Archive for the ‘Money & Finance’ Category

Freebie Friday: November 6, 2009

Friday, November 6th, 2009

Happy Freebie Friday, everyone! A huge thank you to Freebies 4 Mom for supplying this comprehensive list of freebies for the week. Heather has a great list this week of tons of sweepstakes you can enter so be sure to check that out!

This week on MomAdvice, you can learn how to make a fast and easy spinach dip, check out some amazingly great reads for the month, enter to win a fantastic $150 game console for your family, put in an entry for a beautiful Madeline doll, and visit tons of other great contests this week.

Health & Beauty

Kirkland Diapers (Costco)
Garnier Eye Cream (Walmart)
Dove Hair Care
Clarins freebie (for all Facebook fans by Sunday)
aerie Fragrance (in-store every Thursday, sign-up for A-list)

Food

Kashi TLC Chewy Granola Bar
Dunkin Donuts coffee

Entertainment

Holidays in Hand (free digital scrapbooking class)
Say Your One of Them first story download (Oprah)
Redbox Free Movie Rental (promo codes BREAKROOM, DVDONME, DVDATWAG)
Blockbuster Express Free Movie Rental (promo code 9PM)
Family Circle magazine (ValueMags)
Transworld Surf magazine (ValueMags)

Home & Garden

Kohl’s $5 off $5 in-store coupon (sign-up for emails)
Sears 2009 Wish Book catalog

Upcoming Freebie Events:
Please call your local store or restaurant to confirm they are participating in these freebie events


NOVEMBER

7 – The Home Depot Kids Workshop make a Tile Trivet 9-12
7 – Lakeshore Learning Kid Crafts make a Veteran’s Day Flag 11-3
8 – Bass Pro Shops Santa’s Wonderland begins (free 4×6 Santa photo)
10 – Whataburger Dress in Orange Night free Whataburger 5-8pm
11 – Applebee’s Veterans and Active Duty eat free
14 – Lowe’s Build and Grow Clinic make a #48 Garage 10-11
21 – Lowe’s Build and Grow Clinic make a Snowman 10-11

Apron Full of Giveaways: 11.03.09

Tuesday, November 3rd, 2009
Photo Credit: The Nancy Mom Collection , $40


Thanks so much for swinging by for our Apron Full of Giveaways! Did you notice how brilliantly designed today’s apron is? Why has no one thought to sew in a dishtowel so you can keep your apron looking pretty. Genius, I tell you! I love featuring smart Etsy sellers here!

It is going to be a great couple of months ahead with fantastic giveaways for our readers. We are trying to give back to you as much as we can with these giveaways because we are so thankful for your readership.

The giveaway extravaganza continues with a fantastic new Swinxs Game Console valued at $150. It is seriously one of the best gifts that you could give your children for the holidays and I don’t want you to miss it!

We also are giving away a beautiful plush Madline talking doll from Toys ‘R Us. What little girl would not want one of those for Christmas? Merci, Toys ‘R Us! Hurry on over and get your entry in for this fantastic giveaway!

Today we have two amazing giveaways that are ending. We are giving away a HP Photosmart Premium with TouchSmart Web to one lucky reader. This printer is valued at $399.99 and has so many cool features that it is almost impossible to list. How about knowing that you could ditch the fax machine, the scanner, the copier, and an energy inefficient printer like I have. Hurry over because this giveaway ends tonight!

We also have an amazing Castle Knights Board Game that will thrill any little boy or girl. It is a wooden game that is just the perfect gift to give under your Christmas tree for your little ones. This game retails for $35 and would be a fantastic addition to your board game collection. This giveaway also ends at 8PM tonight. Entries are low on this one, upping your chances of winning. Score!

Below are the contest links to our contests and to yours! If you are hosting a contest please link it up below. Sorry, we aren’t giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Children’s Movies).”

Please let me know if you have any questions and good luck to each of you!

