Here are my favorite reads for the week:
Author Archive
Amy’s Notebook 07.05.07
Thursday, July 5th, 2007The Dollar Stretcher Tips 07.05.07
Thursday, July 5th, 2007For a sample copy of The Dollar Stretcher newsletter, send $2 to: Dollar Stretcher Sample, 6695 Cortez Road W., Bradenton FL 34210. Copyright 2007 Dollar Stretcher, Inc. Visit The Dollar Stretcher for even more tips & ideas!
I learned my lesson yesterday about coupons. I had $5 to $6 worth of coupons to use at Wal-Mart, and when I got home, I looked at the receipt and realized the cashier never entered my coupons so I was out the money and the coupons! It would have cost me more in gas to drive back to the store to complain than the coupons were worth. Now I will not only pay attention to the change I receive from cashiers, but I will also make sure they enter the coupons I give them. No more feeling rushed through the line for me.
Shannon in PA
Please tell your readers to make sure to find out if their HSA plan will rollover from year to year. Mine does not, and the monies saved must be used by March of the following year or are forfeited. It’s still a useful plan for covering deductibles, but be careful or you can lose money.
Cresanna
Keep your eyes peeled for weekly flyers from pharmacy/grocery stores with pharmacies inside. Many of them are competing for your prescription business and will have promotions for a free gift card with a transferred or new prescription.
I frequently transfer my prescription back and forth, pay my prescription cost of $5, and end up with a gift card for free groceries or items at Walgreens or CVS in the amount of usually $25-$30! I’ve probably amassed close to $300 in free groceries/merchandise this way and always feel great about the savings.
Christina B.
I stockpile meat when it is on sale. I could never find anything in my upright freezer, so I bought four plastic bins (we used to call them dishpans) at Wal-Mart and labeled each one with a different name: beef, pork, poultry, and vegetables. We put each on a different shelf in the freezer and divided the items into the appropriate bin. Half of the shelf is still available for larger items, such as turkeys or a large roast. Wire bins would be better, but I could not find them at the time. I have one that I got at garage sale. I use it for miscellaneous items, so I can see what is in it at a glance.
I also date everything that I put in my freezer. When I buy new items, I move the older dates to the top. Because I buy meat only on sale, I am often able to share what I have in my freezer with my grown children.
Sharon C.
Manual can openers always seem to get balky over time. When mine no longer operates smoothly, I spritz the gear area with flavor-free cooking spray before each use. The “lubrication” makes turning the handle much easier, and the cooking spray is safe to use. I always make sure to wash the can opener thoroughly afterwards.
Lynn in Dallas
I have just found a dynamite way to save money. Volunteer in a thrift store. The one I work in is “manned” mostly by women except for one man who comes in on the weekend to check out the electrical donations and make small repairs. We have some folks who work two four-hour shifts per week and are on call for emergencies. We also have some that only work a few hours occasionally. But we all get the 10% discount and sometimes 50%. The problem I have now is that I am spending too much money! Of course, I’m very well dressed, have a couple of pieces of jewelry I have longed for, and have canes and a walker for bad days. All bought at extremely low prices.
Judith D.
Don’t forget to visit yard sales in upscale neighborhoods. I recently came across one in my area that offered several new unopened lotion gift baskets, similar to the ones that retail for $20-$30 at those body lotion stores at the mall. They were marked for $5 each, so I bought all that the woman had for sale. The next time an unexpected emergency present was needed, there was no need to shop out of desperation, which often results in a more expensive gift.
Cindy
Bathroom space at a premium? Place each family member’s personal grooming items into a small drawstring bag or, for the children, a sand-pail. Keep each person’s items in their own bedroom; they can carry their bag or pail to the bathroom and then back to their bedroom when finished in the bathroom. It cuts down on the space that is needed in the bathroom and frees up space for the towels, tissues, etc.
WC
A lot of company websites have a sale of the day or web only sales. If there is something you see that you like in a catalog, check out their website. If you are willing to be patient, you will often be able to get it at a greatly reduced price. I got a pair of Ugg slippers for $35. They are usually $70.
