Archive for the ‘Frugal’ Category

What a Difference a Day Makes

Wednesday, September 3rd, 2008

I decided to hit the thrift store this Saturday in search of a china cabinet or unit where I could rest my laptop for our kitchen. I have been hunting for awhile, but just haven’t seen anything with the good bones that I was looking for. I walked around for awhile before I saw IT. You know? The one! The one that I have been hunting for ages looking for? Well, I basically threw my body upon an old eighties cabinet and requested the crew help me load it in my vehicle. The cost was only $99 and the units that I had been looking at in the stores were a minimum of $250 and upwards of $600. This piece looked like it was going to be perfect and I headed over to the hardware store and got all of the supplies to tackle this project.

I was inspired by Meredith’s recent post about a project that was done on Notes from a Cottage Industry. This blogger had painted her unit black and had gotten hers for a mere fifty bucks and made it look like a million.

This was my first attempt at refinishing a piece of furniture and I was pretty nervous at first, but my tentative paint strokes turned to fast swipes as I became more confident with what I was doing.

This particular piece was a knotty oak wood and had worn brass handles on it. We prefer a more contemporary look with clean lines and a silver finish to our pieces so that is what I wanted to achieve when I refinished this piece.

I decided to leave the piece with the knots in the wood, opting to skip the spackling step altogether, and purchased a primer tinted grey to give us a good start on the piece.

I sprayed the unit with a liquid degreaser to get all of the grime and muck of off the wood. Next I primed it with primer and allowed that to dry for a couple of hours. The next step was to put on the black paint and then another coat. Then another coat. Finally, another coat was applied before I could do the final touch-ups to the wood.

The hardware was the type that had been dropped into the a cut-out in the wood of the piece so there was no way that I could replace it. The worn dingy handles received a face-lift with a coat of stainless steel spray paint that was made especially for metal. Fifteen minutes to dry and only four dollars to redo all of the hardware. We are going to be spraying some other ugly brass fixtures around our house that need a little TLC, rather than purchasing new pieces which would cost us a lot more.

I started the project at six o’clock in the evening and painted until 2:30 in the morning. I collapsed in bed and then picked it back up at nine and had it fully assembled with my dishes and cookbooks on it by six the next evening.

It was a bear of a project, but I can’t stop glowing or patting myself on the back for what I accomplished in a single day. The unit is absolutely enormous and I did all of this by myself with the only help from my husband being the help with moving and reassembling it.

The finished product reminds of something you would get at Pottery Barn or Restoration Hardware and I doubt that it would be only $99!

The history of the piece was as interesting as the furniture was itself. A quick discussion with one of the employees seemed to indicate that it was repossessed. After pulling it all apart we found a very mysterious hole that at been cut out of the bottom. A hole that would have no purpose except to hide something. Weed, perhaps? Who knows!

What has been your biggest accomplishment that you have done in or around your house? Have you ever attempted to refurbish a thrift store or yard sale piece? Any blunders refurnishing anything?

* Originally aired April 2, 2007*

Ask the Frugal Momma: Getting to Know the Bread Machine

Monday, September 1st, 2008

You have been talking about bread machines and making bread. I am interested in doing this since I am home all the time and I love fresh bread.

I was at the Goodwill and saw many of them and they were kind of cheap, like 20.00 or less. I am dumb so help me out. Does the machine knead the dough and bake it and everything in the bread machine?

If I would purchase one at the Goodwill how would I know if it works or not?

I am interested. Please help me find a way in a new venture.

Signed,

Future Bread Maker

First of all, thank you for your question! The Ask Frugal Momma column can’t happen without your questions, so please keep sending them my way. You can email any and all questions to amy@momadvice.com. We have had some fun topics and I am very excited to share with everyone!

Do any of you have bread machine gathering dust in your house? A lot of people buy these appliances and then end up donating them at their local thrift store because they never use them. I think of the bread machine as a modern day convenience, but in a culture where we want everything NOW, waiting for a loaf of bread can seem like an eternity. Why wait for a hot loaf of fresh bread when you can grab a loaf at your supermarket? And what exactly is the purpose of that appliance that is taking up space on your shelves?