Freebie Friday: October 30, 2009

Friday, October 30th, 2009

Happy Freebie Friday from Freebies 4 Mom and MomAdvice! We are so happy you stopped by and hope you will swing by Heather’s site for fantastic freebies and deals all week

We have big plans this month to offer oodles of great giveaways and we are kicking it off with an HP Photosmart Printer With TouchScreen and a Castle Knights board game that you won’t want to miss.Of course, if you don’t win the HP Photosmart Printer here, you can enter for another chance to win over at Heather’s giveaway! Don’t forget to visit all of the fantastic giveaways this week!

While you are here you can enjoy a recipe for pumpkin cranberry cornbread that would be perfect with a big bowl of chili, learn ways that you (YES, YOU!) can help a friend or family member that is unemployed, and get inspired with great thrifty projects.

You can also get great tips and recipes for your fall tailgating at Kenmore and visit my posts at Scott’s Common Sense where I am completing a guest blogging spot for the next three months!

Happy Halloween, everyone!!

Health & Beauty
Oil of Olay Body Wash
Pampers Extra Protection Diaper (Walmart)
Amino Vital
Head & Shoulders

Food
Oregon Chai Latte
Sharis Restaurant free slice of pie (with printable coupon)

Entertainment
Cozi members log-in to get free photo book (for members as of Oct. 6)
MyCokeRewards 3 points for watching TV show preview
Home & Garden
Victoria’s Secret Pink Panty (log-in and print coupon)
aerie October Freebie (any Thursday)
QuickBooks Simple Start 2010

Upcoming Freebie Events:

Please call your local store or restaurant to confirm they are participating in these freebie events.

OCTOBER
30-31 – Bass Pro Shops Free Family Events
31 – Taco Bell Free Black Jack Taco 6pm-midnight
31 – Michaels Halloween Event 10-2
31 – Toys ‘R Us “Trick ‘R Treat” 12-3
31 – Lakeshore Learning Kid Crafts make a Batty Buddy 11-3
31 – Sears free Mattel toy to trick-or-treaters (select stores)
31 – Mardel free lamination day (up to 50 ft)

NOVEMBER

7 – The Home Depot Kids Workshop make a Tile Trivet 9-12
14 – Lowe’s Build and Grow Clinic make a #48 Garage 10-11
21 – Lowe’s Build and Grow Clinic make a Snowman 10-11

How You Can Help the Unemployed Today

Tuesday, October 27th, 2009
Photo Credit: David Reece

It is no secret that our family endured almost a year of unemployment and a mountain of credit card debt that came along with it. I often look back on that time in our lives and wonder how we ever did it. How did we make that situation work? How did our marriage survive it? How did we manage to keep our home and our car?

There are so many families right now that are truly suffering… in much worse ways than we have ever had to endure. This time of difficulty is supposed to turn around in our economy and in many ways it has for many. I know though that many others are still enduring hardship and struggling to overcome these difficulties.

With that being said, I wanted to share with you some ways you can make a difference in the life of someone who is undergoing financial struggle and unemployment. You can make an incredible difference in the life of someone who is struggling and, in most cases, it won’t even cost you a dime!

Lend an Ear– The most important thing you can do for someone who is having a hard time financially is to just sit and let them talk. Let them share with you the anger that they have over their situation, let them cry tears of grief over the struggles they are enduring, and celebrate with them when those times turn around.

Let them talk about what they feel like talking about and try not to push them to tell more than they feel comfortable with. It is a very brave thing to do to open up and tell someone that you are struggling and it takes time and trust for them to want to share this private information with you.

Photo Credit: Jim Sisko


Offer To Babysit
– The #1 cause for divorce is money problems. When a spouse is unemployed, particularly the male in the family, it is such a difficult time in a marriage because so much of one’s pride and self-esteem comes from being able to contribute financially to the family.

The best thing you can do to keep that marriage growing strong is offer to support them by babysitting for them. Give the family the time they need to have a date night or just to have time to quietly do some job searching.

If you have the finances to offer a gift card for a night out, that is a wonderful and thoughtful touch. Think of fun budget-friendly things they could do like going bowling, or a gift card to Barnes & Noble for books or coffee, or a gift certificate to the movie theater.

Better yet, supply a gift that they could use for several nights in like a new board game, an electronic game, a Netflix membership, or ingredients for a fun meal that they could make at home. These are simple gifts that could supply many nights of fun for them during a difficult patch in their marriage.

