Ask the Frugal Momma: How Do I Work From Home?

Posted on January 3, 2008 by Amy

Well, thankfully our phone & internet has been restored. I discovered I have quite a dependency on it and spending an entire evening over at a supermarket in the yucky weather was not ideal.

Since the CBS Early Show aired our segment, I have been really bogged down with emails and, ironically, many of them are scammers trying to scam me out of some more of my money. Right now we are not interested in any work-at-home opportunities for ourselves personally, but thank you so much for thinking of us.

For those who are legitimately trying to find work at home opportunities, please know that my sympathies are with each of you. It is really hard to find work-at-home employment and it is particularly difficult to carve your own niche into the work-at-home world.

Direct sales jobs abound and can be very fruitful for people who are really dedicated and who work hard. Sitting on a couch watching the money roll in will probably not be happening in your near future, but hard work can help you achieve your work-at-home goals.

Things that can be helpful when starting out-

1. Look at the cost investment- Always make sure that you understand how much it is going to cost to get started. Some companies, like Avon, only have a very small amount that you need to pay to start your business upfront. Other companies can require you to spend $500 or more to get started. Be sure you understand how hard you are going to have to work to recoup your investment and be very careful! If you want to dabble in working at home or are unsure if you are disciplined enough to do something like this, please don’t throw in a huge investment to make that discovery. It breaks my heart when people tell me they are having a difficult time financially and then they decide to work at home with a $2K start-up fee and then weeks later say they made the wrong choice.

2. Know your strengths- If you are very shy and have a hard time talking to people, direct sales jobs can be difficult to do. I tried direct sales and discovered that I just wasn’t good at it. I don’t want to “bother” people so it was hard for me to do a job where I had to call and ask if people wanted to place orders, emailing them about parties, asking them if they wanted to buy stuff, handing out catalogs, etc… It wasn’t for me! BUT, you might have a way with words and have just the right personality for this kind of job.

If you aren’t sure what your strengths are, ask your friends and family. “You know me best. Do you think I would be good at a _____.” They should be able to help you in making your decision too!

3. Go to the library- The library is a wealth of FREE information for someone who is looking into working from home. It is an easy way to explore different career paths without making an investment. Check out books on how to start a simple website, how to sell items on Ebay, or find information on great work-at-home careers.

4. Network- Network with anyone and everyone that you can. Join community groups or take advantage of the great communities that you are already part of to begin the networking process. Bater your services with other work-at-home moms, share resources for great deals, and just vent to one another about your work-at-home difficulties.

5. Get a Cheap Website- I asked my husband about this one and he said, “You are trying to put me out of business!” As a freelance web designer, he is going out on a limb to share this information so leave us some comment love!

He suggested Microsoft Office which is FREE! They also have package deals with more features for $19.95 and up. If you are just experimenting and trying to get started, this would be a nice option to explore.

6. Make Money- The bottom line is that there are legitimate opportunities out there, but they are usually names of companies that you know and recognize. The only other option is to go out on your own and start your own little adventure. If you don’t have the resources or knowledge to do something new like this, check into community courses on starting a small business or starting a website. Even some libraries offer basic courses in computer skills to get you started.

I personally started this website and made below the poverty level for almost two years. Some months we were extremely excited when we brought in even $80 after I worked for 20-25 hours a week on the website. I do not have a company of people to help me and it has made the money growth a lot slower for me…BUT….I am staying home with my children and I am my own boss. It isn’t a ton of money, but it is a modest income that helps when you are just trying to make ends meet. I guess what I am trying to convey is that it is important to be realistic. Growth takes time and devotion. If you aren’t devoted to your business/craft/adventure then you probably will end up giving up on it before you can see the numbers begin to turn in your favor.

7. Get Advertisers- I also wanted to address the question about advertisements. There are tons of places you can go through for making money through advertisements. You can do sites like:

Google AdWords
Pay Per Post
BlogHer Ads

I am sure there are many other programs, but these are some of the basic ones that are easy for new sites/blogs to use. You can also become affiliated with companies and make money from referral programs. For example, you can sign up with a company like Commission Junction and make money if you refer people to sites/services.

As you develop more of an audience, you will find that new avenues of revenue opportunities are available. Sites that develop a strong audience can begin going out on their own and creating their own advertising. I did this in the beginning and I was able to pocket all of the money from the advertising, but I had a hard time keeping up with the accounts. I used PayPal for making payments to me, but I had to send out the reminder letters, pull the accounts when they were expired, send invoices, and we might have had to even design the advertisements. It was a lot of work! You have to be more disciplined to keep up with something like this on your own, but you also can keep all of the money you earn!

Other avenues that could open up are advertising networks that are only available to the bigger sites. One network we joined required a monthly minimum of 250K page views each month. That was the minimum. You can imagine how long it took us to get to that point, but we got a bigger piece of the pie.

When you start looking into this territory you need to start exploring how your money is generated and what income you can expect. Do you get money just if people view the advertisements or is your money made only through people clicking on the advertisements? How big are the advertisements? How many will you have to place on the site? Do you get to help pick what appears on your site? Will the advertisements fit with your audience? Will ADULT CONTENT be shown? (This is particularly important if you are trying to run a family-friendly site)

I hope that my answers do not scare anyone off, but I did want to share as much as I could on this topic since I got some really heartbreaking emails. I am so sorry to the families who have lost money because they have been scammed. There is nothing wors
e than being scammed especially when you are in a vulnerable financial state.

