New Uses for That Old Phone Book

June 11th, 2006

Last week our new phone book arrived. The book was sitting out by our mailbox and I immediately had some flashbacks to the old days when we were so excited about our new phone book arriving. When we were kids, the McDonald’s in our area would give a free hamburger to you if you turned your phone book into them. We would have family & friends save their phone books and we would haul in five of them so that we could all have a free hamburger. Those were the days!

I don’t know of any programs like this anymore, but there can still be some great uses for your old phone books…These are just a few creative ones that I came up with!

1) Use your phone book to do your crafts on. Open up the book and work on your projects (painting, glitter, or anything else that is messy). When your project is complete, just tear and dispose of the pages.

2) A phone book can be an instant booster seat. Stack one for a tall child or a few for the smaller kids. If you are ambitious, you could make a “ghetto booster seat” (this name was made by my husband). Cover the booster seat with the comics section of the paper or with vinyl to make an inexpensive seat for your child.

3) Tear pages out to use for packing material. This is a creative and free solution for all of those Ebay packages you are shipping!

4) The pages of the book can be used to wipe down windows. Use your favorite cleaning solution and wad the torn pieces to do a quick (lint free) swipe on the windows.

5) Do paper crafts using the phone book pages. Paper airplanes & origami can be done using the old pages. This is great for the children who like to continuously practice on new sheets of paper.

6) Old phone book pages can be a creative gift-wrapping solution. For example, wrapping phone cards or a gift card to a restaurant, pizza, books, massage, etc.. (pull that section of the phone book out for wrapping these gifts) is a free alternative to pricey gift wrap.

7) Stick the old phone book into your car for the unexpected calls. If you need to make a reservation, set up an appointment, or are looking for a particular business & are lost- just pull out the phone book to find the respective number. No need to call for information if it is right there in your car!

8) If all else fails, recycle the book. You will need to find out if your particular area recycles them and what days they take the books. Most areas have a specific week that you can put them in the bins for recycling.

Feel free to share any of your own ideas on things you can use your old phone book for by clicking on the comments button.

Goodwill is Good

June 8th, 2006


I hit Goodwill last weekend and I was so glad that I did. Pictured here, is a gorgeous sterling silver serving tray that I got for a mere fifteen bucks. I was so excited to have found it! I brought it home, with the intention of selling it on Ebay, but have grown attached to it. My husband and I decided that we would like to mount it on the wall because the detail on the inside is so beautiful. Yes, yes, yes, I know that silver must be polished- but isn’t it so worth it when you see this piece?

I frequent Goodwill quite regularly and have become a Goodwill Booster Club member for the past three years. The way I understood this, from the Goodwill website, is that each of the stores operates independently and each individual store may offer something different in their policies and what they accept. In our town, they offer a Goodwill Booster Club membership for five dollars per year. For five dollars, I receive twelve (for each month) coupons that I can use anytime during the month. With this coupon, I can choose any day that I want and make it my fifty percent off day. This is nice because my fifty percent off day isn’t everyone else’s fifty percent off day, allowing me to have a better selection and to use it when I know that it is going to be worth it. If they don’t offer this in your town, it might be worth inquiring about or sharing this type of program with them.

There is also a great online Goodwill site that you can visit to score amazing items that they have put up for auction. Shopgoodwill is the newest Goodwill store offering a wide array of antiques and collectibles pulled from Goodwill’s vast inventory of donated goods. They offer everything from unique one-of- a kind items to estate pieces. Revenues from these auction sales fund education, job training and job placement programs for people with disabilities and other disadvantages.

Don’t forget that you can donate items to Goodwill too! They take all types of donations including that rusted-out old car that you have sitting in front of your house on bricks. All donations are tax-deductible and it will free up more space for your treasures that you run across when you go to garage sales this summer. Check out their website for more details and tips on their donation procedures.

In short, Goodwill be good for this frugal momma!

PF Blogger Spotlight: MomAdvice

June 7th, 2006

I just wanted to share the good news that I was the featured Personal Finance Blogger being showcased on Blueprint for Financial Prosperity. I got the opportunity to do a little interview with Jim and share more about our site (with hopefully some folks who haven’t heard about us). I hope you guys can take a peek since I was pretty excited to see it up. Jim’s site is great and worth your time if you are trying to save money. He is also the guy whose traveling show I look forward to the most- the amazing Festival of Frugality.

Many thanks to Jim for giving us the opportunity and welcome to those of you who happened upon our site through his interview. I am very appreciative.

