Day 16: Bulk It Up

For our Month of Savings, I want to share with you the benefits of using a wholesale club membership. Whether you are a family of two or a family of seven, there are many benefits to being part of a wholesale club.

First, if you haven’t read my small book on wholesale club shopping, I would highly recommend this article. It does a good price comparison of what the clubs offer and the cost for your membership. I did this a couple of years ago and it is still one of our most popular articles.

In our area, the only wholesale club that we have is Sam’s Club. When we lived in other states, we have had two or more choices, but this is the only choice now for us. Therefore, I can only really provide experience with this wholesale club, but all of them are excellent and have their own great benefits.

When I first began using my wholesale club membership, I just bought in bulk. I really didn’t think about prices and I just assumed that buying bigger meant that I was getting a better deal. I know I have come a long way since that time, but I am still learning every day.

Here are some of my tips for good deals in the wholesale clubs:

1. Make sure to carry a price book with you and take the time to really crunch the numbers before you make your purchases. We have a free price book sheet that you can print off on our website!

On my first visit with my price book, I simply wrote down the quantities and prices of the items that I buy most often. I brought all of my research home with me and then plugged it into my calculator. I was able to really sit down and see who had the best deals.

If you have choices for wholesale clubs, see if you can go to all of them (with a friend who is a member or check into one day passes at the stores) and compare prices between the items that you buy most frequently. Some of these stores have their pricing available online too so check out their websites for additional pricing information. Choose the club that is going to give you the most bang for your buck.

2. Don’t overlook the extra perks of your wholesale club membership. These clubs offer great savings on optical wear, prescription drugs, photo services and other insurance benefits. Check each website to see what benefits you can take advantage of and don’t forget to flash that card- you might be surprised where you can get some discounts (like here or here).

3. If you don’t think you will be using your membership that often, try sharing the membership fee with a good friend or family member. Schedule your shopping day together and split the cost of the membership.

4. If you have a Sam’s Club, look into their Click N Pull shopping option. This is the best thing in the world for impulse shoppers and for moms with screaming children who hate shopping (like myself!) I use this feature almost every single time we go because it saves me lots of time and money. You can read my personal and in-depth review here on how this feature works.

5. Gas prices can be much lower at the wholesale clubs than your gas stations. Make sure to understand what types of payments are required before you go to the pump though. Costco, for example, will not accept cash at their pump.

I also received a great reader tip today that just so happened to fit our theme today!


Our family loves shopping at Costco and we wind up there at least once a week to buy salad, milk, and fruit.
I send my digital pictures there to be printed at .19 cents per picture in only an hour. You can add borders and special effects at no extra cost!
We also chose to buy their Executive Membership for $100 per year. This is the way to go if you spend a lot of $$ there each year. We get our clothes for the kids, gifts for family, and large food buying done there so it works well for us. If you have the Executive membership you get a cash back reward each year that you can use to pay for the membership. We got a check back for $89 so we only paid $11 for our normally $100 membership!!!!
Thanks again for all of your ideas!

Consumer Reports also offers these great tips for smart wholesale club shopping:

  • Make a list and stick to it.
  • Know how to identify super-bargains. At Costco, “.97” at the end of a price generally indicates discontinued or slow-moving products. At Sam’s, a “C” at the end of the item number denotes a canceled item.
  • Compare the club’s unit prices to those at your supermarket for heavily discounted staples. Supermarkets might be less expensive.
  • For big-ticket items, compare the club price to that of other retailers by going to sites such as or BizRate.
  • Consider splitting large buys with friends. Otherwise, don’t buy in bulk perishables or medications with a short shelf life (check the expiration dates). You’ll end up tossing a lot away.
  • Try unfamiliar products judiciously. You don’t want to get stuck with, say, a gallon of Brand X Vidalia onion salad dressing.
  • Pay with cash; it’s a reality check on how much you’re spending.
  • Shop on weekdays, preferably when the store opens or in midafternoon. That’s when crowds tend to be lighter.
  • Not sure about joining? In many states you can request a day pass at Sam’s Club and pay a surcharge, typically 10 percent over what members pay. Costco used to have a similar program, but discontinued it. Now, only members can purchase there.

Finally, I have been able to pay for my wholesale club membership by just the savings I have received from my baking supplies. You can read all about my adventures in making bread and my discoveries on their cheap baking supplies.

Potential Monthly Savings: $30 or more

Sound Off: Do you have a wholesale club membership? What do you ALWAYS try to buy when you are at your wholesale club?

Published August 21, 2007 by:

Amy Allen Clark is the founder of You can read all about her here.

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