Archive for the ‘Money & Finance’ Category

Freebie Friday February 27, 2015

Friday, February 27th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice our m challenge posts include a completely inspiring reader transformation – Shanna’s no-spend challenge, how to save money by making one of 33 copycat Starbucks drinks, and our focus on money management wrap-up Notebook Syllabus. You’ll also find an incredible Maple Coffee Bacon recipe and a Sunday’s with Writers interview with Walking on Trampolines author Frances Whiting, as well as our our weekly round-up of great giveaways. Be sure to check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy!

Have a great weekend, everyone!

Food & Drink
Mountain Dew Kickstart at Kroger with eCoupon

 
Health & Beauty
 
 
Entertainment
 
 
This Week’s Freebie Events: February 28 – March 6
 
28th – Barnes & Noble: Join story time featuring I am Jackie Robinson and I am Rosa Parks, 11 am
 
28th – Lakeshore Learning: Create a Hats Off Pencil Holder, 11 am – 3 pm
 
28th – Lowe’s: Build Max-D from Monster Jam, 10 am
 
3rd – Lego Store: Build a Lego Robot, 5 pm

 

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33 Copy-Cat Starbucks Drinks

Tuesday, February 24th, 2015

It’s no secret around here that I love a good coffee drink and you all know I love a good way to save – especially when it’s easy. Making your own versions of coffee shop drinks gives a particularly good return since most DIY drink recipes take only a few minutes to make and are only a fraction of the cost of buying. And the no-guilt feeling while you’re enjoying your beverage? That’s right – priceless.

33 Copy-Cat Starbucks Drinks

So I’ve rounded up some of the best copy-cat Starbucks drinks recipes for you from our own Mom Advice archives and other fabulous blogs so you can save some of your hard-earned money and enjoy a coffee (or non-coffee!) break at the same time. Here are 33 copy-cat Starbucks drinks categorized into four sections for your convenience – Hot Coffee Drinks, Hot Non-Coffee Drinks, Iced Coffee Drinks, and Iced Non-Coffee Drinks (as always, please pin individual pictures from the original source):

Copy-Cat Starbucks Hot Coffee Drinks

homemade_salted_caramel_mocha

photo: Salted Caramel Mocha Latte @ Mom Advice

Gingerbread Latte @ Mom Advice

Peppermint Mocha @ Mom Advice

Pumpkin Spice Latte @ Mom Advice

Caramel Macchiato Starbucks Copycat @ Babble

Caramel Brûlée Latte @ Brewed Daily

Cinnamon Dolce Latte @ Farm Girl Gourmet

Starbucks Eggnog Latte @ Copykat

White Chocolate Mocha @ Kitchen Concoctions

 

Copy-Cat Starbucks Hot Non-Coffee Drinks

homemade-chai-tea-latte via Live Simply

photo: Chai Tea Latte @ Live Simply

Starbucks Caramel Apple Spice @ Cincy Shopper

Chocolate Chai Tea Latte @ A Lazy Girl

Quick & Easy Starbucks Hot Chocolate @ My Frugal Adventures

Salted Caramel Hot Chocolate @ Bright Green Door

Copy-Cat Starbucks Iced Coffee Drinks

salted caramel mocha frapp via Girl Cooks World

photo: Salted Caramel Mocha Frappuccino @ Girl Cooks World

Iced Peppermint Mochas @ Mom Advice

Mocha Frappuccino @ Around My Family Table

Healthy Starbucks Mocha Frappuccino @ The Lemon Bowl

Iced Cinnamon Dolce Latte @ Simplee Thrifty

Iced Caramel Macchiato @ Milo and Me

Mocha Cookie Frozen Coffee @ Bubbly Nature Creations

Light Frappuccino @ Food.com

Iced Caramel Snickers Frappuccino @ Savvy Saving Couple

Coconut Mocha Frappe Cappuccino @ Food.com

 

Copy-Cat Starbucks Iced Non-Coffee Drinks

Vanilla-Bean-Frappe via The Black Peppercorn

photo: Vanilla Bean Frappe @ The Black Peppercorn

Strawberries & Creme Frappuccino @ Blommi

Green Tea Frappuccino @ Raining Hot Coupons

Iced Chai Latte @ The Grant Life

Very Berry Hibiscus Tea Refresher @ Hip2Save

Green Tea Lemonade @ Momtastic

Passion Tea Lemonade @ The Pin Junkie

Chai Tea Frappuccino @ Flour On My Face

Cool Lime Copycat @ Just A Pinch Of Ginger

What is your favorite coffee shop drink?