Weeding Through Your Child’s Art Work Creatively

June 7th, 2006

Welcome to this installment of Works-For-Me Wednesday! Once again, thanks to Shannon for her great idea and please visit her blog to view all the other wonderful participants. Last week, I discussed my single cup coffeemaker and an easy way to get your coffee to your travel mug. You can view that blog entry here. I was having some difficulty with my camera so if you were missing a visual for that one, I finally uploaded a picture and you can see exactly how I do this.

Today I thought I would share my creative solution for weeding through my son’s art work. My son attends preschool and they do a craft every day that he is there. He attends two days and also attends bible school on Sundays, where they make some type of craft there too. That means (at minimum) we are bringing home three crafts a week.

Now I love everything my son brings home, but there are just those *special* crafts that really stick out in my mind. There are the ones that are pictures of his family, or ones that have his beautiful handprints- stuff like that. Then there are those that are just funny that I can’t wait to show him later in life. Like, when they had “Q” day and had to make a Queen and our son only put hair on one side of her face. My husband pronounced this his, “Boy George” queen and every single time one of us walks by it we sing, “Do you really want to hurt me?” Or the time where he put the duck’s eyes upside down and it actually kind of looked freaky because the eyes were those googly bouncy eyes and it just looked…well, scary!

As for the other crafts, we have found a good way to share these with others. Each family occasion (birthdays, illness, or a thank you) we ask our son to pick one piece of art work that he would like to give as his gift. He picks one that is special to him and he tells us what he would like for us to write on it, as a special message just from him. This has helped him learn to share his talents with others and also becomes a special gift just from him. He loves showing his art work off and we love weeding through the countless art projects that come our way. On our gifts, we attach the craft on top of the wrapped gift and this is much more creative than a bow! As you can see, this Works-For-Me and I look forward to sharing with you guys more next week!

Visit the Traveling Shows

June 6th, 2006

Just wanted to share the latest and greatest in this week’s carnivals & festivals.

The Carnival of Debt Reduction (# 38) is up over at the Mighty Bargain Hunter. She has included only the links to those that actually fit the profile (carnival of debt reduction=debt reduction blog entries). Our Sharing the Bounty entry made the cut. Thank you to our faithful Mighty Bargain Hunter for including us in this week’s carnival. Aridni will be hosting next week.

The Carnival of Personal Finance (#51) has traveled over to MapGirl’s Fiscal Challenge. MapGirl highlights her personal faves and showcases the best of the best in the carnival. Our Frugal Teacher Gift was included this week.

Finally, The Festival of Frugality(#26) has been posted over at Value Investing & a Few Cigar Butts. This guy is amazing- fifteen years old and already hosting a festival! It is his first and he did an excellent job. You have to love someone with ambition like that!

Frugal Momma’s Top Picks:

Frugal Upstate has a great blog entry on how to beat the heat during these hot summer days. Jenn comes up with inventive (and cost-effective) ideas for keeping cool.

Stop Buying Crap has a great entry on how to choose a lender for consolidating your student loan debt. We have finally made the decision to deal with this and I am breathing a sigh of relief now that we have lowered in and locked into our interest rate. PLEASE PLEASE, if you haven’t taken advantage of consolidating, be sure to do this BEFORE July 1st! Be sure to read this blog entry to help guide you in choosing the best lender for you & your family.

Young & Broke has blogged about Dave Ramsey and his radical approach to dealing with debt. I have read some of his books and agree with some of his philosophies (particularly the ones that are highlighted in her blog entry) so this is definitely worth a peek. It is a radical way of dealing with your debt, but when you are in the poor house, you need radical measures to get you back on track.

Monday WAHM Spotlight: Tupperware

June 5th, 2006

A big congratulations to Carmen Cranford on being chosen as our Monday WAHM for MomAdvice.com. We wish her much success in her business and with her family.If you are interested in being featured, we will be selecting a mom for each Monday of my blog. You can read more and apply. Email confirmations are sent to each mom if they are chosen. I am a little on overload with these so please be patient waiting for my reply. I promise to get back to you guys soon! Also remember to do your own research on these companies. If there are obvious red flags on BBB, I do not post them. Check my scam article to find out more about the potential dangers of work-at-home businesses.

Thank you to Carmen and her WAHM business, Tupperware, for taking the time to apply and be a part of my Monday feature!

Name: Carmen Cranford

City/State: Ashdown, Arkansas

Name of Company: Tupperware

Website Name: http://my2.tupperware.com/1Csquared

Two or Three Sentences About Your Company:

Tupperware storage, kitchenware, seasonings, host parties -online or offline and earn extra spending money to pay bills.

