Archive for the ‘Money & Finance’ Category

Apron Full of Giveaways 09.16.14

Tuesday, September 16th, 2014

Owl Apron via Etsy2

Source: Spicy Aprons,  $35.99

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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5 Ways to Teach Kids Money Management

Monday, September 15th, 2014

From our money & finance contributor, Kelly Whalen.

5 Ways to Teach Kids Money Management
Teaching kids to manage money can be a challenge, but with a little planning you can share lifelong skills that will help the kids in your life live a richer life.

5 Ways to Teach Kids Money Management

 

1. Give an Allowance

Allowances are useful tools that allow kids to manage their own money on a small scale. There are lots of considerations when giving your child an allowance.

  • Should you give it to them weekly? Bi-weekly? Monthly?
  • Will you track via an app or will you give the kids cash?
  • Should you tie it to chores or simply use the allowance as a tool for learning?

What works for you and your children may take some time to sort out. Additionally it will depend on their age what you consider an appropriate amount of money and how often they should receive it. For instance, a 5 year old may only get $1 per week to spend and save, while a 14 year old may need $15 per week for things like school lunches, spending money, and savings.

Manage their expectations by being clear about the rules of how they spend their money. These are a few rules that we use with our kids that you may find helpful:

  • No going into debt with the Bank of Mom & Dad
  • Savings must equal 10% or more
  • Giving must equal 10% or more
  • Mom & Dad have final approval over all purchases

Start your kids on an allowance early (around age 5) and you’ll find plenty of teachable moments as they learn to manage their money.

Read more: Kids and Allowance

2. Make Giving a Priority

Giving back is an important part of our financial life so we pass on this value to our kids by making it clear that giving back is a priority. You can do this through monetary donations, but don’t overlook the value of time as well.

Ideas for Incorporating Giving Back as a Family:

  • Set aside a % of allowance for donations
  • Commit to donating X hours of time each month as a family
  • Participate in community events like Fun Runs to raise funds and awareness for a cause
  • Find small ways to give back such as buying extra school supplies for your children’s teachers or collecting gently used winter gear for kids in your community
  • Give back by donating items you no longer need like giving used books to your local public or your school library

Read more: 5 Ways you Can Teach Your Kids to Give Back.

3. Encourage Mistakes Now

Encourage your kids to have some freedom to make mistakes with their money now so that they learn when they are young how those mistakes can impact their long-term goals.

For instance, if your child decides they “must have” a toy or item that you know won’t be worth the money you can explain it to them, but also allow them room to make their own decision. They will quickly learn how certain toys are marketed to seem much more fun than they really are!

While it’s hard to watch your child make mistakes they will learn from their actions instead words, and those lessons tend to stick with them much longer. It’s better to make a $10 mistake now than it is to make a $10,000 one when they are an adult.

4. Practice what you Preach

Speaking of actions being louder than words-be sure to show your kids a good example as well. While we’ve covered a range of financial topics here in the past it’s the everyday decisions our kids seem to latch onto readily.

By doing things like shopping with a list, avoiding impulse purchases, and sticking to your budget you will be doing more than just saving yourself money-you’ll be teaching your kids to do the same.

5. Involve Kids in Family Money Decisions

While some families may feel the family money is a private matter be sure to be open about how the bills are paid and how family money decisions are made.  For instance, if you’re planning a family vacation you can set up a family money jar and discuss what things the family can cut back on to make the vacation a reality.

As kids get older you can become more open about your finances and teach them the real nuts and bolts of managing credit, debt, and making the tough financial decisions that most of us face.

While your 6 year old may not need to know how much you pay for electricity each month you can explain how much you save if he turns his light off before he leaves for school. The older your child becomes the more you should share with them. For instance perhaps with a 16 year old you may be more apt to discuss car payments, insurance, and maintenance as they learn to drive.

What advice do you have for teaching kids money management skills?

 

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Freebie Friday September 12, 2014

Friday, September 12th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice, Mary is sharing 5 ways to date your husband in the fall that takes advantage of all the season has to offer. And I’m showing a terrific way to pamper your visitors with a diy guest basket with some beautiful free printables {created by the uber-talented Sarah Milne} and sharing my review of a great new photo service and giveaway, ThisLife, from Shutterfly, so hurry over to enter!  I also have a terrific interview with Rebecca Rotert about her debut novel, Last Night at the Blue Angel that you’ll want to check out. On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Our regular feature,  Amy’s Notebook, is of course filled with lots of inspiring DIY, food, decorating and craft ideas, and be sure to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Health & Beauty
Food & Drink
Entertainment
This Week’s Freebie Events: September 13 - 19
13th - Barnes & Noble: Join the storytime featuring Where The Wild Things Are. Time varies by location.
13th - Lakeshore Learning: Create a Build Your Name Apple, 11 am – 3 pm
13th - Lowes: Build Binoculars, 10 am
19th - Krispy Kreme: Free Doughnuts when you Dress or Talk Like a Pirate
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Make a Guest Room Welcome Basket (With 5 FREE Printables)

Tuesday, September 9th, 2014

Make a Guest Room Welcome Basket (With 5 FREE Printables)

This post is sponsored on behalf of BHG at Walmart.

