Archive for the ‘Money & Finance’ Category

Freebies & It Isn’t Even Friday

Monday, October 1st, 2007

Don’t just count on me for freebies on Friday because I love to surprise people occasionally with a fun freebie on other days of the week. How about some free music to start your week out right?

Starting Tuesday, Starbucks is giving away 50 million free iTunes downloads. The promotion is in honor of the launch of the new iTunes Wireless Store. From October 2nd to November 7th, Starbucks customers will receive a “song of the day” card, enabling them to download that particular song.

To get more information about this promotion visit their website!

Day 30: Life’s Great Lessons

Friday, September 28th, 2007

This is the last day in our series and I admit it took much longer than I had ever anticipated. I share daily ways to save money, but to sit down and really contemplate thirty really good ways to save money…well, that proved to be a bit more difficult than I thought. I think I will stick with my quick tips and quips that I normally share. I hope that someone can walk away with one thing that will help their family in the future. That was my goal and intention with doing the series.

Today I just wanted to end the series by saying how important it is to me that I live within my means. There are many simple things that we have chosen to do to reach our financial goals in life…

  • We make a conscious choice to be smart consumers and chose to buy used items rather than new, to help minimize our costs. There are times where a new item might be appropriate (underwear does come to mind!), but in most cases buying a used item is a better financial choice for us. You can do this through thrift & yard sales, consignment shops, auction sites, or through the classified advertisements. Used is better for the environment and I find it a great thrill and privilege to hunt through the junk to find those precious items.
  • We chose to be wise consumers and research big ticket items before purchasing them. I would never run out and buy a television without good research and I would never just take a salesperson’s word for what is the best value for my money. I can justify the purchase of my Consumer Reports annual membership because I use this often to base my decisions on making a good purchase. I also frequently check sites like Amazon or Epinions to get the scoop from customers on how they like items. We cannot afford trial and error in our house so we try and pick things that we know will do well and last a long time.
  • We chose to surround ourselves with like-minded people. Maybe this shows signs of weakness or that I am just a newbie in the world of saving money, but I find myself feeling more confident in myself and my choices when I am around people who feel the same way. When I am around people who put more value into their possessions and the material things, I find myself redirecting my focus in that direction. I hope someday to be the type of person that is unfazed by these people, but for now I enjoy being with people who have similar financial goals and think of material things as secondary to everything else.
  • We are choosing to work towards a goal of a debt-free life. I have very specific goals in mind for our family. I have written these goals down on paper and I reread these goals often. I want to own both of my cars. I want to own my house. I want to pay off my credit card. I want to be free of student loan debt. I say these things to myself often and focus my energy towards making these goals a reality. Our goal is to have this done in six years. Six years of careful discipline and determination- what is your goal?
  • We chose creative ways that we can achieve the things we want in life. For example, bartering for goods & services instead of paying for them. I might make someone a fabulous dinner or babysit for them if they help me with A, B, or C. These exchanges are more creative than opening up my wallet and save us a lot of money. I also try to be creative by learning to make things myself, thrifting for gift items, and constantly researching ways I can be more creative with our money.
  • We chose to enjoy the good things in life, not to live a life of sacrifice and grumbling. I love good things- good coffee, an amazing dinner, a well-decorated room. I love all of these things, but I love to enjoy these things without the debt. I do what any smart frugal gal should do- I search on the internet for that perfect coffee recipe, I teach myself to cook, I look for inspiration in the magazines and find these decorative items in the thrift store. Enjoy that fine living, but do it in a way that can make you & your family proud.

We recognize that we have made bad financial choices, but we also know that some of those choices have lead to other great and wise choices later in life. I admit that there have been times where I have made stupid choices and I suffered from them. I also admit that if I had never made a bad choice in my life that I wouldn’t be human and I wouldn’t be able to have those experiences to draw from. I can nod my head and say, “Yes, yes, I know!” because I really do. I didn’t just read about it in a book- I am living it!

Here are all of the days that we discussed- just in case you happened to miss one!