Please let me know if you have more questions by leaving me a comment! The comments keep me motivated and also help me understand what more I can share with you all.

Day 24: Become a Coupon Queen (or Not)

Posted on September 1, 2007 by Amy

Should a frugal gal use coupons or should she not? Do coupons really save money or do you just end up spending money that you would have not spent?

I go back and forth on this topic and it really depends on where I am doing my shopping. When I shop exclusively at Aldi, I can’t use my coupons. When I shop at other stores, it is usually a toss up on whether the generic is the better deal versus the brand-name with a coupon.

You will talk to some people and they are nuts for coupons and their receipts really prove it. Others of us, don’t believe all of the hype and say it is a waste of time and effort.

Since I started doing more of the drugstore rewards, in conjunction with my Aldi trip, I have found that it is possible to get items for free or really inexpensively. You could say that I am becoming a believer again in all of the coupon hype.

Here are some of the tips that I have used to help me follow the path towards coupon savings:

- Organize your coupons in a way that works for you. I have heard everything from shoe boxes to baseball card collection holders can be great ways to organize your coupons. Each person has a different system of organizing, just do what works for you. For me, I like to categorize them and then arrange by dates. I have also been known to lump everything together and then arrange by dates, to insure that I use the coupons before they expire. Right now I am finding categories works a little better for me so that is what I am doing at this point. My arrangements do change, depending on my mood.

- Make sure you put your coupons in a place that you will always have them when you need them. There is nothing worse than having all of your coupons cut and organized, only to discover that they are not with you when you need to do your shopping. Try storing them in your purse or in your car so that you will have them when you decide to make a quick stop at the store.

- There are only savings to be had if you are buying something because you normally use it and would have put it on your grocery list anyway. If you are using a coupon to just get a quarter off and this still leaves you footing a $4 tab, then using the coupon is actually doing a disservice to your budget instead of benefiting it.

- When I first started learning about coupons, I actually was pretty confused. What is the difference between the manufacturer coupons versus the store coupons? Well, the manufacturer coupons are the kind that you find in your newspaper, that come from the companies themselves. The store coupons, however, are the ones that you find in your store specific flier. The great thing about store and manufacturer coupons is that they can be used in conjunction with one another. If Dole, for example, has a coupon for $.50 off of a can of pineapple and Walgreens has a coupon for $.25 off of a can of Dole pineapple, you can use the two coupons together. Your total savings would be $.75 off of the can, and that equals a really great deal for your family. You might hear coupon queens refer to this as the “double whammy.” You can also achieve a “triple whammy” if you use the store coupon, manufacturer coupon, and you pick an item that is on sale.

- If you love certain products, call the 1-800 number and rave about the product. Share your experience with them and ask if they have any coupons or if they can add you to a mailing list. Customer service representatives get a lot of disgruntled customer calls, so not only will you brighten their day, you might also be able to pocket some savings on your next trip to the store.

- Look for coupons in unexpected places. Always check your receipt, at the end of your shopping trip, to see if any printable coupons were printed. Other unusual places for coupons are inside of your magazines, hidden inside of your piles of junk mail, and inside/outside of the packaging on what you are using. I am often surprised how many coupons I can find in these unusual places.

- Visit the websites for companies and sign up for their mailing lists. They will usually have printable coupons you can use on your groceries, or will add you to future mailings on special sales they are running.

- Shop at stores that double or triple your coupons. You will maximize your savings much more if you can go to one of these stores.

- Try using the Coupon Mom website, to figure out how to maximize your savings with your coupons. This website is free and can tell you exactly what you need to buy and when. There are also services that you can pay for, such as The Grocery Game. I have never paid for the service so I have no personal experience with it, but there are many people who swear by it.

- If your friends or family do not cut coupons, ask if they will save the coupon fliers for you.

Potential Monthly Savings: $10 or more

Sound Off: Do you have any coupon tips to share? Are you a believer in the coupon hype?

Ask Frugal Momma: How Do You Organize Your Pantry & Cupboards?

Posted on July 25, 2007 by Amy

I know you guys were most impressed with the way we organized our closet, but what you *REALLY* wanted to know is how do we organize our pantry.

Remember when I revamped my laundry system and my yard sale system? That day I hit up the same college student for a great bookcase that she was getting rid of for only $20! I knew right away what I wanted to do with it and couldn’t wait to bring it home and put it in our basement.

First, let me give you some background information on our house and previous storage solutions. My kitchen does not have very many cupboards or pantry space so I have had to be more creative with my storage. Our big dream is to expand my tiny utility closet into a walk-in pantry, but until that happens I have been storing the majority of my pantry items in our basement.

Previously, we had a dark wood bookcase that was extremely deep that we were using to store the pantry items. We had ripped this “bookcase” out of our closet that we had turned into an entertainment unit. Yes, you could say that we are pretty creative with our smaller home. We have tried to maximize the space in places that were not being used properly instead of moving into a bigger home.