On any given day in our house, you will find our bread machine happily humming along and whipping up fresh dough and bread for us. We use our bread machine almost daily, and spare ourselves the expense of fancy bakery breads. Not only that, but our bread machine has a regular performance in our house on Friday nights. This appliance makes our favorite pizza dough for our official “family night” together.

The purpose of a bread machine is to be able to make fresh bread when you want it. The reasons vary from person to person on why they choose to make their own bread. Many people have concerns about the additives and preservatives that are found in store-bought breads. Another reason that many people choose to make their own bread is because they just enjoy the taste of homemade bread. My reasoning for making our own bread is because I like to save our family money. Making your own bread costs so much less than purchasing a loaf of bread, and the rising grocery costs have only fueled my desire more to make it at home.

I am not a baker though and our days seem to be jam-packed with activities for our family. Taking the time to knead, rise, and bake bread…well, that hasn’t seemed to top the priority list at this point in my life. Lucky for me, there is an appliance that can do all the work for me and all I have to do is pull the finished loaf or ball of dough out.

To begin, all you have to do is put the ingredients in and select your setting. Some of the older machines have just a handful of simple settings. I find that the settings we use most on our machine are Basic and the Dough cycle, which can be found on every machine. The basic cycle is just the basic setting for making a loaf of bread. The Dough cycle just completes the kneading and rising of the dough. Once the dough cycle is complete, you can take the dough out and shape it into your loaf pan or do fancy braids or rolls out of the dough.

Inserting your ingredients into a bread machine is also very straightforward. If you are making the loaf right away, you can insert the ingredients in any way that you want. All of these ingredients will immediately be stirred together and so it will not matter what the order is. If you use a timer delay on your bread machine, delaying the start time of making your loaf, it is imperative that you put the ingredients in the right order or your loaf will not turn out right. The order of ingredients is liquid (liquids include water, oil, milk, eggs, or honey), flour, other dry ingredients (salt, sugar, baking powder, seasonings), and ending the ingredients with your yeast. The most important part of putting the yeast in is to make sure that you make a small indentation into the center of the flour so that the yeast does not react with the other ingredients.

Upon inserting your ingredients, your bread machine will take over the process from there. The machine will knead the ingredients together, give the bread its rising time, and then it will bake the bread. The bread machine will signal when the bread is ready and you can allow the bread to cool inside of the bread bucket.

There is no need to spend the money on convenience bread machine mixes; in fact, you can make your own convenient mixes handy for the week. I take plastic storage bags and make an assembly line of the dry ingredients and do my bags once a month. On the outside, just write what liquids you will need to add and you will only have a dirty kitchen once.

A quick glance at grocery store prices though and you will wonder how there could be any possible savings with making your bread at home. The key to making this the least expensive on your family is to purchase all of your ingredients at your local wholesale club. With proper storage, you can buy the ingredients in bulk and save your family loads of money. For example, our wholesale club has twenty-five pounds of bread & all-purpose flour for under $6 each. Two pounds of yeast will run you just under $4. What a difference compared to the prices in your regular supermarket!

For storage, flour can be stored for up to a year in an airtight container. With bulk storage, a large plastic bin that has been clearly labeled is ideal to keep your flour fresh. Yeast is the easiest ingredient to store and has a very long shelf life. I store my yeast in a clear jar in our refrigerator door. With both of these ingredients, writing an expiration date on the label will also remind you of when the item is going to expire.

If you do not have a bread machine and are looking for one, garage sales and thrift sales are a great place to hunt. I see these machines for $10 or less, and you will definitely get your money back from the savings of making your own bread. When you find one, ask if you can plug it in and make sure it is working. Just check that it actually powers up, that there is a bread bucket inside, and that there is a paddle in the bottom of the bread machine to stir the ingredients. Having a manual with it is handy, but usually can be found by searching online.

Good luck in your quest to find a bread machine and I hope it is a well-loved appliance in your home!

