Archive for the ‘Frugal’ Category

Simplify Coupon Cutting Resource List

Thursday, April 9th, 2009


Click above to listen to this episode at anytime or visit our sidebar on the left-hand side to listen to the episodes anytime throughout the week. These episodes are also available in iTunes format for you to take on the go!

Here are some of the resources that were highlighted in today’s episode…

Deal Seeking Mom– Tara scopes the internet for all of the latest freebies and makes shopping and finding freebies easier for moms. Please visit her site for all of the latest and greatest deals on the web.

Money4Moms Podcast– Tune in to Money4Moms for practical advice and ideas to help you save money. We will be covering money saving topics and answering your questions, as well as providing you with deals, weekly store previews and encouragement and support. This podcast is brought to you by Tara, from Deal Seeking Mom, and Mercedes, from Common Sense With Money, each Wednesday at 10 PM/9 PM CST.

Coupon Lingo Quick Reference– Tara has gathered all of those abbreviations and explained them in one great place so you know what you are reading when scouring those shopping boards.

All You Magazine– Tara suggests getting a subscription to this great magazine because it offers a load of coupons in each issue. Follow the link for a 2 year subscription for only $17.99.

35 Ways to Save On Your Grocery Budget– Don’t want to clip coupons? This article sums up some other great ways you can save on those groceries.

Grocery Shopping Tips– Here is another article to help make that grocery day easier by sharing some shopping strategies that I have used for my own family.

On next week’s show…

In this episode we will be chatting it up with Heather, from Freebies 4 Mom, and learning the best ways to score free products and samples from companies. Heather is an expert in the freebie market and will be sharing her valuable advice with us!

MomAdvice Simplified: Simplify Coupon-Cutting

Thursday, April 9th, 2009

This week Tara, from Deal Seeking Mom, will be joining us to give us a glimpse into how to effectively save the most money using coupons. We will learn simple strategies for organizing our coupons, how we can apply our coupons for the maximum savings, and what online resources will give us the best bang for our buck.

Tara is a mom of five and I can’t wait to hear her strategies for time-saving and what strategies in shopping should be a top priority. Tara is a savvy shopper and a great friend so I look forward to sharing our interview with you.

This podcast will be airing today at 2PM EST so I hope you can join me and learn how to maximize your savings when shopping.

If you have any questions on coupon clipping, please leave them in the comments below and I will make sure to ask them!

Boxed Wines: An Eco & Wallet Friendly Choice

Monday, March 23rd, 2009


I feel hesitant posting my personal thoughts on wine. After all, I am the girl who thought that Arbor Mist was the best you could buy for your money for years. Through the years though, my husband and I have become adventurous with trying new wines, I have been to countless wine tastings, and I love nothing better than a good glass of wine at the end of a long day with the kids.

While we both love wine, we don’t necessarily desire the same kind of wine. I am a girl that gravitates more towards a good Chardonnay while my husband is a Merlot fan. Considering we are the only two wine drinkers in the house, the wine would sometimes go to waste because it was not used in the time span it should have. To me, there is nothing worse than throwing money down the drain so I have been looking into other options.

A few months ago though, I was watching the Today Show and they had a wine expert on to discuss the comeback of the boxed wine. “Boxed wine? Blech!” I thought. The expert continued on though to point out that these wines have come a long way and are a great affordable option for families.

We decided to put this theory to the test and began buying and sampling boxed wines instead. I even had the good fortune to receive a few boxes for my review from a couple of great wine companies, which helped add perspective on the different varieties that are available for families.

Why are boxed wines a better value and better for the environment?

Your Wine Lasts Longer– Remember the scenario that I shared about where I was dumping wine down the drain? Well, that doesn’t usually happen when you buy boxed wine. The wine is stored in a Mylar bag with a spout attached. When you pour from the spout the bag acts as a vacuum, which means the wine doesn’t oxidize. An opened box can last for four weeks rather than spoiling in just a day or two.