Two Tips for Moms Trying to Work-At-Home (these tips can be how you stay organized, how to be successful, how to get started- anything that you feel would help someone just starting out):

Stay organized: keep a notepad by your pc to keep up with email addresses and links; keep a file (hard copy) of customers on index cards. Always give excellent customer service. Always get back with past customers- ask if they were pleased or not with their products.

College Coupons

June 4th, 2006

If you have been following my blog, you will know that I shared frugal gift ideas for the graduates in your life. One of my ideas was college coupons. We just happened to be going to a graduation this weekend, so my husband and I designed college coupons that you could print out and personalize for yourself. If you visit our free downloads section you can print out these coupons and choose the options that you are willing to help the graduate with (laundry, cookies, dinner at your house, etc..). You can download these here. This makes a nice (and inexpensive gift) and can be a gift that they enjoy throughout their school year (instead of just one day!)

I mounted my coupons on heavy cardstock. Then I stamped the top, punched a hole and attached the three together with ribbon. On the back, I wrote “Please Rush” and put one of those free address labels (another idea for using these is in this other blog entry) so that the graduate can mail this directly to me as a postcard.

I hope that this download will be useful to you and help cut down on the expense of graduation gifts for you & your family! Check my other entry on simplifying gift giving for other ideas that you can use for cutting down the expense of gift-giving!

Sharing the Bounty

June 2nd, 2006

I love to feed people. I mean I LOVE to feed people. I am one of those annoying people that is offended if you don’t have seconds, don’t compliment me on how delicious my food is, and will force you to eat even when you aren’t hungry. I love to try new recipes and have a desire to share everything that I make with others. Since I have a knack for feeding people, I enjoy taking meals to those in need. If you are sick, having a baby, feeling blue, lost a loved one- I will be knocking at your door with food in hand…whether you asked for it or not. I have not had anyone refuse my efforts yet and this is the only way I know how to act in crisis situations. This would be a typical Amy conversation:

Friend: My dog just died
Amy: I will bring a casserole and you will feel much better

Since I prepare meals often, I am getting my delivery of food down to a science. Here are a few helpful pointers for the frugal-minded on how to make your dinner special (but cheap!)

1. Although you may be frugal, this may be the time to break out the disposable stuff. I try and stock up on foil pans at the Dollar Tree and have these on hand to put meals in. I also have a lot of mismatched containers (ones missing lids) that you can use that Glad Press & Seal stuff on and cover those containers that you wouldn’t normally use. I usually bring disposable containers to people who I don’t know very well and am unsure if I will get my stuff back from them. For family and close friends, I do have a set of dishes that I use just for delivering meals.

2. If I actually deliver food to people in my “real” dishes, I stick those free address labels on them to make sure that I get my pans back. These labels are particularly handy for the new mommies who are weary from being up with their new little bundle of joy. Usually they are getting multiple meals and it is easy to have your things get lost in the shuffle. I put my address labels on these containers and it makes it easier for them to remember who gave them the dish and they have my address handy for thank you notes (if they feel like thanking me, which is unnecessary, but always appreciated!)

3. A tray or a sturdy box makes delivery much easier. My sister-in-law pointed out a tray to me when we were at TJ Maxx and I got it for less than ten bucks. It is so nice to stack everything on the tray to take to people, drop off the food, and take my tray home for the next round of meals.

4. Pick dishes that s-t-r-e-t-c-h. I usually fix pasta dishes for meals because I know that I can make a lot for them without going over on my own grocery budget. Making something that you can easily double is also very important. You can freeze a batch for yourself or eat it that night for dinner and have one less meal to worry about.

These are a few of my favorite dishes to take to folks because they are wallet friendly and make a wonderful presentation (with minimal efforts).

Homemade Spaghetti Sauce w/Meatballs

Meatballs:
1 # lean ground turkey
1 cup bread crumbs
1 tablespoon dried parsley
¼ cup gratedParmesann cheese
1/8 teaspoon garlic powder
1 egg beaten

Sauce:
4 cloves garlic, minced
3 cans crushed tomatoes
1 can tomato paste
1 cup beef broth
2 teaspoons dried Italian seasoning
2 teaspoon white sugar
3 teaspoons salt

In a large bowl, combine ground beef, bread crumbs, parsley, Parmesan, garlic powder and beaten egg. Mix well and form into 12 balls. Store, covered, in refrigerator until needed. In a large saucepan over medium heat, saute garlic in olive oil until translucent. Stir in tomatoes, salt, sugar and bay leaf. Cover in slow cooker and heat on low, and simmer 2 hours. Stir in tomato paste, Italian seasoning, and meatballs and simmer 2 hours or more. Serve sauce & meatballs over penne pasta.

