Archive for the ‘Money & Finance’ Category

Freebie Friday June 12, 2015

Friday, June 12th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I’m sharing the contents of my carry on bag, discussing if group travel tours are really a deal, and have a tutorial for a sweet summer time capsule activity for kids as part of our Travel M Challenge. You’ll also find my review of Golden Tote and a fun interview with Jessica Knoll, author of Luckiest Girl Alive for our Sundays With Writers series!

Check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy,  find lots of inspiring DIY, food, decorating and craft ideas in our popular Notebook, and be sure to take a look at all the contests you can enter on our weekly round-up of great giveaways, too.

Have a great weekend, everyone!

Food & Drink
Health & Beauty
Entertainment
This Week’s Freebie Events: June 13 – June 19
13th – Barnes & Noble: Story time: Touch the Brightest Star, 11 am
13th – Lakeshore Learning: Design-Your-Own Race Cars, 11 am – 3 pm
13th – Lowe’s: Build Iron Man’s Avenjet, 10 am
13th – Pottery Barn: Father’s Day Gift Activity, 11 am – 12 pm
Pin It

Group Travel Tours: Are They REALLY a Good Deal?

Thursday, June 11th, 2015

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

My husband and I went for our first time out of the country this past month and it was the experience of a lifetime. In the upcoming weeks, I wanted to share with you a little bit about our experience with traveling internationally from how we saved the money to do it to packing for your vacation.  Since this is our first time out of the country, we lack the seasoned advice of travelers like Tsh from The Art of Simple (I have been just dying over their family’s incredible adventure, haven’t you?), but I hope we can bring a new voice to it about first-time international travel.

One of the keys to our success was utilizing a travel agent and going the group tour route for our first time traveling internationally. This surprised us so we wanted to share that experience with you especially if you are trying to travel internationally on a budget.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

The savings plan (I will go over that next week) had been in place for many years so that our family would not feel the pinch when we decided to take our 15th anniversary trip. Since it was our first time out of the country we had to get our passports. We headed to the post office to get the paperwork filled out which I was pretty nervous about.  I have so many issues because I dropped my middle name when I got married and this has been the biggest headache of paperwork ever since because my license and Social Security card do not match (thank you, Indiana).

My husband’s passport showed up in our mailbox quickly and I, of course, got a letter that my name was not correct on my license. After it being put before a board to determine if I am who I say I am (Sam I AM), they sent the passport with my correct name and that is when we started moving on the booking of grandma (bless her Jesus-sized heart!) and the booking of our travel.

I asked my friend Erika Brown from Chic Shopper Chick to help us because she and her husband had taken an excursion to Italy and she is my go-to gal when it comes to travel.

Armed with her amazing advice, we reached out to Cheryl Oddo from Carefree Vacations (telephone number 800.683.4074 and her email is coddo(at)carefreevacations(dot)com) to assist us with booking our travel.

PS- She said you can reach out to her if you are interested in pricing for yourself and she is awesome. Please tell her you are my friend! 

This was our first time working with a travel agent and it definitely will not be the last. Cheryl asked what we were most interested in seeing and looking for in a trip to Italy. She then sent to us several ideas for group travel packages that we could do and the pricing for each option. The pricing was carefully spelled out and told us what would be included (transportation, breakfast at our hotel, walking tours) and what wasn’t covered (airfare, additional excursions, tipping). We noticed the rates increased during the height of tourist season and selected one right before the rate hike for Italy to make the most of our money and the timing of our incredible grandma.

Here is where I keep things real….

I did not want to do group travel for my 15th wedding anniversary.

I did not want to be social.

Mostly, I just didn’t want to share my husband with anyone and I wanted to have a really romantic vacation with just him.

We weren’t thrilled.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

At the same time, we had NEVER been anywhere out of the states and the idea of navigating Italy was, indeed, far too daunting for the two of us. My husband didn’t feel comfortable driving and I didn’t feel comfortable planning an itinerary and finding public transportation to everything. This did seem like the best option and what unfolded was quite glorious.

