Archive for the ‘Uncategorized’ Category

Weeding Through Your Child’s Art Work Creatively

Wednesday, June 7th, 2006

Welcome to this installment of Works-For-Me Wednesday! Once again, thanks to Shannon for her great idea and please visit her blog to view all the other wonderful participants. Last week, I discussed my single cup coffeemaker and an easy way to get your coffee to your travel mug. You can view that blog entry here. I was having some difficulty with my camera so if you were missing a visual for that one, I finally uploaded a picture and you can see exactly how I do this.

Today I thought I would share my creative solution for weeding through my son’s art work. My son attends preschool and they do a craft every day that he is there. He attends two days and also attends bible school on Sundays, where they make some type of craft there too. That means (at minimum) we are bringing home three crafts a week.

Now I love everything my son brings home, but there are just those *special* crafts that really stick out in my mind. There are the ones that are pictures of his family, or ones that have his beautiful handprints- stuff like that. Then there are those that are just funny that I can’t wait to show him later in life. Like, when they had “Q” day and had to make a Queen and our son only put hair on one side of her face. My husband pronounced this his, “Boy George” queen and every single time one of us walks by it we sing, “Do you really want to hurt me?” Or the time where he put the duck’s eyes upside down and it actually kind of looked freaky because the eyes were those googly bouncy eyes and it just looked…well, scary!

As for the other crafts, we have found a good way to share these with others. Each family occasion (birthdays, illness, or a thank you) we ask our son to pick one piece of art work that he would like to give as his gift. He picks one that is special to him and he tells us what he would like for us to write on it, as a special message just from him. This has helped him learn to share his talents with others and also becomes a special gift just from him. He loves showing his art work off and we love weeding through the countless art projects that come our way. On our gifts, we attach the craft on top of the wrapped gift and this is much more creative than a bow! As you can see, this Works-For-Me and I look forward to sharing with you guys more next week!

Visit the Traveling Shows

Tuesday, June 6th, 2006

Just wanted to share the latest and greatest in this week’s carnivals & festivals.

The Carnival of Debt Reduction (# 38) is up over at the Mighty Bargain Hunter. She has included only the links to those that actually fit the profile (carnival of debt reduction=debt reduction blog entries). Our Sharing the Bounty entry made the cut. Thank you to our faithful Mighty Bargain Hunter for including us in this week’s carnival. Aridni will be hosting next week.

The Carnival of Personal Finance (#51) has traveled over to MapGirl’s Fiscal Challenge. MapGirl highlights her personal faves and showcases the best of the best in the carnival. Our Frugal Teacher Gift was included this week.

Finally, The Festival of Frugality(#26) has been posted over at Value Investing & a Few Cigar Butts. This guy is amazing- fifteen years old and already hosting a festival! It is his first and he did an excellent job. You have to love someone with ambition like that!

Frugal Momma’s Top Picks:

Frugal Upstate has a great blog entry on how to beat the heat during these hot summer days. Jenn comes up with inventive (and cost-effective) ideas for keeping cool.

Stop Buying Crap has a great entry on how to choose a lender for consolidating your student loan debt. We have finally made the decision to deal with this and I am breathing a sigh of relief now that we have lowered in and locked into our interest rate. PLEASE PLEASE, if you haven’t taken advantage of consolidating, be sure to do this BEFORE July 1st! Be sure to read this blog entry to help guide you in choosing the best lender for you & your family.

Young & Broke has blogged about Dave Ramsey and his radical approach to dealing with debt. I have read some of his books and agree with some of his philosophies (particularly the ones that are highlighted in her blog entry) so this is definitely worth a peek. It is a radical way of dealing with your debt, but when you are in the poor house, you need radical measures to get you back on track.

Monday WAHM Spotlight: Tupperware

Monday, June 5th, 2006

A big congratulations to Carmen Cranford on being chosen as our Monday WAHM for MomAdvice.com. We wish her much success in her business and with her family.If you are interested in being featured, we will be selecting a mom for each Monday of my blog. You can read more and apply. Email confirmations are sent to each mom if they are chosen. I am a little on overload with these so please be patient waiting for my reply. I promise to get back to you guys soon! Also remember to do your own research on these companies. If there are obvious red flags on BBB, I do not post them. Check my scam article to find out more about the potential dangers of work-at-home businesses.

Thank you to Carmen and her WAHM business, Tupperware, for taking the time to apply and be a part of my Monday feature!