Related & Helpful Information:

Hillbilly Houswife’s Bread Machine Basics

Buttery Bread Machine Rolls

My Favorite Pizza Dough (after much trial & error)

Storing Homemade Bread & Bread Ingredients

Homemade Croutons

Dinner is in the Bag

* This post originally aired on June 28, 2007*

CVS Shopping & Savings 08.25.08

Monday, August 25th, 2008

I did pretty good at CVS this week because of my frequent visits to the in-store coupon machine. By combining the coupons from the machine with the manufacturer coupons, I have been scoring some great deals. I zipped by there on my way to pick up my goodies for the week and managed to print out a $1.00 off coupon for the Kotex Pantiliners deal.

I was planning to use my $2 off of $10 purchase, but was told that my coupon was denied because I had used the maximum amount of CVS coupons that I could use during one transaction. Has anyone ever heard of this before? This was news to me, and I was a little disappointed since I was hoping to get out there for about $5.

From this week’s flier:

2 Colgate Toothpastes at $3.29 each. CVS Sale for B1G1 Free and used $1.00 off coupon in the paper combined with a $1.00 off CVS coupon (from in-store machine), Total price $1.29 or $.65 each.

1 Kotex Light Days Pads $1.49 each. Used coupon for $.75 off (from paper or print coupon here) & an in-store coupon for $1.00 off and received $1.49 in ECB back. Credit of $1.75

1 Playskool Wipes (160 count). Used $2 off coupon (in this week’s paper) and $2.00 coupon from CVS in-store machine. Total cost $1.79.

1 Schick Intuition 3-ct cartridge at $9.49. Received $5 in ECB back. Total cost $4.49. This wasn’t a great deal, but I thought I had a coupon for another $3 off, but it applied to another style of cartridge. I still needed the cartridges though so I went ahead and bought it.

All in all, I spent $10.08 for this week’s purchases. Total savings was $15.04 and $6.49 back in ECB.

Be sure to visit Money Saving Mom for a CVS round-up of savings!

Frugal Family Vacations

Saturday, August 23rd, 2008

I know that you all are really going to enjoy this guest post from another one of my favorite bloggers! Stephanie, at Keeper of the Home, has agreed to share her traveling expertise with our readers and I think this post will really help those of you who are planning your family vacations! Be sure to visit her blog for wonderful tips for naturally inspired living for the Christian homemaker.

If you are interested in submitting a post on frugal living, creative/crafty parenting, or organizing, you can email your entries to me at amy@momadvice.com. Please include a bio with a link to your site and (if you would like) a picture of yourself to include.

If you’re a frugally minded mama like myself, and you and your family have thought of vacationing beyond the local campground, you may be wondering how to go about planning an affordable yet still fantastic family vacation.

Here are a few things that I have learned in my experience of planning both domestic and international trips:

General Tips

Research, research, research!

This cannot be stressed enough! Do not settle on any tickets or reservations until you’ve researched at least 4 or 5 options.

Initial research should give you an idea of general flight, hotel, and car prices, as well as the attractions that you are interested in and a skeleton itinerary. Start by using online travel services such as Travelocity, Expedia, Hotwire and Priceline to begin to gauge prices. Use travel sites such as Lonely Planet or Fodor’s to start to get some ideas about the place you will be traveling to, as well as simply googling things like “travel arizona children” or “attractions grand canyon”.

From here, put together an estimate of what the cost of your trip will be. If it’s coming up too high, consider what areas you can skimp in. For us, we don’t care about fancy accommodations. We would prefer to have more money to allow us the freedom to eat without stress, and do all of the activities that interest us. You may feel differently. What are the priorities for your family?

Once you’ve worked through these steps, you can get down to business and really dig in to find the absolute best deal on each part of your trip.

2) Booking together isn’t always cheaper

Through the travel companies would love to be your one-stop shop by having you book your flight, hotel and car all in a neat and tidy package, you will most likely be missing out on some deals by going that route. If you do some careful comparisons of these “deals” (compared to finding each component of the trip individually), you will see that they really aren’t the deals they’re cracked up to be.