Here are 7 reasons why I think group tours are a great travel option (if you are a seasoned traveler or not):

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Can Avoid the Lines for Important Monuments

The lines at some of the important monuments and museums had minimum wait times of an hour or more. Since we were on a group tour, our guide knew what time to take us to avoid the crowds to get the best experience, and they had a VIP line for tours where you could bypass all the people who were not on a tour and just go right in to see everything.  For us, we were only able to spend seven days in Italy and we wanted to experience as much as we could in this short amount of time. Doing the tour allowed us to see multiple attractions in a single day and beat the crowd doing it.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Have a Great Ride to See Everything Up Close

Our tour offered a motorcoach that even included WiFi so that we could share our photos and update email on the trip. Not only did we have an incredible guide, but our driver got us as close to our destinations as possible which helped us waste less time walking and more on the attractions themselves. The first night, for example, we got to see the lights of Rome and the bus pulled right up so we could take a photo. A nice touch of Andrea Bocelli singing Time to Say Goodbye certainly completed the mood while gazing upon the beautiful city.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Learn SO Much Through Guided Tours

Here’s a little secret, I was a terrible student and listener.

SHOCKER!

It’s hard to hold my attention so I was on the fence if a guided tour was going to be my cup of espresso, so to speak.

Here’s another shocker.

It was.

The reason?

The tour guides were phenomenal. One of our guides majored in art history the other was doing archeology in Rome. These guides just didn’t know a little about these attractions, they knew everything. Standing at the feet of David would have still been a moving experience, tour or not, but when the guide told the story of Michelangelo and his passion for art as well as helping us discover details that we would have never noticed before, it made it an entirely different experience.

 

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Still Have Time To Shop & Explore On Your Own

Our big worry was that we would just be on a neverending tour everywhere, but that wasn’t the case. On some of the excursions, we were given a quick walking tour and then we were told where to come back for meeting and for other tours and you always had the option to opt out of any experience and do your own thing. For us, the travel into destinations would be more to cab it and try to navigate on your own then it would have been taking the motorcoach in and having the free time.

One day we skipped a tour to visit the Uffizi. We let our travel director know where we were headed and he not only checked to see if he could get us tickets (impossibly awesome to do this), but he walked us to the cab, told us how long we might expect to wait, and where could pick a cab back up. After three hours trying to get in, we walked in the museum to see my husband’s favorite work of art and had a glass of wine on the rooftop with an incredible view. When we got back, my husband hugged our tour guide with tears in his eyes because it helped make the impossible possible.

It was the sweetest thing ever.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Will Know the Lay of the Land

No matter where you go there are good parts of town, bad parts of town, appropriate etiquette and tipping guidelines, and protocols  that you will need to know when navigating somewhere new. A guide can tell you where to find a bathroom (invaluable, if you ask me!), if you should tip someone, where to watch for pickpockets (and how they operate), as well as assist you if you have special dietary needs.

I thought being gluten-free would be an issue, but it NEVER was. I let our tour director know that I couldn’t have gluten and he let every single chef know wherever we ate. When on our own, he supplied incredible recommendations for where to get a bite to eat.

Safety would have been a big concern if we would have been on our own. We were advised how to hold our purses and where we shouldn’t be going to avoid having our money stolen.

Part of me disbelieved the hype until we stood in line at a museum and a girl told us how kids were distracting her and being cute in a seat next to her while they stole all the money in her purse on the subway.

Maybe this wasn’t just hype. Maybe we were really lucky to know this after all.

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Will Save A LOT

Not only did the travel agent provide good advice for making the most of our money, but the group tour option saved us thousands thanks to the affordability of group travel.  Factoring in the better budget accommodations, the transportation (by boat and by car), the included meals, and the walking tours, we really saved a bundle by going through a group tour.

Were all the meals spectacular? No. Were all the hotels fantastic? No.

We shrugged it off and worked around it. Most places we were there only a night or two so it was easy to laugh off. If we wanted better food, we could cab it somewhere better than the hotel offerings.