Apron Full of Giveaways 02.24.15

Tuesday, February 24th, 2015

Monogram Linen Apron via Etsy

Source: BicoEstonia,  $29.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Reader Transformation: Shanna’s No Spend Challenge

Monday, February 23rd, 2015

no-spend-challenge-header
Note from Amy- I am SO thrilled to be featuring one of my amazing friends today as we continue our m challenge towards saving money. Our family tries to take on a yearly challenge to dedicate one month towards not spending any money.  No spend challenges are something that I find help me to regain focus and discipline towards saving. They also highlight some of my terrible habits that I have towards spending money unnecessarily. I had the incredible honor of following Shanna through social media as she challenged herself to not spend money for one month. I asked if she would let me share her journey because I found her story so incredibly inspiring. Are you giving up anything for Lent? Perhaps this story of transformation will help inspire you and consider the savings a gift to those in need or to help your family save more this year. I hope you enjoy Shanna’s transformation as much as I have! 

shanna

It’s always been important to me to do what I love. The problem is that goods and services cannot be bought with emotional contentment – you have to use money.

I’ve never been good with money, but I’m not irresponsible either. In fact, I’m quite frugal by most standards, but I don’t earn much money. With my master’s degree in contemporary dance, I’ve danced and taught classes for a small company and taught dance at a community college. I’ve held many other jobs as well; all low paying. For years I’ve pieced together a living by holding more than one job at a time. I currently work full-time for a non-profit, teach yoga twice a week and I have several regular massage clients.

But life is expensive, especially if you don’t live near your loved ones. Clothing and food also cost money. Despite being generally frugal, my deficits accumulated. After ten years of working hard and not earning much, I had gotten into some bad habits and some bad debt. My journey to dig myself out was an eye-opening experience.

In January 2014, I made some pretty lofty personal finance goals for the New Year. First, I wanted a new job that paid at least $10,000 more per year. Second, I wanted pay off my $10,000 in credit card debt (although at the time I didn’t know how I would do it). Third, I would sign up for a fitness challenge at my gym, take first place, and win the fancy $75-a-month executive membership I could not afford.

I would win 2014! I would be confident, fit, and debt free by 2015!

So it began. My husband Matt got me a new interview suit at an after Christmas sale, and then I signed up for the two-month fitness challenge at my gym, planned a strict diet, and revised my resume. I had a determined mind and a hopeful heart.

By mid-February, that vigor and determination became… well… less vigorous. I was becoming increasingly frustrated because I wasn’t finding anything but parallel moves in my job search. The lack of job prospects was crushing my spirit as well as my motivation. I felt like I wasn’t making any progress towards my prosperous new year.

I began looking for some positive reinforcement, so I decided to commit to a 30-day meditation program being offered by my friend and fellow yoga teacher Erin Menut. Every day during those 30 days I would receive an email and an audio recording from Erin. I would read along and listen to the affirmations and reflections.

On day six the affirmation was: “I am here. I have arrived.” Erin talked about being present by acknowledging the present situation rather than ignoring how things are and looking toward brighter times. She told a story about her friend with credit card debt and called it “an extreme example of this.” Her friend was struggling with credit card debt and when Erin asked if she had a good repayment plan in place, she said “I don’t even know how much I owe. I don’t like to look at all of that stuff because I am afraid to find out how bad it is.”

Yikes! Erin and I never talked about my financial issues, but she might as well have been quoting ME! I too had never sat down with all my credit card bills to really look at the interest rates and fees and come up with a consistent plan to pay them down. I had been simply ignoring all that stuff and hoping for a brighter future. Not only did her friend say exactly what I would have, Erin also called her friend, and by proxy called me, an extreme example! In her reflections on her indebted friend, Erin went on to talk about what it means to be brave—the ability to face and conquer our fears so that they no longer control us. I needed to be brave – I had to figure out how I would tackle my financial mess.

On one of the days that followed day six, I was standing in Mountain pose repeating the affirmation “I am here. I have arrived.”, when I suddenly realized that part of the reason I was feeling so helpless was because I never actually asked for help. After that realization, it didn’t take me long to contact a credit counselor. I made an appointment and, to my absolute terror, would face my fears by sitting down and looking at my financial mess. I would go over a budget with my counselor. I would put a repayment plan in place. I would force myself to take control.