Mary Z. in Woods Hole, MA
I have a terrible time remembering the names and dosage of the medications I take. In the event of an emergency, I would not be able to notify medical personnel of my medications. I’ve found that the pharmacy prints extra labels with the name and dosage of each medication along with my physician’s name, address and phone number. I place these stickers (about the size of a return address label) on a card in my wallet. If there are any dosage changes, I just place the new sticker over the old. This helps me keep track of all my medications.
Mary in St. Joseph, MO
Happa What?
Wednesday, July 4th, 2007I was so excited to finally get a chance to head over to Michael’s and check out the new Martha Stewart line that they are carrying. All of the trademark colors and quality crafts were there. The price was better than some of her other lines, but a bit steep compared to some of the other items that the store offers.
Beth & Jim’s Story: How My Mammogram Saved My Husband’s Life
Tuesday, July 3rd, 2007
I have an important story to share with all of you that comes from one of my nearest and dearest friends. Dr. Beth has been a regular contributer to our website and has always offered her help and expertise towards my projects. She is a wonderful mother, wife, and an incredibly gifted woman. She is a constant and faithful friend who has a positive spirit about her that brings out the best in everyone around her. She was my first friend when I moved to Massachusetts and one of the people I was most sad to leave when we moved back home.
Beth’s husband was diagnosed with breast cancer last October and it was a life-changing event for their family. Not only was this news disappointing, but more disappointing was the lack of awareness that men could even suffer from this type of cancer. Beth decided that she wanted to be proactive and educate people on this disease and how it impacts men too.
This story is in Beth’s words and we thank her for sharing them!
How My Mammogram Saved My Husband’s Life
By Dr. Beth
Last October, on the day of my mammogram, I jokingly said to my husband, “Do you know what happens during a mammogram? They say, ‘Put your breast on this plate, Mrs. Conners.’ I put my hand at chest level. “And then they slam a plastic clamp down on top of it!” To my surprise, I felt a lump; but it wasn’t in my breast.
It was in his.
So began our odyssey into breast cancer, or male breast cancer, to be specific. We were lucky: my husband’s cancer was caught early and was very treatable. As I write this, he is through his radiation treatments and is thought to be cancer-free.
Many people told me that his cancer would make me “appreciate things in life” and that I would “learn what was important” from this. However, I already, every day, was thankful for our lives together. I already appreciated my wonderful husband, our two beautiful little children, and our happy lives together. I didn’t need cancer to make me slow down and take stock of what I had: I already was well aware.
But cancer did teach me some things:
* I learned that 1,700 men are diagnosed in the US with breast cancer each year, but that most of my friends hadn’t heard of it.
* I learned that approximately 1/3 of diagnosed men die because their cancer is caught too late.
* I learned that the preponderance of breast cancer resources have the word “women” in them and not “men” at all.
* I learned that cancer brings out the best in many of our friends and relatives, and the worst in others.
* I learned that I will never again feel completely safe and secure in our lives, and that life can be fragile.
* I learned that the very best advice was that given to us by my husband’s oncologist: ‘Go out and live!’
Breast cancer touched my family’s life this past year, and we are stronger for it. But we were lucky. If I hadn’t found the lump, if my husband had not gone to the doctor’s, if he hadn’t opted for the surgery he did, things could have been different. And they are different for hundreds of men each year – men who can’t believe that they can also get breast cancer.
I hope that our story can touch the life of someone’s brother, husband, grandfather, son, or friend to make a difference.
**We hope our readers find these pieces informative. If you would like to share your story with our readers, please email me at amy@momadvice.com. We would love to raise awareness about health issues and how they impact families.**
New Article: Achieving Balance When Working From Home
Monday, July 2nd, 2007Finally, a new article has been added to our Work section! Achieving Balance When Working From Home is up for your reading pleasure. This one has been added for all of our work-at-home moms who are struggling with figuring out how to balance work and family life. I am still trying to work on this myself so I hope to use some of these tips in our own home!
Sound Off: How do you create work and family balance when working from home? Do you have any special tricks or tips that are working in your house?
Thrifty Treasures: Vera Bradley Purse
Monday, July 2nd, 2007A long awaited purse…Vera Bradley. Every single time I see one of these, I want it. The patterns are so beautiful! Unfortunately, they cost a mint. I have been watching them on Ebay, but the prices were still a little too high for my taste.