Group travel does require flexibility and it isn’t always perfect. For the most part, it was about the destination and the people…not necessarily the accommodations!

Group Travel Tours: Are They REALLY a Good Deal?  from MomAdvice.com

You Will Make Incredible Friends

You know those two people who just wanted to be ALONE and not be social?

#lifeoftheparty

We met people from ALL OVER THE WORLD.

I even met two bloggers/photographers (check out Better Family Photos & Kellie Carter Photography)- what are the odds?

It never felt lonely or isolating when you had people to talk with.  Everyone has a story and I tried to put my listening ears on (see above why this is hard) and really listen and learn from these incredible people. My heart was so full and we had so much fun together that I was teary-eyed when it was time to go. Not to just leave this incredible country, but to leave these incredible friends. How lucky we are to have a place like Facebook where we can continue to follow one another.

There you have it.

Group tours are not only far more affordable, but they are officially the Clark jam.

We can’t wait to do another one!

Have questions? Ask me! Have a personal experience doing a group tour? Share it here! See more photos of our trip on Instagram (I’d be honored!) xo

Pin It

Apron Full of Giveaways 06.09.15

Tuesday, June 9th, 2015

Strawberries apron via Etsy

Source: Lottie Ann Designs,  $21.98

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

Pin It

Freebie Friday June 5, 2015

Friday, June 5th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we’re kicking off this month’s Focus on Travel M Challenge with some great ideas and tips: Tips for Traveling with Kids, Family Disney Travel Tips, and my favorite thing we’ve done with our kids for Christmas, a Choose Your Own Adventure Travel Idea. And we’ve got lots more in store for June, so be sure to sign up for our newsletter or check back daily so you don’t miss a thing!

Check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy,  find lots of inspiring DIY, food, decorating and craft ideas in our popular Notebook, and be sure to take a look at all the contests you can enter on our weekly round-up of great giveaways, too.

Have a great weekend, everyone!

 

Food & Drink
Zing Zero Calorie Sweetener Sample
Any Doughnut at Krispy Kreme on June 5th
Snapple Tea on June 10th with Coupon
Pineapple Berry Blue Iced Tea at Teavana on June 10th
Kraft Barbecue Sauce at Kroger with eCoupon

 
Health & Beauty
 
Entertainment
 
This Week’s Freebie Events: June 6 – June 12
6th – Barnes & Noble: Join story time featuring Oh, the Places You’ll Go!, 11 am
6th – Home Depot: Build a Load ‘n Go Truck, 9 am – 12 pm
6th – Lakeshore Learning: Create Beaded Bubble Wands, 11 am – 3 pm
6th & 7th – National Museums: Bank of America Cardholders get free admission all weekend long

 

Pin It

Apron Full of Giveaways 06.02.15

Tuesday, June 2nd, 2015

linen half apron

Source: Lost in Linen,  $28.63

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

Pin It

The Top 7 Apps to Organize Your Life

Tuesday, May 19th, 2015

Note: In honor of our M Challenge focus on Technology, I’m reposting this because I still can’t live without my iPhone, and these apps are still some of my top favs! Please chime in with any you use now, too!

If you asked me the one thing that I could not live without, it would be my iPhone. Today I want to share the top iPhone apps that have organized my life and my family. This gadget has brought more organization to my life than I dreamed possible and is what I rely on daily to tackle the day-to-day tasks as a mom. Of course, you don’t have to have an iPhone to benefit from these apps, almost all of these are available to any smartphone user. Here are my top 7 apps to get your family organized.

Cozi App

Cozi

Whenever I talk about the best apps to organize a family, I always think of Cozi first. Over the years, this app has evolved so much and fits perfectly into our family’s everyday needs. Cozi is a calendar app that is made with a mom in mind. It is easy to use, color-coded (for each family member), includes pictures of your sweet little ones, helps you with your grocery list, and offers text message alerts to you for appointment reminders…all from one central location.

