Author Archive

Tip #36 For Reducing Your Grocery Budget

Tuesday, September 9th, 2008

Today I provided a list of 35 Ways to Save on Your Grocery Budget that I hope will be really helpful for families. I want to add a #36 though that I know would make your day… how about free toilet paper and paper towels for an entire year from Scott’s? Head over right now and put in your entry at The MotherLoot today. Please do not enter here, only entries over here will qualify. The contest is open until Tuesday night and then I will draw our winner!

How is that for helping reduce one’s grocery budget? Good luck to each of you!

A Rare Interview With Debbie Phelps

Tuesday, September 9th, 2008

Johnson’s contacted me to let me know that they had chosen a handful of bloggers to chat with Debbie Phelps and asked if I would like to be included. After I got over my initial squealing and jumping up and down, I calmly replied that I could definitely make myself available for the engagement. After all, who could pass up such an amazing opportunity to speak to the mother of Michael Phelps?

Myself, BooMama, MamaPop, MomLogic, & Better Than a Playdate were chosen to talk to Johnson’s official Mom of the Olympic Games. To see her video tribute to Michael, please head over here.

During our interview, Mrs. Phelps openly discussed everything from her difficulties juggling everything as a single mom, her pride over Michael’s accomplishments, the bullying that Michael endured growing up, and the world’s fascination with her son. In the entire interview, one message rang throughout… her deep pride and love for her family.

Being a single mom was difficult for Debbie, but she attributes her strong support network as the reason she was able to juggle it all. Debbie said, “When all of the three kids were home, they were all swimmers. I couldn’t have done everything without the support of other moms and their children being in the same sport. I relied on my friends. My mother gave me a lot of willpower and determination to believe in myself and I had a strong support system that helped make sure that everything was going well.”

My question for Debbie was how she avoided falling into the stage mom trap and how she would advise other parents to do the same? Debbie said, “I wasn’t a pusher. I just always let the coaches do their jobs. My job was to be Michael’s mom.” She also discussed how she encouraged Michael without pushing him in her own direction, “I couldn’t get caught up in the stage mom junk. I took on the logic of Michael’s coaches- it’s here and then gone tomorrow. ”

As a personal finance blogger, my other questions were on money management and how she has been encouraging her son to manage his money. I asked how she would help Michael stay grounded and manage his new-found wealth and fame? Debbie said, “I watched Michael gain four years of maturity over this Olympics. I am hoping the values that I taught him at home are going to stay with him as he goes on this journey. I feel that Michael will be reaching out to those who supported him as he goes out onto this endeavor.”

When asked if she would like to share a favorite family dish, Debbie let out a chuckle. “I hate to cook. Cooking is not my forte. With the kids growing up, it was easy to just put a pasta dish together. We were carb loading all the time. I had to be economical as a single mom – a lot of cereal and a lot of carbs.” As a budget-minded mommy, I think I would be right at home at Debbie’s table.

A big thank you to Johnson’s for giving us this opportunity and a huge congratulations to the entire Phelps family on all that they have accomplished!

35 Ways to Save on Your Grocery Budget

Tuesday, September 9th, 2008

With grocery prices rising and package sizes shrinking, it can be difficult to stay within your grocery budget. Here are 35 steps towards improving your grocery budget and making the most of your money.