3) Bidding for a deal

It’s now become one of the more popular ways to try to find rock bottom deals for traveling. Sites like Priceline and Sky Auction encourage you to either bid against other would-be travelers or to “name your own price”. These sites have the potential to be very valuable to you if:

  • You’ve already done the research and know exactly what a good deal would look like
  • You’ve determined your bottom line. For example, when using Priceline you don’t get to choose your flight time, specific hotel, etc. You set your price, win it, and then find out what you’ve already bought. It’s important to consider these unknown factors, compared to the available deals that you already know are out there, and then you will have the ability to pick and choose whether bidding is worthwhile. If an extra $10 a night is worth it to you in order to know exactly which hotel you will be staying in, set your Priceline limit at $10 below what you’d like to be paying, and resolve to walk away if that bid isn’t accepted.
  • You are very aware of the fees and taxes that will be added on. Always, always check and know exactly what your total costs will be before making any decisions.

Tips for flights

  • Children under 2 fly free, on a parent’s lap, so plan your dates accordingly if you have little ones nearing their birthday
  • If you can, keep your dates flexible. Often it is cheaper to fly on a Saturday, while the Friday may cost $15 more a ticket. It doesn’t sound like much, but it can add up fast if you’re buying children’s flights as well. Some travel sites have search options designed to let you search using flexible dates. A great option to use is Expedia (be sure to check the box that says “my dates are flexible”). I just did a sample search on flights from Atlanta to Fort Lauderdale in August, and came up with a price range of $191 to $309, within an 11 day span- that’s a big difference!
  • Look at smaller, independent airlines as well (which are usually not included on the major travel site searches). A few examples are:

  • When you find a great deal, snag it! Good deals don’t last for long, and if you wait, you may just miss out (I know this from experience!)

Tips for Accommodations

  • First, consider the many varied options out there: Hotels, motels, camping, yurts, hostels, house swaps, B&Bs;, etc. There is so much beyond the traditional hotel, and many of the other options are much cheaper, and can even be more enjoyable! Personally, we will be staying in a private room at a hostel in Flagstaff for our upcoming Grand Canyon trip, where we will have kitchen privileges, hot breakfast included, laundry machines and more, for a mere $45 a night!
  • Do consider bidding for hotels on sites like Priceline. I just scored two nights at the Crowne Plaza in Phoenix for $50 a night! Just remember- do your research first!
  • Change it up! When we went to Europe 2 years ago, I found that different types of accommodations were cheaper in different cities. In Rome, we stayed in a very small but lovely private hotel. In Florence, we opted for a camping hostel, where the tents are permanently set up on raised concrete, and include cots and basic bedding. In Edinburgh, we stayed in a quaint Bed & Breakfast, where we had a gorgeous, clean and very large room, delicious hot breakfast (could have done without the blood pudding, though!), for the same price as a private hostel room, and half the price of the cheapest hotels. While living in Japan, we went even cheaper than a hostel and chose to take the train out to the country each night to camp (we carried our tent on the bus we took up to Kyoto).

Tips for Rental Cars

  • Go with the smallest car that suits your needs. You’ll save on rental costs, as well as gas most likely!
  • Avoid most of the bigger name companies. They tend to be significantly more expensive, unless you come across an amazing deal.
  • Again, try your hand at bidding to “name your own price
  • Compare many sites. In my recent search for the cheapest rental car, my favorite comparison sites were Hotwire, Travelocity, Expedia, Priceline and CarRentals. I looked at the individual rental company sites, and generally they weren’t cheaper than the travel sites, with the exception of a few smaller companies that were not always included in the searches. Try Fox, Advantage and Dollar.
  • If you have AAA or BCAA, or even an Entertainment book, check the types of deals and discounts that are offered for members. You may find a free upgrade on a weekly rental, or perhaps a 20% discount, etc. Just make sure you compare it to the other deals out there, as these discounts are usually for the bigger, more expensive companies.
  • Consider whether you need a car at all! Some cities have
    excellent public transit, and if you choose the location of your
    accommodations carefully, you may find that the need for a car just
    disappears.

Tips for Attractions

  • Get an Entertainment book or online membership! You will find many 2 for 1 entrances to attractions, as well as 2 for 1 entrees at the local restaurants.
  • Look for a city pass. These passes are your entrance ticket to the most popular attractions in a city or area, for a discounted rate. By buying the one pass, you can go to any attraction included over the course of one week (for example- it varies from pass to pass). Some examples are the Seattle CityPass, ShowUp Now for the Phoenix area, and the Go Los Angeles Card. Visit CityPass for several other major North American cities available.