Due to the depth and darkness of the unit, what had ended up happening was that I found myself doing the repeat-buying. I would look in the unit and say to myself, “No tomato paste?” And then I would rush to the store and buy tomato paste. When I would pull items out though, I would see twenty cans of tomato paste that I had already bought. This was not frugal and the bookcase was working against me.

The location of the unit was also not the smartest place for me. With a quad level home, I was already making the trek down all of our stairs to retrieve items and then walking into the farthest corner of the basement to get what we needed. It was inconvenient and not a functional storage solution.

Welcome to the new home for my canned goods! This bookcase rests just at the bottom of the stairs in a well-lit area of our basement. The light wood color makes it easier to see what is in my pantry and the labels (created with my label maker) make it easy for even my husband to find what we need out of the pantry.

Our upstairs cupboards needed revamping as well. We have the same problem with our cupboards as we did with our former basement storage solution. One cupboard was extremely deep and items would get shoved back there until we said, “Hmmm… do you think that this is still good if it expired in 2003?” Obviously, we were wasting food and valuable cupboard space.

Repeat the same scenario above with the Lazy Susan unit that we had, but just make the items revolve in mass chaos. Clearly, we had a serious problem!

I got these handy storage baskets for less than two dollars each and divided our pantry items into categories. The storage baskets made it much easier for me to pull down exactly what I needed, rather than climbing up on a chair to try and dig through the back of the pantry. It also makes throwing items out quicker, when I need to clean out the pantry, and makes tasks easier because I had grouped like items (or cooking projects) together.

Here is how I grouped the items:

Spices- All of the spice containers were gathered together and imagine my surprise that we had plenty of repeat performers in this category. I wiped down the spices and consolidated them into one container. The spice container is residing in the cupboard closest to the stove. I can pull the small basket down and take out whatever we need and slip it back into the cupboard when I am done cooking. This is much easier than rifling through fifty teeny bottles and makes shopping day easier too!

Cake/Cookie Decorating Supplies- These are items that are used less frequently, but still needed a home. I put these higher up in a basket with handles. Piping bags, piping tips, cookie cutters, food coloring, sprinkles and the birthday candles (that no one could ever find) all went into this container.

Baking Supplies: This is a pretty general category, but it was all of the items that I needed, but could never find. In this larger basket went our baking powder, baking soda, confectioners sugar, shortening, and cocoa powder.

Rice/Pasta: These ingredients went into a larger basket and all of the boxes were consolidated and smaller pastas and the rice were placed into clear Mason jars. The mason jars were labeled and have the cooking instructions labeled on them (unless I knew the directions by heart). In the Mason jars were white rice, brown rice, jasmine rice, orzo pasta, macaroni, and couscous. Larger pasta included linguine, angel hair, and thin spaghetti. Everything fit more neatly and anything extra went into the downstairs bookcase unit.

Flour/Sugar: This organizing unit went into our Lazy Susan. This included wheat flour, white flour, self-rising flour, cake flour, brown sugar, and white sugar.

Syrups/Oils/Vinegars: This organizing unit also went into our Lazy Susan and included corn oil, vegetable oil, canola oil, olive oil, balsamic vinegar, white wine vinegar, red wine vinegar, molasses, honey, and maple syrup. Using this unit eliminated the “sticky” factor, which usually occurred, making a huge mess in the bottom of our pantry. Any extra condiments also get put in there, as they are often used in recipes.

Finally, the items that I like to keep on hand upstairs all go into our pantry door. We bought one of these wire units that mounts on the door and keep items that I might need on hand. A smaller unit, that clips onto the larger unit, houses all of those little packets that we might need to assemble a meal. I try to keep what we need for the week in the upstairs pantry door and then the excess (or whatever doesn’t fit) ends up going downstairs.

If you want, I am happy to share where we keep appliances and stuff like that, just leave me a comment!

I hope that this will help give you s
ome creative storage solutions for your pantry!

Note: You can click on the pictures to expand the size.

Ask Frugal Momma: Washin’ the Washer

Posted on July 17, 2007 by Amy

Dear Frugal Momma, Would you mind doing an entry on cleaning the washing machine…both inside and out? I know that probably sounds strange, but I try to clean everything in my home on a regular basis! Thanks in advance! The Cleaning Queen

I have to admit that this is something I had never really thought about, although I am sure it is one of those items that I should add to my regular home maintenance. This entry required a little research so I hope that it will help someone else out there!

For the interior of the washer, you will want to clean your washing machine from time to time by running it empty on a hot cycle. I will offer up two choices for cleaning the washer. You can do it the environmentally-friendly way or by trying the bleach version.

The first way that you can clean the washer is by running the hot cycle with one cup (250 ml) of white vinegar. Just add it during the cycle and allow the vinegar to clean the washer for you. The vinegar will help remove any detergent deposits that have built up on your washing machine.

The second alternative for cleaning can actually be used in disinfecting a variety of non-food-contact surfaces. The recipe was supplied by, “Home Comforts” written by Cheryl Mendelson. This method is recommended for your washer, as well as the bathtubs, showers, sinks, marble, plastic, fiberglass, diaper pails and indoor garbage cans. The disinfecting solution is not recommended, however, for metal fixtures or on dark or colored grout.