Name: Carmen Cranford

City/State: Ashdown, Arkansas

Name of Company: Tupperware

Website Name: http://my2.tupperware.com/1Csquared

Two or Three Sentences About Your Company:

Tupperware storage, kitchenware, seasonings, host parties -online or offline and earn extra spending money to pay bills.

Two Tips for Moms Trying to Work-At-Home (these tips can be how you stay organized, how to be successful, how to get started- anything that you feel would help someone just starting out):

Stay organized: keep a notepad by your pc to keep up with email addresses and links; keep a file (hard copy) of customers on index cards. Always give excellent customer service. Always get back with past customers- ask if they were pleased or not with their products.

Sharing the Bounty

Friday, June 2nd, 2006

I love to feed people. I mean I LOVE to feed people. I am one of those annoying people that is offended if you don’t have seconds, don’t compliment me on how delicious my food is, and will force you to eat even when you aren’t hungry. I love to try new recipes and have a desire to share everything that I make with others. Since I have a knack for feeding people, I enjoy taking meals to those in need. If you are sick, having a baby, feeling blue, lost a loved one- I will be knocking at your door with food in hand…whether you asked for it or not. I have not had anyone refuse my efforts yet and this is the only way I know how to act in crisis situations. This would be a typical Amy conversation:

Friend: My dog just died
Amy: I will bring a casserole and you will feel much better

Since I prepare meals often, I am getting my delivery of food down to a science. Here are a few helpful pointers for the frugal-minded on how to make your dinner special (but cheap!)

1. Although you may be frugal, this may be the time to break out the disposable stuff. I try and stock up on foil pans at the Dollar Tree and have these on hand to put meals in. I also have a lot of mismatched containers (ones missing lids) that you can use that Glad Press & Seal stuff on and cover those containers that you wouldn’t normally use. I usually bring disposable containers to people who I don’t know very well and am unsure if I will get my stuff back from them. For family and close friends, I do have a set of dishes that I use just for delivering meals.

2. If I actually deliver food to people in my “real” dishes, I stick those free address labels on them to make sure that I get my pans back. These labels are particularly handy for the new mommies who are weary from being up with their new little bundle of joy. Usually they are getting multiple meals and it is easy to have your things get lost in the shuffle. I put my address labels on these containers and it makes it easier for them to remember who gave them the dish and they have my address handy for thank you notes (if they feel like thanking me, which is unnecessary, but always appreciated!)

3. A tray or a sturdy box makes delivery much easier. My sister-in-law pointed out a tray to me when we were at TJ Maxx and I got it for less than ten bucks. It is so nice to stack everything on the tray to take to people, drop off the food, and take my tray home for the next round of meals.

4. Pick dishes that s-t-r-e-t-c-h. I usually fix pasta dishes for meals because I know that I can make a lot for them without going over on my own grocery budget. Making something that you can easily double is also very important. You can freeze a batch for yourself or eat it that night for dinner and have one less meal to worry about.

These are a few of my favorite dishes to take to folks because they are wallet friendly and make a wonderful presentation (with minimal efforts).

Homemade Spaghetti Sauce w/Meatballs

Meatballs:
1 # lean ground turkey
1 cup bread crumbs
1 tablespoon dried parsley
¼ cup gratedParmesann cheese
1/8 teaspoon garlic powder
1 egg beaten

Sauce:
4 cloves garlic, minced
3 cans crushed tomatoes
1 can tomato paste
1 cup beef broth
2 teaspoons dried Italian seasoning
2 teaspoon white sugar
3 teaspoons salt

In a large bowl, combine ground beef, bread crumbs, parsley, Parmesan, garlic powder and beaten egg. Mix well and form into 12 balls. Store, covered, in refrigerator until needed. In a large saucepan over medium heat, saute garlic in olive oil until translucent. Stir in tomatoes, salt, sugar and bay leaf. Cover in slow cooker and heat on low, and simmer 2 hours. Stir in tomato paste, Italian seasoning, and meatballs and simmer 2 hours or more. Serve sauce & meatballs over penne pasta.

*For time-saving, you can bake the meatballs on a cookie sheet for 15-20 minutes at 400 degrees and then add them to the sauce.