The appointment came, and my terror was realized. I remember the gulp of emotion that swelled up in my throat when we added everything up. My credit card debt wasn’t $10,000, it was $13,860.84! Through heaving sobs, I asked the counselor if I could call her back, and hung up with her. How could I let this happen? How did I continue to allow myself to spend? After I wiped the hot angry tears from my face, I felt my mind beginning to clear. Sure, I was angry and embarrassed, but knowing the number actually relieved my fears. It wasn’t a million dollars. It certainly wasn’t zero dollars, but it wasn’t insurmountable. In being known, the number lost its terror.

$13,860.84 was surmountable, if I could only figure out a way to surmount it.

Then I remembered Amy Clark. I read Amy Clark’s blog post about her no-spend challenge a few years prior. I decided to go back and read her post again. She and her husband and two children (one in diapers) budgeted $250 for groceries (including diapers), and declared that there would be no other spending outside of gas and utility bills for an entire month. I did a quick calculation of my prior month of spending. HOLY CRAP! I spent $300 alone at the grocery store! Yep, alone… that doesn’t include what my husband spent—AND we don’t have little mouths to feed or butts to diaper! It took me until April to get my mind set, but on May 1, inspired by Amy, I committed to a no-spend challenge of my own. I would pay my bills as usual and give myself $150.00 to spend on gas and groceries through May 31.

no-spend-challenge-1

Coincidentally, I actually got to see Amy in April when she was in Salt Lake City attending a crafting conference. We were able to steal a little time together. I told her that I was planning on doing the challenge and she was more than encouraging.

On May 1, the no-spend challenge began. I found myself posting on social media about my progress and experience, which forced me to be accountable.

no-spend-challenge-2

This photo is from day one. I’m very happy that I live only two miles from work. During my no-spend challenge, I rode my bike to work every day. I spent no money on parking and no money on gas.

no-spend-challenge-3

Day two, and the no-spend challenge was already inspiring me to learn new skills! Before the challenge, I would have just walked my bike two blocks over to the bike shop and had someone else change my tire for $10. There was no way I was going to cheat on day two! So, with a little help from Matt over the phone, I was able to change my own tire. He was beaming with pride.

no-spend-challenge-4

During the no-spend challenge I was constantly reminded that there were plenty of ways to entertain myself for free. On day eight, I remembered how to use the public library.

no-spend-challenge-5

The challenge also inspired me to get creative with spend-free gifting. This is Anna. I like to call her my gluten-free girlfriend. Day sixteen of no spending was also her last day as my co-worker. Just because I couldn’t spend, didn’t mean I couldn’t give her a great parting gift. I made her Super Power flaxseed bread entirely out of ingredients I already had in my pantry. A plain lunch sack and reused ribbon made for quite a lovely gift wrap. (If I do say so myself.)

no-spend-challenge-6

 

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In case anyone was wondering, I didn’t win first place in that fitness challenge… I came in second, and won a six-month executive membership! I had FREE access to this gym including laundry service during the entire no-spend challenge. What a luxury!

no-spend-challenge-7

Committing to the no-spend challenge not only opened my eyes to all free resources I had access to, now my perspective was beginning to change. I noticed my thoughts moving away from scarcity towards gratitude.

This photo was taken in City Creek Canyon on day twenty during a seven-mile run. I remember feeling overwhelmed with joy and gratitude for all this beauty and fresh mountain air that I get to enjoy near my own back yard.

no-spend-challenge-8

“Cleanliness is next to godliness.” My thoughts were also moving away from I can’t afford…, to I can afford…

I can always afford a clean home. This photo was taken on day 21. I spent hours cleaning the apartment and I was pretty proud of the results. Just look at those shiny wood floors!

no-spend-challenge-9

Remember all that money I was spending at the grocery store before? During the no-spend challenge that wasn’t much of an issue. I stuck to the budget of $37.50 a week on groceries (including wine). I rationed. I clipped coupons. I dug deep in to the pantry to use what I already had. Instead of spending so much money at the grocery store, I was spending quality time with good friends. This photo was taken on day 23 when my sweet friend Amelia made me this beautiful and delicious vegetarian dinner. We ate it on her porch where we spent the rest of the evening sipping wine and dreaming out loud.

no-spend-challenge-13

Throughout the month, in addition to dinner invites, I was also receiving gifts from many of my friends who found out I was doing the no-spend challenge. Chocolate bars, flowers, garden veggies, and more! Jenita, my best lady from Cleveland wanted to send me a bottle of wine. She knows me well and probably figured that I would run out of that first. However, she found out that sending alcohol to Utah is a felony. (Ridiculous) So instead of wine, she paid for a Gallup strengths finder test and emailed a link. The test was intended to help me understand how to use my strengths at work and find out what kind of environment and team I need to succeed. Jenita is a good listener.

no-spend-challenge-10

I had a special moment on day 28. Here the photo caption reads “Studio time! In the home stretch and finding more and more gratitude for what I already have. I get to spend time alone in this beautiful space before class on Mondays & Wednesdays. This morning at Avenues Yoga was particularly uplifting – doors open, birds singing, clear mind, not a want in the world.”