Disinfecting Solution

3/4 cup bleach
1 gallon warm water
1 tablespoon of powdered laundry detergent

Using solution, wash surface or object clean. Then keep it wet with the solution for at least five minutes. Rinse and let dry.

The exterior of most washer and dryer tops are made from porcelain enamel or synthetic enamel. This type of material does not stand up well to repeated exposure of chemicals such as ammonia, chlorine bleach, or any abrasive cleaners.

The best solution for cleaning the exterior of the washer (and just about everything else) is my homemade all-purpose cleaner. The recipe for that is:

All-Purpose Cleaner

2 tablespoons dish soap (any kind works fine)
2 cups warm water

Put two ingredients into a spray bottle and give it a shake to incorporate them.

If you begin to see any mildew damage to the rubber door seal, on your washing machine, you will want to disinfect it to discourage further problems and to remove what has already occurred. Make a solution of one cup chlorine bleach to two cups warm water. Wearing rubber gloves, first wipe the lower portion of the door seal (where the water and bacteria will be most concentrated) with a soft cloth soaked in the bleach solution. Then wipe down the entire seal. Finally fill the bleach dispenser with bleach and run the washer empty through one hot cycle. You can repeat this process every two to four months to keep mildew down. This is particularly recommended if you live in a humid climate or if your laundry room is not well-ventilated.

I hope this helps answers your question! Please feel free to email your questions directly to me at amy@momadvice.com on any topic related to homemaking or saving money. I would be happy to answer your questions. You can also submit your questions through our forum.

Ask Frugal Momma: Getting to Know the Bread Machine

Posted on June 28, 2007 by Amy

You have been talking about bread machines and making bread. I am interested in doing this since I am home all the time and I love fresh bread.

I was at the Goodwill and saw many of them and they were kind of cheap, like 20.00 or less. I am dumb so help me out. Does the machine knead the dough and bake it and everything in the bread machine?

If I would purchase one at the Goodwill how would I know if it works or not?

I am interested. Please help me find a way in a new venture.

Signed,

Future Bread Maker

First of all, thank you for your question! The Ask Frugal Momma column can’t happen without your questions, so please keep sending them my way. You can email any and all questions to amy@momadvice.com. We have had some fun topics and I am very excited to share with everyone!

Do any of you have bread machine gathering dust in your house? A lot of people buy these appliances and then end up donating them at their local thrift store because they never use them. I think of the bread machine as a modern day convenience, but in a culture where we want everything NOW, waiting for a loaf of bread can seem like an eternity. Why wait for a hot loaf of fresh bread when you can grab a loaf at your supermarket? And what exactly is the purpose of that appliance that is taking up space on your shelves?

On any given day in our house, you will find our bread machine happily humming along and whipping up fresh dough and bread for us. We use our bread machine almost daily, and spare ourselves the expense of fancy bakery breads. Not only that, but our bread machine has a regular performance in our house on Friday nights. This appliance makes our favorite pizza dough for our official “family night” together.

The purpose of a bread machine is to be able to make fresh bread when you want it. The reasons vary from person to person on why they choose to make their own bread. Many people have concerns about the additives and preservatives that are found in store-bought breads. Another reason that many people choose to make their own bread is because they just enjoy the taste of homemade bread. My reasoning for making our own bread is because I like to save our family money. Making your own bread costs so much less than purchasing a loaf of bread, and the rising grocery costs have only fueled my desire more to make it at home.

I am not a baker though and our days seem to be jam-packed with activities for our family. Taking the time to knead, rise, and bake bread…well, that hasn’t seemed to top the priority list at this point in my life. Lucky for me, there is an appliance that can do all the work for me and all I have to do is pull the finished loaf or ball of dough out.

To begin, all you have to do is put the ingredients in and select your setting. Some of the older machines have just a handful of simple settings. I find that the settings we use most on our machine are Basic and the Dough cycle, which can be found on every machine. The basic cycle is just the basic setting for making a loaf of bread. The Dough cycle just completes the kneading and rising of the dough. Once the dough cycle is complete, you can take the dough out and shape it into your loaf pan or do fancy braids or rolls out of the dough.

Inserting your ingredients into a bread machine is also very straightforward. If you are making the loaf right away, you can insert the ingredients in any way that you want. All of these ingredients will immediately be stirred together and so it will not matter what the order is. If you use a timer delay on your bread machine, delaying the start time of making your loaf, it is imperative that you put the ingredients in the right order or your loaf will not turn out right. The order of ingredients is liquid (liquids include water, oil, milk, eggs, or honey), flour, other dry ingredients (salt, sugar, baking powder, seasonings), and ending the ingredients with your yeast. The most important part of putting the yeast in is to make sure that you make a small indentation into the center of the flour so that the yeast does not react with the other ingredients.

Upon inserting your ingredients, your bread machine will take over the process from there. The machine will knead the ingredients together, give the bread its rising time, and then it will bake the bread. The bread machine will signal when the bread is ready and you can allow the bread to cool inside of the bread bucket.

There is no need to spend the money on convenience bread machine mixes; in fact, you can make your own convenient mixes handy for the week. I take plastic storage bags and make an assembly line of the dry ingredients and do my bags once a month. On the outside, just write what liquids you will need to add and you will only have a dirty kitchen once.