Meals on Wheels- One of my favorite things to do for people during these times is to just drop off a dinner to them or to bring a meal when I come over to spend time with them. Try to make a big batch of food that could get them through one or two nights when money is tight.

If you lack the cooking gene, head over to the supermarket and pick up a take-and-bake pizza, popcorn, and some break-and-bake cookies. These are likely fun food that have been removed from the grocery budget and will be just as much appreciated as a home cooked meal.

Photo Credit: David Kosaco

Hire the Unemployed– Check around at your own place of unemployment, contact your friends through social media sites like Facebook or Twitter, and tap into as many people in your network as you can to find a job for your loved one. Do your part to get their resume out there!

If you aren’t able to find them a job, consider hiring them for some odds and ends jobs around your house. When one of our family members lost their job, we offered to hire him to remove wallpaper and paint our bathroom. It was a job in our house that we were not looking forward to doing and he was looking for a way to make some extra money. We both felt really good about the project and, in the end, it was the money that helped put the Christmas gifts under their tree. In my opinion, that is a total win-win situation!

Be an Anonymous Giver– Pride gets in the way of sometimes getting the help that someone might need. No one wants to say, “I don’t have money for groceries this month. Can you give me some?”

I have some very prideful people in my life who would never tell me when they were struggling. I have learned that anonymous gifts are sometimes the best kinds of gifts to give in these situations. Mail them a gift card or leave pantry ingredients on their doorstep.

Little Things are Sometimes the Best Things– There are so many little ways that you can help those that are struggling that can add up in big ways. Clean out your pantry and bring over the extra food to someone who is struggling, pick up a movie for them, stock them up on diapers for the baby, buy them detergent or paper products that can typically drain the grocery budget, offer to babysit while they run resumes, pass on your old magazines or books for a sweet little pick-me-up, weed through your children’s clothes and share those hand-me-downs, send them a card that you are thinking of them, pray for them daily, and cheer them up when you talk on the phone.

Even though I don’t like to focus on the negative, here is a little advice on things not to do-

  • Don’t harass them every day to ask if they have found a job yet. Know that you are likely going to be one of the first people that would be contacted and let them talk about their successes when they occur.
  • Don’t criticize their unemployed spouse. As I have said before, marriage is hard when a spouse is unemployed and it is important that you do your best not to contribute to the negativity. Allow them to vent, but don’t fuel the fire.
  • Do your best not to chastise them if they are angry or hurt over what is happening in their lives. Many well-meaning people try to correct anger instead of letting them work through it. Simply saying, “I know this must be tough!” will go a lot further in these situations then correcting their feelings.

As someone who has been on both sides of the fence, you will never know what it will mean to that person to be a steady rock for them to lean on. Try to think beyond yourself and do one nice thing for someone who is unemployed today. It will mean more than you will ever know!

Are you struggling with unemployment or have you struggled with it in the past? What is one thing you could recommend that others can do to help? What is the best thing someone has done for you or someone you love?

An Apron Full of Giveaways 10.27.09

Tuesday, October 27th, 2009
Photo Credit: Harker, $28


Welcome to the Apron Full of Giveaways! This is my little link list where you can share your giveaways that you are running on your blogs or find great contests to enter!

It is going to be a great couple of months ahead with fantastic giveaways for our readers. We are trying to give back to you as much as we can with these giveaways because we are so thankful for your readership.

Today we have two brand new giveaways to offer up. We are giving away a HP Photosmart Premium with TouchSmart Web to one lucky reader. This printer is valued at $399.99 and has so many cool features that it is almost impossible to list. How about knowing that you could ditch the fax machine, the scanner, the copier, and an energy inefficient printer like I have. Hurry over because this giveaway ends next week!

We also have an amazing Castle Knights Board Game that will thrill any little boy or girl. It is a wooden game that is just the perfect gift to give under your Christmas tree for your little ones. This game retails for $35 and would be a fantastic addition to your board game collection.