1. Buy the least expensive ground beef and rinse the meat instead to reduce the fat content.
2. Stop buying baby carrots and chop the carrots yourself.
3. Milk your milk budget by using powdered milk when the milk prices are too high.
4. Try making your own coffee syrups and coffee creamers to help save on your coffee expenses.
5. Dispose of the disposable items and switch to cloth napkins, washcloths, and and microfiber cloths to replace your paper napkins and disposable wipes.
6. Try making your own bread using a bread machine or making bread the good old-fashioned way.
7. Start keeping a price book to cash in on the best deals (you can download a free one here).
8. Take advantage of grocery delivery services or free in-store shopping services to help avoid impulse shopping.
9. Give wholesale club shopping a try for items that you use frequently, just be sure to use your price book to compare the prices.
10. Start making your own homemade cleaners.
11. Learn the art of stockpiling and create a system for storing your stockpile that works for your family.
12. Create a series of menu plans that you can rotate so you can make your grocery shopping easier and keep yourself under budget.
13. Try using coupons and utilizing free coupon services to help you score the best deals for your money.
14. Start gardening with simple foods that are easy to grow like tomatoes, herbs, cucumbers, and squash.
15. Try canning items from your garden to help cut costs in the winter months.
16. Make your own baby food or find a way to buy it cheaper.
17. Give cloth diapering a shot! They have come a long way and can save you hundreds and hundreds of dollars.
18. Sign up for free samples of food and toiletry items. You will waste less money trying new items out and these samples can help get you by when times are more lean.
19. Make your own mixes instead of buying them.
20. Try shopping at a less expensive supermarket.
21. Bring your own grocery bags for a grocery bag credit at most supermarkets.
22. Shop at stores that will double your coupons.
23. Bring cash and a calculator instead of using your debit card. This will help you to stay on budget better.
24. Utilize a slow cooker so you can buy cheaper cuts of meats and use the slow cooker to tenderize them.
25. Try making your own condiments like pancake syrup, croutons, and salad dressings.
26. Take inventory in your fridge, pantry, and freezer before shopping to avoid buying repeat and unnecessary items.
27. Try replacing one evening meal with breakfast foods instead. Most brunch dishes are less expensive and you can omit or stretch meat in these dishes a lot further.
28. Instead of buying prepackaged bagged ingredients, try packaging your own ingredients once a week instead. It will help get dinner on the table faster and it will save you money in your grocery budget.
29. Make a homemade pizza instead of buying pizzas in the frozen section.
30. Schedule a day in your kitchen every week to make cooking easier and to help save on the cost of buying convenience foods.
31. Feed your freezer and/or give once-a-month cooking a try to save on time and money.
32. Eliminate meat or make one night a meat-free night.
33. Make snacks items convenient so you don’t have to buy the prepackaged goodies.
34. Buy and prepare whole chickens instead of buying
chicken breasts as a meal or shred this meat for your casseroles.
35. Buy your meat in bulk.

(Photo Credit: WhamBam Pam)

Guess Who is Guest Blogging for Martha Today?

Monday, September 8th, 2008

Well, I may have not been contacted by Martha herself, but I did get contacted by an Editor to guest blog for their Dinner Tonight blog (brought to you by Everyday Food Magazine). I was so thrilled to be asked because I don’t consider myself a foodie. I do try to share recipes though that are easy and fun for families and since we had such similar goals in mind, I knew some of my dishes would fit right in with the magazine’s theme. Please read my entry here for some new recipes for what to do with those rotisserie chickens!

I really think that this will will be the highlight for my week! The blog will be running guest posts from people that I really admire (here are a few for you to check out) so be sure to check it out this week!

I have to say, I felt right at home in Martha’s magazine. I just have to convince them that I shouldn’t be a guest and that I should be a full-time resident!

Redbox Code 09.08.08

Monday, September 8th, 2008

Today’s free code for a Redbox movie is 99ZA7Q. This code is good for one free movie and you can use it until midnight tonight. Enjoy a free family movie together!

Side Notes:

– If you want to rent more than one movie for free, bring more than one credit/debit card. You can use the same promotional code, you just will need different cards to charge it to. The charge will be zero as long as you return your movie on time for the next day.

– When entering in your free movie code, you need to enter it FIRST before picking the movie. On the very first screen, click the, “Rent with Promo.” Enter in the above code and then make your selection- the amount should then total zero.

Here are the latest new releases from Redbox:

Payback
A new release exclusive to redbox! Christopher Atkins plays Sean Walker, a cop whose partner was brutally murdered in a drug bust gone bad. Ten years after being imprisoned, the killer (Costas Mandylor) escapes jail and decides to come after Walker for putting him away. Gunfire ensues, folks. Lots of gunfire.

Then She Found Me
In her directorial debut, Helen Hunt plays a school teacher for whom things are about to get nutty. Back to back to back, her husband leaves, her adoptive mother dies, and her biological mother enters her life after years and years. This one boasts an all-star cast, including Bette Midler, Colin Firth and Matthew Broderick.

