Taco Soup

April 27th, 2007

Taco Soup

1 pound ground turkey
1 can chili beans, with liquid
1 can kidney beans, with liquid
1 can whole kernel corn, with liquid
2 cans diced tomatoes
1 can tomato sauce
2 cups water
1 package of taco seasoning mix

In a medium skillet, cook the ground beef until browned over medium heat. Drain & set aside. Place the ground beef, chili beans, kidney beans, corn, tomato sauce, water, diced tomatoes, & taco seasoning mix in a slow cooker. Mix to blend and cook on Low setting for eight hours.

Serve alone or can be topped with shredded cheese & sour cream.

Serve with tortilla chips.

The Dollar Stretcher Tips 04.26.2007

April 26th, 2007

For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!

Designated Shopper

I try to stay out of the grocery store after I have done my weekly shopping. If I do go for a loaf of bread, I wind up spending much more. To solve this problem, I have my husband go instead. He hates grocery shopping so much that if I send him for bread, he will run in and come right back out with a loaf of bread. It’s kind of funny really, but it’s also great for the budget.
Janet S.

Cheaper Futon Cover Choices

We have a futon in our loft that serves as extra seating as well as a makeshift spare room for guests. The covers can be very expensive, but I have found two great alternatives. I was using a full-sized fitted sheet and this worked quite well. They are very inexpensive if you shop sale or clearance. I decide I wanted an even better fit and tried a full/queen size duvet cover that I found on clearance for less than $10. It works great! These two options are much less expensive and the choices in patterns and fabrics are endless.
Karissa W.

See Through!

When cleaning windows, eye glasses, shower doors, mirrors or anything glass, I’ve found that using rubbing alcohol does the trick! It’s cheaper than those “commercial” glass cleaners, takes less wiping and it’s streak-free. Obviously, take appropriate care for pets and children.
Julee

Super White

We like our white clothes to look the whitest they can so I keep a five-gallon bucket in my laundry room sink. I fill it half full of water and one scoop of BIZ. When we change white clothes, I put them into the bucket until wash day. Each time I add clothes, I swish them around to get the full benefit of the BIZ. Sometimes you may need to add more water and don’t forget to swish them when you do. Wash as usual. It may take a couple of soakings to get them as white as new.
Janice H.

Self-Cleaning Worthwhile

I have a self-cleaning oven, which can be expensive to operate. To make the best use of the energy requirements, I do two things. First, I only clean the oven after it’s been used for cooking a meal. The oven is already partially heated and I can reduce the energy consumption of heating it up from cold. Second, I throw in my enamel on steel broiler pan, baked on enamel roasting pans or BBQ racks so they get cleaned too.
Cindy B.

Sticky Labels

Have you ever had a label that didn’t want come off of a jar, a sticker that your kids placed on a mirror, or a bumper sticker you didn’t want? Simply heat it up with a blow dryer. When the adhesive starts to melt, the sticker will peel right off!
Susan S. in Florissant, MO

Sweet Ride

In the mail and at department stores, I often receive those small papers with the perfume sample inside the flap. Place one on the floor of the car or in the air vent. Not only will your car smell wonderful, but also you’re able to “try on” a new perfume to see if you like it.
Karen B. in White Bear Lake, MN

Grad Gifts

We are approaching high school/college graduation time. My favorite high school graduation gift was from my grandmother. She filled a storage crate with shampoo, lotion, rolled quarters (for laundry), laundry soap, snacks, etc. Gram made a crate for each semester that we were in college. I now like to give a crate or laundry basket full of supplies that a college student would need to start school. This gift can be given to someone that is moving into his/her first apartment or house.
Heidi W.

Cheaper Cereal

My husband only likes cereal for breakfast (and boxed cereals are expensive, even with a coupon). Instead, we now go to our local co-op and buy oats in bulk at 59 cents per pound. This is even cheaper than the generic brands in the canisters at the grocery store, which are usually 99 cents per pound. It also saves us on the cost of milk since oatmeal takes less milk than a bowl of cereal!
Julia in White River Junction, VT

Amy’s Notebook 04.26.2007

April 26th, 2007

Be Mom of the Year:

The Cozi Connection has a great list of items you should add to your family calendar so you don’t miss a single important event. This one is a wealth of information!