Tips for Eating Cheaply

  • As mentioned above, the Entertainment book can help you make the best of having to eating out (or depending on your perspective, getting to eat out!) by offering 2 for 1 entrees.
  • Try finding an accommodation that includes a breakfast, or even one that allows kitchen privileges (such as a hostel, or some B&Bs;) or a motel with a kitchenette.
  • If your hotel has a mini fridge, find a local grocery store (which just adds to the experience of visiting a new place), and stock up on breakfast foods (unless included), and lunch and snack foods so that you can brown bag it as much as possible.
  • Bring a stash of easy to carry snacks that your family enjoys. To Arizona, we will be bringing fruit leather or bars, rice cakes, granola bars that are wheat free (as we are all sensitive to wheat), and a box of mineral drinks mixes to add to our water bottles.
  • Bring a water bottle for each family member, and fill them up each time you’re able to. Buy large bottles of purified water from a local grocery store to keep in your hotel room, or the trunk of your vehicle, to do refills.

Lastly, once you are there and you have done everything you can do to make your trip as affordable as possible, just relax! Enjoy your vacation, knowing that some extra expenses will pop up unexpectedly (as they always do), and choose to cherish every minute of the trip that you have worked so hard to plan and save for!

Despite how it may appear, Stephanie does not spend most of her time planning vacations! She is blessed to be a wife, mother to two young children, homemaker, and home schooler. In her “spare time” she maintains the blog Keeper of the Home, gardens organically, studies nutrition and natural living, and enjoys cooking up nourishing foods for her family.

CVS Shopping or Getting Stuff for Free

Wednesday, August 20th, 2008

Yesterday I headed over to WSBT and shared my experience with CVS shopping. I have been working on this for the past three weeks, trying to gather all that I could to show how great CVS is for families and how much you can save with very little effort.

We talked a little bit about charitable giving, so I did want to provide these links for the charitable giving challenges! This is a fun and easy way to give back within your communities.

BeCentsable Charity Challenge
Coupon Cravings Charity Challenge

I hope that everyone can understand how it all works- it is difficult when you have a two minute time limit for discussing an easy (but complex) shopping process!

I also have posted my deals for the week! Enjoy!

CVS Shopping & Savings 08.18.08

Monday, August 18th, 2008

Here is what I decided to purchase from the CVS flier this week-

Transaction #1:

1 Dove SkinVitalizer $9.99, get $3 ECB, used coupon (from this week’s paper or available for printing here) for $3.50 off= $3.49
2 Sunsilk Products (one shampoo or conditioner & one styling aid item), $4.49 each, on sale for BOGO Free, used 2 coupons (from this week’s paper) for $1.50 off one item= $1.40 for two or $.75 each
Then I used the $2 off $10 coupon
Total Spent OOP (out of pocket)= $6.85
Extra Care Bucks Credit– $3
Actual Cost- $3.85

Transaction #2:

Pepsi Products on Sale Buy Four (for $11), Get One Free

3 12-packs of Mt Dew
2 12-packs of Diet Cherry Pepsi
Total Cost= $11
Then I used the $2 off $10 coupon
Total Cost= $9, Total Cost Per 12-Pack= $1.80 each
For this transaction, I also used my ECB from last week’s diapers purchase (and some ECB overage from the previous transaction) and they ended up owning me $.45. I grabbed a 3 Musketeers and we called it pretty much even!

Be sure to check Money Saving Mom this week for other scenarios. She is going to have the links up sometime later this week!

I did two separate transactions, but only made one trip. Do you guys do more than one trip or just ask them to ring it up separately? I just want to be respectful of the employee so I wondered how you guys do it?

CVS Shopping & Savings 08.11.08

Monday, August 11th, 2008

I used to do a lot of CVS shopping, but with a fortress of toothpaste, deodorant, and toothbrushes in my closet, I took the summer off to enjoy the rewards from my past shopping. We were trying to enjoy being home more and saving on gas at the same time so CVS shopping took a backseat this summer.