*For time-saving, you can bake the meatballs on a cookie sheet for 15-20 minutes at 400 degrees and then add them to the sauce.

Slow Cooker Beef Stew

2#’s beef stew meat, cubed
6 cups of various veggies- carrots, potatoes and celery
1 can diced tomatoes (with the juice poured in)
1 can beef broth
1 cup water
1 tsp ground mustard
salt and pepper
3-4 sprigs of fresh rosemary

Put beef in a zipper bag with a 1/4 cup of flour and toss to coat. Brown the meat in a skillet and place on the bottom of the crock pot. Coarsely chop vegetables and place on top of the meat. Pour in the can of diced tomatoes with juice, can of beef broth, water, and ground mustard. Place sprigs of rosemary on top and cook on high for four hours or on low for six to eight hours.

Taco Soup

1 pound ground turkey
1 can chili beans, with liquid
1 can kidney beans, with liquid
1 can whole kernel corn, with liquid
2 cans diced tomatoes
1 can tomato sauce
2 cups water
1 package of taco seasoning mix

In a medium skillet, cook the ground beef until browned over medium heat. Drain & set aside. Place the ground beef, chili beans, kidney beans, corn, tomato sauce, water, diced tomatoes, & taco seasoning mix in a slow cooker. Mix to blend and cook on Low setting for eight hours.

Chicken Tetrazzini

1 (8 ounce) package egg noodles, broken into pieces
¼ cup butter
¼ cup all-purpose flour
¾ teaspoon salt
¼ teaspoon ground black pepper
2 cups of chicken broth
1 cup heavy cream
2 cloves of garlic
2 tablespoons sherry
1 package mushrooms
2 cups chopped cooked chicken
½ cup grated Parmesan cheese

Preheat oven to 350 degrees. Lightly grease a 9×13” baking dish. Bring a large pot of lightly salted water to a boil. Add noodles and cook for eight to ten minutes or until al dente; drain. Meanwhile, in a large saucepan, melt butter and cook garlic in the butter. Stir in flour, salt, & pepper. Cook stirring until smooth. Remove from heat and gradually stir in chicken broth & cream. Return to heat, and bring to a low boil for one minute stirring constantly. Add sherry, then stir in cooked spaghetti, mushrooms, & chicken. Pour mixture into the prepared baking dish and top with Parmesan cheese. Bake for thirty minutes in the preheated oven, until bubbly and lightly brown.

Classic Baked Ziti

1 pound lean ground beef
2 cloves garlic, minced
1 (32 ounce) jar meatless sauce
1 cup chicken broth
1 teaspoon dried oregano leaves
1 (16 ounce) package ziti pasta, cooked & drained
2 (8 ounce) cups shredded mozzarella cheese
1 cup grated Parmesan cheese

Preheat oven to 350 degrees. In a large skillet, cook ground beef & garlic over medium-high heat for six to eight minutes or until beef is browned; stirring frequently. Stir in spaghetti sauce, chicken broth, & oregano. Reduce heat & simmer for ten minutes. Stir one cup of the sauce into the cooked ziti noodles. Spoon half of the ziti mixture into a 9×13 baking dish. Sprinkle with 1.5 cups mozzarella cheese & a 1/2 cup Parmesan cheese. Top with two cups sauce, then remaining ziti mixture & remaining sauce. Cover & bake for 20 minutes. Sprinkle with remaining mozzarella & Parmesan cheese. Return to oven & bake uncovered for ten minutes or until heated through.

Feel free to share your own recipes in the comments section so that we all can get new ideas for meals!

Friday Freebie…Free Donuts (yum, yum!)

June 1st, 2006

Here is a freebie worth waiting in line for. Stop by Krispy Kreme on June 2nd (Friday) and get yourself a FREE doughnut of your choice. They are celebrating doughnut day and we are celebrating freebies. Now this is truly a freebie worth celebrating for…Enjoy!

A Visual for Works-For-Me Wednesday

June 1st, 2006

I was having trouble with my camera on Wednesday so I didn’t have a picture to go along with my Wednesday solution. This was really bugging me so I am now posting the picture that was supposed to go up yesterday. Be sure to read my blog entry on this coffee making solution!

I hope this helps explain this a little better, although I have to say that the coffee picture I chose was much more beautiful than this digital picture I took.

Have a wonderful Thursday everyone!