Archive for the ‘Frugal’ Category

Frugal Hacks: Frugality Superiority Complex

Tuesday, February 12th, 2008

Today on Frugal Hacks, I wanted to talk about something that I refer to as the, “frugality superiority complex.” This is just a phrase I came up with to describe something that I sometimes find myself doing when it comes to discussions on saving money. I immediately feel like I know the answer, like I have been around the block a few times (and saved a few dimes) before I even know what the other person might be talking about.

This idea has been floating in my head for so long that it was almost therapeutic when I was able to finally share my feelings in writing.

I hope I am not building it up too much, but I am just thrilled to share this piece. Please join me over at Frugal Hacks for my frugality journey.

How to Make Homemade Nonstick Spray (DIY Pan Release Spray)

Wednesday, October 3rd, 2007

The Best Nonstick Cooking Spray in the World from MomAdvice.com

Did you know that you can substitute your Pam cooking spray with this amazing diy pan release recipe. Stored at room temperature, this homemade version works great and won’t gunk up your pans like the usual cooking oil sprays. You won’t believe how easy it is to whip up this homemade cooking spray for all your baking needs.

Did you know that you can make your own pan release with just a few simple pantry ingredients.

When I first began baking, I relied heavily on store bought sprays to insure that my baked goods wouldn’t stick.

What I didn’t realize was the gunk that can build up on my pans from these sprays. Experts say that gunk can be removed, from your pans with a soak of baking soda and vinegar. I’ll be honest though, I have found it pretty darn impossible to remove this residue from my pans.

One popular substitute is a to purchase a spray bottle oil mister. These reusable misters can be filled with your olive oil (or vegetable oil) and applied just as you would with Pam.

Even after buying this kitchen gadget, I found my cakes and quick breads continued to stick to the pans. This green alternative just didn’t end up begin the solution I thought it would be.

You could say that my cake pans and these spray misters went together like oil and water.

Hahaha!


How to Make Homemade Nonstick Spray from MomAdvice.com

What’s the Secret to A Nonstick Spray That Doesn’t Gunk Up Your Pans?

I discovered this recipe when I signed up for a cake decorating course, at my local Michael’s.

I couldn’t wait to learn the secrets to perfect cakes and one of her best tips was on cake removal. I assumed she would tell us a product to buy, but it ended up being a pantry recipe that anyone could make.

Instead of commercial sprays, she greased her pans with a homemade mixture of oils and flour.

Say what?

That sounds way more affordable!

While fancy commercial cake release sprays were available, she found making her very own version of this yielded way better results.

I decided to take her word for it and can’t believe how beautifully it performed. I was no longer battling the icky residue.

DIY Pan Release Recipe from MomAdvice.com

How Do You make DIY Pan Release Spray?

DIY Pam Spray can be made with equal parts canola oil and vegetable shortening. Finally, the addition of flour, is added in to give this mixture a marshmallow creme consistency. I have found the use of a stand mixer makes this even easier to pull together!

How Do I Store My Homemade Non Stick Spray?

No need to refrigerate this because it can be stored at room temperature. I keep mine in a simple mason jar and apply it with a pastry brush.

Unlike coconut oil, you don’t need to worry about warming up your oil before applying it to your griddles and pans.

These ingredients may separate, but I just use a spoon to mix them back together when that happens.

How Do I Use DIY Pan Release Spray?

Keep in mind, a little goes a long way so start small. I find it is easiest to apply with a simple pastry brush. Dip your pastry brush, into the pan release, and paint it on your pans. This can be used to create nonstick surfaces on cake pans, bundt cake pans, griddles, and cake pans.

This recipe is so inexpensive so you will save some money at the grocery store too! I hope you can try it- you really won’t believe how great the results are. I won’t ever use anything else again!

How to Make Homemade Nonstick Spray (DIY Pan Release Spray)
 
Author: MomAdvice.com
Prep time:
Total time:
Serves: 1 1/2 cups
Did you know that you can substitute your Pam cooking spray with this amazing diy pan release recipe. Stored at room temperature, this homemade version works great and won’t gunk up your pans like the usual cooking oil sprays. You won’t believe how easy it is to whip up this homemade cooking spray for all your baking needs.
Ingredients
  • 1/2 cup canola oil
  • 1/2 cup vegetable shortening (room temperature)
  • 1/2 cup all-purpose flour
Instructions
  1. Place all ingredients in a mixing bowl.
  2. Using an electric mixer beat until mixture has increased in volume slightly and resembles marshmallow cream.
  3. Place in an airtight container with a lid (like a mason jar). This can be stored in your cupboard. In the warmer months, you can keep it in your refrigerator.
  4. If your mixture separates, just stir to bring these ingredients back together.
  5. Use a pastry brush to brush on the your homemade cake release. Remember, a little goes a long way.
 