A quick glance at grocery store prices though and you will wonder how there could be any possible savings with making your bread at home. The key to making this the least expensive on your family is to purchase all of your ingredients at your local wholesale club. With proper storage, you can buy the ingredients in bulk and save your family loads of money. For example, our wholesale club has twenty-five pounds of bread & all-purpose flour for under $6 each. Two pounds of yeast will run you just under $4. What a difference compared to the prices in your regular supermarket!

For storage, flour can be stored for up to a year in an airtight container. With bulk storage, a large plastic bin that has been clearly labeled is ideal to keep your flour fresh. Yeast is the easiest ingredient to store and has a very long shelf life. I store my yeast in a clear jar in our refrigerator door. With both of these ingredients, writing an expiration date on the label will also remind you of when the item is going to expire.

If you do not have a bread machine and are looking for one, garage sales and thrift sales are a great place to hunt. I see these machines for $10 or less, and you will definitely get your money back from the savings of making your own bread. When you find one, ask if you can plug it in and make sure it is working. Just check that it actually powers up, that there is a bread bucket inside, and that there is a paddle in the bottom of the bread machine to stir the ingredients. Having a manual with it is handy, but usually can be found by searching online.

Good luck in your quest to find a bread machine and I hope it is a well-loved appliance in your home!

Related & Helpful Information:

Hillbilly Houswife’s Bread Machine Basics

Buttery Bread Machine Rolls

My Favorite Pizza Dough (after much trial & error)

Storing Homemade Bread & Bread Ingredients

Homemade Croutons

Dinner is in the Bag

Ask Frugal Momma: The Amazing Toaster Oven

Posted on April 23, 2007 by Amy

I have a toaster oven, but it is barely functional, at best. I got it for five dollars from the thrift store and was excited to upgrade from the standard two slice toaster to the toaster oven. It was quickly evident why this appliance had been donated as I burned the toast the first time. There is no signal to let us know when it is done toasting. You have to keep an eagle eye on our toaster to make sure your toast is perfectly toasted. I am thinking of just forging ahead and getting a new one though…one that actually works. Ironically, the question of the day comes from a reader who was interested in learning about the toaster and how to care for it.

The toaster oven can be used for a variety of things, not just your toast or bagels in the morning. In fact, toaster ovens are not necessarily the best option if you are looking for an appliance to just toast bread. A toaster will actually toast your bread, while a toaster oven will provide a good toasting on one side, but takes twice the time as the traditional toaster. If you are just looking for some good toast, stick to the regular old toaster.

There are many uses for the toaster oven and it is great for when you are dining alone, want to throw together a simple appetizer, need to heat a few chicken nuggets for the kids, or don’t want to heat up the kitchen. A quick search on Google for, “toaster oven recipes” will yield a ton of ideas for things you can prepare in your toaster oven.

Consumer Reports did a testing on toaster ovens, and surprisingly some of the better performing toaster ovens were the cheapest options. Consumer Reports named the Procter-Silex Cool Touch a best buy at only $15 & the Oster Counterforms 6335 at $40 as the best deals for your money.

When it comes to electricity though, which is the cheapest option to use? Compared to your oven rage, which can use more than 3, 500 watts of electricity, a toaster oven uses only 1,350-1,500 watts. Comparatively, a typical toaster only uses 900 watts so using a toaster for toasting is the cheapest option of all when it comes to the perfect bagel. For bigger jobs though, relying on your toaster oven is a much cheaper option, particularly during the summer months when heating up your kitchen requires more wattage and makes your air conditioner have to work overtime.

Cleaning a toaster oven is very easy. First, unplug the unit and make sure it is completely cool before cleaning. If you wipe spills up as they occur, it will be a lot easier to keep this appliance clean. Wash the racks in warm soapy water. Use a damp soft cloth to clean out the interior and never ever submerge your toaster oven in water. If burned food discolors the paint on your toaster oven, you can try using a liquid degreaser to help minimize the discoloration, but nothing will remove it entirely.

To clean the standard toaster, again make sure the unit is unplugged and completely cool. Carry the toaster oven to the sink, and slide out the crumb tray (located at the very bottom of the toaster) and dump out the crumbs. Next turn the toaster upside down and let any remaining crumbs fall into the sink (if you have a disposal) or over your trashcan. Wipe the exterior with a soft cloth that has been dampened a bit with water & dishwashing soap. The chrome surfaces can be wiped down with a little all-purpose cleaner sprayed on a cloth. Don’t spray into the unit, just spray on the cloth.

How often you should clean your toaster oven depends on how often you use it. We usually wait until we can see a load of crumbs on the bottom or start to smell a burnt toast smell when we run the toaster. We probably should clean our toaster oven more often, but with all of the other things demanding my attention, this usually does not top the priority list in our house.

I do remember eating at our grandparent’s house and after every breakfast, our grandmother would clean it out, wipe it down, and then put it up in her cupboard. This was just part of her morning routine, just like taking out the trash or anything else. Her toaster always looked like new, my toaster…not so much. Follow her example if you want a sparkling toaster.

For some great toaster oven tips, visit Real Simple’s Versatile Toaster Oven article. It has some really wonderful ideas for using that toaster oven of yours!