Genki Desu Yo shares some tips to get your kids moving on doing chores pay per post style. This is an awesome read and much cheaper than hiring a cleaning service.

Be Cheap:

Scaling Back has a great post on how to scale back on electricity. They got familiar with the electronic meter outside and are hoping to lower their electricity bills.

Zen Habits share a simple way you can save $3,000 a year, without a lot of effort on your part.

Lifehacker shares tips for how to remove car dents on a budget. This is the kind of information every frugal gal needs (especially if you bang up the car and don’t want your husband to know!)

Spending Smart has a great list of frugal cell phone tricks. I like the Craigsnumber one that is listed- check it out!

Have a Martha Moment:

Frugal Upstate has a recipe for making homemade lemonade– yum!

Craft Magazine features an entry on some great sewing accessories you can make. I love the bag idea!

Home Ec 101 shares some ironing tips for fixing those crazy polo collars that won’t lay right. I use the iron so rarely that my son asked what it was one day. Hmm… oh well!

Craftzine shows how to make beautiful fabric brooches. This is a great way to use up some of that scrap fabric you have laying around.

Get Inspired:

Creative Organizing has a great post on how to tame kitchen clutter. There are some great ideas in this one!

Design Mom has some great solutions for inexpensive window coverings, although the expensive solutions are extremely beautiful too!

Why Being Thankful is So Important

April 25th, 2007


I just began the greatest book called, “For the Love of Letters” by Samara O’Shea. It is a guide to the art of letter writing and I am totally in love with this book already. The book is filled with ideas for writing every kind of letter you can imagine- an apology, a letter of thankfulness, a message of sympathy…any kind of letter you could ever dream of is in this book.

Growing up I never had a choice about writing letters of thanks for things that we received in our life. It was always ingrained in us that writing a thank you letter was just essential. Only those who are thankful and express their gratitude can graciously receive something else in their life.

As I have grown up though, the written word has been disappearing. Letters have been replaced by digital media and cell phones. Why take the time to write a letter when you can just shoot off a quick email and get on with your life? I imagine that this is going to be one of those things that I will have to work extra hard on with my children, as text messaging and chatting in code has replaced the formality of actually penning a response.

One of the most practical reasons for being thankful is because the act of being thankful makes people want to give to you again. And again. And again. A handwritten note, a special phone call to thank someone for something they have given you, a small token of gratitude for what they do for you- this is not only thoughtful, but also a necessary part of your life.

One example of a time of gratitude in my life was when we were expecting our second child. When we found out we were having a little girl, I was so thrilled, but I also knew that many of our boy things would have to be replaced by little girl items. I had that nervous feeling about our finances and how we were going to swing an entire new wardrobe. I knew that we could make it work, but I also knew that starting over can be pretty expensive. Cue the windfall of clothing. Do you hear it? People from all over started just giving me things. I had a girlfriend who loaned me her daughter’s entire wardrobe for the first year. Then I got that nervous feeling again. Cue another windfall of clothing from someone that was a friend of our family, and feel that sense of relief again.

When my grandmother brought over a bag of clothing from someone who didn’t really even know me personally, I wept. I was so touched that someone would give us so much and not even ask for anything in return. I called her as soon as she left and thanked her, blubbering the whole time. I asked what I could do for her- if I could offer her a gift card or a sum of money. She did not want anything from me, but thanked me for calling. I sat down and penned a note to her and thanked her family for what they did and sent off a couple of handmade hair bows to her daughters. It was a small gesture compared to the enormous gesture she offered me, but it made a positive impression. She later told my grandmother how nice it was to give to someone who was so appreciative and that she planned to give us her children’s clothing as her daughters outgrew them.