This was day 28 and I wasn’t even thinking about what I would be spending my money on after the next three days. On that morning, in that solitude, I was complete. I felt like I could go on forever without a spending fix.

no-spend-challenge-11

Here it is, the moment of truth. On June 1, I sat down and added it all up. I saved $702.90 during the 31 day no-spend challenge! My husband and I used $400 of that to buy plane tickets to Chicago for our one-year anniversary trip, and I threw the remaining $302.00 at my credit card debt. In September, we stayed on the lake where we got married a year prior and spent quality time with my side of the family. While $400 only covered the cost of one ticket, we didn’t have to use a credit card to cover the rest.

I haven’t used a credit card since before the challenge. I believe the no-spend challenge actually cured me of my debting and credit card use. Now, if I have a big expense coming up, I save my money and plan for the expense instead of automatically pulling out my credit card. That’s huge for me, because I feel more in control of my own finances. In October, I took another 31-day no-spend challenge and used the money I saved to buy plane tickets back to Indiana for Christmas.

It’s been a year now and I only used that interview suit twice. I didn’t get a new job, and I’m certainly not debt-free. I didn’t succeed in meeting those lofty goals, but I think I still won in 2014. Some financial success did come my way. I received a nice bonus a work back in July, and got some new Thai Yoga Massage clients and gigs throughout the year. Most importantly, I learned a few things. I learned that I can’t run from my fears and expect anything to change. I learned that in order to be able to take control, I have to be brave enough to bring my full attention to the present situation. Presently, I am healthy and I am loved. I know that I still have a lot of work to do, but I’m here in the present, and I’m resolving my financial problems.

 

Freebie Friday February 20, 2015

Friday, February 20th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we’re sharing the inspiring story of Cherie Lowe and her family’s journey to becoming debt free as part of our m challenge, as well as a very personal and real struggle I’ve had in the past with jealousy. I was honored to interview Cristina Henriquez, author of The Book of Unknown Americans, for our Sundays With Writers series.

You can find lots of inspiring DIY, food, decorating and craft ideas in this week’s Notebook, and enter contests in our weekly round-up of great giveaways, too. Be sure to check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy!

Have a great weekend, everyone!

Food & Drink
Health & Beauty
Entertainment
This Week’s Freebie Events: February 21 – 27
21st – Barnes & Noble: Join story time featuring Click, Clack, Peep!, 11 am
21st – Lakeshore Learning: Create a Roar-A-Lot Lion Puppet, 11 am – 3 pm
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Goodbye, Old Friend: Asking Jealousy to Leave

Tuesday, February 17th, 2015

Asking Jealousy to Leave

Editor’s Note- I wanted to bring this article back for our money management focus in our m challenge. This article truly illustrates my own struggle with jealousy and wanting to keep up with others. Yup, I’m human. I struggle too and I really struggled a lot after my husband lost his job in those lean and difficult years.  What I am learning though is that there is so much peace in knowing that we are finally going to be closing in on some major financial goals and that all of these sacrifices that we make and the planning we are doing is going to be oh-so-worth it.  Wherever you are right now, don’t give up. xo 

I pull into the parking lot and park my beat-up car between a Hummer & a Mercedes. I let out a sigh and turn behind me to find him sitting in the backseat between my two children. “You can leave now. You aren’t wanted here,” I say. He looks back at me, absently, dismissing my request with a blank smile.

We all head into the store and I push my cart through the aisles, walking by other people who have filled their carts to the brim. They are buying all the things that I want to put in my cart, but I stick to the basics and whisper, “Please leave!” as we head to the checkout aisle.

As we load up the car and pull into our house I think of all the unfinished projects, the longing for more space, the dreams for something newer and better…and he sits down to join me for my afternoon coffee.

“Don’t you have somewhere better to go? Why don’t you go to someone else’s house?”

