will allow you to earn cash for answering a few questions. Some are based on your fit for the survey while others offer to pay for your feedback no matter your personal fit.
  • Use Apps that help you Earn. Apps are available to help you earn now. The Ibotta app allows you to earn cash for shopping after answering a question or two, liking on Facebook, or even watching a short video. GigWalk is another app that allows users to take photos, submit surveys, and share info with companies that are looking for ‘on the ground’ help.

In the end earning more only helps you reach your goals if you stick to your budget. While it can be tempting to spend a little more on things since you’re earning more-don’t. It’s pretty easy to get yourself right back into living paycheck to paycheck if you aren’t careful. A simple way to manage the extra funds is to have them deposited into a separate account that you use to save, pay off your debt, or reach your other financial goals.

These are just a few ways to earn more. What are some ways you’ve earned more?

 

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Apron Full of Giveaways 05.13.14

Tuesday, May 13th, 2014

Lucy Apron

Source: Suburban50s,  $36.95

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday May 9, 2014

Friday, May 9th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

It was a big week on MomAdvice – I shared how to make a succulent centerpiece and how to make mojito bath salts – just in time for Mother’s Day! I got to interview Rene Denfeld, the author of The Enchanted, for our Sundays With Writers series as well as show you some ways we got rid of kids n’ pet stains around our house. We have two yummy recipes – a cheesecake strawberry-swirl bar recipe from our food contributor, Shaina, and a berry quinoa parfait, which is my new favorite post-workout snack!  On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

 

Food & Drink

Cinnamon Roll for Nurses at Cinnabon

Health & Beauty

Nexcare Bandage Samples

U By Kotex Sample

Poise Pad Sample

Nivea Lotion Sample

Garnier Fructis Marvelous Oil Sample

Entertainment

The Old School House Magazine Download

Evangelism and the Sovereignty of God Audiobook

Summer Apple Camp Workshop for Kids

1,001 Best Grilling Recipes eBook

Life Cycle of a Plant Pack

Star Wars Pack

Bug Coloring Sheet

This Week’s Freebie Events: May 10 - 16

10th - Barnes & Noble: Attend Mother’s Day Storytime, 11 am

10th - Lakeshore Learning: Create a Mom’s Coupon Book, 11 am - 3 pm

10th - Lowe’s: Build a Flower Delivery Truck, 10 am

 

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Apron Full of Giveaways 05.06.14

Tuesday, May 6th, 2014

mustache apron

Source: LJs Custom Creations,  $22.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday May 2, 2014

Friday, May 2nd, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we have an incredible spanish heritage lentil stew from our food contributor, Diana, that you can make just how you want! I’m also sharing how to make Mexican black beans in your slow cooker for Cinco de Mayo (or any time!) and a quick and fabulous Mother’s Day gift idea – how to print out Waterlogue pictures and frame them. I’m excited to share not one, but two amazing author interviews on books I’ve loved – Margot by Jill Cantor and our April book club discussion of The Bear. On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Health & Beauty

Listerine Mouthwash Sample

Garnier Fructis Marvelous Oil Sample

Herbal Essences Body Burst Sample

Olay Sensitive Body Wash Sample

Entertainment

Mother’s Day Craft Ideas for Kids eBook

The World’s Best Street Food eCookbook

Printable Monthly Meal Planner

May Slow Cooker Menu Plan

Strawberry Printable Pack

Frozen-Themed ABC Printable Pack

May Writing Prompts

Transportation Pre-K Pack

American Revolutionary War Pack

This Week’s Freebie Events: May 3 - 9

3rd - Home Depot: Build a Flower Planter, 9 am – 12 pm

3rd - Lakeshore Learning: Create a Schoolhouse Craft, 11 am - 3 pm

3rd - Toys R Us: Lego Star Wars Building Event, 12 – 2 pm

3rd & 4th - National Museums: Free Entrance to Museums for Bank of America Card Holders

 

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Slow Cooker Mexican Black Beans

Tuesday, April 29th, 2014

Slow Cooker Mexican Black Beans from MomAdvice.com.

For years I have been wanting to make beans in the slow cooker, but was intimidated with the process. Beans in the slow cooker though are surprisingly easy and frugal to create in large batches for your family. Today I wanted to show you a foolproof and delicious recipe for Slow Cooker Mexican Black Beans for all of your Cinco de Mayo fun, or as a frugal side dish for your next taco night. Today’s cooking tutorial is going to take you through the in’s and out’s of how to cook beans, how to freeze them, and then in the comments below you can share your views on bean preparation. Everyone has a theory, a trick, and a recipe. Let’s share what we know works best for us!