Toaster Oven Recipes:

Toaster Oven Pizza

Mini Meat Loaves (You could probably try this recipe with my own mini meat loaves recipe)

Toaster Oven Easy Muffins

Do you have any tips to share? What do you use your toaster oven for? Please share!

Keep those questions coming! Submit them to amy@momadvice.com on any topic related to cleaning, money, or food. I love to answer these and hope that this information is useful for you & your family.

Ask Frugal Momma: Cleaning Out Yo Fridge

Posted on March 29, 2007 by Amy

Today’s entry request was to cover the topic of cleaning out your fridge. Now ladies, I have been plagued with cleaning questions and ya’ll are making me feel pretty bad about my house. Maybe some money-saving questions might be a better fit for this tired mom? I will continue to answer cleaning questions as they come in, but do not, I repeat, DO NOT look around my house or the items in question. I do enjoy the research though and it has inspired me in ways I didn’t think possible so continue to throw your questions my way. Please email requests to amy@momadvice.com. The column will continue to run until I run out of questions. Be sure to check out next week’s entry where we talk about that nasty toaster oven sitting on our counters.

I do not enjoy cleaning out my refrigerator, but it one of those things that must be done. I wait until the day before grocery day to do it though because this is the day where there is the least amount of items that need to be moved around. It is also a great time to check my inventory before making the shopping trip to see if I really do need half the things on my list.

When I clean out the fridge, I break out two dishwashing tubs & a cookie sheet to accomplish this task. I fill one of these tubs with two tablespoons of baking soda and one quart of warm water (no need to measure this, just an idea of how much to use). The cookie sheet is used to put all of the condiments on and drawers are emptied into the other dishwashing tub to move items quickly in and out of the fridge.

Before cleaning the interior of the fridge, fill each drawer with the same amount of baking soda solution in each one and let the baking soda solution do the dirty work while you are wiping out the inside of the fridge.

I use a rag to do the interior and just get the rag wet with the baking soda solution. Gently wipe the interior of the refrigerator and wipe off all of the surfaces and interior of the refrigerator. If the washing solution begins to look nasty, be sure to chuck it and get another tub full to clean with.

For stuck on interior stains, you can sprinkle a little baking soda directly on the spot and add just a little water to it to make a paste. Allow this to set on the stain and then scrub gently and allow the paste to remove the gunk.

Go back to your drawers and empty them and wipe the interiors of these. Now place these back into the fridge and then take your dishwashing tub of solution and empty it into the sink. Refill the tub with just warm water and add a dash of lemon juice to the water. Now use your rag to do a final swipe using just this water & lemon juice solution. This will remove any grit that might be left in the fridge and the lemon juice will give it a nice fresh scent throughout too. Dry throughly with a terry towel.

Take your cookie sheet of condiments and make sure to give each of these a quick swipe with the rag before returning them. Half the battle is just not having clean items in your fridge and this is a good way to start fresh. Return all of the items in the other tub, at this time, to their proper homes.

The exterior of your fridge can often be overlooked, but it needs attention too. As a mother of two little ones, tiny little fingerprints and smudges are all over my fridge on any given day. To remove these, use my homemade all-purpose cleaner and spray this on your fridge. I then use a microfiber cloth to clean the outside as it is still gentle on the appliance but also abrasive enough to remove any marks. Any scuffs still left? Break out your Mr. Clean Eraser (a mom’s best friend!) You can find a generic equivalent of one of these at your local dollar store.

If you have a stainless steel appliance, dip your microfiber cloth into a little vinegar and give the outside of the fridge a good swiping with the vinegar. Then give the appliance another swipe with just plain water and dry thoroughly with a terry towel. If you have soft water, that won’t show any water marks, you can just use the water to clean the exterior.

Now when was the last time you saw the top of your fridge? You might want to hop up there on occasion and give that a good wiping too. If you have a handheld vacuum, use that to suck up any crumbs and debris. After that, use the all-purpose cleaner and give that a good wiping down too.

Just as a side note, after I clean out my fridge, I also empty the ice out of our icemaker and clean it with the same solution and dump all of the old ice out. This can be a breeding ground for bacteria, so it is an easy addition to my routine since I already have everything out.

Additional Tips:

When cleaning out your fridge, always use baking soda and warm water to wipe the insides of your refrigerator and freezers- soap or dishwashing liquid will leave a smell and can taint food.

Once every few months, remove all the food, switch off the refrigerator and wipe down all the surfaces. Defrost the freezer at the same time if necessary.

A box of baking soda can be added to your fridge and freezer to neutralize those smells.

Frugal Momma’s Money-Saving Tip:

Make sure that the door seals on the refrigerator, freezer compartment, or freezer are working efficiently by closing the door on a piece of paper. If the paper can be pulled out easily, the seal is worn and should be replaced.

Make sure to vacuum your refrigerator coils (located on the back of your fridge) twice a year. It is recommended that you do this more often if you have pets in the home. Just use your vacuum with the crevice attachment attached to the vacuum hose and give it a good vacuuming. The coils are located either on the bottom of your fridge or in the rear of your fridge. Doing this will save you money because if these are clean, your fridge won’t have to work as hard lowering your bills!

Suggested Reading:

Tips to Keep White Appliances from Looking Yellow (Warning: This does include bleach so be careful with your floors and clothing!)