Had I just took the clothes with an open hand and never sent her a note of gratitude; I would not have received anything again from her. She would probably give the clothes to someone else, someone who would have acted like they cared & appreciated what she was doing for them.

I see this often in my life, and I try to keep this in the back of my mind.

Writing a letter of gratitude is also a great, great thing when you work from home and are trying to build your business. When someone sends you something or does something for you in your business, you should always send them a note of gratitude. It leaves the other person with a positive impression of you and also makes them want to do more for you in the future. Imagine that you are laying bricks for a pathway to your house and each letter is one of those bricks. That pathway will eventually lead you to many great things. Those positive connections will be wonderful for references or networking in your home business, or serve you well when you return to the workplace.

Have you ever received a letter that you never forgot? Do you still write letters to people in your life?

I hope you can check out this book! Not only is it a beautiful book for your coffee table, it is also a great guide to pulling off a letter of thankfulness or any other type of letter you can imagine!

Sticky Chicken

April 24th, 2007

Stop buying those precooked chickens at the store and enjoy this chicken right at home!

Sticky Chicken

1 tbsp salt
2 tsp paprika
2 tsp dried oregano leaves
2 tsp dried thyme leaves
1 tsp pepper
1 tsp garlic salt
1 – 3 or 4 lb roasting chicken
1 cup chopped onion (I omit this)

In a small bowl, combine all ingredients except chicken and onion. Rub herb mixture inside and outside of chicken. Place in food storage bag; seal bag. Refrigerate overnight. Remove chicken from bag; stuff with onion. Place in crockpot on low 6-8 hours; high 2-4 hours. Chicken juices should run clear and chicken reaches 180*. Let stand 15 minutes before carving.

Serve with mashed potatoes and corn.

New Article: Online Safety Chat

April 24th, 2007

I got the opportunity to interview Brandon Watson, CEO of IMSafer and board member of the Family Online Safety Institute on online safety for children. He was kind enough to answer all of my questions from when is it appropriate to have a computer in your child’s room, how to respect your child’s privacy but keep them safe, & basic things that we should teach our children about being safe online. Don’t miss this article!

For parents of older children, I am curious if you have had this talk yet with your child? What did you teach them? Do you have parental blockers on your computer? Do you monitor their chatting or just trust that they are doing the right thing?

For those of us who love a freebie, IMSafer offers a free membership or you can take advantage of a premium membership for only $30 a year.

Many thanks to Brandon for giving us the opportunity to get answers to these important questions!

Product Review: Philips Digital Picture Frame

April 23rd, 2007


Philips contacted us and gave us the opportunity to review their 9″ Digital Picture Frame, which we were extremely excited to try out. A digital picture frame has been on my Mother’s Day gift list for a long time so we were excited to receive one of these.

Philips is a fabulous company and one thing that I really appreciate about them is their knack for design. This photo frame is sleek looking and has nice clean lines. The stand is made to to lock into the two positions depending on how you want to stand it. Overall, it is just an amazing looking frame.

Unfortunately, I am technically challenged and I was very anxious to begin loading our pictures onto it when I received it, but the software was extremely confusing for me. I waited until my tech-savvy husband got home and had him try his hand at it. I had resolved it was due to my poor technical skills, but he was in agreement that transferring photos was confusing and the software that is included was not user-friendly. We had a lot of trouble figuring out how to transfer the photos from our PC. An easier option would be to transfer your photos to a memory card, which can then be stuck in the back of the frame, which simplifies the process compared to utilizing their software.

Once we figured out how to load the pictures, we could plug it in and begin displaying them. I was extremely impressed with the quality of the picture and how vivid the colors were on the screen. Not only were the colors extremely bright, but the transitions between photos were well done and did not have too long of pauses between photos or any hokey transitions between the photos.

This frame will store up to sixty photos on it, which can reduce a lot of cluttered frames in your home without taking up too much space. You can keep the frame running on a provided AC cable or on the rechargeable battery that is included with each frame. The frame also includes a very smart feature that will allow you to only run the frame at certain times of the day, like only when you are home, to save on electricity.