Ask for Your Discounts

Take Your Own Pictures

Pay Your Bills Online

Use Your Phone as a Money-Saving Tool

Use eBay & Save

Take Advantage of Rebates

Brown Bag Your Way To Savings

Open Your Own Beauty Shop

Lower Your House Payment

Car Repair on a Budget

Creative Gym Membership Alternatives

Social Obligations on a Budget

Get Your Java Fix

Creative Toy Replacements

Keep Your Bills in Check

Bulk It Up

Find an Inexpensive Hobby

Get Yourself Organized

Curb Your Weekend Spending

Create Your Own Secret Emergency Account

Don’t Buy Stuff You Can’t Afford

Just Ask

Become a Coupon Queen (or Not)!

Schedule a Day in the Kitchen

Extending it Further

Save on Clothing

Get to Know Your Freezer

Get Rewarded for Your Shopping

Sound Off: What was your f
avorite day in our Month of Savings?

Freebie Friday: September 28, 2007

Friday, September 28th, 2007

Just wanted to send a quick reminder that National Museum Day is tomorrow!

Health & Beauty:

Good Nites Sleep Boxers

Playtex Bottle (printable coupon)

Food:

Folgers Gourmet Coffee

Hostess Cakes (It took me a few times for this one to go through)

Entertainment:

Spin Magazine

Dog’s Life

Psychology Today Magazine

Spiegel Catalog (Enter offer code: F9710)

Home & Garden:

Dry Cleaner’s Secret

The Dollar Stretcher Tips 09.27.2007

Thursday, September 27th, 2007

For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!

Post Hospital Help
I recently broke my foot. Since I live alone, many people I know offered me home cooked food, which was very thoughtful and appreciated. Since I was overwhelmed with food, the idea occurred to me that a gift of first aid items that I needed would have been nice. Since I had pins put in my foot, I had to buy various items. To be quite honest, these items really cost a lot of money. So, in the future, if anyone I know is down on their luck, I will ask if they need supplies instead of food.Cara

Menu Coordination
I’m sure everyone has heard of doing a weekly menu, but I do a monthly one. The last week of each month, I get the school calendar and game schedules and pencil in those nights, including any meetings I’m aware of. I keep a list of freezer contents on the refrigerator (add to list as I put them in the freezer). Then I make the menu. On nights we have games and won’t get home until 8:30pm, it’s a simple meal like tacos or grilled cheese. Other nights it’s meat, potatoes, fruit and vegetables. I let the kids pick out a couple dinner ideas and add them to the menu. I have teenagers so they’re asked to pick one night a month to fix dinner (with my supervision). This has saved me a lot of money! I buy items on sale ahead of time. I get food out to thaw the night before instead of running to the store to pick up dinner items. And this saves me from fast food!Kendra A.

Grocery Totes
I purchased four cheap plastic/canvas type tote bags on clearance (less than $5 each) to use and reuse for grocery shopping. They’re stronger than the plastic bags you get at the store, hold more, and are easier to carry into the house.Patty S. in Norristown, PA

Easy Winter Preparations
I measured our windows and bought enough polar fleece at the fabric store (at 50% off) for all of our windows. I pieces about 2-4″ wider than each window. Polar fleece doesn’t fray or ravel so it needs no sewing. I cut slits in the top and bottom of the fleece to work like belt loops.
I found spring-tension rods at the dollar store. Then I ran the tension rods through these slits. The tension rods fit snuggly inside the window frames. There are two rods for each window with one at the top and one at the bottom. If we need to look outside, the fleece can slide side to side a little, or we can loosen the bottom tension rod so we can lift the fleece. For a kids’ room, fleece with characters or a sports theme may be nice. We don’t have kids, so I chose white for a uniform look from the outside. This immediately reduced window drafts. An excellent option for people who are not very craft- oriented.Gabby in Columbus, Ohio

‘Child Proof’ Solution
I use over-the-counter medicines. My disabilities make it hard to see the arrows on the childproof caps and bottles that need to be lined up before they open. I color them with red permanent marker. Now opening those bottles is a breeze.MR

Deadly Sweetness
Pour sugar on plants that you want to kill. Sugar gets microbes into high gear; that is why teeth rot from sugars. The sugar actually improves the health of your soil long term, but it will cause so much microbe action that the plant/root will overload and die. This is a great way to kill off stubborn thickets or vines, which you keep trimming back.W.