Slow Cooker Beef Stew

2#’s beef stew meat, cubed
6 cups of various veggies- carrots, potatoes and celery
1 can diced tomatoes (with the juice poured in)
1 can beef broth
1 cup water
1 tsp ground mustard
salt and pepper
3-4 sprigs of fresh rosemary

Put beef in a zipper bag with a 1/4 cup of flour and toss to coat. Brown the meat in a skillet and place on the bottom of the crock pot. Coarsely chop vegetables and place on top of the meat. Pour in the can of diced tomatoes with juice, can of beef broth, water, and ground mustard. Place sprigs of rosemary on top and cook on high for four hours or on low for six to eight hours.

Taco Soup

1 pound ground turkey
1 can chili beans, with liquid
1 can kidney beans, with liquid
1 can whole kernel corn, with liquid
2 cans diced tomatoes
1 can tomato sauce
2 cups water
1 package of taco seasoning mix

In a medium skillet, cook the ground beef until browned over medium heat. Drain & set aside. Place the ground beef, chili beans, kidney beans, corn, tomato sauce, water, diced tomatoes, & taco seasoning mix in a slow cooker. Mix to blend and cook on Low setting for eight hours.

Chicken Tetrazzini

1 (8 ounce) package egg noodles, broken into pieces
¼ cup butter
¼ cup all-purpose flour
¾ teaspoon salt
¼ teaspoon ground black pepper
2 cups of chicken broth
1 cup heavy cream
2 cloves of garlic
2 tablespoons sherry
1 package mushrooms
2 cups chopped cooked chicken
½ cup grated Parmesan cheese

Preheat oven to 350 degrees. Lightly grease a 9×13” baking dish. Bring a large pot of lightly salted water to a boil. Add noodles and cook for eight to ten minutes or until al dente; drain. Meanwhile, in a large saucepan, melt butter and cook garlic in the butter. Stir in flour, salt, & pepper. Cook stirring until smooth. Remove from heat and gradually stir in chicken broth & cream. Return to heat, and bring to a low boil for one minute stirring constantly. Add sherry, then stir in cooked spaghetti, mushrooms, & chicken. Pour mixture into the prepared baking dish and top with Parmesan cheese. Bake for thirty minutes in the preheated oven, until bubbly and lightly brown.

Classic Baked Ziti

1 pound lean ground beef
2 cloves garlic, minced
1 (32 ounce) jar meatless sauce
1 cup chicken broth
1 teaspoon dried oregano leaves
1 (16 ounce) package ziti pasta, cooked & drained
2 (8 ounce) cups shredded mozzarella cheese
1 cup grated Parmesan cheese

Preheat oven to 350 degrees. In a large skillet, cook ground beef & garlic over medium-high heat for six to eight minutes or until beef is browned; stirring frequently. Stir in spaghetti sauce, chicken broth, & oregano. Reduce heat & simmer for ten minutes. Stir one cup of the sauce into the cooked ziti noodles. Spoon half of the ziti mixture into a 9×13 baking dish. Sprinkle with 1.5 cups mozzarella cheese & a 1/2 cup Parmesan cheese. Top with two cups sauce, then remaining ziti mixture & remaining sauce. Cover & bake for 20 minutes. Sprinkle with remaining mozzarella & Parmesan cheese. Return to oven & bake uncovered for ten minutes or until heated through.

Feel free to share your own recipes in the comments section so that we all can get new ideas for meals!

A Visual for Works-For-Me Wednesday

Thursday, June 1st, 2006

I was having trouble with my camera on Wednesday so I didn’t have a picture to go along with my Wednesday solution. This was really bugging me so I am now posting the picture that was supposed to go up yesterday. Be sure to read my blog entry on this coffee making solution!

I hope this helps explain this a little better, although I have to say that the coffee picture I chose was much more beautiful than this digital picture I took.

Have a wonderful Thursday everyone!

Works-For-Me Wendesday: Using the Coffee Maker With Ease

Wednesday, May 31st, 2006


Good morning and welcome to this installment of Works-For-Me Wednesday. Once again, thanks to Shannon for her lovely idea and please visit her blog to view all the other great participants. Please swing by and visit last week’s installment where I shared how you can make that old awful spice rack usable again!

Today I am going to talk a little bit about my single cup coffee maker. My husband purchased this gadget for me as a gift because I make horrible coffee. Not just horrible coffee, but HORRIBLE coffee. Make-you-grow-hair-on-your-chest-and-chew-the-coffee-for-days coffee. With this in mind, he decided to get me a coffee maker that is great for the novice at brewing coffee. Unfortunately, you can only fit short coffee mugs under this brewing machine and what I really want to do is pour this coffee directly into a thermos cup so I can take my coffee to go. I also had trouble stirring the ingredients once I poured the coffee into the thermos cup because it was too tall and my stirrer wasn’t tall enough. This became a huge mess every morning and I ended up with more coffee on my counter (from the pouring and the stirring) then I ended up with in my cup.