Boxed Wine is Better for the Environment– Top wine producers are trying to reduce their carbon footprint — that is, the amount of carbon dioxide emitted in the transportation of wine —and selling the beverage in alternative, lighter packaging instead of heavier glass is one way that they can make that change.These boxes of wine are ideal with some boxes reducing waste by nearly 90 percent of the equivalent bottle.

It Saves Space & Is a Hit at Parties- I took a box of wine to my Bunco night and it was the first thing to go on the table of wines. While some might consider it tacky, that pour spout is quite handy and makes filling your wine glass a breeze. These boxes can hold four bottles or more, but take up a lot less room. If you are short on space or you need something to bring to your next party, I highly recommend the boxed wine alternative.

Wine for Cooking Is Right at Your Fingertips- Many of the dishes I make call for wine in them and these boxes of wine are a cook’s best friend. I no longer have to open a bottle for a dish and let it go to waste, I can now just pour it right out of the box and it costs a lot less than the wine I was buying to cook with.

Boxed Wine is Much More Affordable– You can get a box of wine for a far lower cost than you could get in a bottle. Check the side of the box to see how many bottles are contained within it and then divide that to get your cost per bottle. Some of the best boxed wines I sampled cost roughly $5-6 a bottle, making it much more affordable than even the sale prices on bottled wines.

Now that I have hopefully convinced you that it is a better deal, here are my top picks for best boxed wines on the market. I am happy to report that Epicurious also agrees with a couple of my choices!

Of all of the wines that I sampled, the Black Box wines were consistently the best of the best. The Cabernet Sauvignon & Merlot are the best that they offer and they are elegantly packaged. The Cabernet Sauvignon has received a Double Gold award and the Merlot was listed in the Top Ten Best Buys by Wine Enthusiast. Best of all, this one was available at our local Walmart and I have also heard that Sam’s Club members can get it for an even lower price. If I was just venturing into the world of boxed wines, the Black Box wines would be a great place to start.

Banrock Station Chardonnay is one of the best bangs for the buck and they now offer their wine in a 3L (the equivalent of four bottles) box. This Chardonnay is an excellent deal for the money and is recommended as a great budget-friendly wine by Wine Enthusiast Magazine. Of all of the wines that Banrock Station offers, their Chardonnay is by far the best and is a great wine to bring to parties and a night in with friends. Even someone who is not a wine expert will recognize the hint of green apple and the crisp taste that comes through in the Chardonnay. This wine is particularly great for Pinot fans because this wine seems to mimic many of the flavors you would find in a good Pinot.

When they would run a sale on this wine, we would buy it in the six bottle quantity to get a discount at our local grocery store. I never knew that they offered this wine in a box and I will now be looking for this eco-friendly alternative to my bottles. It really is that good!

Hardys Stamp offers a variety of great tasting budget-friendly boxed wines. While we were not a fan at all of their boxed Riesling, I can say that I truly loved the Merlot. Hardys Stamp Shiraz is also well-known for offering a rich and full flavor. Epicurious shares that the Shiraz, “evokes warm blueberry pie, with hints of vanilla ice cream and toasty American oak, and just enough tannin to balance the ripe berries.” Overall, I would definitely recommend sampling the red wines that are offered by Hardys Stamp because the flavor was such a great surprise and will now be added to my top list of the best of the best in the boxed wine market.

One wine that I really wanted to pass the test was the Target Wine Cubes. We tried several different wines from Target and I just was left feeling disappointed. I loved the chic packaging and I certainly spend enough time in Target to want to pick it up there, but these wines were definitely not my favorite. If you are going to pick up a box of wine at Target, go for the Pinot Grigio because it is the best that they offer. In 2007, the Wine Cube Pinot Grigio won a double gold medal at the San Francisco International Wine Competition. Again, I love the packaging on the product, but the wines just weren’t my favorite.

If you are a wine drinker, I would definitely recommend giving boxed wines a try! Once I started sampling boxed wines, we have never gone back to the wines in the bottle. I can’t wait to continue our adventures in tasting and I look forward to more boxed wine products from future companies. I believe that more boxed wines are going to be offered as wineries begin to recognize that even the best wine drinkers love a good wine bargain!