Tasty Rolls
To warm bread or rolls from the refrigerator, put them in the microwave next to a cup of water. This makes them come out fresh, moist and warm.JF

Ground Meat Stretcher
The easiest and cheapest way to stretch ground meat is to add fresh bean sprouts to the raw meat and brown it with the meat. The veggies will pick up the flavor of the meat from the meat juices, and once it is browned, you cannot tell which bite started out as meat and which was veggie sprouts. This works very well for strongly flavored foods like chili, taco meat, etc. I have often stretched two ground beef patties to enough to feed four to six adults this way. And it is lower calorie, higher fiber, etc.
I have used this for bulk sausage, ground beef and ground turkey and see no reason why it would not work with venison or chicken as well.Debbie

Luscious Lips!
The easiest and tastiest lip mask I’ve ever tried is plain honey straight on the lips! A thin layer will do, and it will work miracles if you can resist licking it off before it can work its magic. Make sure your lips are clean. It’s great if used daily for about three days to a week. You can leave it on as long as you’d like, and I like to put it on right before bed and let it sink in all night. My lips are so sweet in the morning!
Honey is bacteria-resistant and has a generally emollient effect. Because it’s such a great skin softener, it can be used on the face and neck as a simple moisturizing mask.Grace H.

Removing Pet Urine Smells
I had a tenant that had an older cat that sprayed and urinated behind their entertainment center. After trying just about everything, I decided to cut out the sub-floor. I had already pulled back the carpet and padding (it was time to replace the carpet anyway) when a neighbor stopped by and suggested I try vanilla flavoring. All I had was pure vanilla extract, so I poured it on. It killed the smell that was emanating from the plywood.Michael E.

Controlling ‘Cling’ Wrap
Plastic wrap or cling wrap often gets wasted as it tears apart or sticks together. A simple solution that I found is to keep it in the freezer. It pulls apart easily with no more wasted wrap.Angie

Spot Free Dishes
Instead of buying expensive spot eliminators for the dishwasher (i.e. Jet Dry), fill the reservoir with plain white household vinegar. It works just as well and it is much cheaper. It’s probably better for the environment as well.Lorre J. in Phoenix, AZ

Easy Dusting
I keep an old paintbrush with my cleaning supplies. Whenever I have to dust the bookshelves, I spray it with Endust and brush the dust away. It’s also made dusting a favorite job for my two kids.Iris S.

Need Extra Freezer Space?
I have a small apartment refrigerator with a freezer above. I have found that I double my freezer space simply by taking the frozen contents out of the boxes that they are purchased in. Most frozen items are sealed in plastic inside a box or other container. I simply cut out the instructions for cooking and tape to the plastic. This works really well for pizzas or boil-in-bag vegetables. Now I take advantage of sales on frozen items and stock up with no worry about freezer space. If you’re concerned about the sell by date, then just cut the date out as well and tape it to the item.Charyl S.

‘Gentle’ Dishwashing
When my son was an infant, we had received a little basket to use on the top rack of the dishwasher to hold the bottle nipples and bottle rings. That came in handy then, and when he was a toddler, I used it for sippy cup parts. Now six years later, I’m still using it, but I’m using it for the little plastic containers and such. We don’t use the heated dry on our dishwasher, so I can even toss in the cream cheese container to wash and re-use for storing single servings after dinner.Jen B.

Last Year’s Backpack
My 5- and 8-year-old boys share a room so storage is an issue. I almost th
rew out their backpacks from last year because they were a little ratty, but instead, I washed them and use them to keep things in under the beds.Cindy B.

Funding Next Year’s Garden
I love to vegetable garden. I always have more than I can use. I take my produce into the office and have a “Take Some and Leave a Quarter” cup next to them. I use this to buy my plants for next year. They get fresh produce, and I haven’t had to pay for new plants in three years! I even take requests.Christian F. in Olathe, KS

Delightful Souvenirs
We travel several times a year. We like to go to a local “antique/junk” shop and browse for a souvenir. There are always local items available that delight us. We have a framed painted feather with the Tuzigoot parrot symbol from AZ, a pair of a child’s Chinese slippers, a enormous skeleton door key from England, and a myriad of other souvenirs. Each time I see one of these items displayed in my house, I think of the place we visited and the money I saved that I can use toward the next trip!Lyn