What Happens In Vegas
Redbox always figured Ashton Kutcher and Cameron Diaz would be perfect for each other — here, they’re anything but. The two play total opposites who meet and Vegas one night and wake up married the next day. But after a huge slot payout, getting it annulled is a little harder (and funnier) than they thought.

The Art of War II: Betrayal
It’s been eight years since Neil Shaw (Wesley Snipes) was in action as an undercover operative. Now he’s back and —before long, he discovers an evil plot to assassinate several senators where he’s set up to take the fall — he has to get busier (read: “deadlier”) than ever.

Hannah Montana/Miley Cyrus: Best of Both Worlds Concert Tour
Missed the Hannah/Miley tour when it came to your town? Redbox has a way to put you up in the front row. Just grab a copy of this tour movie and watch the sensational young star travel the world .This tour movie also features stars like the Jonas Brothers and Miley’s achy breaky dad, Billy Ray.

Prom Night
Between borrowing a car and stocking up on breath mints, high school kids had enough to worry about on prom night…BEFORE a sadistic killer crashed the party. Brittany Snow plays Donna, a senior whose night is pretty much ruined by the return of a murderous sociopath from her long lost past.

September ’08 Menu Planner

Monday, September 8th, 2008

Since last month’s menu planner was such a hit, I wanted to be sure to share our current month’s menu plan for some inspiration for the month. I am trying some new recipes from my cookbooks so I will be sure to post our reviews of those when I complete them as well as the reipes. Anything that I have shared before or that I have found online will be highlighted so you can make the dish in your house! Please be sure to visit I’m An Organizing Junkie for a whole list of participants to help inspire your menu plans each and every week!

Meal Plan:

1. Chicken Enchiladas with Homemade Enchilada Sauce (from my America’s Test Kitchen Cookbook) with tortilla chips & Idiot Margaritas

2. Classic Baked Ziti with homemade bread & tossed salad

3. Salmon Patties (from my America’s Test Kitchen Cookbook) with Seasoned Baked Potato Wedges

4. Poppy Seed Chicken Casserole (scroll down to view) over Egg Noodles & Baby Peas

5. Homemade Pizza Night

6. Skillet Ziti With Chicken & Broccoli (from America’s Test Kitchen Cookbook- bake or prepare extra chicken for chicken tetrazzini later in the week) with Homemade Bread

7. Leftover Night

8. Best Waffles with Orange Juice

9. Herb Baked Tilapia, Rice, & Corn

10. Creamy Chicken Tetrazzini with Tossed Salad

11. Meatball Subs with Baked Potato Wedges

12. Ranch Pork Chops, Rice, & Corn

13. Appetizer Night- Honey BBQ Chicken Wings, Cheese Quesidillas, Carrot Sticks & Tortilla Chips

14. Leftover Night

15. Pumpkin Pancakes with Orange Juice

16. Homemade Pizza Night

17. Roast Turkey Sandwiches (Scroll to Meal #7) & Panera Bread Broccoli Cheese Soup

18. Funky Chicken with Sesame Noodles

19. Turkey Salad Sandwiches (from leftover turkey) With Pretzels & Carrot Sticks

20. Lemon Roasted Chicken (scroll down to Meal #16 & save leftover chicken for later), Buttered Noodles, and Corn

21. Homemade Pizza Night

22. Leftover night

23. Chicken Salad Sandwiches (made from leftover lemon chicken)

Making for the Freezer: Butter Baked Rice (to be used throughout the month)

Snacks: Apple Pie Muffins, Pumpkin Streusel Muffins, Cinnamon Muffins

MomAdvice Monthly Recap: August ’08

Monday, September 8th, 2008

Thank you to everyone who took the time to visit the site this past month. We had a great month and I so appreciate each of you who come regularly and share the site with your friends. Without you, this would not be possible!

Please make sure to subscribe to our blog feeds so you will be among the first to know when we update the site. You can subscribe to each of our blogs and even our article feed!