He just offers me a green-eyed smile and hangs out in my kitchen for the rest of the day.

I hate him and I hate myself for having him over. He is the guest that will not leave and I am ashamed that we have this kind of relationship.

Yes, I am referring to jealousy and how it can take up occupancy in my heart. To say that these moments of discontent have not graced my life would be a lie. I feel the same urges to shop and the same urges to keep up just like everyone else. I can honestly say that the green-eyed monster has enjoyed more than one afternoon sitting at my kitchen table.

The question is how do you overcome your jealousy issues and lead a simple life? It is easy to tell people to not be jealous, but we live in a culture where bigger is better and there is a constant need to compete with our neighbors. While I am as guilty as the next person of feeling like this, I want to share some of the ways that I have found to ask the green-eyed monster to go and to help me work on finding that inner peace with what I have.

 

Caring for the Things in Your Life

When I think about adding possessions to my life, I have started thinking about what is going to be required of me to care for and maintain them. In the example of buying a bigger home, for example, I think of how much more space I would have to clean. Seeing as I have difficulty maintaining and keeping up with the things that we already have, I realize that adding a new house to our life would actually make things much more difficult for me financially and the added space would not be as rewarding as what I already possess.

When I feel the urge to shop, out of boredom or out of competition with others, I try to think of things that I already have and how I can take care of them. My house is an endless supply of odd jobs and cleaning or organizing projects. Making a list of these things, I can try to focus my energy towards these things instead of the negative energy that I am feeling when I am focusing on what I don’t have.

Likewise, organizing what you already have can shed light on your shopping habits and how much you have already bought. So many times our homes are brimming over with duplicate items simply from lack of organization.

I also find that when my house is tidy and organized, that I feel more satisfaction in what I have. The sense of order, in a house that is usually chaotic, can be a much more satisfying feeling then buying and trying to find a place for another bag of stuff.

Creating Traditions

Our children may also have trouble with jealousy and that is why we have tried to take the focus off of buying things for our kids and instead focus on the traditions that we can create for them as a family. Instead of loading them up with toys and the latest gadgets, we come up with ideas that we can do with our kids to show them how important family is.

We create traditions that do not cost a lot of money like having a pizza night, making crafts together, having a special date night with one parent, reading stories together, making special holiday traditions, and just being together as a family. The things I remember from my own childhood include the special traditions from my family and I have few memories about what they bought me. These are the kinds of things that I want my children to be focused upon and less on all of the toys that could fill their room.

choose- gratitude

Remember How Much You DO Have

Gratitude goes a long way in helping bring perspective to all you do have.  I have found the quickest way to gain perspective on all that I do have is to give my time and talent to others. There is nothing more gratifying than knowing that you have enough and you even have enough to share with others. Consider investing in a gratitude journal (I love this one from Money Saving Mom)  to begin documenting all that you already have in your life.  Beginning your morning with a new ritual of devotion and thankfulness is a great way to kick jealousy to the curb and start your day out on the right foot.

I also have many goals for myself and for what I am doing with my life, which take up a lot of my time. Instead of looking at what everyone else is buying, I am trying really hard to focus on building my business and creating goals for what I can be doing in the future. I find the work that I do to be rewarding and it helps me to stop thinking about possessions and to think more about being a success in what I do.

However you cope with jealousy, do not be afraid to ask him to leave. It is your home and your heart- not his. You are the only one who has the power to ask him to go and to fill that empty space with positive substitutes. Do your best to refocus your energy towards caring for what you own, creating traditions for your family, and learning to live a life full of gratitude and positive goals. Before you know it, you are going to be the envy of others around you!

Do you struggle with jealousy? How do you ask jealousy to leave your heart?

Apron Full of Giveaways 02.17.15

Tuesday, February 17th, 2015

Child's Apple Apron via Etsy

Source: Kelleen Kreations,  $23.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Reader Transformation: Cherie Lowe’s Money Makeover

Monday, February 16th, 2015

Cherie Lowe_Slaying Debt

Author of Slaying the Debt Dragon (our m challenge book for February) Cherie Lowe, together with her husband, Brian, paid off $127,482.30 in a little under four years! She wrote about the ups and downs of their debt-slaying journey on her popular website, www.QueenOfFree.net. Cherie so so inspirational – I loved reading about their journey towards slaying debt and am so excited to be sharing her expertise with you today. Be sure to snag her book for our discussion next week. In the meantime, here are some motivational words from Cherie! 

Hi my name is Cherie and my family paid off over $127K in debt in four years.