Bean Cooking 101

How to Cook Dried Beans

Why Should You Trouble Yourself With Dried Beans?

There is true convenience in grabbing a quick can of beans for your dishes out of your pantry. Although it is still a frugal staple, dried beans are oh-so-much cheaper and they have much more flavor than the canned variety. Dried beans typically cost two to three times less than canned beans and they have the added benefit of less sodium, more flavor, and can save you a lot of room in a small pantry. Did I mention that they can be made while you are sleeping in your slow cooker? Now that’s a beautiful thing.

When I posted that I was working on this on Instagram, many people commented on their techniques as well as their failures in cooking beans. I guess I am not the only one a little intimidated by the process. Now that I have made them though, I will be making this a regular habit because it saves me a lot of money and is a very filling protein for someone who is on a gluten-free diet and always hungry.

A Little Sorting Never Hurt Nobody

Once you purchase your beans, make sure you sort them out. Arrange dried beans on a sheet pan or clean kitchen towel and sort through them to pick out any shriveled or broken beans, stones or debris. This is not an all-day affair, just a quickly peek and move on to the next steps.

Rinse It, Rinse It Good

Always make sure you rinse your beans really well before beginning. Make sure you also rinse them well after our salt brine (below).

Slow Cooker Mexican Black Beans from MomAdvice.com.

To Soak or Not to Soak

Sounds like a great Shakespeare line, doesn’t it? I know that many people skip the soaking process and opt to just throw them right into the slow cooker after a rinse.  I always consult the experts when it comes to cooking and according to Cook’s Illustrated, quick soaking can be effective, but their proven method of soaking beans in a brine, yields a bean that a girl can really be proud of.  Just as a brine on a bird can yield tasty results, beans can benefit from salt too. The salt soak prevents magnesium and calcium from binding to — and, subsequently hardening — the cell walls on your beans. When people  complain that they can never get the beans to soften, you can be assured that a brine can help with that, while maintaining the shape of your beans.

Cook’s Illustrated recommends, for 1 pound of dried beans (about 2 cups) dissolve 3 tablespoons of salt in 4 quarts of water. Add the rinsed beans and let them soak at room temperature for at least 8 hours or up to 24 hours. (If you’re short on time, quick-soak the beans: Place the beans in a large heatproof bowl. Bring 2 quarts of water and 3 tablespoons of salt to a boil. Pour the water over the beans and let them soak for 1 hour before draining and rinsing.)

As far as salting goes for your beans for seasoning though, it is advised to wait until the end and salt once they are cooked and season to taste. You also want to be sure that you are rinsing that brine off before you get started with your recipe.

Slow Cooker Mexican Black Beans from MomAdvice.com.  Cook Them Low & Slow

Since beans need to be cooked low and slow, the slow cooker is ideal for cooking your beans. Once you have rinsed these after the salt brine, add them to your slow cooker along with liquid and seasonings of choice and turn your slow cooker on Low and head to bed.  Skip the addition of anything acidic though because the acid can prevent those beans from breaking down and it’s all about getting these beans to break down.

I cooked mine in my Ninja Cooker and set it for six hours and it set’s itself to warm after that.  The beans should take roughly six to eight hours to cook and slow cookers can be the ideal tool for cooking them. According to The Kitchn, it’s adviseable to pick a slow cooker that fits best with the amount of beans you are cooking. They advise that for small batches of beans, a pound or less, to rely on a 3 1/2-quart or smaller slow cooker. If cooking 2 pounds or more, you can use your 7-quart slow cooker.

Slow Cooker Mexican Black Beans from MomAdvice.com. Freeze Those Beans

Once the beans are done, divide them up into two cup portions in freezer bags and put them in the freezer.  You can now enjoy the savings all month long and enjoy these beans as a side or accompaniment to any of your favorite Mexican dishes.

I hope this tutorial helps and I can’t wait to read your own tips for cooking beans in the comments below! These would be delicious paired with my favorite 10-minute fish tacos, our chicken enchiladas (made with homemade enchilada sauce), my roasted corn salsa, and a tall margarita or mojito…just in case you are looking for a few great dishes for Cinco de Mayo!