Ask Frugal Momma: Happy Homemaking the Homemade Way

Posted on March 22, 2007 by Amy

I am not going to launch into a preachy prose about how bad commercial cleaning products are today when it comes to cleaning your home. It is common knowledge that a healthy home is not doused in heavy-duty bleach and preserving our environment should be tops on our priority list. The truth is, if you peeked inside of my caddy of cleaners though, you would see some of these harmful products in there. The fact is that I am trying to rely less on these cleaners and rely more on homemade cleaners. I am in the process of making the transition over to using only healthy homemade cleaners, and I feel a lot of pride when I take the time to do this. I know how much better it is for our environment….and for my wallet!

Making cleaners does not mean that you need to purchase a ton of items; in fact, most cleaners can be made from things you already have in your house. The main components that I like to work with are white vinegar, baking soda, liquid dishwashing soap, and lemon juice. One purchase that you may need to make though, to begin getting started, is purchasing a few spray bottles. I pick these spray bottles up from our local dollar store. These clear spray bottles will make it easy to measure and label your new cleaners in your house.

If you do decide to use these types of cleaners regularly, I would suggest making a trip to your wholesale club to buy the ingredients. A small box of baking soda can cost around fifty cents at your local grocery store. The same baking soda, in a twelve pound bag, from Sam’s Club costs about $5.42. What a savings! All of these products can be purchased in bulk and once you begin using them regularly, you will go through them quickly.

While you are at the warehouse store, be sure to swing by the automotive section and pick up a bag of microfiber cloths. The cloths sold at the warehouse store are larger and thicker than the ones you can get in other stores, and these are great for all of the jobs around your house. You can use these wet or dry. You can also use these just using water and not even bothering with a cleaner because they are that amazing.

Be sure when you launder your microfiber cloths that you do not use any type of fabric softener and use a very little amount of soap or cleaner on them. If you overload them with cleaning products, they will become less and less effective, particularly when you are trying to attract dust towards them.

Because these cleaners are homemade and use less harsh ingredients, they will require a little more elbow grease than your commercial products. There are lots of great recipes on the internet though and typing in the search phrase, “homemade cleaners” should you give you lots of different ideas and give you an array of recipes to choose from to find which one works best for the jobs you have around your house. Everyone uses different measurements; it just depends on the difficulties of the jobs around your house.

Here are some of my tried and true recipes that we use in our house:

All-Purpose Cleaner- Mix together two tablespoons of mild dishwashing soap and two cups of water in a spray bottle and give it a shake. Use these anywhere that you would use a commercial all-purpose spray. This cleaner is particularly great for countertops, bathroom surfaces, and high chairs.

Glass Cleaner- Mix together one part white vinegar to one part water in a spray bottle. Spray this solution on your mirrors and windows and dry your windows with newspaper. The newspaper is great for lint-free drying and is a great way to repurpose some of those old papers you have laying around.

Homemade Oven Cleaner/ Deep Kitchen Cleaner- Mix a paste of three parts warm water to one part baking soda to clean away kitchen stains or to clean your oven.

Bathroom Cleaner- Mix dishwashing liquid with baking soda until you have a thick paste and use this throughout your bathroom.

Toilet Bowl Cleaner- No measuring is required with this recipe. Sprinkle a little baking soda into your toilet bowl and then pour a little vinegar in and watch it fizz it up. Give it a swish with your toilet brush and then flush.

Floor Cleaner- Add ½ cup of vinegar to a gallon of water. The scent of the vinegar will fade in approximately an hour, but you can also add a couple of drops of essential oil to help with the scent. I like the smell of Tea Tree Oil, but you can buy any essential oil that smells best to you. Essential oils can be picked up at stores offering nutritional supplements or can be purchased online.

Furniture Polish- Mix ¼ cup olive oil with four tablespoons of vinegar and two teaspoons of lemon juice. Pour into a spray bottle and shake well before using. If you do not use all of it in one cleaning session, store the remainder in the fridge, as the lemon juice can go sour. You can also substitute the lemon juice with twenty to thirty drops of lemon essential oil and then you won’t have to refrigerate it. Using the essential oils though will up the price a bit on your homemade product.

Silver Cleaner- Although I don’t polish silver very frequently, this is a great to have in your bag of tricks. This will clean all of those nooks and crannies that are hard to reach in more detailed pieces and is great if you have a big batch of silver that needs cleaning. In a large bowl (or you can use your kitchen sink) place strips of aluminum foil in and place the silver pieces on top. Cover the silver with boiling water and then add three tablespoons of baking soda and soak for ten minutes.

By making your own cleaners, you will save hundreds of dollars over the course of the year. For example, a bottle of window cleaner will usually run you around two or three dollars. A bottle of your homemade window cleaner though, will cost you about five cents. What a difference that will make to your grocery budget and helping the environment is a wonderful benefit of your fabulous frugalness.

For more tips visit the following links:

Discuss where to store cleaners
Share your favorite homemade cleaner recipes
Uses for old newspapers
Microfiber Obsessions
Frugal Carpet Steaming
Frugal Solutions for Swiffer
Making Your Own Cleaners
Wholesale Club Shopping

Next week, I have received a request to discuss cleaning out the fridge so I will share some tips for that next week. Please, please send me your questions about anything! Email your questions to amy@momadvice.com and I will be sure to add your requests to my list. Without
your requests, this column wouldn’t be possible and I would love to keep this going. I have enjoyed sharing through this format and it helps me come up with more content for our site. The answers will be added to our website as articles for quick reference!