(Photo credit: Paul Olson)

Have you ever given boxed wines a try? Please feel free to offer your recommendations for a great box of wine!

The Cost of a Homemade Happy Meal

Tuesday, March 17th, 2009

I admitted to you that we had a problem eating out too much and one of the places that I have felt we spent far too many dollars over the years is McDonald’s. It is just down the road, it is inexpensive, and it is quick. I will say that it is also not good for me, not always warm, and I never feel that great after eating it.

I wanted to show you the cost difference on a store-bought Happy Meal versus the cost on a homemade Happy Meal. I do use the term “homemade” quite loosely because I am purchasing the chicken nuggets so if you wanted to save even more, you could definitely make a batch instead.

McDonald’s Happy Meal

4-Piece Chicken Nuggets
Apples
Reduced Fat Milk
Small Toy

Total Cost of Store-Bought Happy Meal- $3.19 plus tax (this is in Indiana, costs may vary depending on location)

Here is my homemade version for my children that I made for them. I have included exactly what would be included in the meal, but made at home.

Tyson 100% All Natural Chicken Nuggets- 45 per package, cost $6.55 (at our local supermarket, price may vary- I had a great coupon that I will not include in the total!)
4 Piece Nugget Equivalent- .15 each x 4= $.60

1 Gallon of Milk- 16 cups in 1 gallon, cost $1.99 (current price at our local Aldi)
1 Cup of Milk Equivalent- $.12

Apple Slices- 3 pounds for $2.99 (current price at our local Aldi)
Apple Slices- $.25 (generous amount considering how few are in the package)

Total Cost of Homemade Happy Meal- $.97

While $2.22 difference might not seem like much, if you times that by the amount of children that you have in your family plus the amount that you spend on your own meals, there is a huge cost savings to making even your own fast food at home. We try to stick to the $1 Double Cheeseburgers, but Trent, at The Simple Dollar, breaks down the cost of making those double cheeseburgers at home and found that even that price could be beat.

For me, it is hard to get out of the mindset that I shouldn’t have prepackaged foods in my house. We keep our grocery budget low by making things at home. If I am out of commission or we have had a hectic night, I am often wishing that we had a few more convenience foods in our house.

A couple of bags of chicken nuggets in the freezer for these nights would still be more cost-effective than running out to McDonald’s.

And to my poor math teacher that had to tutor me every single day after math class, I would like to thank you for believing in me and working with me over those difficult years in high school. Who would have ever dreamed that I would be putting together a story problem daily that makes my husband shake his head and roll his eyes at me? I have become obsessed with the subject I hated the most so thank you, Mr. Rossi, for never giving up on me! Thanks to your thoughtful tutoring, I have become a human calculator and can crunch numbers on diapers, price per ounces on cans, and dare I say it…even Happy Meals that would make you so proud.

Related Posts:

Boo to McDonald’s
Cracking the McDonald’s Coffee Code

Is anyone else plagued with the human calculator syndrome? What has surprised that is more cost-effective to your household budget?

Simplifying Your Grocery Day Podcast & Resource List

Thursday, March 12th, 2009


A HUGE thank you to Aviva Goldfarb for joining us this week on MomAdvice Simplified. I hope you can take a half hour out of your day to listen to Aviva’s advice on simplifying your grocery day. Aviva has some really excellent advice for what to stock in your pantry, meal ideas for those crazy nights when you don’t know what to fix, and ideas for how to streamline the menu planning process.

Congrats to our lucky winner, Genevieve, on winning a 6-month subscription to the menu planning service. We hope it relieves the stress of planning for their family.

Here is today’s resource list from the show:

The Six O’Clock Scramble– This is Aviva’s menu planning service that you can use to plan your family meals. Each recipe is tried and true and will include a grocery list to make those grocery trips easier.

The Six O’Clock Scramble Cookbook– Aviva shares her recipes and menu plans in this handy cookbook and I would definitely recommend that moms check this out for some menu planning inspiration!

