Archive for the ‘Saving’ Category

Frugal Hacks: Never Miss a Christmas Show Again

Tuesday, December 4th, 2007

Today on Frugal Hacks, I am sharing tips for recording all of your favorite Christmas specials and movies on television this year. Who would want to miss any of their old favorites? Plus, they added some great new favorites (did anyone else love the new Shrek Christmas special?) for the year too. Be sure to check out my post so you can set those recorders for some fun family nights together!

Over the Thanksgiving weekend, we checked out some of our old favorite movies and I happened upon a movie that we had not seen before called, “The Holiday Inn.” This has become my new favorite Christmas movie and I would recommend checking it out for your family this holiday season. There is lots of great singing and dancing in this film and although there is some political incorrectness for our time period, it is an excellent movie that really made us smile! Interesting enough, it was also the inspiration for the hotel chain name…Holiday Inn.

I am curious, what is your favorite holiday movie? Do you have any obscure holiday movies that might be overlooked by most families, but that is a favorite in your house?

WSBT-TV: Getting the Cheapest Shipping

Tuesday, December 4th, 2007

Today on our WSBT-TV segment, I am sharing inexpensive ways to ship your packages, good investments for creating a shipping center at home, and things you can use around your house for packing materials for your packages.

This goes along with a post that I wrote awhile back on shipping your packages frugally and our adventures in shipping. I plan to write a more extensive article after I noticed that it is one of the top things people have been searching for on our site.

You can also see our new Christmas tree, as our tree this year was looking a little um… Charlie Brown-ish. The top had broken on it and I had hot glued it last year, but it couldn’t survive another year. We had just put it up, but no decorations for it yet.

Sound Off: Do you have any tips for cheap shipping or any frugal materials around your house that you use for packing your gifts?

Frugal Hacks: Ornament Decorating Fun

Tuesday, November 27th, 2007

For today’s installment on Frugal Hacks, I am sharing crafty ideas for making holiday ornaments with your children. I have been spending some time surfing the internet to come up with some ideas for Ethan & I to do together so I thought I would share them with you too!

In this picture is our ornament making station that I made for our special ornament-making days. I purchased a vinyl tablecloth and loads of fun crafty supplies from the dollar store. Right now they have wooden ornaments that come in a ten pack for decorating that would be a wonderful decorative addition to any gift.

I just love decorating the Christmas tree and thought it would be a fun discussion to share your favorite ornaments that you hang on your tree each year.

I have two special ornaments that I absolutely love and that bring a smile to my face each time I get them out. One is a beautiful painted light bulb that one of my co-workers purchased for me at my very first “real” job. I was working as an administrative assistant and this gentleman was the head of the sales department and told me if I worked extra hard, he would secure a position for me in the sales department. So…I worked my tail off and did extra projects for the group and he gave me this special ornament right before he told me that he never got permission to hire me as an assistant and then I eventually was laid off after a brief promotion as a marketing assistant…WAIT! This is a horrible story! Why the heck is that my favorite ornament?

In all seriousness, the ornament represented one of the first times in my life where I felt like a grown-up and I felt valued as an employee. I felt like a smart woman and I had struggled through school (getting by on my fine social skills, mind you!) so it felt good to feel appreciated and valued as an employee.

My other favorite ornament is a Dunkin’ Donuts ornament that I won in an ornament exchange. When we lived in Massachusetts, every single day I would buy myself a cup of joe over at our local Dunkin’ Donuts. Our first home, a small townhouse, was situated behind a Dunkin’ Donuts and we would get bagels and muffins from there all of the time for our Saturday mornings.

Right after I had Ethan, I was determined to get my baby weight off, and we had an amazing bike trail right outside of our home so I would walk it for miles trying to get the baby weight off. On my way, I would stop at the Dunkin’ Donuts to pick up an iced mochachocalocaroca that I thought tasted like a little bit of heaven. It was my little reward to myself for working so hard to get my weight off.

But my weight wasn’t coming off. And I was putting on weight. How was this possible? Um, did the smart & educated woman check to see how many calories a mochachocalocaroca has in it? No! Despite a background in food and nutrition, I never thought twice about the gazillion calories I was taking on my athletic walk. But, oh, what a taste of heaven that was!

The moral of the story is, every ornament has a story. Go ahead! Ask your grandmother about the ornaments on her tree- I bet she will have a story to tell!

Sound Off: Please share your favorite ornament on your tree! I would love to hear your stories!

Frugal Hacks: What Will You Be Doing On Black Friday?

Tuesday, November 20th, 2007

Guess what I won’t be doing on Black Friday?

You can read my post on Frugal Hacks and discuss your Black Friday routines!