 

 

Love this tutorial? Here are three other DIY projects I think you might like!

How to Cook Quinoa in the Rice Cooker from MomAdvice.com how to cook quinoa in the rice cooker

How to Make Perfect Brown Rice in Your Rice Cooker from MomAdvice.com how to make perfect brown rice in your rice cooker

Instant Pot Shredded Chicken how to meal prep shredded chicken in your instant pot

 

This post contains affiliate links

The Dollar Stretcher Tips 09.27.2007

Thursday, September 27th, 2007

For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!

Post Hospital Help
I recently broke my foot. Since I live alone, many people I know offered me home cooked food, which was very thoughtful and appreciated. Since I was overwhelmed with food, the idea occurred to me that a gift of first aid items that I needed would have been nice. Since I had pins put in my foot, I had to buy various items. To be quite honest, these items really cost a lot of money. So, in the future, if anyone I know is down on their luck, I will ask if they need supplies instead of food.Cara

Menu Coordination
I’m sure everyone has heard of doing a weekly menu, but I do a monthly one. The last week of each month, I get the school calendar and game schedules and pencil in those nights, including any meetings I’m aware of. I keep a list of freezer contents on the refrigerator (add to list as I put them in the freezer). Then I make the menu. On nights we have games and won’t get home until 8:30pm, it’s a simple meal like tacos or grilled cheese. Other nights it’s meat, potatoes, fruit and vegetables. I let the kids pick out a couple dinner ideas and add them to the menu. I have teenagers so they’re asked to pick one night a month to fix dinner (with my supervision). This has saved me a lot of money! I buy items on sale ahead of time. I get food out to thaw the night before instead of running to the store to pick up dinner items. And this saves me from fast food!Kendra A.

Grocery Totes
I purchased four cheap plastic/canvas type tote bags on clearance (less than $5 each) to use and reuse for grocery shopping. They’re stronger than the plastic bags you get at the store, hold more, and are easier to carry into the house.Patty S. in Norristown, PA

Easy Winter Preparations
I measured our windows and bought enough polar fleece at the fabric store (at 50% off) for all of our windows. I pieces about 2-4″ wider than each window. Polar fleece doesn’t fray or ravel so it needs no sewing. I cut slits in the top and bottom of the fleece to work like belt loops.
I found spring-tension rods at the dollar store. Then I ran the tension rods through these slits. The tension rods fit snuggly inside the window frames. There are two rods for each window with one at the top and one at the bottom. If we need to look outside, the fleece can slide side to side a little, or we can loosen the bottom tension rod so we can lift the fleece. For a kids’ room, fleece with characters or a sports theme may be nice. We don’t have kids, so I chose white for a uniform look from the outside. This immediately reduced window drafts. An excellent option for people who are not very craft- oriented.Gabby in Columbus, Ohio

‘Child Proof’ Solution
I use over-the-counter medicines. My disabilities make it hard to see the arrows on the childproof caps and bottles that need to be lined up before they open. I color them with red permanent marker. Now opening those bottles is a breeze.MR

Deadly Sweetness
Pour sugar on plants that you want to kill. Sugar gets microbes into high gear; that is why teeth rot from sugars. The sugar actually improves the health of your soil long term, but it will cause so much microbe action that the plant/root will overload and die. This is a great way to kill off stubborn thickets or vines, which you keep trimming back.W.

Tasty Rolls
To warm bread or rolls from the refrigerator, put them in the microwave next to a cup of water. This makes them come out fresh, moist and warm.JF

Ground Meat Stretcher
The easiest and cheapest way to stretch ground meat is to add fresh bean sprouts to the raw meat and brown it with the meat. The veggies will pick up the flavor of the meat from the meat juices, and once it is browned, you cannot tell which bite started out as meat and which was veggie sprouts. This works very well for strongly flavored foods like chili, taco meat, etc. I have often stretched two ground beef patties to enough to feed four to six adults this way. And it is lower calorie, higher fiber, etc.
I have used this for bulk sausage, ground beef and ground turkey and see no reason why it would not work with venison or chicken as well.Debbie

Luscious Lips!
The easiest and tastiest lip mask I’ve ever tried is plain honey straight on the lips! A thin layer will do, and it will work miracles if you can resist licking it off before it can work its magic. Make sure your lips are clean. It’s great if used daily for about three days to a week. You can leave it on as long as you’d like, and I like to put it on right before bed and let it sink in all night. My lips are so sweet in the morning!
Honey is bacteria-resistant and has a generally emollient effect. Because it’s such a great skin softener, it can be used on the face and neck as a simple moisturizing mask.Grace H.