Used Auto Auctions
We just bought a used van at an auto auction. We took our time and shopped at the auction over a six month time period until we found what met our needs and what constituted a good deal. When we took possession of our recently purchased van (a bank repo that we got for 50% of retail), the engine light was on. We weren’t worried because we did all of the checks. The engine sounds wonderfully quiet. When I took the van to the auto repair shop, they wanted $78 to scan and tell us what the engine light code meant!
Being a do-it-yourselfer, I went home and researched what was needed to do the scan. Just imagine when I found out that I could buy the software and cable hook-up that scans the van for a mere $120. That’s less than having to diagnose two engine lights! We may also let our friends and neighbors know that we will provide this service for a small fee! Our scanner will pay for itself in no time! So, shop and research to make sure that you know what you are getting and what you are paying for! By the way, the scan showed that it was time for an oil change.D. B. in Manitoba, Canada

Brown Sugar
Brown sugar never gets lumpy in my house. I always have it available and I never have to pay the extra price to purchase it either. Instead, I put together just the right amount of brown sugar when I have a recipe that calls for it. I always have granulated sugar and molasses on hand. When I have a recipe that calls for brown sugar, I first measure the granulated sugar for the exact amount the recipes calls for and then pour in a drop or two of the molasses at a time (it only takes a little) and work it in until I get just the right color.Cheryl C. in Midlothian, VA

Keeping Veggies
I have at least doubled the life of my fresh veggies by first washing them, then wrapping them in a paper towel and wetting the paper prior to putting them in the crisper. If you keep the paper towel damp your lettuce and other veggies will last two to three times as long!Jim O. in New Westminster BC

Visit the Country
I live in the suburbs of a large metropolitan area. My sister lives in a rural area, just 10 minutes from my house. My pet recently needed veterinarian care and she suggested her rural vet. I called around and I saved $150 by using her vet over the one down the street. This was well worth the trip! Apparently he makes most of his money on livestock, not household pets.Teresa E.

Frugally Famous
It’s easy to go over the food budget when you’re frequently asked to bring a dish to family, work, church and social events. So become “famous” for something inexpensive. I’m “famous” for my hard rolls. I purchase the yeast at discount pricing and flour on sale. The rolls are five inches in diameter and four inches high with an egg wash glaze. They are tasty and delicious, and even if I include the cost of gas for the oven, 16 cost about 40 cents. Even if I make honey butter to go with them, I spend less than a dollar for my specialty. Never become famous for something like cheesecake. It can destroy the food budget quickly.Mary Ann

Stinky Clothes?
While working in the theater wardrobe department, I learned that Vodka will eliminate odors. Just put in a spray bottle and spray. It evaporates leaving no stains or odors. It not only saves on cleaning bills, but will help conserve your clothing.Susan G.

Before You Begin Christmas Shopping
This would be the time to send out letters to family and friends to finally stop exchanging Christmas gifts. Most people have more than they need, and extra shopping just ends up causing stress. Last year, I received a card that read “a donation has been made in all the names of the people of my Christmas list and sheep have been purchased for an underprivileged village” in a 3rd world country. I was very touched to receive such a gift!WB

Running Tally
I arm myself with a small calculator when I shop for groceries. It’s a snap to keep a running tally of my purchases so I never go over budget. It also reminds me to buy according to needs not wants because I can see immediately what a dent the wants make in my spending.M.

The Code Readers
We had a friend pass along this tip to us that has saved us a ton of money at the car repair shop. Most auto parts stores will hook their reader up to your car when your check engine (or any other light) comes on and tell you exactly what the error message is and what it means. They don’t charge for this service. Recently this happened with one of our cars. We found out that my husband hadn’t screwed the gas cap on all way. We tightened the cap, the auto part store employee reset the light, and it has never come on again. It saved us the time and trouble of taking the car into a repair shop, especially since we have to drive 60 miles to the nearest car dealer.Stacey S. in Muncie, IN

Part-Time Teacher
If you enjoy teaching and have a special skill or hobby that others might enjoy, check with your local community or junior college about their non-credit or adult education classes. Our community college is always looking for new ideas for classes and the instructors to teach them. I have taught several classes on both professional, work-related topics and leisure or travel-related topics. After my class proposal has been accepted, I work with their class coordinator to determine the night(s) and times and we schedule the class. It is printed in their booklet and online, so they take care of the marketing for me. I can either ask them to order a book for the students or I can prepare my own materials. I am paid a flat fee for teaching based on the contact hours. It’s a fun way to earn some extra money, meet new people and, on occasion, create a new business contact.Tina B.