Grocery Shopping– This article gives you some quick & easy tips for simplifying your grocery day and staying on track with your budget.

35 Ways to Save on Grocery Day– This is my absolute favorite post on ways to save with links back to recipes and tips for ways to save money on your groceries.

On next week’s show…

Next week This week we will be joined by Julie Murphy Casserly to discuss tips on simplifying money-management. Julie will help us identify our preconceived thoughts and feelings about money, how to overcome negative thoughts and put ourselves on a path to a positive financial future. Julie is a CLU, ChFC, CFP® and a 14-year veteran of the financial services industry and author of the new book, The Emotion Behind Money: Building Wealth from the Inside Out. Julie’s mission to “financially heal America” by helping people understand their emotions behind money, and how these attitudes affect how they earn, spend and save – or, conversely, accumulate debt. She delves into the emotion and psychology behind her clients monetary issues.

MomAdvice Simplified: Simplifying Grocery Day

Thursday, March 12th, 2009

On MomAdvice Simplified, my weekly podcast for moms, I will be speaking with Aviva Goldfarb on simplifying our grocery day. Aviva is the author of the book, “The Six O’Clock Scramble” and founder of TheScramble.com and I am sure she is going to be sharing a wealth of information for our listeners.

Aviva
will be sharing some of her tips for making dinnertime healthier while saving time and money along the way. She will also be discussing time-saving tips for planning your dinnertime meals in advance, how to maximize your time and budget at the grocery store and how to waste less food each week. I am really looking forward to sharing that interview with you!

Please be sure to tune in because Aviva is going to be sharing with our readers a chance to win a free six-month membership to The Six O’Clock Scramble dinner planning services just for those who listen in!

Just as a reminder, you can listen to the show live every Thursday at 2PM EST or you can listen later right here on my the left sidebar! Check back after the show for our resource list so you can explore all of the great links to the books and advice that we share during our half hour.

Aviva will be joining us live so if you have any questions you would like me to ask her, please leave them here and I will try to squeeze them into our show!

CVS & Walgreen’s Deals 03.08.09

Monday, March 9th, 2009

I have been taking a break from my CVS shopping because I was fully stocked on everything and because of our No Spend Challenge. I wanted to hop back in the game with the hot Huggie’s Diapers deal this week and because I was running low on a few essentials.

Here is what I stocked up on this week for our family!


Walgreens

Huggies Jumbo Pack Diapers– $10 per package
Buy $25 of participating products, receive $10 in Register Rewards
Printable Coupon (can print 2)- $5 off Gentle Care
Printable Coupon (can print 2, used 1)- $3 off Natural Fit
Total Cost (minus $10 Register Rewards & $13 Coupons)= $7.00 or $2.33 per package

Garnier Fructis Hair Care– $2.99 each
$2 Easy Saver Coupon
$1/1 Garnier Style Product, exp. 3-15-09 (in 2/8/09 paper)
$1/1 Garnier Shampoo, Conditioner or Treatment (in 2/8/09 paper)
Total Cost (minus coupons)- Overage of $.01

Garnier Fructis Hair Color– $5.99
$2 Easy Saver Coupon
$2/1 Garnier Hair Color Product (in 2/8/09 paper)
Total Cost (minus coupons)- $1.99

Colgate Total Whitening Toothpaste– $3.49
$2.50 Easy Saver Coupon
$1.50/1 Coupon (March All You Magazine)
$.75/1 coupon (from newspaper)
Total Cost (minus coupons)- Overage of $.27

Coffee-mate Creamers– $2.49 each
On Sale B1G1 Free, Making them $1.25 each

Total Savings- $37.71
Total Spent- $25.62, $10 in Register Rewards
Final Total– $15.62


CVS

Diet Dr. Pepper (2 liter) $.74
Coupon for Free 2 Liter- $.74 (found in February issue of Maxim)
Total Cost- FREE

Crest Pro-Health Toothpaste– $2.99
Coupon $1/1 Crest Pro Health, exp. 3-31-09 (P&G; 2/8/09)
$2 back in ECB
Total Cost- Overage of $.01