I came up with the idea of pouring my coffee directly into a glass measuring cup. I pop the measuring cup in and have it brewed directly into that. Then I pour in my milk and sugar (the measuring cup helps to keep accurate measurements of how much milk I like in my coffee), stir it up, and easily pour it into the thermos mug. This idea could also be applied with regular coffee makers if you are brewing just one or two cups.

I also cover the measuring cup with plastic wrap and let it chill overnight for iced coffees in the morning. Squirt a little chocolate syrup, add some milk, add a little sugar and you have a delicious drink for those hot summer mornings.

If you are interested in more coffee talk, you can visit Coffee Geek & Single Serve Coffee for great forums on sharing on how to make that perfect cup.

Our Sisterwoman Circle

Wednesday, May 31st, 2006


I don’t know if you have had a chance to visit our circle of girlfriends yet, on Sisterwoman.com, but I just wanted to extend the invitation today. If you aren’t familiar with Sisterwoman.com, it is the first online community to celebrate and nurture women’s real-life “SisterCircles,” while also fostering connections to new girlfriends from around the world. It allows women to easily share experiences, emotions, and advice, and to exchange information such as videos, photos, and social calendars. Sisterwoman.com gives girlfriends an easy way to stay in touch despite increasingly hectic lives. I hope you can get a chance to stop by today because it is a great way to interact, ask questions from other moms, and just give us an opportunity to connect with one other. Thanks to Sisterwoman.com for choosing us as one of their Sister Sites!

Visit the Traveling Shows

Tuesday, May 30th, 2006

The Carnival of Debt Reduction (#37) is being hosted by Kirby on Finance. Our Thirteen Easy Ways to Save Money was featured in this carnival. The Debt Defier will be hosting next week’s carnival. Thanks to Kirby on Finance for doing such a great job, particularly over a holiday weekend!

The Carnival of Personal Finance (#50) is being hosted by My Open Wallet. Our Simplifying Gift Giving made the cut for this carnival. Thanks to My Open Wallet for doing such a great job hosting. There are tons of great reads in this one and it is all color-coded for your viewing pleasure. Mapgirl’s Fiscal Challenge will be hosting this carnival next week.

Finally, my favorite one of all, The Festival of Frugality (#25) is being hosted by Mighty Bargain Hunter. Our Making the Spice Rack Usable was the selection featured in this festival. Value Investing, & A Few Cigar Butts will be hosting the festival next week.

All of the traveling shows were great (as were the lovely hosts). These were my three picks for good reads this week:

Lesser Known Debit Card Fees is a great read. I don’t have a debit card, but if I did, I would be reading this article. It was something that I certainly wasn’t aware of!

How about a College Tuition Estimator Calculator? All I have to say is, I hope my kids can play ball and/or are smart because momma doesn’t have that kind of money!

Frugal Fundraising for School is probably my most favorite. I hate being the cheap mom at school, but I am not buying forty dollar tins of candy so that the school can make five dollars. This article shares some great fundraising options that don’t break the bank!

Monday WAHM Spotlight: Mom Execs

Monday, May 29th, 2006

We would like to congratulate Liz Latham on being chosen as our Monday WAHM for MomAdvice.com. We wish her much success in her business and with her family.
If you are interested in being featured, we will be selecting a mom for each Monday of my blog. You can read more and apply. Email confirmations are sent to each mom if they are chosen.
Please remember to do your own research on these companies. If there are obvious red flags on BBB, I do not post them. Check my scam article to find out more about the potential dangers of work-at-home businesses.

Thank you to Liz and her WAHM business, Mom Execs, for taking the time to apply and be a part of my Monday feature! Liz is also advertises on our homepage and is a wonderful contributer to our forum.

Name: Liz Latham

City/State: LaPorte, Indiana

Name of Company: Mom Execs

Website Name: http://www.momexecs.com/cgi-bin/team.cgi?id=Li32264&action;=show

Two or Three Sentences About Your Company:

Melaleuca, Inc. is a wellness company. We have products for our home and our bodies that are non-toxic and chemical free. We do not sell the products or host home parties.