Wrinkles
To prevent clothes from wrinkling, place a sheet of tissue paper on the garment and then fold as you normally do. This keeps them from wrinkling both in a drawer or in a suitcase.Eileen K. in Philadelphia, PA

Textbook Savings
The prices for textbooks today are ridiculous. Often, the professors don’t like it either, but don’t have much choice in their assignments. I’ve learned to ask my professors at the beginning of every semester if the previous edition of a text is acceptable for class. When it is, it can mean big savings. The Chemistry book, 10th edition, for my course was $180. The professor said the 9th edition was fine, and I was able to purchase it from www.abe.com (used books online) for $13.
I’ve also ordered international editions of texts. Even with shipping, it was much cheaper to get the international edition of my anatomy text from India. Just remember to allow for s
hipping time. Email your professor before the semester starts if possible. Also check reviews if you’re buying an international edition to make sure it’s the same content.Renee

Frugal Hacks: A Fun Brunch Discussion

Tuesday, September 25th, 2007

Today’s entry on Frugal Hacks is all about why brunch can be best and this actually came from a recent brunch that I had this past weekend. It was such a fun way to entertain and the dishes I prepared were very budget-friendly, compared to a more expensive dinner option.

For this brunch, I included a fun breakfast tray for my guests. I draped a pretty red & white dish towel across the tray and then filled it with lots of fun coffee goodies. I made a good pot of coffee and then poured it into my coffee carafe (purchased from a thrift store). I also included pretty coffee mugs, sugar, flavored creamer, flavored coffee syrups, and an assortment of teas. Since my table is long & narrow, I used this as my centerpiece for this brunch. It looked so pretty and it made it easier to clear the table when were done.

A quick clearing of the table and the ultimate Turbo Edition of Cranium (purchased for $1.50 at Goodwill) and it made our time together even more fun, while still keeping it easy on the wallet.

I hope you can swing by the Frugal Hacks blog and read more on this fun entertainment option!

Freebie Friday: September 21, 2007

Friday, September 21st, 2007

Don’t forget to mark your calendars for next Saturday- it is National Museum Day! Check the Smithsonian Website for additional information.

Day 29: Get Rewarded For Your Shopping

Tuesday, September 18th, 2007

I love shopper rewards, but not the kind that require me to take out a credit card. Yes, I know there are tons of personal finance gurus that would disagree with me on this, but I do not feel comfortable using a credit card. Call it lack of discipline, call it sheer fear…heck, you could call it pure laziness, but I am trying to avoid using credit cards for any reason.

No, the rewards that I like come from shopping that I am already doing. You can find great shopper rewards from places you are probably already visiting- your grocery store, the gas station, or doing your online shopping for the holiday season.

As someone who is frugal, I tend to overlook signs that advertise reward cards because I automatically associate them with credit cards. For example, our local Speedway had advertisements that were hanging over their pumps, advertising gas savings and I immediately got that glazed over look and would ignore them. There was no way I would sign up for a gas card, nope, not me!

Fast forward to a day trip with my sister and she whips out her Speedy Rewards Card, which credits her three cents per gallon and then gives her an additional savings on other items in their store. She explained that you could get points for buying your gas there and then you could credit those towards gift cards. This was an opportunity that I would have lost out on if she had not explained that this was not a credit card, but just a reward card. Now I happily swipe my free card and get my three cents back on each gallon. Yes, it is a drop in the bucket, but why not take advantage of it? Many of my frugal endeavors might only save me pennies, but pennies do eventually add up to dollars, and I am looking forward to putting some of that money in my secret account.

There are also rewards at grocery stores. Many grocery stores offer gas savings or savings on your groceries, just for using their free card. There could also be rewards available for your child’s school, as many grocery stores offer a percentage back on your spending for non-profit organizations and schools.

Finally, there are great rewards programs for doing your online shopping. I have always been a fan of MyPoints because I could do my shopping and use my points on gift cards for myself. I also love Ebates and enjoy getting my big fat check every now and then. I won’t go into detail, but these are two shopper programs that have some great benefits IF you are already planning to shop online, not shopping just to get points & rewards.

Since I often have that glazed over look when it comes to reward cards, what are some of the cards in your wallet that you find have been beneficial to your family? What rewards do you cash in on?