Secret Flawless Deodorant– $3.99
$1 back in ECB
$2/1 Secret Flawless or Flawless Touch, exp. 4-30-09 (V 2/22/09)
Total Cost– $.99

Vaseline Lotion (10 oz- look for packages that say 30% more)- $3.69
$2 back in ECB (limit of 5 total)
Vaseline Printable Coupon
$1.25/1 Vaseline Lotion Product, exp. 4-26-09 (V 3/1/09)
Total Cost- $1.13 for two or $56 each

Schick Quattro Razor- $8.99
$5 back in ECB
Total Cost- $3.99 (note: there is a coupon, but I did not have it)

Palmolive Dish Soap– $1.49
$1 back in ECB (limit of 2)
Total Cost- $.98 or $.49 each (note: there is a coupon, but I did not have it)

Coke 12-Packs 4 for $13
$3 back in ECB (limit 1 per household)
Total Cost- $10 or $2.50 per 12 pack

Total Savings- $25.95
Total Spent- $41.67, $17 back in ECB
Final Total– $24.67

Depression Era Cooking: The Poor Man’s Feast

Tuesday, March 3rd, 2009

My husband sent me the link to this series and I can’t stop watching. Clara is an amazing woman who shares her tricks and tips that they used to stretch a buck in the Depression Era. Her stories are beautiful and her cooking tips are wonderful. I hope you can take a moment to enjoy this Poor Man’s Feast that she shares in this episode and visit the Depression Cooking Channel to see more episodes!

Play It Again, Momma: Getting to Know Your Bread Machine

Tuesday, March 3rd, 2009


You have been talking about bread machines and making bread. I am interested in doing this since I am home all the time and I love fresh bread.

I was at the Goodwill and saw many of them and they were kind of cheap, like 20.00 or less. I am dumb so help me out. Does the machine knead the dough and bake it and everything in the bread machine?

If I would purchase one at the Goodwill how would I know if it works or not?

I am interested. Please help me find a way in a new venture.

Signed,

Future Bread Maker

First of all, thank you for your question! The Ask Frugal Momma column can’t happen without your questions, so please keep sending them my way. You can email any and all questions to amy@momadvice.com. We have had some fun topics and I am very excited to share with everyone!

Do any of you have bread machine gathering dust in your house? A lot of people buy these appliances and then end up donating them at their local thrift store because they never use them. I think of the bread machine as a modern day convenience, but in a culture where we want everything NOW, waiting for a loaf of bread can seem like an eternity. Why wait for a hot loaf of fresh bread when you can grab a loaf at your supermarket? And what exactly is the purpose of that appliance that is taking up space on your shelves?

On any given day in our house, you will find our bread machine happily humming along and whipping up fresh dough and bread for us. We use our bread machine almost daily, and spare ourselves the expense of fancy bakery breads. Not only that, but our bread machine has a regular performance in our house on Friday nights. This appliance makes our favorite pizza dough for our official “family night” together.

The purpose of a bread machine is to be able to make fresh bread when you want it. The reasons vary from person to person on why they choose to make their own bread. Many people have concerns about the additives and preservatives that are found in store-bought breads. Another reason that many people choose to make their own bread is because they just enjoy the taste of homemade bread. My reasoning for making our own bread is because I like to save our family money. Making your own bread costs so much less than purchasing a loaf of bread, and the rising grocery costs have only fueled my desire more to make it at home.

I am not a baker though and our days seem to be jam-packed with activities for our family. Taking the time to knead, rise, and bake bread…well, that hasn’t seemed to top the priority list at this point in my life. Lucky for me, there is an appliance that can do all the work for me and all I have to do is pull the finished loaf or ball of dough out.

To begin, all you have to do is put the ingredients in and select your setting. Some of the older machines have just a handful of simple settings. I find that the settings we use most on our machine are Basic and the Dough cycle, which can be found on every machine. The basic cycle is just the basic setting for making a loaf of bread. The Dough cycle just completes the kneading and rising of the dough. Once the dough cycle is complete, you can take the dough out and shape it into your loaf pan or do fancy braids or rolls out of the dough.