Removing Pet Urine Smells
I had a tenant that had an older cat that sprayed and urinated behind their entertainment center. After trying just about everything, I decided to cut out the sub-floor. I had already pulled back the carpet and padding (it was time to replace the carpet anyway) when a neighbor stopped by and suggested I try vanilla flavoring. All I had was pure vanilla extract, so I poured it on. It killed the smell that was emanating from the plywood.Michael E.

Controlling ‘Cling’ Wrap
Plastic wrap or cling wrap often gets wasted as it tears apart or sticks together. A simple solution that I found is to keep it in the freezer. It pulls apart easily with no more wasted wrap.Angie

Spot Free Dishes
Instead of buying expensive spot eliminators for the dishwasher (i.e. Jet Dry), fill the reservoir with plain white household vinegar. It works just as well and it is much cheaper. It’s probably better for the environment as well.Lorre J. in Phoenix, AZ

Easy Dusting
I keep an old paintbrush with my cleaning supplies. Whenever I have to dust the bookshelves, I spray it with Endust and brush the dust away. It’s also made dusting a favorite job for my two kids.Iris S.

Need Extra Freezer Space?
I have a small apartment refrigerator with a freezer above. I have found that I double my freezer space simply by taking the frozen contents out of the boxes that they are purchased in. Most frozen items are sealed in plastic inside a box or other container. I simply cut out the instructions for cooking and tape to the plastic. This works really well for pizzas or boil-in-bag vegetables. Now I take advantage of sales on frozen items and stock up with no worry about freezer space. If you’re concerned about the sell by date, then just cut the date out as well and tape it to the item.Charyl S.

‘Gentle’ Dishwashing
When my son was an infant, we had received a little basket to use on the top rack of the dishwasher to hold the bottle nipples and bottle rings. That came in handy then, and when he was a toddler, I used it for sippy cup parts. Now six years later, I’m still using it, but I’m using it for the little plastic containers and such. We don’t use the heated dry on our dishwasher, so I can even toss in the cream cheese container to wash and re-use for storing single servings after dinner.Jen B.

Last Year’s Backpack
My 5- and 8-year-old boys share a room so storage is an issue. I almost th
rew out their backpacks from last year because they were a little ratty, but instead, I washed them and use them to keep things in under the beds.Cindy B.

Funding Next Year’s Garden
I love to vegetable garden. I always have more than I can use. I take my produce into the office and have a “Take Some and Leave a Quarter” cup next to them. I use this to buy my plants for next year. They get fresh produce, and I haven’t had to pay for new plants in three years! I even take requests.Christian F. in Olathe, KS

Delightful Souvenirs
We travel several times a year. We like to go to a local “antique/junk” shop and browse for a souvenir. There are always local items available that delight us. We have a framed painted feather with the Tuzigoot parrot symbol from AZ, a pair of a child’s Chinese slippers, a enormous skeleton door key from England, and a myriad of other souvenirs. Each time I see one of these items displayed in my house, I think of the place we visited and the money I saved that I can use toward the next trip!Lyn

Used Auto Auctions
We just bought a used van at an auto auction. We took our time and shopped at the auction over a six month time period until we found what met our needs and what constituted a good deal. When we took possession of our recently purchased van (a bank repo that we got for 50% of retail), the engine light was on. We weren’t worried because we did all of the checks. The engine sounds wonderfully quiet. When I took the van to the auto repair shop, they wanted $78 to scan and tell us what the engine light code meant!
Being a do-it-yourselfer, I went home and researched what was needed to do the scan. Just imagine when I found out that I could buy the software and cable hook-up that scans the van for a mere $120. That’s less than having to diagnose two engine lights! We may also let our friends and neighbors know that we will provide this service for a small fee! Our scanner will pay for itself in no time! So, shop and research to make sure that you know what you are getting and what you are paying for! By the way, the scan showed that it was time for an oil change.D. B. in Manitoba, Canada

