Archive for the ‘Money & Finance’ Category

How to Save Money at the Grocery Store

Monday, May 5th, 2008

Normally, I am privileged to be included on the morning news for WSBT, but this time I made it to the evening news hour. WSBT is doing a Money Saving Mondays segment each Monday for the month of May and asked my thoughts on the rising grocery prices. This segment has lots of great tips and they compare the prices on the basics- bread, eggs, and milk in our area. Is it any surprise that good old Aldi made the cut?

I hope you can check it out and I thank Darla and the WSBT station for including me in this piece!

Sound Off: How are you dealing with the higher grocery prices? What is the biggest struggle for your family right now?

Working Out On a Budget

Monday, May 5th, 2008

(Ring, Ring)

Me: Hello?
Voice: Hi, it’s 1997 calling
Me: 1997? Wow, that was such a great year for me. How is 1997?
Voice: Good, except they want their workout clothes back
Me: What? No, those are perfectly good pants and shirts. I am just working out in them, I don’t understand what the big deal is.
Voice: Yeah, and those pants you wore through your pregnancy? You know, the ones with the bleach stains on the butt?
Me: No. Please. Those pants have been good to me.
Voice: Please throw them away
Me: But I don’t want to spend money…I could still get another ten years out of them.
Voice: (interrupting) NO! They are finished. Throw them away- you are embarrassing yourself.
Me: But…
Voice: And about those socks from junior high…
Me: One thing at a time, dude.

Our discussion last week about exercise really struck a chord with me. My family suffers from many health problems that I hope to not replicate, but if I am sitting on the couch (or in front of the computer), I may suffer from the same ailments.

As always, the budget comes into play and if I was going to work out, I knew that I needed to do it inexpensively. I am not one of those people that is disciplined enough to motivate myself to work out on my own and I know that I am better motivated in a gym-type setting. Let’s face it though, gym memberships aren’t cheap.

In a moment of Divine Intervention, my girlfriend called and said that they had an opening for babysitting at her gym. For one hour a week, I could babysit the other client’s children and get a free membership. This works out to be four hours a month and my membership is paid for. I did think about the value of my time versus the value of the free membership and it would work out to be about $10 per hour of my time. I think that is a good return on investment and the highlight for me is that they offer the childcare in the first place. I can workout and take classes at the gym and Emily can go with me and play with some other kids. It is a total win-win situation for us.

The next dilemma was getting some things that would be appropriate to work out in. Since I was used to working out at home, I needed to update my wardrobe a bit. I decided to purchase two pairs of yoga pants ($19.50 each) and two new sports bras ($15 each) from Old Navy. I also got a stainless steel water bottle ($6.99) from our local Meijer.

My tennis shoes were looking really worn and needed some attention. I slipped the laces off of them and threw them in our washer (a big thanks to my sister for that tip!). I washed them on a warm setting with a little laundry detergent. When I pulled them out, they looked a thousand times better from such a good scrubbing. I took newspaper and stuffed the interior of the shoe (to help hold its shape and also to absorb any lingering odors) and let them dry outside in the sunshine. When they were dry, they looked like brand new shoes, and acceptable enough to wear to the gym.

While I did make an investment in workout gear, I did save on my membership and on new running shoes. I am proud to say that I have already hit the gym three times and am dedicated to getting in back in shape. It is such a treat to workout in such a nice place and to be able to do it for only one hour of my time each week.

Sound Off: Where do you purchase your workout clothes from? How is the progress going for you with your own exercise routine?

Freebie Friday: May 2, 2008

Friday, May 2nd, 2008


We are so sorry, but we are experiencing technical difficulties today. We are aware of the issue and doing our best to resolve it. I apologize for the delay on our freebies today.

A big thank you to Heather from Freebies 4 Mom for sharing her freebies with us! I hope you will swing by her site and get her daily reports for freebies and coupons!!

Health & Beauty
Clinique Happy (coupon to take to Clinique counter)

Food
Emergen-C drink (click on “Share the Good”)

Entertainment
Vive Mejor (bilingual magazine published by Unilever)
Woman’s Day Magazine (offered by Mercury Magazines, company name required)
SPIN Magazine (offered by freebizmag, company name required)
Successful Living Magazine
Coldplay New Song Download
Willie Nelson New Song Download (use the code birthday)
Home Magazine (I selected other industry, homemaker, no job function, and none)
Star Wars e-Book

Mark Your Calendars
May 15 – Free Iced Coffee at Dunkin Donuts 10am-10pm

$10 Tripod

Tuesday, April 29th, 2008

Editor’s Note: SORRY! This offer has expired!

I have been wanting to get a tripod for my camera, and told my husband to be on the lookout for any good deals. He happened upon this tripod, normally priced at $49.99, now marked at $10.00.

If you have not signed up for Google Checkout yet, you can get a $10.00 credit, making this free (only had to pay for shipping which was $7.09). Look for the Google Checkout button below to process through this. You do have to pay shipping through this option, but it is less than the $10 you would have had to pay for the tripod itself.

Just thought I would post, in case anyone else was looking for a tripod!

Note from a Reader: If you switch the shipping time frame you can get it for FREE!!! I just ordered mine with shipping in 7-9 days. Thanks for sharing this!