The Philips digital picture frame would make a fabulous gift for the grandparents, a wonderful Mother’s Day or Father’s Day gift, or a gift for a special graduate in your life. The frame is currently on sale for $199.04 with free shipping through the provided link above.

Many thanks to Philips for giving us the opportunity to review such a wonderful product. We were not disappointed!

If you would like us to review a product for your company, please send inquiries to amy@momadvice.com. We look forward to reviewing products that mothers would love to hear more about!

Cheap Date Night

April 23rd, 2007


Restaurant.com is running a 60% off coupon from April 23-30th of the month. The 60% off code is APRIL and can be applied at check out. In addition, they are offering a free $10 certificate with your order. This discount makes the $25 value dining certificates that normally sell at their store for $10, a mere $4 each. What a savings!

These would make a great inexpensive Mother’s Day gift or a gift to a graduate.

We use these on all of our date nights and save a ton of money. We get to eat at places we could never otherwise afford and for a fraction of the cost that everyone around us is paying. We have never had an issue using these anywhere or poor service because we were using these certificates.

For a review of our first experience using these, you can visit this past entry.

Note: We do receive a small credit for being affiliated with this program, but I only highlight things like this if they really are a good deal- I promise!

Ask Frugal Momma: The Amazing Toaster Oven

April 23rd, 2007

I have a toaster oven, but it is barely functional, at best. I got it for five dollars from the thrift store and was excited to upgrade from the standard two slice toaster to the toaster oven. It was quickly evident why this appliance had been donated as I burned the toast the first time. There is no signal to let us know when it is done toasting. You have to keep an eagle eye on our toaster to make sure your toast is perfectly toasted. I am thinking of just forging ahead and getting a new one though…one that actually works. Ironically, the question of the day comes from a reader who was interested in learning about the toaster and how to care for it.

The toaster oven can be used for a variety of things, not just your toast or bagels in the morning. In fact, toaster ovens are not necessarily the best option if you are looking for an appliance to just toast bread. A toaster will actually toast your bread, while a toaster oven will provide a good toasting on one side, but takes twice the time as the traditional toaster. If you are just looking for some good toast, stick to the regular old toaster.

There are many uses for the toaster oven and it is great for when you are dining alone, want to throw together a simple appetizer, need to heat a few chicken nuggets for the kids, or don’t want to heat up the kitchen. A quick search on Google for, “toaster oven recipes” will yield a ton of ideas for things you can prepare in your toaster oven.

Consumer Reports did a testing on toaster ovens, and surprisingly some of the better performing toaster ovens were the cheapest options. Consumer Reports named the Procter-Silex Cool Touch a best buy at only $15 & the Oster Counterforms 6335 at $40 as the best deals for your money.

When it comes to electricity though, which is the cheapest option to use? Compared to your oven rage, which can use more than 3, 500 watts of electricity, a toaster oven uses only 1,350-1,500 watts. Comparatively, a typical toaster only uses 900 watts so using a toaster for toasting is the cheapest option of all when it comes to the perfect bagel. For bigger jobs though, relying on your toaster oven is a much cheaper option, particularly during the summer months when heating up your kitchen requires more wattage and makes your air conditioner have to work overtime.

Cleaning a toaster oven is very easy. First, unplug the unit and make sure it is completely cool before cleaning. If you wipe spills up as they occur, it will be a lot easier to keep this appliance clean. Wash the racks in warm soapy water. Use a damp soft cloth to clean out the interior and never ever submerge your toaster oven in water. If burned food discolors the paint on your toaster oven, you can try using a liquid degreaser to help minimize the discoloration, but nothing will remove it entirely.