Brown Sugar
Brown sugar never gets lumpy in my house. I always have it available and I never have to pay the extra price to purchase it either. Instead, I put together just the right amount of brown sugar when I have a recipe that calls for it. I always have granulated sugar and molasses on hand. When I have a recipe that calls for brown sugar, I first measure the granulated sugar for the exact amount the recipes calls for and then pour in a drop or two of the molasses at a time (it only takes a little) and work it in until I get just the right color.Cheryl C. in Midlothian, VA

Keeping Veggies
I have at least doubled the life of my fresh veggies by first washing them, then wrapping them in a paper towel and wetting the paper prior to putting them in the crisper. If you keep the paper towel damp your lettuce and other veggies will last two to three times as long!Jim O. in New Westminster BC

Visit the Country
I live in the suburbs of a large metropolitan area. My sister lives in a rural area, just 10 minutes from my house. My pet recently needed veterinarian care and she suggested her rural vet. I called around and I saved $150 by using her vet over the one down the street. This was well worth the trip! Apparently he makes most of his money on livestock, not household pets.Teresa E.

Frugally Famous
It’s easy to go over the food budget when you’re frequently asked to bring a dish to family, work, church and social events. So become “famous” for something inexpensive. I’m “famous” for my hard rolls. I purchase the yeast at discount pricing and flour on sale. The rolls are five inches in diameter and four inches high with an egg wash glaze. They are tasty and delicious, and even if I include the cost of gas for the oven, 16 cost about 40 cents. Even if I make honey butter to go with them, I spend less than a dollar for my specialty. Never become famous for something like cheesecake. It can destroy the food budget quickly.Mary Ann

Stinky Clothes?
While working in the theater wardrobe department, I learned that Vodka will eliminate odors. Just put in a spray bottle and spray. It evaporates leaving no stains or odors. It not only saves on cleaning bills, but will help conserve your clothing.Susan G.

Before You Begin Christmas Shopping
This would be the time to send out letters to family and friends to finally stop exchanging Christmas gifts. Most people have more than they need, and extra shopping just ends up causing stress. Last year, I received a card that read “a donation has been made in all the names of the people of my Christmas list and sheep have been purchased for an underprivileged village” in a 3rd world country. I was very touched to receive such a gift!WB

Running Tally
I arm myself with a small calculator when I shop for groceries. It’s a snap to keep a running tally of my purchases so I never go over budget. It also reminds me to buy according to needs not wants because I can see immediately what a dent the wants make in my spending.M.

The Code Readers
We had a friend pass along this tip to us that has saved us a ton of money at the car repair shop. Most auto parts stores will hook their reader up to your car when your check engine (or any other light) comes on and tell you exactly what the error message is and what it means. They don’t charge for this service. Recently this happened with one of our cars. We found out that my husband hadn’t screwed the gas cap on all way. We tightened the cap, the auto part store employee reset the light, and it has never come on again. It saved us the time and trouble of taking the car into a repair shop, especially since we have to drive 60 miles to the nearest car dealer.Stacey S. in Muncie, IN

Part-Time Teacher
If you enjoy teaching and have a special skill or hobby that others might enjoy, check with your local community or junior college about their non-credit or adult education classes. Our community college is always looking for new ideas for classes and the instructors to teach them. I have taught several classes on both professional, work-related topics and leisure or travel-related topics. After my class proposal has been accepted, I work with their class coordinator to determine the night(s) and times and we schedule the class. It is printed in their booklet and online, so they take care of the marketing for me. I can either ask them to order a book for the students or I can prepare my own materials. I am paid a flat fee for teaching based on the contact hours. It’s a fun way to earn some extra money, meet new people and, on occasion, create a new business contact.Tina B.

Wrinkles
To prevent clothes from wrinkling, place a sheet of tissue paper on the garment and then fold as you normally do. This keeps them from wrinkling both in a drawer or in a suitcase.Eileen K. in Philadelphia, PA

Textbook Savings
The prices for textbooks today are ridiculous. Often, the professors don’t like it either, but don’t have much choice in their assignments. I’ve learned to ask my professors at the beginning of every semester if the previous edition of a text is acceptable for class. When it is, it can mean big savings. The Chemistry book, 10th edition, for my course was $180. The professor said the 9th edition was fine, and I was able to purchase it from www.abe.com (used books online) for $13.
I’ve also ordered international editions of texts. Even with shipping, it was much cheaper to get the international edition of my anatomy text from India. Just remember to allow for s
hipping time. Email your professor before the semester starts if possible. Also check reviews if you’re buying an international edition to make sure it’s the same content.Renee

Day 29: Get Rewarded For Your Shopping

Tuesday, September 18th, 2007

I love shopper rewards, but not the kind that require me to take out a credit card. Yes, I know there are tons of personal finance gurus that would disagree with me on this, but I do not feel comfortable using a credit card. Call it lack of discipline, call it sheer fear…heck, you could call it pure laziness, but I am trying to avoid using credit cards for any reason.