These were our top ten articles for the month:

1. Grocery Shopping Tips
2. Mystery Shopping
3. Aldi Menu Planner
4. 2008 Online Family Planner Roundup
5. Piggy Pancakes
6. Picky Eater Dinner Ideas
7. Back to School Free Menu Planner
8. Cloth Diapering 101
9. Ten Useful Tips for Twitter Users
10. And My Heart Breaks…

And a big thank you to our top ten referrers for the month:

1. Freebies 4 Mom
2. Money Saving Mom
3. Twitter (I am including these because I wanted you to see how beneficial it is to be a part of the Twitter community!)
4. Tip Nut
5. The Centsible Sawyer
6. The Homespun Heart
7. Deal Seeking Mom
8. Mommy Snacks
9. Hooray for Freebates!
10. Baby Cheapskate

How to Live More Simply & Why It is Important

Saturday, September 6th, 2008

I feel so thrilled to be sharing another amazing article from another amazing blogger. The Frugal Dad has been a source of inspiration to me and I am constantly in awe at all of his great advice. I could go on and on about him, but I think you should head to his site for yourself! He is a great resource for anyone who is trying to live a more frugal & simple life. This guest post was generously shared by Jason, a.k.a. “Frugal Dad.” and we both felt it would be a wonderful addition to my site! When Jason isn’t busy being a husband and father of two kids, he writes about frugal family finance topics at his blog, FrugalDad.com.

These days there are a lot of arguments being waged on the benefits of paying down debt, buying used cars, paying off mortgages early, and building savings. All of these are noble financial goals, and generally receive positive reinforcement from financial planners in the media. However, there is an element that disagrees with this logic, and they are quick to point out where the mathematics don’t support these life-simplifying steps. This post is aimed primarily at that audience, and for the rest of you, perhaps it will provide some comfort when dealing with these types.

Excess Material Possessions + Excess Financial Worries = Stress

Since I know how much you “financial nerds” love formulas, I’ve provided one for you to chew on. I once wrote a post about homeowners paying off their mortgage early, and it was generally well-received. However, I received a number of emails from “financial experts” out there who disagreed with the idea. They were all-too-eager to tell me about the various ways that same money could be earning more in the markets. Maybe so. But their fancy formulas didn’t account for the one variable most important to me at this stage in my life–simplicity.

How to Live More Simply

That stress I referred to in the equation above is the result of constant worry over reconciling balances, watching payment schedules, and fretting over the never-ending accumulation of interest, which has a way of cheapening future earnings at a rate faster than inflation. Add to this financial stress the worry of excess things and their storage, protection and maintenance, and you can easily see how too much stuff and too many accounts can lead to an ulcer. So how does one prevent such complication in their lives?

  • Learn to be content. Contentment is a powerful ally of the frugal-minded individual. When we are truly content we have very little that we desire, in terms of material possessions. This contentment keeps us away from stores, catalogs and advertisements.

  • Stop trying to impress other people. Millions of dollars are wasted each year by those trying to play up to the ideals of others. Those who incorrectly believe that material possessions are a symbol of true wealth are on a never-ending quest for something bigger and better, and more expensive. They constantly upgrade their cars, homes, jewelry and clothing in an effort to impress strangers at a red light, many whom they will never meet again, and are likely trying equally hard to impress them.

  • Rid yourself of things acquired merely for status. So you’ve made a decision to live more simply, but what about that Jaguar in the driveway and the “his and hers” Rolex in your sock drawer that are contradicting your new way of life? Get rid of them. I don’t care how you do it. Sell them, give them away as gifts, or donate them to a charity. Just get rid of them. You will be amazed how freeing the experience can be. While I’ve never had a Jag or Rolex to give away, I’ve eliminated some “extras” from my own life and feel much better for it.

  • Consolidate your lifestyle. Do you have six Roth IRA accounts with five different brokerages? Are your insurance policies scattered around three or four different carriers? While there is some benefit in diversification, by going overboard you are adding stress to your life just from the effort required to manage all the various accounts and policies. Consolidate a couple of those accounts, and move your insurance policies to the same provider (assuming you have researched the provider and are confident in their stability). As an added benefit you may find discounts waiting for having multiple policies with the same carrier.