Perfectly Pantry: Cinnamon Muffins

Monday, September 17th, 2007

Tomorrow is grocery day so this means we are down to the bare minimum in our pantry. I did a search for muffin recipes and found a great one for Cinnamon Muffins to try. All of the ingredients were in my pantry and it would make a great treat to start the week.

These muffins are delicious. The only changes that I made to the recipe were to add one teaspoon of cinnamon to the batter and to decrease the melted butter, to be brushed on top, to two tablespoons. Making cinnamon muffins with no cinnamon actually in them didn’t seem to make sense to me so that was why I made the addition. Even with only melting two tablespoons of butter, I still had some leftover and I didn’t want to make these muffins too heavy.

I was a little scared by how thick the batter was, but the muffins were nice and light when baked. I was able to get nine muffins out of this batter.

These were enjoyed by everyone in our family and I will definitely make these again!

While I am on the subject of our pantry, I just wanted to direct you over to Frugal Hacks and Meredith’s thoughtful piece on how to stay within your grocery budget,while practicing her theme of cheerful frugality. I loved this!

Since I am in the test kitchen mode, do you guys have a favorite recipe for muffins that you could share? I would love to try them!

Product Review: “Rockstar Princess” from Aunty E

Friday, September 14th, 2007

Music has always been very important to me and I am trying to make it important to my children too. On Sundays, I have made a jazz playlist of music to listen to, on Fridays we listen to music that you would hear in coffee shops, and when I am cleaning I have fun & fast paced music on. Wherever we go, I try to always have good music on in our car and we often use the music stations that are available through our satellite television station.

My children also have some musical heroes of their own which include Laurie Berkner, anything from the Disney films, and Raffi. We often listen to the Kid Tunes available through Yahoo Launch (commercial free for folks that use their internet service and with commercials for those who don’t).

My children’s favorite shows right now are Yo Gabba Gabba (Nick Jr) and Jack’s Big Music Show (Noggin Network), two shows that teach children about musics (although they are each very different). These shows focus on all types of musical appreciation and my kids sing right along with the words. It brings me a lot of joy to hear their sweet voices.

We recently were sent a new CD to review entitled, “Rockstar Princess” from a band called Aunty E. This group has earned great notoriety in their native Texas and they are now gaining a fan base in other areas of the country.

If your children love the more recent styles of children’s music that have come out, they will really love this disc. The tracks incorporate many different variations of music including pop, soul, country, and blues. The music is targeted to the age group of four through eight, but even my (almost) two year old was dancing right along.

Despite the name containing princess (and the pretty pink cover!) the disc is not mean to aim at just girls, it is meant for all children. Aunty E sings along with Grammy award wining artists like Joe Blondell & Floyd Domino, encouraging children through her lyrical stories.

Her music can be found on Apple iTunes, Napster, MSN Music and more information can be found on their website.

And since everyone loves a freebie, they offer free ringtones for wireless carriers.

What are your children’s favorite artists? Any music that you can recommend to us?

Freebie Friday: September 14, 2007

Friday, September 14th, 2007

Look for our mention this Sunday in the New York Times! We got the opportunity to chat with a reporter about our experience with the HP Touchsmart Computer. Very cool! Here’s hoping for lots of new readers!

As always, everything on Fridays is FREE, FREE, FREE (*in my best car salesman voice*)! I am excited about the Better Homes & Gardens Magazine, and Nylon Magazine this week.

Have a wonderful weekend and may your mailboxes be overloaded with freebies!

Health & Beauty:

Eucerin Redness Relief Creme

Pantene Shampoo & Conditioner

Jergens Extra Dry Skin Moisturizer
(Must fill out a 100-200 word essay on beauty)

Biore Blemish Fighting Ice Cleanser and Pore Unclogging Scrub

Food:

7 day supply of Coffee-Mate Creamer

12 Months of Cranberry Recipe Guide (paperback or in PDF format)

El Paso Taco Seasoning & Recipe Guide (use PIN NUMBER: 11005-194063)

Just Like Sugar

Free popcorn from Clearview Cinemas

Entertainment:

Nylon Magazine

Opera News Magazine

Jet Magazine

Throw a Cartoon Network House Party (includes lots of freebies)

AT&T; Customers can get a free ringtone download (valued at $2.49 or less)

Better Homes & Gardens Magazine

Climbing Magazine

Pet Care:

Friskies Cat Food