Below are the contest links to our contests and to yours! If you are hosting a contest please link it up below. Sorry, we aren’t giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Children’s Movies).”

Please let me know if you have any questions and good luck to each of you!

Freebie Friday: October 23, 2009

Friday, October 23rd, 2009


It is my favorite day of the week today and I hope it is yours too. Thanks to Freebies 4 Mom for sharing the best freebies of the week. Please share your thoughts about Freebies 4 Mom on her quick one minute survey while you are browsing around so Heather can continue to help provide the best free stuff on the net.

While you are here, be sure to see my favorite bread machine recipe, find out the latest fashion trends for the season, get inspired, and enter to win the giveaways this week. Enjoy your weekend, everyone!


Health & Beauty

Clarins Facial Treatment (at Lord & Taylor Oct. 22-24)
Tampax & Always Sample Kit (includes free Always product coupon)
Gain detergent & fabric softener (submit video review)

Food

Edible Arrangements Chocolate Dipped Fruit (on Facebook)

Entertainment

Home & Garden

Red Gold tote bag (for IL, KS, MI, MN, MO, OH, OK, WI residents)
Free Ace Furnace Filter (for Westlake Ace Hardware stores)
aerie October Freebie (any Thursday)

Pets

Pet Alert Window Cling

Upcoming Freebie Events:

Please call your local store or restaurant to confirm they are participating in these freebie events.

OCTOBER
Free Night of Theater (reserve your free pair of tickets)
24 – Barnes & Noble free cookie and hot chocolate (with printable coupon)
24 – Lakeshore Learning Kid Crafts make a Halloween Countdown Calendar 11-3
24 – Lowe’s Build and Grow Clinic make a Frankenstring Magic Trick 10-11
24-25 – Bass Pro Shops Free Family Events
30-31 – Bass Pro Shops Free Family Events
31 – Michaels Halloween Event 10-2

An Apron Full of Giveaways 10.20.09

Tuesday, October 20th, 2009
Photo Credit: Vintage Muse, $24.50


Welcome to the Apron Full of Giveaways! This is my little link list where you can share your giveaways that you are running on your blogs or find great contests to enter!

I am taking the week off to focus on our family since the death of my grandfather. I have had some wonderful women fill in this week for me to guest blog and I am very thankful for their assistance. Your kind comments on these posts is greatly appreciated as it has been so great for me to be able to focus my efforts where I am most needed.

Our giveaway ends today for a Baby Bjorn Organic Baby Carrier With Carrier Cover. This carrier is valued at $200 and is a fantastic way to keep your baby close and snuggly with these chilly days ahead! Even if you aren’t in the baby stage anymore, I guarantee that this would make the best baby shower gift, holiday gift, or donation to a women’s shelter this year!

I have some really, really incredible giveaways coming up as I start ramping up the giveaways for the holidays. My focus is to really give back as much as I can to my readers so be watching for new giveaways starting next week!

Below are the contest links to our contests and to yours! If you are hosting a contest please link it up below. Sorry, we aren’t giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Children’s Movies).”

Please let me know if you have any questions and good luck to each of you!

Fall ’09 Fashion: Pretty & Penny-Wise Must Haves

Tuesday, October 20th, 2009
photo credit: texantiff23

Guest Post by Ina S., Co-Founder of M641

With temps dropping fast and possibly budgets, given the recent round of back-to-school shopping, what’s a frugal fashion-forward mom to do? We picked some key trends straight from the runway that will actually work in your closet and your budget. Here are a few of our fave trends for Fall!

  • Faux – You’ll see faux leather, fur and reptile this season. Pick up a military inspired faux leather jacket or faux fur vest to pair with your favorite fitting jeans or a great pair of faux suede boots.
  • Draped Fabrics – Flowing draped fabrics are a must. And with cardigans everywhere this season, try yours oversized, and wear it belted or unbelted
  • Studs and/or Sequins – You are not going for the blingy look though! Try to think chic rocker-esqe.
  • Surrealism – Bring interest into your outfit by adding texture and intrigue. Find dreamy, earthy, artistic jewelry or accessories. Think of these pieces as conversation pieces!
  • Carry All Purses – Larger purses are in, but not those enormous ones. Conversely, clutches are also very on trend this season.
  • Graphic Tees – Use these pieces as a fun element to your wardrobe for layering. Look for screen print graphics that you connect with personally.
  • Color With Color – Mix purples, reds & gray for Fall 09. Shift your thinking about gray. It’s not drab…it’s classic. This Fall use it as your main backdrop then sprinkle in color by wearing a purple scarf and red nail polish.