No, the rewards that I like come from shopping that I am already doing. You can find great shopper rewards from places you are probably already visiting- your grocery store, the gas station, or doing your online shopping for the holiday season.

As someone who is frugal, I tend to overlook signs that advertise reward cards because I automatically associate them with credit cards. For example, our local Speedway had advertisements that were hanging over their pumps, advertising gas savings and I immediately got that glazed over look and would ignore them. There was no way I would sign up for a gas card, nope, not me!

Fast forward to a day trip with my sister and she whips out her Speedy Rewards Card, which credits her three cents per gallon and then gives her an additional savings on other items in their store. She explained that you could get points for buying your gas there and then you could credit those towards gift cards. This was an opportunity that I would have lost out on if she had not explained that this was not a credit card, but just a reward card. Now I happily swipe my free card and get my three cents back on each gallon. Yes, it is a drop in the bucket, but why not take advantage of it? Many of my frugal endeavors might only save me pennies, but pennies do eventually add up to dollars, and I am looking forward to putting some of that money in my secret account.

There are also rewards at grocery stores. Many grocery stores offer gas savings or savings on your groceries, just for using their free card. There could also be rewards available for your child’s school, as many grocery stores offer a percentage back on your spending for non-profit organizations and schools.

Finally, there are great rewards programs for doing your online shopping. I have always been a fan of MyPoints because I could do my shopping and use my points on gift cards for myself. I also love Ebates and enjoy getting my big fat check every now and then. I won’t go into detail, but these are two shopper programs that have some great benefits IF you are already planning to shop online, not shopping just to get points & rewards.

Since I often have that glazed over look when it comes to reward cards, what are some of the cards in your wallet that you find have been beneficial to your family? What rewards do you cash in on?

Perfectly Pantry: Cinnamon Muffins

Monday, September 17th, 2007

Tomorrow is grocery day so this means we are down to the bare minimum in our pantry. I did a search for muffin recipes and found a great one for Cinnamon Muffins to try. All of the ingredients were in my pantry and it would make a great treat to start the week.

These muffins are delicious. The only changes that I made to the recipe were to add one teaspoon of cinnamon to the batter and to decrease the melted butter, to be brushed on top, to two tablespoons. Making cinnamon muffins with no cinnamon actually in them didn’t seem to make sense to me so that was why I made the addition. Even with only melting two tablespoons of butter, I still had some leftover and I didn’t want to make these muffins too heavy.

I was a little scared by how thick the batter was, but the muffins were nice and light when baked. I was able to get nine muffins out of this batter.

These were enjoyed by everyone in our family and I will definitely make these again!

While I am on the subject of our pantry, I just wanted to direct you over to Frugal Hacks and Meredith’s thoughtful piece on how to stay within your grocery budget,while practicing her theme of cheerful frugality. I loved this!

Since I am in the test kitchen mode, do you guys have a favorite recipe for muffins that you could share? I would love to try them!

Product Review: “Rockstar Princess” from Aunty E

Friday, September 14th, 2007

Music has always been very important to me and I am trying to make it important to my children too. On Sundays, I have made a jazz playlist of music to listen to, on Fridays we listen to music that you would hear in coffee shops, and when I am cleaning I have fun & fast paced music on. Wherever we go, I try to always have good music on in our car and we often use the music stations that are available through our satellite television station.

My children also have some musical heroes of their own which include Laurie Berkner, anything from the Disney films, and Raffi. We often listen to the Kid Tunes available through Yahoo Launch (commercial free for folks that use their internet service and with commercials for those who don’t).

My children’s favorite shows right now are Yo Gabba Gabba (Nick Jr) and Jack’s Big Music Show (Noggin Network), two shows that teach children about musics (although they are each very different). These shows focus on all types of musical appreciation and my kids sing right along with the words. It brings me a lot of joy to hear their sweet voices.

We recently were sent a new CD to review entitled, “Rockstar Princess” from a band called Aunty E. This group has earned great notoriety in their native Texas and they are now gaining a fan base in other areas of the country.