  • Recognize the difference in stockpiling and hoarding. It is prudent to stockpile necessities, particularly when you find a good deal, or receive a discount when buying bulk quantities. However, too much of a good thing becomes problematic when you have to spend time, money and energy just to store the items. After I returned home from school to live with my grandfather we stored a bunch of our stuff for $50-$60 per month in a storage unit. After several months went by it occurred to us that we had not used anything from the storage facility. We saved $600 a year by simply getting rid of the stuff. One less bill and a lot less worry!

Excess Material Possessions – Ego = Simplicity

Much has been written about wars with our own egos–I know I’ve lost my share of battles. But when I stop and think about the real reason why I want something I often find that I am simply feeding my own ego. I want others to know that I am successful. I don’t want others to think I am struggling. I fall into the “I work hard, so I deserve it” line of thinking that is a recipe for financial disaster. However, once you are aware of this condition you can begin to take steps to resist the urge to give into your egotistical desires. Try to find the same joy that you once found in things in other areas of your life. Learn to appreciate the beauty that surrounds us and is freely available to anyone willing to look. Go for a walk in the woods, or a barefoot walk in your own backyard. Read a great book. Spend time playing with your children. Volunteer your time to a cause you believe in. Seek out some of life’s many other simple pleasures. All of these things will fill your life in ways things used to, and they can all be done for next to nothing.

A challenge: Find one thing you’ve been holding on to because it is a status symbol, or a luxury item that you don’t really need. Give it away to a loved one, or a complete stranger, and enjoy the freedom of a simpler life.

Exciting News from MomAdvice

Thursday, September 4th, 2008

I know, I am supposed to be on vacation, but I had to tell you guys that the Walmart Money Saving Moms site is up. I was so excited to see that my Choosing a Coffeemaker video is up on their homepage- how cool is that? I have been chatting with all of the folks from Walmart and one of the bonuses for this project will be that I can get an early glimpse into the freebies that they will be offering on their site for our readers. I was really excited about that and being able to get the scoop for everyone! There will be some other great perks for our readers including giveaways and other wonderful opportunities so I hope to share all I can from this project with each of you.

Thank you all for your help in choosing my picture. You can find my profile is up and I went with the majority on this one and picked #10. I loved all of your comments and I am sure you will see these pictures floating around for everything now. Thanks again to Cathy Dietz for her amazing photography and to Walmart for footing the bill for my photo shoot!

In other news, we are running an amazing giveaway that you can enter for a gift pack of ten books from Hachette Book Group USA. All you have to do is tell me your favorite book, but you have to go here to enter!

We were also nominated for a Love This Site! award from Divine Caroline for the Parenting category. If you agree, would you mind just clicking once to put you vote in? I would so appreciate it!

Now I am officially back on vacation until tomorrow for our Freebie Friday!

Ask the Frugal Momma: How Do You Organize Your Pantry & Cupboards?

Thursday, September 4th, 2008

I know you guys were most impressed with the way we organized our closet, but what you *REALLY* wanted to know is how do we organize our pantry.

Remember when I revamped my laundry system and my yard sale system? That day I hit up the same college student for a great bookcase that she was getting rid of for only $20! I knew right away what I wanted to do with it and couldn’t wait to bring it home and put it in our basement.

First, let me give you some background information on our house and previous storage solutions. My kitchen does not have very many cupboards or pantry space so I have had to be more creative with my storage. Our big dream is to expand my tiny utility closet into a walk-in pantry, but until that happens I have been storing the majority of my pantry items in our basement.

Previously, we had a dark wood bookcase that was extremely deep that we were using to store the pantry items. We had ripped this “bookcase” out of our closet that we had turned into an entertainment unit. Yes, you could say that we are pretty creative with our smaller home. We have tried to maximize the space in places that were not being used properly instead of moving into a bigger home.

Due to the depth and darkness of the unit, what had ended up happening was that I found myself doing the repeat-buying. I would look in the unit and say to myself, “No tomato paste?” And then I would rush to the store and buy tomato paste. When I would pull items out though, I would see twenty cans of tomato paste that I had already bought. This was not frugal and the bookcase was working against me.