Harness your inner rocker-chick while staying realistic in the overall outcome of your outfit. We love high-waisted (very slimming) leggings paired with a cool graphic tee or tank top and layered up with a swingy cardigan. Change up the look by belting the cardigan with a studded belt. The addition of cool sunglasses and a favorite “it” bag will help you achieve a trendy but functional Fall ensemble.

When seeking out your new Fall closet additions, a big consideration of course is cost. Another is making your dollar count for something. We put this inspiration board together for you featuring emerging and indie brands. Many of the brands featured here stand for more than just the latest trends. This Fall and Winter you may enjoy investigating lesser-known labels, and along the way find gems that are an extension of your own personality.

Whether you believe in going green, giving to a greater good or are most interested in looking good, remember to have fun and spend wisely!


1. Classic Fleur Tee $32.00 by Brooklyn Royalty on Smashing Darling 2. Colorful Leather studded bangles, set of 5 (could break up the set to give as gifts!) $46.00 by Michelle V’s jewelry on Smashing Darling 3. Beyond Basic Black Cardigan $42.99 by on ModCloth 4. Ceramic geode pod pendant $9.00 by Tabmade (Lori Phillips) on Etsy 5. Organic Cowl Neck Dress $70.00 on SPUN 6. Juliette Tassled Tote Bag $94 by Deux Lux on Moxsie 7. Faux Fur Elise Vest $47.99 on ModCloth 8. Vegan Bourbon Street Ankle Boots $49.99 on ModCloth 9. Freedom Waist Jacket by M641

Freebie Friday: October 16, 2009

Friday, October 16th, 2009

A big thanks to Heather at Freebies 4 Mom for sharing her great round-up of freebies this week! Please visit her site weekly for all of the latest and greatest in freebie goodness.

While you are here, enjoy my favorite recipe for protein packed smoothies, take on a 30 day challenge to reduce clutter, and check out the giveaways for the week.
Health & Beauty
Zyrtec (Walmart)
Carefree Ultra Protection Liners
Goodnites (Walmart)
Prilosec OTC (Walmart)

Food
Benihana Birthday Dinner
Betty Crocker Cookie Mix House Party
Hershey’s Kisses Cookie Exchange Party

Entertainment
Home & Garden
aerie October Freebie (any Thursday)

Upcoming Freebie Events:

Please call your local store or restaurant to confirm they are participating in these freebie events.

OCTOBER
Free Night of Theater (reserve your free pair of tickets)
17 – Lakeshore Learning Kid Crafts make a silly scarecrow 11-3
24 – Lowe’s Build and Grow Clinic make a Frankenstring Magic Trick 10-11
31 – Michaels Halloween Event 10-2

An Apron Full of Giveaways 10.13.09

Tuesday, October 13th, 2009
Photo Credit: Shopdc, $19.99


Welcome to the Apron Full of Giveaways! This is my little link list where you can share your giveaways that you are running on your blogs or find great contests to enter!

Our giveaway ends today for the 75 loaves of Sara Lee bread. 3 lucky winners will get 25 coupons to be put towards free bread and I don’t want you to miss entering this one. Hurry over and enter today!

Our latest and greatest giveaway is for a Baby Bjorn Organic Baby Carrier With Carrier Cover. This carrier is valued at $200 and is a fantastic way to keep your baby close and snuggly with these chilly days ahead! Even if you aren’t in the baby stage anymore, I guarantee that this would make the best baby shower gift, holiday gift, or donation to a women’s shelter this year!

Below are the contest links to our contests and to yours! If you are hosting a contest please link it up below. Sorry, we aren’t giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Children’s Movies).”

Please let me know if you have any questions and good luck to each of you!