If your children love the more recent styles of children’s music that have come out, they will really love this disc. The tracks incorporate many different variations of music including pop, soul, country, and blues. The music is targeted to the age group of four through eight, but even my (almost) two year old was dancing right along.

Despite the name containing princess (and the pretty pink cover!) the disc is not mean to aim at just girls, it is meant for all children. Aunty E sings along with Grammy award wining artists like Joe Blondell & Floyd Domino, encouraging children through her lyrical stories.

Her music can be found on Apple iTunes, Napster, MSN Music and more information can be found on their website.

And since everyone loves a freebie, they offer free ringtones for wireless carriers.

What are your children’s favorite artists? Any music that you can recommend to us?

Day 26: Extending It Further

Tuesday, September 4th, 2007

We are closing in on the end of our Month of Savings series and I hope that (at least) one of the ideas is something that you can incorporate in your house. While the truly zealous frugal person might not find my ideas all that inspiring, those who are beginning a journey into this world might be able to gain some insight on how to make small adjustments to their lifestyle, to create big savings.

Today I wanted to talk about extending the items in your home. There are two tools that I have found that have really helped me in extending the products we use. The first tool is the beloved spatula, which tends to get a royal workout in our house. The second tool is water and the art of watering down products to extend them further.

I am a big fan of using my spatula because nothing else works better when trying to clean out every last little drip in a jar. I shudder to think how much I had thrown away before, not caring if there was enough for two more peanut butter sandwiches, because I didn’t feel it was worth the effort. Now that I am on a tight grocery budget, the spatula is my best friend and we share a lot of time together in the kitchen. Using a spatula in your containers is a great way to make sure you get everything you can out of the food products in your house.

I also am a big fan of water for extending the products in our home. Shampoo, for example, lasts twice as long if I water it down. Just add it about halfway with water and give it a shake. The difference won’t be noticeable in the product, but it will be noticeable in your wallet. Other things that can be watered down: soap (to create foamy soaps), dish soap, and juice (for little mouths who don’t need all the sugar anyway). My theory is to try things watered down and see if they still perform well. If they are still doing what they need to do, why not water it down a bit? You might have to tweak how much is too much/too little, but find that magical equation and use it each time you replace those products.

I extend other things in our home. My coffee in the morning is a great example of a simple way that I can make my coffee last. The first time I make my coffee, I use the directed amount of grounds and prepare it as it is explained. The next day, I reuse the old grounds and only add half the amount of grounds required to make a batch. The second batch still tastes great to me and I have made my coffee last a little longer than it would have if I had just dumped the old grounds out. I can also extend it further by not allowing the coffee to go to waste and keeping it in the fridge or making ice cubes out of the rest of it. The coffee just keeps giving in our house.

Another scenario of extension is when I do my laundry. I never add the suggested amount of laundry detergent because I know that my clothing doesn’t require that much soap. If you use fabric softener, you can do the same thing by cutting the softener sheets in half or adding half the amount to your loads. Extend it further by repeatedly using the softener sheet until it has lost its effectiveness.

Extending these items may seem like a waste of time, but I am trying to prove how the little things really can add up towards a savings account for your family. In my opinion, it is all about the little things and this is just one way that I can work towards pulling our family out of debt and wastefulness.

Potential Monthly Savings: $10 or more

Sound Off: Are there products in your home that you extend? What are some of your favorite frugal tips for making things last in your home?

Day 24: Become a Coupon Queen (or Not)

Saturday, September 1st, 2007

Should a frugal gal use coupons or should she not? Do coupons really save money or do you just end up spending money that you would have not spent?

I go back and forth on this topic and it really depends on where I am doing my shopping. When I shop exclusively at Aldi, I can’t use my coupons. When I shop at other stores, it is usually a toss up on whether the generic is the better deal versus the brand-name with a coupon.

You will talk to some people and they are nuts for coupons and their receipts really prove it. Others of us, don’t believe all of the hype and say it is a waste of time and effort.

Since I started doing more of the drugstore rewards, in conjunction with my Aldi trip, I have found that it is possible to get items for free or really inexpensively. You could say that I am becoming a believer again in all of the coupon hype.

Here are some of the tips that I have used to help me follow the path towards coupon savings:

– Organize your coupons in a way that works for you. I have heard everything from shoe boxes to baseball card collection holders can be great ways to organize your coupons. Each person has a different system of organizing, just do what works for you. For me, I like to categorize them and then arrange by dates. I have also been known to lump everything together and then arrange by dates, to insure that I use the coupons before they expire. Right now I am finding categories works a little better for me so that is what I am doing at this point. My arrangements do change, depending on my mood.