My favorite feature that has saved our family countless fees and embarrassment is their text reminder service. When I input our family’s appointments, I can have a text sent to myself or to my husband that reminds us about that appointment. The reminders can come whenever you designate them (one hour ahead, one day ahead, one week ahead, etc..).  Does your child have jean day at school? Super silly hair day?  Little things like that are even input in this handy calendar and a text reminder goes out to me first thing in the morning to save my children from their mom’s forgotten dollar or the super exciting monthly “skip your uniform,” day.

(Free. Available for the iPad, iPhone, or Android.)

 

Mint

If you are looking to get your family’s finances back on track this year, my favorite and most reliable financial reporting comes from Mint. Mint can be set up through your home computer, your smart phone, or tablet.  An account with Mint can be set up in less than five minutes and gives you the chance to set budgets to your spending categories and track them with handy pie charts and graphs. In one glance, you can monitor your checking, savings, investments, and retirement at any moment during the day.

Most of the spending categories are immediately categorized for you while unfamiliar categories (like your favorite local restaurant or doctor’s visit) may need a quick categorization for accurate reporting. For tax purposes, you can also tag items for reimbursement so that it can help later when filing your taxes.

The best part, I have found, is that Mint will alert you via email when spending or withdrawals seem high. Did the mortgage company take out an extra payment? Did you have an unusually high amount of withdrawals in one month? Was a large deposit made? Mint sends you an email to alert you of unusual transactions happening in your account which could potentially save you from being the victim of credit card fraud.

(Free. Available for most devices.)

 

Grocery IQ

Making and sticking to your grocery lists has never been easier thanks to the Grocery IQ app. With Grocery IQ you can type, speak, or scan grocery list items into your list. The list automatically adds your items into categories and then alerts you if coupons are available for any items you might be adding to your list. Coupons can then be sent to your email when your list has been made or (if you have a wireless enabled printer) can be sent to your printer for printing. As you gather your items from your list, simply check it off and the item moves to the bottom of the list. Once your whole list is complete, everything is shifted towards the bottom and then can simply be clicked to add those repeat items back on the list for your next visit.

Since I always have my phone with me,  switching to an electronic grocery list has been much easier than I thought it would be. The coupon feature helps save our family money on items we were already planning to buy and the list helps keep our family budget on track. I also love that I can sync my list from my iPad to my iPhone so I can use whichever device I have handy to add items when we need them.

(Free. Available for the iPad, iPhone, or Android.)

Evernote

If you are trying to stop the paper pile-up from school, Evernote is a fantastic tool for  clipping and saving those papers in one spot that you can access from your phone or computer. When items come home to us that I might need to reference for our family later, like the cafeteria lunch schedule or the recess schedule, I can either take a photo of what I need or I can scan that item into Evernote and tag it with, “School,” for easy reference.

Things that I often refer back to, like our library card numbers, gift card numbers that I want to store on my computer, receipts for purchases, or even keeping track of the books my children are reading in a particular series are all housed in my Evernote account for easy accessibility when I need them.

No more scraps of paper all over the house or hanging on to newsletters for one paragraph of information, Evernote has become my virtual notebook to keep us organized.

(Free. Available on most devices.)

SpringPad

Menu planning can be a challenge for families and keeping track of all of those recipes you want to try can be a challenge when your Pinterest boards are overflowing with ideas. I have come to rely upon SpringPad for creating our family’s weekly menu plan. I think of SpringPad as a virtual notebook where you can privately or publicly share things you want to reference to manage your life. Notebooks can be created on any topic, but I create weekly notebooks of menu plans for my family, adding those recipes into a notebook so that I can reference them later, whether I am cooking in the kitchen or I am at the grocery store and not sure if I added all the ingredients to my list like I thought.

Depending on how the recipe is input into the source, SpringPad will either pull the recipe right into your notebook so you can view it right from the notebook, you can manually add in the recipe, or a link to the recipe will be provided so you can access it from the page you found it.

(Free. Available on most devices.)

30/30

Setting a timer to get tasks done around the house is an old school method that works remarkably well for productivity that has now been brought to the future with this 30/30 app for organizing your day.  The idea behind this app is very simple: you work for thirty minutes and focus on a single task with no distractions. When your time is up, you give your mind a break and do something completely unrelated, also for thirty minutes. This 30/30 cycle is repeated until your tasks are done.