Lucky for me, someone donated their purse to Goodwill and I was able to snatch it up for $8. It is about $6 more than I usually spend for a purse, but is definitely worth it! This one is such a pretty spring color.
My mother-in-law can make bags that look just like these, but has had a hard time finding the fabric. Anyone making bags like these that have a good resource for fabrics? I know she would appreciate the input!
Still Alive
Monday, July 2nd, 2007The fact that I haven’t killed anything is still blowing my mind! My tomato plants, particularly my cherry tomatoes, are doing really great. I did stake them, but my stakes were not long enough. I should have caged them. I should have relocated them to a sunnier spot. These are all lessons that I am learning about gardening. It is definitely a trial and error type of hobby and I am confident that I can make my garden so much better next year.
My herbs are not flourishing, but a quick discussion with another newbie gardener lead us to the conclusion that my tomato plants are providing too much shade for the herbs and they need more sun. I am thinking of transplanting them to a sunnier location or just using containers and putting them out in the sunshine.
Regardless, I am really proud of myself and how well it is all turning out. I actually ate one of my cherry tomatoes off of the vine and declare them DELICIOUS!
Want an expert’s opinion on getting things to grow in your yard? Gayla, over at You Grow Girl, is a wealth of knowledge! I loved her tip on using expired milk on those tomato plants. I recently met Gayla in person and she is really passionate about teaching people how to begin gardening. We went to dinner with a group of other bloggers and I probably was the worst person in the bunch to sit by because all I did was lean over and ask her dozens of gardening questions. Lucky for me, she LOVES to take about it so we got along great! Her website is a great resource for the novice and pro gardeners and she has a great forum where you can share & ask questions. Check it out!
Related Links:
Overcoming My Fears: Gardening
Gardening Update & Fun Summer Reads
Achieving Balance When Working From Home
Saturday, June 30th, 2007
I knew that I always wanted to work from home because it would be the ideal situation for our family. I would be able to be home with my children and do all of the things that I could ever want with them, and I would also maintain a booming business in the process. I wanted the best of both worlds and never really thought about what it would take to achieve the balance of home and family life when both were so intertwined.
Working from home is an incredible blessing and is something that many people desire. Receiving a paycheck while being home with your children is ideal for many families, but how do you squeeze in time to work and also make time for your children, particularly with small children underfoot?
Here are some tips for achieving that balance in your life:
Make a Schedule and Stick to It
Just because you are not clocking into a workplace, does not mean that you don’t have the opportunity to create regular hours. Life does get in the way of this, but trying to set aside a specific block of time to work is ideal for you and for your children. Set a timer for yourself and begin working during this time. When the timer beeps, it is time for you to turn away from the work you are doing and focus on the children. The children will be just as excited as you to hear the timer beep and will be more respectful of the time you need to get your work done.
Take advantage of any down times that you can. Do your children have a nap? Use their nap time to work. Do they have quiet time each day? Use this time to accomplish some tasks off of your list. Down times can also include time when dad can help with the children or when the children are tucked away in bed.
Sit down and write out an ideal schedule for your life and print it out and hang it somewhere visible for the whole family. Explain that these are your hours and that you need these hours to work so that you can continue being home with them. It will take some time for the family to adapt, but they will adapt. You will have a greater sense of accomplishment for the day and you will have more time for your family in the process.
Create a Kid-Friendly Office
Making your office child-friendly is very important, particularly when your children are small. It is important to incorporate them into your work environment and have fun things for them to do in your workspace.
In our office, for example, we have tons of art supplies and a small table and chairs for the children to sit at. While mommy is hard at work, the children can be “working” on their own projects. Other ways that I have included them in my workspace are a set of shelves for their own books, a special selection of toys, games, and a chair for them to sit on and talk to me. They are small additions to the office, but provide a welcoming place for them to visit with me while I work.
Conducting Business
It is hard to conduct business with children. The best way that I have found to do this is through email. I try to do the majority of my communications through email because there are no distracting noises on our end and I can do my replies at my leisure.
If emailing is not possible, suggest times during a child’s quiet time or during their naps so that you can have a time with the least amount of disturbance. Suggest a window of time to the person and make sure to specify your time zone. I have had many an unfortunate conversation at the wrong time because I did not make this specification.