I have been slowly whittling down my supply though so last week I started picking the shopping back up and am ready to get back in the CVS game again!

Here is what I bought this week and how I saved:

1 Alavert Allergy Tablets- $5.99, get $3 ECB, used printable coupon for $4 off= $1.01 credit
2 CVS SPF 50 Sunscreens- $4.99, on sale for $2.99, two minus $1 coupons (printed from CVS coupon machine in store) & $2 off 1 CVS Beauty Product =1. 98 for two or $.99 each
2 Right Guard Deodorants, $3.29 each, on sale for BOGO Free, $1 off & $.75 coupons in paper= $1.54 for two or $.77 each
2 Colgate Total White Toothpaste- $2.79 each, on sale for BOGO Free, used printable coupon for $1.50 off= $1.29 for two or $.65 each
1 CVS Ibuprofen- $3.19 each, CVS coupon on end of last week’s receipt for a free box= FREE
4 Oxy Daily Wash & Spot Treatment Products- $5.79 each, used $1 off coupon in paper, printable coupons here & here, got $6 ECB ($3 ECB when you buy two)= $8.87 for four or $2.22 each
Then I used the $2 off $10 coupon

After I used my ECB that I had from last week, I ended up paying $2.27 for my purchases & have $9 in ECB for next time. Total savings for this week’s purchases… $57.90!

I plan to head back this week to buy diapers. CVS is running a sale on Huggies Jumbo Packs for $8.99 each. In front of the diapers are $1.00 off coupons in a little SmartSource Coupon Machine so you can take $1 off each package, print out the $2 off $10 coupon, and get $5 back in ECB. Total spent on 3 Jumbo Packs of Huggies $16.97 or $5.66 per pack. Check Baby Cheapskate for a complete list of diaper & formula stock-up opportunities.

Be sure to visit Money Saving Mom for a complete list of ways you can save money on your CVS purchases!

Vrooming Through Our Debt

Wednesday, July 16th, 2008

Two envelopes came to us this week filled with two things that I had never seen before. No, in my entire life I have never held a title in my hand and I am now the owner of not one, but two old cars. This calls for some celebrating!

Just like our credit card free party, it was time to bring the kids into the celebration and share with them our great news. I decided we would have a Cars Party and hunted in the pantry for what we could fix.

Ethan worked on the centerpiece and picked his favorite cars to display. We put it out on our patio table and started gathering up the food.

No steak for this celebration? I had enough time to throw some hot dogs in the slow cooker and we put out all the hot dog fixings, a big bowl of pretzels, and cheese wedges.

In an incredible twist of good luck, Ryan had a presentation at work so he came home with a projector. I climbed on a patio chair and rigged up that old sheet from this weekend and made a very hillbilly-esque kind of outdoor theater for the kids. Yeah, you know it, they thought I was the coolest mom ever.
What did we watch? Walt Disney’s Cars movie of course! They have seen this movie a ton of times, but it is like the first time every single time for Ethan.

We put our centerpiece to good use and played with our cars on the real and rugged road.

If that road feels too bumpy though, you can always use your legs for the road.

What’s a movie without snacks though? I whipped up a batch of our homemade slushies and we brought the popcorn popper outside and popped a big batch of popcorn to share. Slushie sloshing and popcorn throwing were completely fine at this outdoor event.

If you need to take a nap while watching the show, seating is also available. Ethan pulled his clean blanket off the clothesline and took a little rest while he watched the show.

My liens on cars have been released. With credit cards and car payments behind us, we can start making a dent into those student loans and finally… our mortgage. Each step brings us closer to our goal and each step brings me more peace of mind.

The beauty of it all wore off yesterday as I screeched and clunked my way to stop. My car will be spending this week in the shop for some repairs. My husband’s car is lacking A/C and will need a turn in the shop as well.

They might be a couple of old clunkers, but they are OUR clunkers now.

Boy, am I proud!