Wait. Let me start again.

Hi my name is Cherie and I’ve made some pretty ridiculous money mistakes.

I’ve purchased more than I could afford, wracked up debt, and simply not paid attention.

I’ve been angry with my husband over what we could and couldn’t spend, overindulged my kids, and believed the lie that just one more dinner out/cute outfit/gift for someone else really couldn’t hurt.

I’ve felt guilty, ashamed, overwhelmed, and stupid for my own decisions. And then I crawled into a place of hopelessness where I quietly tucked away the mistruth in my heart that we were the only ones.

No one else could have made this many mistakes.
No one else could feel this out of control.
No one else could have been that dumb with money.

Those emotions locked up my soul in a dungeon where I couldn’t find the key. Tightly gripping my heart, they paralyzed me from starting to find a way out.

Personal finance is personal. Money is emotional. You can have free budget printables. You can have a rock solid strategy and all of the best information to guide your journey. You can even have the wherewithal and guts to get out of debt. But from my experience it takes even more than that.

Unless you slay debt, it will never truly be gone. Here’s the difference. If you merely get out of debt then you can get back into debt again. But if you slay debt, it is vanquished, dead at your feet, never to come to be resurrected.

Want to know the good news I already know about you? You have what it takes to be successful with money and slay your debt dragon. You are smart enough. You are strong enough. And while it might not seem to be true right now, you have the resources to complete your epic battle.

My main purpose in writing Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After was to spread hope. I didn’t want anyone else to believe the lies I bought into. I didn’t want anyone else to feel alone. Instead, I wanted to remind fellow debt slayers of some of the things they already knew and provide practical tools to guide their journey. I wanted to share what I learned from our days of battle – the good, the bad, and the ugly – so that others could find victory from our mistakes, encouragement from our story. From what it looks like celebrate your child’s birthday when living on a tight budget to how to manage your meals more effectively, from the essentials of communicating well with your spouse about money to realistic budgeting methods, you can begin your very own financial happily ever after.

I love this paraphrase of a G.K. Chesterton quote:

Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.

Your dragons can. be. beaten. There is a way out. Hope abounds. Step into your story. The greatest adventure is just about to begin.

Debt-is-your-enemy-not-the-budget.-2-300x300

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Freebie Friday February 13, 2015

Friday, February 13th, 2015

freebie friday Happy Freebie Friday, everyone! As always, we would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we’re maximizing our m challenge focus on money management with a peek into the purse of family finance blogger, Kelly Whalen. We’re also rounding up all the posts Kelly wrote for us during her stint as our money & finance contributor so you can get back down to basics with your finances and planning. Mary Carver is sharing her heart about money and marriage, listing all the thing she wished she knew about money before getting married. I’ve got an amazing slow cooker carnitas recipe for you that will save you big bucks over eating out and I hope you’ll check out this week’s edition of It’s the 3 Little Things to get your weekly dose of happy.

You can find lots of inspiring reads, DIY, food, decorating and craft ideas in our popular Notebook, and be sure to check out all the contests you can enter on our weekly round-up of great giveaways, too.

Have a great weekend, everyone!

Food & Drink
Health & Beauty
Pet
Entertainment
This Week’s Freebie Events: February 14 – 20
14th – Barnes & Noble: Story time featuring I Love You Just Like This, 11 am
14th – Lakeshore Learning: Create an Uncle Sam’s U.S. Mask, 11 am – 3 pm
14th – Lowe’s: Build a Sweetheart Picture Holder, 10 am
14th – Pottery Barn: Create a Valentine’s Card for a special child in need all week long
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Kelly Whalen’s Down to Basics Money Series

Thursday, February 12th, 2015

K. Whalen Money Series

All through 2014, as our Money & Finance contributor Kelly Whalen, from The Centsible Life, walked us all through the basics of budgeting from start to finish so that we would be able to have a stronger grasp on managing our family’s personal finance. One of the best things we can do to save our family money is to begin to control our funds (and to not let them control us).  As part of our m challenge focus on money management, I thought this would be the perfect time to gather all of Kelly’s brilliant tips in one place! 

Kelly Whalen’s Down to Basics Money Series

Budgeting 101: 5 Easy Steps to a Budget that Works

Reducing Expenses: Put the ‘Personal’ In Your Finances

Money Savvy: How to Deal with the Unexpected

Earn More Money to Help Save More and Pay off Debt Faster

Evaluating the Cost of Home: Renting vs Buying

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