The location of the unit was also not the smartest place for me. With a quad level home, I was already making the trek down all of our stairs to retrieve items and then walking into the farthest corner of the basement to get what we needed. It was inconvenient and not a functional storage solution.

Welcome to the new home for my canned goods! This bookcase rests just at the bottom of the stairs in a well-lit area of our basement. The light wood color makes it easier to see what is in my pantry and the labels (created with my label maker) make it easy for even my husband to find what we need out of the pantry.

Our upstairs cupboards needed revamping as well. We have the same problem with our cupboards as we did with our former basement storage solution. One cupboard was extremely deep and items would get shoved back there until we said, “Hmmm… do you think that this is still good if it expired in 2003?” Obviously, we were wasting food and valuable cupboard space.

Repeat the same scenario above with the Lazy Susan unit that we had, but just make the items revolve in mass chaos. Clearly, we had a serious problem!

I got these handy storage baskets for less than two dollars each and divided our pantry items into categories. The storage baskets made it much easier for me to pull down exactly what I needed, rather than climbing up on a chair to try and dig through the back of the pantry. It also makes throwing items out quicker, when I need to clean out the pantry, and makes tasks easier because I had grouped like items (or cooking projects) together.

Here is how I grouped the items:

Spices- All of the spice containers were gathered together and imagine my surprise that we had plenty of repeat performers in this category. I wiped down the spices and consolidated them into one container. The spice container is residing in the cupboard closest to the stove. I can pull the small basket down and take out whatever we need and slip it back into the cupboard when I am done cooking. This is much easier than rifling through fifty teeny bottles and makes shopping day easier too!

Cake/Cookie Decorating Supplies- These are items that are used less frequently, but still needed a home. I put these higher up in a basket with handles. Piping bags, piping tips, cookie cutters, food coloring, sprinkles and the birthday candles (that no one could ever find) all went into this container.

Baking Supplies: This is a pretty general category, but it was all of the items that I needed, but could never find. In this larger basket went our baking powder, baking soda, confectioners sugar, shortening, and cocoa powder.

Rice/Pasta: These ingredients went into a larger basket and all of the boxes were consolidated and smaller pastas and the rice were placed into clear Mason jars. The mason jars were labeled and have the cooking instructions labeled on them (unless I knew the directions by heart). In the Mason jars were white rice, brown rice, jasmine rice, orzo pasta, macaroni, and couscous. Larger pasta included linguine, angel hair, and thin spaghetti. Everything fit more neatly and anything extra went into the downstairs bookcase unit.

Flour/Sugar: This organizing unit went into our Lazy Susan. This included wheat flour, white flour, self-rising flour, cake flour, brown sugar, and white sugar.

Syrups/Oils/Vinegars: This organizing unit also went into our Lazy Susan and included corn oil, vegetable oil, canola oil, olive oil, balsamic vinegar, white wine vinegar, red wine vinegar, molasses, honey, and maple syrup. Using this unit eliminated the “sticky” factor, which usually occurred, making a huge mess in the bottom of our pantry. Any extra condiments also get put in there, as they are often used in recipes.

Finally, the items that I like to keep on hand upstairs all go into our pantry door. We bought one of these wire units that mounts on the door and keep items that I might need on hand. A smaller unit, that clips onto the larger unit, houses all of those little packets that we might need to assemble a meal. I try to keep what we need for the week in the upstairs pantry door and then the excess (or whatever doesn’t fit) ends up going downstairs.

If you want, I am happy to share where we keep appliances and stuff like that, just leave me a comment!

I hope that this will help give you some creat
ive storage solutions for your pantry!

Note: You can click on the pictures to expand the size.

Related Readings:

Free Up Pantry Space & Make a Snack
Making Your Spice Rack Usable
Getting the Car Organized
Gettin’ Quick in the Kitchen
Living Out of Your Pantry

Sound Off: What storage solutions have you found work in your pantry?

*Originally aired July 25, 2007*