I hope you will share freely and don’t let my lack of shopping get you down!

A Few Words About Convenience Foods

Monday, November 19th, 2007

Convenience foods can ruin anyone’s grocery budget. When my husband and I were first married, I shudder to think how many of my own grocery dollars were wasted on foods like these. We would load our cart with tons of convenience foods… and these were for the nights that we were “saving money” by dining in.

Now you will find very few convenience foods in our home and as I become more familiar with the kitchen, I am beginning to discover all of the things that I am able to make myself.

But, let’s face it, convenience foods are called convenience foods for a reason. They are wonderful to have on hand for the times in your life where you don’t feel like cooking and they are great when mommy isn’t home.

There are things that I have been trying to do to keep convenient food in our house without going over our grocery budget. Here are a few of the things that we have tried in our house:

1. I try to individually wrap items for our family. Items like homemade granola bars, homemade fruit & cereal bars, muffins (any variety will do), and even slices of homemade breads can be wrapped in single-serving portions. These are great to throw into lunch boxes or for a quick snack as you are walking out the door. And if you have big eaters in your family, like I do in mine, then it also can help with portion control.

2. I try to take snacks for the kids in my purse, but just wrapping them in a small piece of foil or plastic wrap offers no protection from the destruction that can occur with my purse. It is easy to smash snacks when you are dragging one kid with one arm and have a little one slung on the same hip as your purse. In such cases, it is nice to have small containers that can fit inside your purse. Our dollar store has a set of four of five for $1 which fit perfectly for these kind of occasions. I like to put our snacks in these or make up a batch of trail mix for the kids for when they get hungry while we are out and about. These are helpful for when the grocery stores have not been so helpful and have put lots of goodies by the cash register for your children to throw tantrums over.

3. I try to make time to make snacks for our family. Since we have been going way over on our grocery budget, I am making even more of an effort to do this. My commitment to scheduling a baking day is working out well for us and it puts an emphasis on staying home with the family, spending time with my children in the kitchen, and staying out of the stores. You will probably find me baking on Black Friday- this will not only help our budget, but it will also help us to be home on one of the craziest days of the year.

4. Preparation is a necessity if you want to attempt making your own “convenient” food. For example, a well-stocked freezer or items that can be throw into a slow cooker can be awfully convenient when you don’t feel like cooking.

5. And then, there are just those times where having convenience foods around could still do your budget some justice. For example, we have all been down and out with colds and tonight would be a great night for some good ol’ Spaghetti-O’s (or equally convenient food). This convenient food would still be cheaper than grabbing some junk food at the drive thru. Giving myself permission to take a night off could come from grabbing one or two items for these kinds of nights.

Sound Off: Do you buy convenience foods? How do you make food “convenient” in your home?

Frugal Hacks: Getting Ready for the Holidays

Wednesday, November 14th, 2007

I ran out of hours in the day yesterday, but I wanted to make sure that I posted a link to my entry yesterday on Frugal Hacks. I shared some of the ways that I am trying to get ready for the holidays.

I have lots of things to do on my list. Here are some of the things that I am working on:

1. We need to take a family picture that we can use for our Christmas cards this year. I like to get photo cards from Sam’s Club and I use the sticky labels with the addresses printed on them to save time.
2. For our grandparents, I do a year of pictures for them as a gift of their grandkids. I pick my favorite pictures from the year and get them printed and make each of them a photo album. It was a hit last year and should be a hit again this year.
3. I would like to make all of our Christmas tree decorations this year. I am gathering ideas and materials to make ornaments with the kids this year. I want to do a popcorn garland and make cute decorations for the tree this year.
4. I am hoarding my toilet paper rolls for our Christmas crackers in a drawer for the kids. I got some fun wrapping paper and am saving our Halloween candy to fill them. These will go in the kid’s stockings.
5. I am going to try and get my wrapping done this weekend on the gifts that I have bought. I am done with the kids and finished buying their stocking stuffers last week. I also need to wrap the last of my countdown to Christmas treats. I found the last three days at the dollar tree.
6. I am working on make-ahead goodies for Thanksgiving dinner. I am in charge of the appetizers this year and I am going to make some of the goodies from my list.

There are tons more things to be done, but I am sure it will all come together!

Going Without Prescription Coverage: A Self-Discovery

Wednesday, November 14th, 2007


I debated a long time about whether or not to post this, but I figured it might help someone else out there so I thought I would share my experience.

When my husband started his new job, we started a ninety day lapse in insurance coverage. We have purchased a temporary policy with a high deductible, but we are going without some of the perks that we had with our old policy. One of those perks was a reimbursement program on my prescription drugs.