Frugal Family: Summertime Edition

Tuesday, July 15th, 2008

This summer has been a quiet one for our family. Intended trips were vetoed in favor of staycations and saving fuel. Our backyard update has been just the fix we needed though to enjoy quiet afternoons and evenings in our very own space. Our sweat equity has paid off and we have felt less impacted by the rising cost of fuel because all we desire is to spend time in our fresh new space.

I plop myself into a lawn chair and I look out over our large yard. I can see two sets of feet dancing behind the sheets, as the clothes blow on our clothesline. The children are giggling uncontrollably as they play peek-a-boo and try to catch one another, flipping the sheets back and forth.

I have set up all of their outdoor toys and it is always the laundry line that is the most fascinating to them. My daughter pulls off a towel and runs over to me shouting, “Queen, Queen.” Yes, she has somehow moved up the chain of royalty and no longer considers herself a princess, but who can blame her? Given the choice, I would aim for the queen title myself.

My son has wrapped a blue piece of tape around his head and tells me that he is a Ninja. I laugh to myself as I see the Ninja and Queen are holding hands and running together. Only in my backyard would moments like these even be possible.

The kids run through the sprinklers and hold their mouths open to catch the water. Drinks rest on the picnic table, but there is nothing like a cold spray of water in your face to catch a drop of water in your mouth. They are soaked, but the sunshine keeps them warm.

I bring out the popsicles- the same exact color, design, and shape so no squabbles can form. I fear what would happen if a Ninja and Queen had to battle it out for the best popsicle in town. Thankfully, they are so excited for their treat that they forget to fight. They sit underneath our small tree for shade and laugh because it is so cold in their mouth.

My queen is getting tired though and I pull her into my lap and hold her close. Her beach towel is wrapped around her and I lean in to smell her hair. It is the smell of sunshine, of baby shampoo, of sweetness that is like nothing else. I curl my fingers around her pigtails and let them go so little wet ringlets form around my finger. In my head, just one word keeps coming to mind and I quietly chant it in my head, “Blessed. Blessed. Blessed.”

No matter what happens in the economy, no matter how high the groceries get, and no matter how much the gas prices increase… I am blessed. It is the first thing I think when I wake up and it is the last thought on my mind as my head hits the pillow.

I am one lucky girl!

Frugal Hacks: 6 Months Until Christmas

Wednesday, July 9th, 2008

Don’t you hate me already? Six months until Christmas, everyone! It is time to start thinking about ways you can save for the holiday season. On Frugal Hacks, I am sharing some things that we have started doing to get ready for the holiday season so we can stay under budget!

Two years ago, I actually started a Christmas journal and now I have created a Christmas file folder of the things that I want to do for the next year’s holiday. In our little Christmas Memory Journal, I have included the recipes for what dishes our family loved the most, what the children asked for from Santa, what we spent the holidays doing, and tucked inside are the sweet letters and pictures to Santa. Someday I hope to give each of the kids a journal so that they can share those recipes and memories with their own families someday!

My inspiration comes from so many place so I am bookmarking all of the crafts and projects I want to try. My notebook entries are my virtual bookmarks to holiday ideas and have helped me each year with some much needed holiday inspiration.

Here is a round-up of Christmas fun to help inspire you in this July heat!

Christmas Getting & Giving Recap
Christmas With the Clarks (or the Endless Flu Epidemic)
Eve of Christmas Morning Recap
Christmas Morning with the Clarks
Working on My Christmas Countdown
Be A Wrap Superstar: Use What You Have
Be A Wrap Superstar: Wallpaper That Gift, Yo
Be a Wrap Superstar: Tailor Your Gift
The Gift Closet: Wrapping Gifts
Sugar & Spice Nuts
Creating Family Traditions
What to Get the Person Who Has Everything
Making Real Christmas Memories
Holiday Bling Without a Bling Budget
Creating Holiday Traditions
Christmas Drink Mixes
Save More On Your Christmas Shopping
Say Bah, Humbug to Holiday Debt
The Christmas Jar
Bubbly Magnets (for Gifts)
Oreo Biscotti (for Gifts)
Elegant Photo Albums
Painted Children’s Mugs (for Gifts)

How do you organize and keep track of your projects and ideas for the holiday season?