Ask Frugal Momma: The Amazing Dishwasher

Posted on March 15, 2007 by Amy

I have decided to start a weekly segment on getting to know items in your home. I got some emails and comments about my post yesterday, regarding some tips for your dishwasher, and I thought it would be great to start a little segment explaining frugal tips for caring for your appliances. If you have an appliance or item in your home that you would like to be featured, or you have a question about an item in your home that you would like to know more about, please email me at amy@momadvice.com and I will try and hunt for all those answers for you. Consider it a Frugal Momma question and answer column and ask away! I am not an expert in anything so take my advice with a grain of salt!

I don’t know what I would do without my dishwasher! There is an urban legend out there that says that washing dishes by hand is cheaper than washing them in the dishwasher. You actually waste less water by using your dishwasher, which makes the dishwasher a great addition to a frugal homeowner’s house.

First, there is no exact science to loading a dishwasher, but there are a few guidelines. Heavy duty stuff (pots, pans, plates, & utensils) go on bottom & delicate items and glassware go on top. Place everything in the upper rack facedown and put everything on the lower rack aimed towards the center. Silverware should have forks and spoons alternating, otherwise you will get spoons stuck together and they will need to be rewashed.

The important things to know to keep your costs low for running a dishwasher are pretty simple and straightforward. First, it is not economical to pre-rinse your dishes, especially with the newer models that they have out now for dishwashers. If you have an older dishwasher, like me, a quick pre-rinse with cold water only is the most efficient way to get your dishes clean.
Secondly, try and run the most cost-effective cycle on your dishwasher. Try the shorter cycle first and see if your dishes come out clean. If you need to still run the full cycle, don’t run the drying cycle and allow the dishes to air dry. It is more cost-effective and there is less chance of spotting on your glassware.

It is also important to read the manual for your dishwasher to see the recommended amount of dishwashing detergent you should use. The manufacturer will have the best suggestion for the amount of detergent you should use. Are your dishes looking a little gritty? Do you have a nasty residue on your glasses? The remedy to that problem is decreasing the amount of dishwashing detergent. If you don’t have the guidelines handy, you can always look them up on the manufacturer’s website or you can do your own test run to see how much you actually need to get those dishes clean.

If your glasses are looking spotty then you might need to add something to your dishwasher to make it perform better. I fill our rinse agent dispenser with white vinegar. Vinegar is great for removing spots on dishes and it leaves everything squeaky clean. Just fill the rinse aid dispenser as you would with the commercial stuff and stand back in amazement. You won’t believe how much better your dishwasher will perform with just this simple household solution.

I noticed that our dishwasher was looking pretty bad on the interior and I found the quickest way to get your dishwasher looking like new again is just running an empty cycle and filling the detergent cup with a drinking mix with citrus in it. You can use any citrus drink mix and fill it just as you would with your regular detergent. Any drink mix will do- lemonade, Tang, Crystal Lite, or any other drink mix with the citrus ingredient in it. We had a drink mix that the kids just didn’t like and that ended up going in the dishwasher instead. Doing this once a month will help keep your dishwasher looking like new.

Stubborn spots on the dishwashing door are also bothersome. If running a cycle of citrus drink powder doesn’t do the trick, you can try using other products on the door to get rid of the stains. Tomato-based stains will just have to fade with time, but you can sprinkle a little baking soda on your door and let it set for awhile. Take a soft dishtowel and add a little water to make a paste. Then rub the heck out of it and see if that removes the stain. The baking soda paste is also great for countertops or for burnt on gunk on your dishes.

There is a feature on dishwashers that I have never used, and only after writing this article would I even be aware that it even exists. The feature is the Rinse & Hold feature. This is a great feature for those dishes that you just absolutely cannot picture leaving in the sink until the dishwasher is run in the evening. Instead of washing a few dishes, you can run the Rinse and Hold cycle and have the dishwasher rinse them off for you. But how frugal is this feature? According to Consumer Reports, using this feature only takes two gallons of water compared with four gallons for a typical hand-washing. The energy needed to heat the water though, makes this a less than frugal feature so only use this feature when absolutely necessary. It is much more energy efficient to run your dishwasher with a full load.

Finally, you can make your own dishwashing detergent for a fraction of the cost. All you need to make dishwashing detergent is Borax (at our local store a box of this runs about $3.99), baking soda (cheapest at your wholesale club store) and regular old salt. Mix one cup Borax, one cup baking soda (you can also substitute this with washing soda, but most people don’t have this on hand) and 1/4 cup salt. Add a tablespoon of this to your detergent dispenser and run it through a normal cycle. With vinegar added as a rinse aid, the dishes will be clean & spot free.

These blog entries will be added as articles to our Organize section of the site, for quick reference.

Up next week, Amelia’s question on making your own cleaners! I can’t wait to talk about this one!

Don’t forget to submit those questions. I hope that this will be a fabulous addition to the blog!

Tag Archives: Ask Frugal Momma