I do want to begin by saying that the medication I was on was not working for me. I have IBS and I have depression and the drugs that my family physician had me on were not helping me at all. If there was a side effect listed with the medication, I had it. I am one of those people who experiences terrible side effects, which makes me hesitant to ever fool around with a good thing when it comes to my medicine. Unfortunately, since I have had Emily, I have not found that magical sweet spot where I have felt good and we have been bouncing me around on all sorts of medicines and no relief from either ailment. When my stomach medication was pulled by the FDA due to people dying from complications, I threw my hands up in the air and knew that I needed to make a change.

Desperate times call for desperate measures, so I talked with a girlfriend who is a firm believer in homeopathic remedies. My feelings towards these types of treatments have always been disbelief. I will admit it, I have always considered many of these remedies a waste of money. Her sister-in-law has three homeopathic practices and a long line of happy clients, so she said she could ask her some of the things that I could take after I explained everything that I was looking for, what wasn’t working, and so on. I remember thinking that if it sounded too “weird” or “out there” that I would not take them.

Another important element to me was that I was not paying more for my treatment than I was for the prescription drugs. Always the frugal girl, I wanted my treatment to be affordable, but also to feel better.

My friend gave me a list of what she had suggested and none of it was strange or unheard of. For my stomach, one of her recommendations was a cup of hot water with lemon before bed (how frugal is that?) She also had a substitute for my anti-depressant and a few items that would boost my immune system.

I have been doing this for about a month now and I have never felt better in my life. My constant tiredness and that cloudiness that I felt is gone and I am feeling more like myself than I have ever felt before. I am amazed at the difference that I feel and how I react towards my family. I am experiencing no side effects and I see a noticeable difference in myself. I feel like me again and it has been a long time since I have felt that way.

The icing on the cake is the extra $200 that will be sitting in my account each month. My new medicines only cost me $50 each month! What a savings!

If medications aren’t working for you, homeopathic remedies might be worth looking into. My depression and stomach problems were mild, but were having a negative effect on my life. With care from an expert in the homeopathic field, you might be able to relieve yourself of your symptoms and keep a little extra money in your pocket at the same time.

If you do have to take medications though, my articles on going without health insurance and my article on going without prescription coverage might provide some help! I also blogged on treating ailments when you are without coverage or are looking for the cheapest way to treat your sickness.

Sound Off: Have you ever substituted homeopathic remedies for prescription drugs? What are your feelings towards these types of remedies?

WSBT-TV: Paying For The Holidays Without Going Into Debt

Tuesday, November 13th, 2007

Today’s segment for our local news shared ways that you can have a wonderful holiday without going into debt. I shared a few quick tips for online shopping and how to not be afraid to say no to all of the gift exchanges.

This goes along with a post that I wrote last year called, “Holiday Bling Without the Bling Budget.”

Sound Off: How do you stay under budget for the holidays? Have you ever bowed out of a gift exchange because of financial reasons?

WSBT-TV: How to Save Money On Holiday Baking

Tuesday, November 6th, 2007

Today’s topic on my WSBT-TV segment was how to save money on your holiday baking. I am working on an article for our website on this and thought I would share some quick tips for packaging and making your holiday goodies on the cheap.

It was interesting because when I was researching this topic for more information, I couldn’t find any articles or really good tips on this. Hopefully this will be of some interest as the holiday season approaches.

I also wanted to direct your attention to some new additions to The Motherloot. I am trying to catch up since I was behind on reviews so here are some more fun things to look at, in anticipation of the holiday season:

Marshmallow Shooter
Comfy Software Products
Kaboost Booster Seat

I have also added a holiday gift giving category and am adding the things that I think would make good gifts. These are all my own opinions though, but I thought it might be easier for your holiday shopping.

**If you have missed any of the Moms First segments, you can view them all through this link.**

Sound Off: Do you have any great holiday baking tips that have helped you? Do you have any fun packaging you like to use for giving your holiday treats?

Frugal Hacks: Movies On a Budget

Tuesday, October 30th, 2007

Today on Frugal Hacks I share some different ways you can watch movies on a budget. I hope you can join me over there and read my post for the week!

We are always looking for new ways to watch movies inexpensively and recently I have become a big fan of just searching for movies using a search function that we have on our DVR. It has been so nice to find holiday movies on television and just tape them for our enjoyment over the weekend.

We also rent a lot of movies from our library because the price is just right for a family on a tight budget! Children’s movies and nonfiction movies are free at our library and all other movies only cost us a quarter a day.

We also happen to live just a mile down the road from a second-run theater and I love to go see movies there. $1 admission can sometimes be even cheaper than renting them from the movie rental store and I get the movie-theater experience for the same price.