Two Tips for Moms Trying to Work-At-Home (these tips can be how you stay organized, how to be successful, how to get started- anything that you feel would help someone just starting out):

1. I would like to advise WAHM’s to stay organized by scheduling everything, right down to the day you clean the toilets.
2. Morning and evening routines are great time savers too, this will give you more time to work your business and spend time with your family.

Thursday Thirteen: Easy Ways to Save Your Family Money

Thursday, May 25th, 2006

Welcome to the Thursday Thirteen! Here are just thirteen ideas for ways you can be saving your family money!

1. Compare, compare, compare. Don’t ever believe that you have the best rate on anything. Even your junk mail can really pay off if you read it thoroughly. I received a letter from an auto insurance company that I actually called on and saved us fifty bucks a month by switching my insurance. You can compare rates easily and effectively using Lower My Bills. It is worth your time and you can compare everything from cell phone rates, to internet rates, insurance, credit card rates, & mortgage rates all in one place. Best of all- it is free!

2. Entertainment Books can be a great way to save your family money on everything from trips to dinner to putt-putt golf. This handy little book has a lot of great two for one meals for the family. Maybe you are like me and you don’t eat out a lot? Well, these coupons are still great for all of those celebration dinners (birthdays, wedding anniversary, Valentines Day, etc..). Pick a place out of that book and save yourself enough cash that you can swing going to a movie into your budget. It only takes one coupon for this little baby to pay for itself.

3. Here is a novel idea…stay home. Yup, that will save your family a whole bunch of money. If you are not running around using up gas and shopping your little heart out, you will save yourself some easy cash.

4. Take advantage of free things in your neck of the woods. Summertime is full of fun outdoor concerts, park activities, and outdoor festivals. There are so many fun things to do in the summer that are free or cheap. Fill your time with activities like these rather than a trip to the mall!

5. ‘Tis the season for garage sale shopping! I have already got my start on shopping this past weekend and scored some serious deals. Be sure to start jotting down things that you would like to find so when you arrive at the sales, you will know just what to look for. Oh, and pack lots of snacks for the road so you aren’t suckered into two dollar sodas that the garage sale hostess is trying to get you to buy on a hot summer day. A small cooler can keep snacks in your car and limit your spending on trivial things at the sale.

6. Use your library! Use the library for the obvious (books, duh!), but also use it for the lesser known things that you can get from it. Want to pick up a few movies? How about the library? Want to learn a new skill? How about the library? Need some new art for your walls, but don’t want to make the investment? How about the library? Want to try out toys for your children, but not sure if you want to spend the money? Did you check the library? Our library has all sorts of valuable resources that we can take advantage of and it is all free! Don’t forget to take advantage of all of those summer book reading programs- your kids can score some great freebies for reading this summer!

7. Score some free reading material. You can read more here on some great ways to get free magazines. And when you are done with your free magazines, trade with your girlfriend, and when you are done with those, trade again. The free reads just keep on rolling and you don’t have stacks of magazines collecting dust in the corners of your room.

8. I am actually going to write a full article on this, but I will give you a sneak peek- how about doing a little organizing around your house? If you are organized you avoid buying repeat items, use the things you have, and it will save you some time in the process.

9. Learn how to make stuff. If there is something that you enjoy, whether it be something you eat or something that you use, find out how you can make it yourself. Just do an internet search and Google what you are looking for. Things that you don’t think you can make can be found because someone else was out there trying to figure the same exact thing out.

10. So you want to know how to save some money? Well, how about saving some money. Just put it into an ING Account and earn 4.15% interest on your savings. Create this fund and name what you want it to go towards- Christmas, Dream Car, or Safety Net is just a few ideas for your account name.

11. Ebay the stuff that you aren’t using around your house. Ebay is simple and relatively pain-free. I have just started selling things on Ebay and I get a rush when I am taking stuff out of our home and getting money for the items we don’t use. In the same regard, if you are looking for something- check Ebay before going to a retail store. There are tons of brand spankin’ new items that you can find for a really low price. Just be careful to not get too caught up in the bidding or you could end up spending more than what you bargained for.

12. Visit sites that help to inspire you to save your money. Hillbilly Housewife, Dollar Stretcher, and MomAdvice (just to name a few!)

13. Last, but not least…recognize that free does not always mean free. For example, if your family offers to take you out to dinner and both of your kids are screaming their heads off and throwing fits during dinner and you are frantically trying to entertain them and miss out on even eating your food…yeah, well, that dinner was NOT free. You will just have to trust me on this one!

Get the Thursday Thirteen code here!