Just realize that it is Murphy’s Law that whatever time you pick, your child will choose an entirely different schedule for that day. I try to go with the flow and if there is a lot of noise on my end, I think it indicates to the other person that I am exactly what I say I am- a mom who is busy doing both roles at home. There will be the occasional person who is irritated, but more often than not, they say, “You really do operate your business out of your home!” If the noise begins to cause too much confusion, request a different time to chat and chalk it up to just another day of working from home!
Get Help When You Can
If you are having trouble with your workload, it might be a good idea to hire someone to help you. There is no shame in asking for help and many times friends and family will feel proud that they can help you in achieving your goals.
Try and take advantage of the summer days and hire a mommy’s helper to take care of your children while you work in your office. Teenagers have more availability in the summer, but you will also have to work around their family vacation schedules and summer camps.
If you can’t afford to hire any help, check in with other people who have work-at-home businesses and see if you can trade babysitting with them. They are probably in the same exact predicament and would welcome the opportunity to trade with you.
Your significant other is also a great person to have help you during the evening and weekend hours. Explain to him the difficulties that you are having with time management and sit down together to tackle a plan of attack. Your spouse knows you better than anyone else and will know where your weaknesses are versus your strengths.
Utilize Time-Saving Strategies
When you run a home business, you may still be responsible for the laundry, the dinner, and keeping up with the house. It is important to try and take advantage of ways to save time so that you can get these things done and still have time with your children and your business.
Slow cookers can be an invaluable way to save time when preparing a meal. Make sure to chop everything and throw it in the crock before going to bed and all you will have to do in the morning is turn your slow cooker on.
Laundry is better tackled one load at a time so each morning, hunt through your hampers and see if you have enough for a load. If you let the laundry pile up, you will feel overwhelmed and it will require more of your time.
Keeping up with the house is easier if you just take short bursts of time and try and tackle one room at a time. Set a timer and devote fifteen minutes to each room, concentrating on the rooms that will be most seen, especially if you are having a sitter come. It is easier to shut to door to your bedroom than it is to the family or living room that the children play in. Pick the rooms that need the attention the most and worry about the rest later!
What is the best time-saving strategy of all? Involve your family in helping you with the house. Give the children daily chores and make sure that they follow through on them. While teaching your children to do things around the house can be tedious in the beginning, the rewards will be worth it! Have your spouse and children help you so that less of that work falls on your shoulder. Remind them that the help that they offer you will give you all more opportunities to spend time together as a family.
However you decide to balance your work and family life, remember the original purpose for working at home…it was so that you could spend time with your family. If you find your business begins to take priority over your family time, it is time to reevaluate your life and your goals.
How to Construct an Airing Rack
Saturday, June 30th, 2007
If you haven’t seen our Benefits of Line Drying Your Clothes article, please be sure to check it out. It is a basic tutorial on how to hang your clothing and why a clothesline is a beneficial addition to your yard.
Freebie Friday: June 29, 2007
Friday, June 29th, 2007
I thought we could do a question today. The question is- What area do you live in and what is your average electric bill? Any tips you have found to keep the electric bill down that you want to share? You can leave comments anonymously if you don’t want to be associated with your bills 🙂 Happy Friday, everyone!
Health & Beauty
Lucky Magazine is giving away some freebies on their site. Lucky magazine’s Gorgeous Look is your 9-piece clinique Bonus. Come to any Lord & Taylor store between June 27 and July 15 and you will get the Gorgeous Look bonus free* with any Clinique purchase of $25 or more. (It’s valued at $65!) You’ll also get three free months of Lucky!
Find the right size underwear for your child by receiving a Hanes KidFit tape measure for free. Please allow six to eight weeks for delivery. Offer good only while supplies last.
Get Today’s Diet & Nutrition Magazine for free.
You will need to to sign up for a Coke Rewards account in order to access this freebie. Check all of the boxes to “No” if you don’t want to receive any emails from their partners. Use this multi-use code ( 100084616172235) to receive a free Blockbuster Rental. You can enter codes through their homepage, upon setting up your account, and the coupon will be in your email within three days. (NOTE: I was having trouble getting through so it might take a couple of times. The site is very busy!)