Type in what your ideal day will look like including blocking out times for a little down time like enjoying a cup of coffee, time wasting on sites like Facebook or Pinterest, or just time with a great book.  Then set up what the rest of your productive day will look like and use the 30/30 app to visualize if you are going to get your tasks done in the designated time.  It provides a countdown and a visual reminder of what you are working on and beeps when your time is done. Simple, visually pleasing, and highly effective, I can’t recommend this app enough to increase your productivity.

(Free. Available for the iPad or iPhone.)

8MM Vintage Camera

Capturing my children on-the–go is one of the main reasons I decided to get an iPhone. While I rely heavily on Instagram for capturing still images of our family from day-to-day I also love to capture movies of them.  Although we have many fancy camcorders laying around our house, the one recorder I always have with me is my phone. I am a huge fan of vintage looking film and pictures so I have found that the  8MM vintage camera app is a fun way to add a little vintage to our family’s most precious recorded moments.

($1.99. Available for the iPad or iPhone)

What are your favorite apps for keeping your family organized? Chime in here and share your family’s favorite tools!

Pin It

Apron Full of Giveaways 05.19.15

Tuesday, May 19th, 2015

Pink-Black Apron via Etsy

Source: Boojiboo,  $28.75

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

Pin It

Freebie Friday May 15, 2015

Friday, May 15th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I was finally able to share about my fun interview with Molly Ringwald all about her book, When It Happens To You, for our Sundays with Writers. Totally fan-moment for me! For our Focus on Technology M Challenge, I updated two of my favorite articles that really helped us get our kid tech-time under control: printable tech & chore tickets, and ways we try and make face time a priority. Mary Carver is also sharing some great tips about using technology to make the most of your summer!

See who’s guest-posting on this week’s edition of It’s the 3 Little Things & get your weekly dose of happy,  find lots of inspiring DIY, food, decorating and craft ideas in our popular Notebook, and be sure to take a look at all the contests you can enter on our weekly round-up of great giveaways, too.

Have a great weekend, everyone!

Food & Drink
Health & Beauty
Entertainment
This Week’s Freebie Events: May 16 – May 22
16th – Barnes & Noble: Join story time featuring Ballet Cat, 11 am
16th – Lakeshore Learning: Create a Hot Air Balloon, 11 am – 3 pm

 

Pin It

Apron Full of Giveaways 05.12.15

Tuesday, May 12th, 2015

Blue Check Half Apron via Etsy

Source: Ten Fifteen Bucks,  $10.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

Pin It

Freebie Friday May 8, 2015

Friday, May 8th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice I am sharing a couple of graduation-themed posts – one for DIY Grad Party Ideas and the other showing how to create Money Book Page Posies to gift a grad (or anyone!). I’ve also got a great giveaway going to win a gift card to Shoe Carnival, so make sure you enter to get a chance to win some fun shoes. Finally, I introduced our m challenge theme for the month of May: Focus on Technology. We’ll be talking about how to manage it and some tips to get the most out of something that has become so important in our lives. I’m really looking forward to it!

You’ll also want to check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy, and you can find lots of inspiring DIY, food, decorating and craft ideas in our popular Notebook, as well as enter a ton of contests in our weekly round-up of great giveaways.

Have a great weekend, everyone!

Food & Drink
 
 
Health & Beauty
 
 
Entertainment
 
8×10 Photo Print at Walgreens (with coupon code FREE2PRINT)
 
This Week’s Freebie Events: May 9 – May 15
 
9th – Barnes & Noble: Join story time featuring Mom School and How to Babysit a Grandma, 11 am
 
9th – Lakeshore Learning: Create a Garden Blooms Photo Frame, 11 am – 3 pm
 
9th – Lowe’s: Build a Mother’s Day Planter, 10 am
 
9th & 10th – Pottery Barn: Make a Tissue-Paper Flower Craft for Mom

 

Pin It