To clean the standard toaster, again make sure the unit is unplugged and completely cool. Carry the toaster oven to the sink, and slide out the crumb tray (located at the very bottom of the toaster) and dump out the crumbs. Next turn the toaster upside down and let any remaining crumbs fall into the sink (if you have a disposal) or over your trashcan. Wipe the exterior with a soft cloth that has been dampened a bit with water & dishwashing soap. The chrome surfaces can be wiped down with a little all-purpose cleaner sprayed on a cloth. Don’t spray into the unit, just spray on the cloth.

How often you should clean your toaster oven depends on how often you use it. We usually wait until we can see a load of crumbs on the bottom or start to smell a burnt toast smell when we run the toaster. We probably should clean our toaster oven more often, but with all of the other things demanding my attention, this usually does not top the priority list in our house.

I do remember eating at our grandparent’s house and after every breakfast, our grandmother would clean it out, wipe it down, and then put it up in her cupboard. This was just part of her morning routine, just like taking out the trash or anything else. Her toaster always looked like new, my toaster…not so much. Follow her example if you want a sparkling toaster.

For some great toaster oven tips, visit Real Simple’s Versatile Toaster Oven article. It has some really wonderful ideas for using that toaster oven of yours!

Toaster Oven Recipes:

Toaster Oven Pizza

Mini Meat Loaves (You could probably try this recipe with my own mini meat loaves recipe)

Toaster Oven Easy Muffins

Do you have any tips to share? What do you use your toaster oven for? Please share!

Keep those questions coming! Submit them to amy@momadvice.com on any topic related to cleaning, money, or food. I love to answer these and hope that this information is useful for you & your family.

Online Chat Safety

April 23rd, 2007

CEO of IMSafer and board member of the Family Online Safety Institute, Brandon Watson, takes time out to answer a few of my questions about online chat safety for children.

At what age is it appropriate for children to begin chatting through community sites?

This depends on the maturity of each child. As a general rule, 11 is a reasonable age for a child to begin instant messaging.

Are there sites out there geared towards specific age groups?

There are a number of social networking sites geared towards children. Sites such as imbee.com and Famster give parents control over their children’s account and provide safeguards against predators. Some other good sites are ClubPenguin and Webkinz. Those two seem to be more palatable for kids, and prove the age old axiom that kids go where their friends go, not where their parents want them to go.

When is it appropriate for a child to have a computer in their room for chatting?

This is a decision that only a parent can make and varies by the child. But if you are not comfortable with your children alone in their room with a boyfriend or girlfriend you should keep the computer in a public area for the entire family to see. It’s much easier to have private conversations on a computer than on a phone, making it easier for things to get out of hand online.

What are some basic rules we should teach our children when it comes to chatting on the internet? Is there specific information that you should encourage your child to never give out?

Educate your kids on the reality of the Internet and talk to them about dangers when speaking to someone online. Maintaining an open dialogue is the key to keeping your children safe online.

When a stranger does start talking to them online and asks personal questions, kids need to be able to tell their parents and not get in trouble. A significant number of children say strangers have approached them online and not only did they feel they had done something wrong—they felt like they were in danger.

How do you keep your child safe from online predators?

I always advise parents use the following tips to keep their children safe online:

  • Online safety should be a collaborative effort. Discuss it with your children, don’t lecture them
  • Don’t put all your confidence in web filters. Remember they do not keep kids from developing relationships online
  • Ask your child for help. Your kids spend all day on the computer. Who better to learn from than them?
  • Make sure the tools you use are non-invasive. Remember that if your kids think you’re spying on them, they will find ways around being tracked
  • Take action immediately. When you become aware of dangerous online communication, don’t wait to take action

What are some tips for parents for monitoring their children while still giving them their privacy?

Like I emphasize to all parents, online safety is a collaborative effort. When parents sign up with us at IMSafer, we recommend that they log into the account and show their kids what it allows them to see—that parents cannot access full conversations, thus giving the kids space they need to grow and feel independent. This way it becomes a team effort to keep children safe online rather than an adversarial relationship. You have to remember that even for a tech savvy parent, kids have more time than you do to circumvent the filtering software. If they do choose to work around your rules or software they’ll be left completely unprotected and you will be unaware.