– Make sure you put your coupons in a place that you will always have them when you need them. There is nothing worse than having all of your coupons cut and organized, only to discover that they are not with you when you need to do your shopping. Try storing them in your purse or in your car so that you will have them when you decide to make a quick stop at the store.

– There are only savings to be had if you are buying something because you normally use it and would have put it on your grocery list anyway. If you are using a coupon to just get a quarter off and this still leaves you footing a $4 tab, then using the coupon is actually doing a disservice to your budget instead of benefiting it.

– When I first started learning about coupons, I actually was pretty confused. What is the difference between the manufacturer coupons versus the store coupons? Well, the manufacturer coupons are the kind that you find in your newspaper, that come from the companies themselves. The store coupons, however, are the ones that you find in your store specific flier. The great thing about store and manufacturer coupons is that they can be used in conjunction with one another. If Dole, for example, has a coupon for $.50 off of a can of pineapple and Walgreens has a coupon for $.25 off of a can of Dole pineapple, you can use the two coupons together. Your total savings would be $.75 off of the can, and that equals a really great deal for your family. You might hear coupon queens refer to this as the “double whammy.” You can also achieve a “triple whammy” if you use the store coupon, manufacturer coupon, and you pick an item that is on sale.

– If you love certain products, call the 1-800 number and rave about the product. Share your experience with them and ask if they have any coupons or if they can add you to a mailing list. Customer service representatives get a lot of disgruntled customer calls, so not only will you brighten their day, you might also be able to pocket some savings on your next trip to the store.

– Look for coupons in unexpected places. Always check your receipt, at the end of your shopping trip, to see if any printable coupons were printed. Other unusual places for coupons are inside of your magazines, hidden inside of your piles of junk mail, and inside/outside of the packaging on what you are using. I am often surprised how many coupons I can find in these unusual places.

– Visit the websites for companies and sign up for their mailing lists. They will usually have printable coupons you can use on your groceries, or will add you to future mailings on special sales they are running.

– Shop at stores that double or triple your coupons. You will maximize your savings much more if you can go to one of these stores.

– Try using the Coupon Mom website, to figure out how to maximize your savings with your coupons. This website is free and can tell you exactly what you need to buy and when. There are also services that you can pay for, such as The Grocery Game. I have never paid for the service so I have no personal experience with it, but there are many people who swear by it.

– If your friends or family do not cut coupons, ask if they will save the coupon fliers for you.

Potential Monthly Savings: $10 or more

Sound Off: Do you have any coupon tips to share? Are you a believer in the coupon hype?

Day 20: Curb Your Weekend Spending

Saturday, August 25th, 2007


I have noticed something about myself that I don’t really like. It seems that when I get bored on Saturdays, the first thing that I want to do is go shopping. I am a smart shopper and I try to only shop at the thrift store, but many times I don’t really need anything… I am just looking for a quiet escape for myself.

I have really been thinking about this a lot and am trying to find new ways to fill the boredom that makes me want to shop. To be honest, if I limited my shopping to the times where I had both the children, my shopping would be nonexistent or very short & sweet. Neither of my children enjoy shopping so I don’t find shopping to be all that enjoyable for me.

There are so many other things that I could be doing and I loved the idea of a Money-Free Weekend, which has been featured several times on The Simple Dollar.

Today I decided to stay home and get some things done around here. I was able to do a little reading, accomplish some stuff for the website, mow the lawn, make a really nice dinner, bake some muffins, and pay the bills. Continuing in this theme, this evening my husband and I are having a date night and watching “The Godfather” (taped from television) and playing a board game.

Here are some ideas for things you could do instead of spending money over the weekend:

1. Mow the lawn
2. Play board games with your family.
3. Mix up some dinner in a bag.
4. Menu plan & make your grocery list for the week.
5. Watch a free movie and pop some popcorn.
6. Tackle a project.
7. Try a free hobby.
8. Organize your pantry and make a meal out of those ingredients for dinner.
9. Clip and organize your coupons.
10. Do your laundry.
11. Soak your feet.
12. Read a good book.
13. Go to a free museum day or event in your community.
14. Make some cool toys and activities for your kids.
15. Start a garden.
16. Write a letter.
17. Make yourself a special coffee treat.
18. Do some baking.
19. Bake some bread.
20. Steam your carpets.
21. Create a routine that you can live with.
22. Make croutons.
23. Make some fun things for the tub.
24. Gather up the broken crayons and make some better ones.
25. Paint a mug with your children.
26. Decorate your child’s room with things you already have.
27. Make something out of the ingredients you have in your freezer.
28. Create some new & free family traditions.
29. Clean out the fridge.
30. Take a walk together.
31. Clean your grill.
32. Make a set of cleaners for each level of your home.
33. Take the week’s advertisements and start making your price book (you can use our free sheet).
34. Go as a family to the library and then read the books with your child.
35. Clean out your closet.
36. Organize your laundry room.
37. Make a baby (Note: This child will not be free, but making your baby can be!)
38. Share a meal with someone else.
39. Baby proof your house.
40. Make some powdered milk for the week.
41. Cut your family’s hair.
42. Make an emergency kit.
43. Start a blog.
44. Think about and repurpose an item in your home.
45. Make some frozen banana popsicles.
46. Do something dangerous with your children.
47. Make your office more child-friendly.
48. Organize your car.
49. Have a great conversation with your spouse.
50. Start planni
ng for your frugal Christmas.
51. Make some foamy soap.
52. Exercise to some library videos.
53. Make some yummy waffles for a Sunday brunch.
54. Make milkshakes and play in the sun with the kids.
55. Organize a yard sale.
56. Pray.
57. Start a gratitude journal or focus board.
58. Make some seasoning mixes.
59. Care for someone who is sick or the family of a sick loved one.
60. Find things around your house to organize your belongings.

Potential Savings:
$25 or more

Sound Off: What is your favorite free weekend activity

Day 18: Get Yourself Organized

Thursday, August 23rd, 2007

Today I want to talk a little bit about organization and why it will save you money. You will find that many blogs and sites that focus on money-saving ideas also share ideas on organizing. It seems that saving money and staying organized go hand in hand.

Being organized does not come naturally to me and it is something that I am constantly working at to achieve. I know for some this comes easily, but I am not one of those people. If you came to my house right now, you might be surprised at the disorganization and projects that are looming around here. It is a constant battle for me especially now that I am a mom.

I desire to be organized though for many reasons, including financial ones, and that is why I continually try to work at this.

Reasons to Get Organized:

– If you are organized, you will have a good idea of the inventory that is already in your home. You will know exactly where everything is and you will know how many of that item you already have. Instead of running out to buy toothpaste, for example, you will know where you keep the extra toothpaste and will be able to use this instead. This will save you from buying repeat items and it will save you from spending extra money that you don’t have.

– If you are organized, you make lists for yourself. A good grocery list, for example, will save you money because you will know exactly what you need and you will buy only that. People who come to the grocery store with no list end up making multiple trips to the store (wasting gas money) and buy items that they don’t need.

– If you are organized, you save money on food. Menu planning and proper planning of meals (the night before) helps to prevent visits to those fast food restaurants. Plan meals that are easy to make and try to have back-up plans for nights where you don’t feel like cooking. It might be something as simple as a frozen pizza, but having something to eat at home will save you from wasting valuable money at McDonald’s.

– If you are organized, you keep a calendar of events. Why does a calendar save you money? Well, you know when your appointments are and you don’t miss them. Missing appointments can cost you money for not showing up to your doctor or dentist office. They also offer valuable reminders for when bills are due so you don’t have to pay late fees. You also are a star because you remember anniversaries, birthdays, and are a person that people can rely on.

– If you are organized, the things you have last longer. You make the time to care for the items you have in your house and you remember to schedule maintenance for your automobiles and the appliances/services needed in your home. This will save you money because you won’t need to replace things in your house as frequently and things will generally run smoother for you.

There are plenty more reasons to be organized, but I wanted to focus mainly on the financial benefits since we are talking about ways to save this month.

Here are some of the resources and books for getting yourself organized

Sites to Organize Thyself:

MomAdvice Organizing Section
Organizing Topics on Our Blog
FlyLady
Organized Home
Organized Christmas
Cozi
Real Simple
Martha Stewart
I’m An Organizing Junkie
The Lazy Organizer
Organising Queen
Neat & Simple Living

Books to Organize Thyself:

Sink Reflections by Marla Cilley
Sidetracked Home Executives by Pam Young
Homekeeping Handbook by Martha Stewart
It’s All Too Much by Peter Walsh
Scaling Down by Judi Culbertson, Marj Decker, & George Booth

Potential Savings: $30 or more

Sound Off: What is one way you stay organized?