Inserting your ingredients into a bread machine is also very straightforward. If you are making the loaf right away, you can insert the ingredients in any way that you want. All of these ingredients will immediately be stirred together and so it will not matter what the order is. If you use a timer delay on your bread machine, delaying the start time of making your loaf, it is imperative that you put the ingredients in the right order or your loaf will not turn out right. The order of ingredients is liquid (liquids include water, oil, milk, eggs, or honey), flour, other dry ingredients (salt, sugar, baking powder, seasonings), and ending the ingredients with your yeast. The most important part of putting the yeast in is to make sure that you make a small indentation into the center of the flour so that the yeast does not react with the other ingredients.

Upon inserting your ingredients, your bread machine will take over the process from there. The machine will knead the ingredients together, give the bread its rising time, and then it will bake the bread. The bread machine will signal when the bread is ready and you can allow the bread to cool inside of the bread bucket.

There is no need to spend the money on convenience bread machine mixes; in fact, you can make your own convenient mixes handy for the week. I take plastic storage bags and make an assembly line of the dry ingredients and do my bags once a month. On the outside, just write what liquids you will need to add and you will only have a dirty kitchen once.

A quick glance at grocery store prices though and you will wonder how there could be any possible savings with making your bread at home. The key to making this the least expensive on your family is to purchase all of your ingredients at your local wholesale club. With proper storage, you can buy the ingredients in bulk and save your family loads of money. For example, our wholesale club has twenty-five pounds of bread & all-purpose flour for under $6 each. Two pounds of yeast will run you just under $4. What a difference compared to the prices in your regular supermarket!

For storage, flour can be stored for up to a year in an airtight container. With bulk storage, a large plastic bin that has been clearly labeled is ideal to keep your flour fresh. Yeast is the easiest ingredient to store and has a very long shelf life. I store my yeast in a clear jar in our refrigerator door. With both of these ingredients, writing an expiration date on the label will also remind you of when the item is going to expire.

If you do not have a bread machine and are looking for one, garage sales and thrift sales are a great place to hunt. I see these machines for $10 or less, and you will definitely get your money back from the savings of making your own bread. When you find one, ask if you can plug it in and make sure it is working. Just check that it actually powers up, that there is a bread bucket inside, and that there is a paddle in the bottom of the bread machine to stir the ingredients. Having a manual with it is handy, but usually can be found by searching online.

Good luck in your quest to find a bread machine and I hope it is a well-loved appliance in your home!

(photo credit: Koropop)

Related & Helpful Information:

Hillbilly Houswife’s Bread Machine Basics

Buttery Bread Machine Rolls

My Favorite Pizza Dough (after much trial & error)

Storing Homemade Bread & Bread Ingredients

Homemade Croutons

Dinner is in the Bag

Adventures in Bread Making: Artisan Bread in 5

Adventures in Bread Making: Fiddlin’ With Temperatures

Let’s talk about it! Do you use a bread machine or do you make your bread the old school way? Feel free to share your bread machine recipes here!

Day 28: ‘Tis the Final Day of No Spend! Rejoice!

Saturday, February 28th, 2009


I am so proud of our family and what we have accomplished on this No Spend Challenge. I can tell you that we spent $55 overall for the month. $10 was spent on my trip to Blissdom and $45 was my recent trip to New York. I am sad that the total was not $0, but we did the best we could with some unexpected travels and expenses.

Let me share with you a little bit about what our family learned through our No Spend Challenge.