Slow Cooker Mexican Black Beans from MomAdvice.com.

SAFETY NOTE: If you are cooking kidney beans, boil them for 10 minutes before cooking. This neutralizes a toxin called phytohemagglutinin that can cause acute digestive distress.

Slow Cooker Mexican Black Beans
Author: 
Prep time: 
Cook time: 
Total time: 
Serves: 6
 
Be sure to read our Bean Cooking Tutorial before you begin! These beans make the perfect side dish for any meal!
Ingredients
  • 1 pound dried black beans
  • 6 cups chicken or vegetable broth
  • 6 cloves garlic, smashed and chopped
  • 1 tablespoon cumin
  • 1 tablespoon chili powder
  • 1 (14.5-ounce) can diced tomatoes, or 2 cups fresh chopped tomatoes (ADD AT THE END)
Instructions
  1. Follow the instructions for sorting, rinsing, brining, and then rinsing again as I have outlined above.
  2. Put the drained beans into your slow cooker, then add the chopped garlic, broth, cumin, and chili powder. Stir well to combine.
  3. Set on LOW for six to eight hours in your slow cooker (see above for recommended slow cooker sizes based on pounds).
  4. Once they are done, stir in diced tomatoes and season.
This post contains affiliate links.

What’s your favorite way to cook beans? Any tips, tricks, or techniques that work well for you?

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Apron Full of Giveaways 04.29.14

Tuesday, April 29th, 2014

MommyandMe Apron

Source: Mommy & Me Set, Debz Doodles,  $35.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday April 25, 2014

Friday, April 25th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we have a fun springtime DIY watercolor and digital art printable from our craft contributor, Sarah and 3 rainbow science experiments that are sure to amaze your kiddos in honor of the new film, Legends of Oz. On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways.

Have a great weekend, everyone!

 

Food & Drink

Seattle’s Best Coffee Sample

Health & Beauty

7-Day Dial Lotion Sample

Finish Dishwashing Detergent Tabs Sample

Suave Natural Infusion Shampoo Sample

Pet

Healthy Weight Purina Cat Chow Sample

Entertainment

My Starbucks Rewards Bonus Star

VeggieTales Silly Song Snack Pack MP3 Download

Online Chore Chart for Kids

The Promise of Security eBook by Beth Moore

Found Adrift: 40 Days of Recovering Grace eBook

Jesus and Scripture eBook

Angry Birds Kindergarten Printables

ABC Cursive Cards

This Week’s Freebie Events: April 26 - May 2

26th - Lakeshore Learning: Create a Storytelling Sailor Puppet, 11 am - 3 pm

26th - Michael’s: Create a Handmade Mother’s Day Card, 12 – 3 pm

 

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Apron Full of Giveaways 04.22.14

Tuesday, April 22nd, 2014

linen apron

Source: Linen Life Ideas,  $28.75

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday, April 18, 2014

Friday, April 18th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I’m so excited to be featuring another recipe using Mama Francesca grated cheeses – this time for an easy and impressive appetizer – Cheese Dusted Olives – yum!

You’ll also find my tips for how to stain a picnic table that makes it like new, plus a wonderful parenting post from our contributor, Mary Carver, all about taking a mom timeout. Can I just say I relate? A-hem… And make sure to check out our new Friday feature each week – It’s the 3 Little Things – this is where I get to share 3 things that I’m loving right now, and I hope that you’ll join in, too, by linking up your favorite things!

Of course you’ll also find our weekly notebook, filled with inspiring DIY food, decorating and craft ideas, and you’ll want to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Food & Drink

Seattle’s Best Coffee Sample

Health & Beauty

Suave Professionals Natural Infusions Shampoo Sample

U By Kotex Sample Pack

Entertainment

The Truth of the Cross Audiobook

My Monster Burrufu Children’s eBook

Printable Easter Fun Kit

Mini World Pack

Brown Bear Printables

Zoo Scavenger Hunt Printables

Number Coloring Pages

40 Day Easter Journal & Activity Book For Kids

Daily Cleaning List Printables

Printable Pre-K Easter Pack

This Week’s Freebie Events: April 19 - 25

19th - Lakeshore Learning: Create a Sunny Days Light Catcher, 11 am - 3 pm

19th & 20th - National Parks: Free Admission to National Parks all weekend

 

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