Redbox Code 04.28.08

Monday, April 28th, 2008

Today’s free code for a Redbox movie is R7234H. This code is good for one free movie and you can use it until midnight tonight. Enjoy a free family movie together!

Side Notes:

– If you want to rent more than one movie for free, bring more than one credit/debit card. You can use the same promotional code, you just will need different cards to charge it to. The charge will be zero as long as you return your movie on time for the next day.

– When entering in your free movie code, you need to enter it FIRST before picking the movie. On the very first screen, click the, “Rent with Promo.” Enter in the above code and then make your selection- the amount should then total zero.

Deal Alert- Vitamin Shoppe & Starbucks

Saturday, April 26th, 2008

I had to run over to the Vitamin Shoppe today to restock up on my vitamins. As I have discussed before, I made the decision to switch to herbal supplements versus my prescription drugs to help with some of my health issues, and I am having great success with it. I do try to buy good quality vitamins though and have found that the the store brand from the Vitamin Shoppe really has worked well for my needs. I had run out of the vitamins I took so I headed over there to stock up. Lucky me, they are running their semi-annual sale on their store brand vitamins. There are four days left to stock up. It is a buy one get one 50% off deal and they have a huge selection to choose from. I just thought I would share in case anyone else takes a lot of supplements- it is an excellent deal for the money. I might go back to get more and take advantage of their promotion. Online orders have free shipping if you spend $99 or more. I don’t get a cut, I promise, just wanted to help out some other families!

Another thing that I noticed today, as I was getting our Starbucks card ordered for our winner, is that Starbucks is offering new features for registered gift card users. When you use a registered card you can now- get free milk or syrup options, brewed coffee refills at no charge, and they will give you a free tall coffee beverage with the purchase of a bag of their whole bean coffee. If you have a card, somewhere deep in that wallet, it might be worth your time to register it to take advantage of some member perks. I was not aware that they were offering these things so I wanted to share!

Now no mommies on here can complain about lack of energy with coffee perks and vitamin deals- you will have all the energy you need…maybe just for today.

Winner of the Starbucks Gift Card

Saturday, April 26th, 2008

Thanks to everyone who entered and shared their money woes. It seems we all deal with the same issues- building a savings, grocery shopping, unexpected expenses, and impulse shopping. It gave me some ideas for some things that I could tackle on here so I really appreciate it.

I would like to congratulate our winner (drawn at random) on winning a $25 gift card to Starbucks. Our winner is….entry#3- Jenny M. in AL. She said her money dilemma is, “My biggest issue is buying for the house. We just built a new house and I want it to be completely decorated now, but I need to just take my time and buy a piece here and there after I’ve set the money aside.”

Thanks again to all of our entries and be sure to check out the other winners from the contest!

Freebie Friday: April 25, 2008

Friday, April 25th, 2008

A big thank you to Heather, from Freebies 4 Mom, for helping contribute to this list of freebies. Heather has started a Coupons 4 Mom feature, where she now highlights some of the great coupons that are out there for you. Be sure to visit this list before your next shopping trip and check her site weekly for more great freebies and coupons!

Health & Beauty

Hugo Urban Rules (pick from him or her fragrances and send one to a friend)
Aquafresh Extreme Clean (Walmart sample)
Food

Entertainment

Elle Decor Magazine (offered by RewardsGold)

Home & Garden
Huggies GoodNites (Walmart sample)

Pet Care
Mark Your Calendars
April 30 – 31 Cent Scoop Night at Baskin-Robbins to honor America’s firefighters
May 15 – Free Iced Coffee at Dunkin Donuts 10am-10pm

Giveaway: $25 Starbucks Gift Card

Tuesday, April 22nd, 2008

It is time for another bloggy giveaway carnival and I am going take the plunge and participate again. Because I am oh-so-unoriginal and always think you shouldn’t mess with a good thing, I am sponsoring the same exact giveaway as I did last time.. $25 Starbucks Gift Card! The last contest was such a roaring success that I want to replicate that again. Yeah, I know…boring and unoriginal.

To enter, please tell me one issue you struggle with when it comes to your family finances. I will use your questions as material for my site. It can be anything, anything at all. The more original the better.

The winner will be picked on Friday at 8PM! Make sure your name is clickable or that you leave me your email address so I can contact you!

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ParentsConnect is sponsoring a fabulous giveaway on our site. They are offering gift packs with a Nickelodeon umbrella, t-shirt, and a Barnyard Book for two of our lucky readers. To enter, please submit a comment HERE and tell us one of your best parenting tips. Entries are due by April 29th (Tuesday) at 8 PM Eastern Time. I am sorry but this contest is only open to US Residents (including PR and CAN).

Redbox Code 04.21.08

Monday, April 21st, 2008

Today’s free code for a Redbox movie is 6XQ15B. This code is good for one free movie and you can use it until midnight tonight. Enjoy a free family movie together!

Side Notes:

– If you want to rent more than one movie for free, bring more than one credit/debit card. You can use the same promotional code, you just will need different cards to charge it to. The charge will be zero as long as you return your movie on time for the next day.

– When entering in your free movie code, you need to enter it FIRST before picking the movie. On the very first screen, click the, “Rent with Promo.” Enter in the above code and then make your selection- the amount should then total zero.