  • I am more resourceful than I gave myself credit for. Committing to stay within our grocery budget was more difficult than I had expected. I did not realize how often I ask my husband to stop off at the store for one or two items for dinner. I found that many times I could whip up some really great cooking substitutes for the ingredients I needed or I was able to make those items I would have bought.
  • Cooking every night is harder than I thought. I love working from home, but it can be challenging to get all my work done and get dinner on the table. Often I am in conference calls or working on a project until my husband gets home. I do love to cook, but I also love the occasional break so I can just relax. I realized during this month how often we actually do eat out. Trying to be inventive in the kitchen every single day was a challenge. I discovered that a box of macaroni or sandwich night was a wonderful way to still give myself a night off without spending money. I also learned the art of stretching a meal as far as it could go, reinventing it, or even double-batching meals helped give me the nights off I needed when I was working.
  • I can still give to others. Do you ever feel like you can make very little impact on someone because you don’t have the money to do it? I can admit that I feel that way often. There are so many around me that are affected by job loss, medical problems, and depression. Many times I feel so helpless to these situations because I don’t have the financial means or connections to help someone out of these situations. It has been weighing very heavy on my heart these days. That is why I am so proud to tell you that I was able to provide five meals for others during this month and hosted countless engagements at my house caring and serving my friends and family. You don’t have to have a lot to make a positive impact on someone else. What seemed like small gestures to me means a lot more to someone than you might think. We are so hurried, so busy, so tired. I know I often feel like I have nothing to give anyone. I realize now that a woman of small means can still give with her whole heart and make a big difference to someone else.
  • My social calendar needs some revising. I never realized how many of my social engagements centered around spending money. Meeting up with friends for dinner, grabbing lunch for a play date, sharing coffee with a girlfriends are just some examples of things that are typically on my calendar. I will admit that I was a little bummed to miss some of these activities, but I was determined to approach this challenge creatively. We hit the library, we went to our friend’s houses for play dates, we packed our lunches, and I hosted my friends at my home instead. What I found was that I had a deeper connection with the people in my life when I could sit at my kitchen table and our children played at my house then I would have at a play area where I am running around after my kids and dealing with crowds.
  • I feel more grounded when I am home and not spending. Since we weren’t out spending money, we ended up spending a lot more time at home. I suddenly had the time to tackle all of those projects I didn’t think I had time to do. In fact, I had time for things that I loved to do. I haven’t read a whole book in probably a year and this month I read four entire books in one month. I baked bread. I weeded through things that needed organizing in my house. I actually got caught up with laundry a few of those days. I hung out with my children. I finally felt centered. I felt like a calendar addict who was just given permission to take four weeks off. That first week I felt the withdrawals, but by the second week it began to feel wonderful. I used my “No Spend Challenge” as my excuse to detach myself from anything and everything so I could just relax and do the things I truly enjoy.
  • The best things in life really are free. Comfort food. Homemade bread. Fresh clean towels. A delicious little library book. Giggling with my friends over coffee. Playing those dusty board games. Helping others around me. Snuggles from my sweet children. Good music. Dancing with my kids. Knitting. Soaking in the tub. Warm gooey brownies. A good movie. Snuggling up with my hubby on the couch. All free and all wonderfully perfect moments.

Overall, I am really proud of how well we did with our challenge! There were two things that people wanted to know when our challenge was over…what did we do with our saved money and what was the first thing I was going to buy when I could spend again?

I am happy to tell you that with the money saved, we were able to put down a deposit to refinance the interest rate on our home and moved from a 30 year mortgage to a 15 year mortgage, saving our family $90,0000 in interest. That is an investment that was worth every penny invested.

And what is the first thing I want to buy after this challenge is over? I scheduled myself for a good haircut, I am giving myself off a night from cooking, and I’m getting a little yarn fix over at Hobby Lobby. It is the little things that I missed, but the No Spend Challenge brought us great perspective and I am so thankful for the lessons I have learned from this experience.

Please feel free to rejoice with me. Toot your own horns about what you learned from this experience. Heck, I would be honored if you just gave me a pat on the back for my resourcefulness this month- I want to celebrate, friends!!

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Want to join in on the MomAdvice No Spend Challenge? Make sure to add your name to the linky list and read more about our challenge. You can also join our No Spend Challenge Flickr Group and upload your pictures of what you did each day.

To read all the entries on not spending, you can visit our No Spend Challenge category!