With the holidays just around the corner, now is a great time to begin preparing your home for guests. Since we live in a smaller home, we have never had the luxury of having a guest room in our house since every inch of our home is just filled with…well, us. Recently though we finished our shed into a bonus room and realized that this is actually the perfect space to share with our guests when they come to visit.  It makes for the perfect guest room because you can come and go as you please with your very own space to escape from our wild and crazy family, since it is separate from our living space.

As part of the BHG Live Better Network, I am partnering with them this month to showcase an idea for welcoming guests in your home that you can create with products from BHG that are available at Walmart.  Since we don’t have a dedicated guest room for just this purpose,  I thought it would be fun to create a guest room welcome basket that you could tuck away in your basement storage or a linen closet to share with your guests when they arrive.  There is no need to make an addition to that house when you have a basket prepared of guest essentials that you can bring out when the unexpected house guest arrives.

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Pictured Above: Better Homes & Gardens 400 Thread Count Egyptian Cotton Sheet Sets ($39.88- $69.88)/Better Homes & Gardens Large Chicken Wire Basket ($12.44)/ Please Do Not Disturb Sign (FREE- see below), Better Homes & Gardens 8×10 Frame ($9.97)/ Febreeze Home Collection Almond Sugar Candle ($11.97)/ Better Homes & Gardens White Bath Towels ($5.88)/ Be Our Guest 8×10 Printable (FREE- see below)

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Make a Guest Room Welcome Basket (With 5 FREE Printables)

One of my favorite things about staying at a hotel is the plush sheets, fresh linens, the do not disturb sign I can hang on my door knob for privacy, and the welcoming touches and amenities that hotels offer. You can create that same experience for your very own guests at home with a few of the thoughtful touches that I have pulled together for our welcome basket.  Fresh white linens, a welcome sign you can display on a nightstand or table, a do not disturb sign for your door, plush white sheets, and a delicious smelling candle complete the touches in this lined chicken wire basket for a guest to enjoy when they come to visit.

Make a Guest Room Welcome Basket (With 5 FREE Printables)

You can find all of these special touches from the BHG product line at Walmart stores. A simple gathering of these items creates a sweet & thoughtful guest room basket instantly. Other sweet offerings could include chocolates, bedtime teas, a favorite good read or the morning paper, and a note to let them know how excited you are to have them as a guest. Think of all of the things you appreciate when you are a guest somewhere and include them in your basket to let your guests know how much you appreciate them.

Add our, “Be our Guest,” printable to a BHG 8×10 frame (priced at less than $10) and it really adds that special warm welcome that I hope we can achieve when hosting friends and family in our home.

Make a Guest Room Welcome Basket (With 5 FREE Printables)

To help your guest feel warmly welcomed, my amazing designer & contributor, Sarah Milne with sarah m style, has created these amazing printables that you can print and share in your basket for your guests! Aren’t these BEAUTIFUL and such a sweet touch for a welcome basket for guests?

Grab These FREE Printables For Your Guest Basket

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Download this Printable HERE

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Download this Printable HERE

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Download this Printable HERE

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Download this Printable HERE

Make a Guest Room Welcome Basket (With 5 FREE Printables)

Download this Printable HERE

 

What are some special touches you love to offer you guests? Any tips for families that don’t have a dedicated guest room? Feel free to share your tips below!

In accordance with the FTC Guidelines, I am disclosing that I received compensation from BHG at Walmart for my time and participation in the BHG Live Better Network. Although we have material connection to BHG, any publicly stated opinions of BHG and their products remain my own.

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Apron Full of Giveaways 09.09.14

Tuesday, September 9th, 2014

Bug Apron via Etsy

Source: Jassy Kitchen,  $29.00

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday September 5, 2014

Friday, September 5th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice we have a spectacular watermelon berry mint salad from Shaina that I know you’ll want to make while watermelons are in season! I’m also thrilled to be sharing our diy family-friendly bar cart (you’ve got to see what I started with!) and 8 DIY command center ideas you can create with Goodwill finds. You’ll also find a book review & giveaway of This is Where I Leave You in anticipation of the theatrical release on September 19th – this was a fun read for our book club and I can’t wait for the movie! On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Our regular feature,  Amy’s Notebook, is of course filled with lots of inspiring DIY, food, decorating and craft ideas, and be sure to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Health & Beauty
Pet
Entertainment

This Week’s Freebie Events: August 30 - September 5

30th - Barnes & Noble: Join LeapBand Fit Made Fun Camp, Times vary by location

30th - Home Depot: Build a Wizard of Oz Birdhouse, 9 am – 12 pm

30th - Lakeshore Learning: Create an Owl Pencil Holder, 11 am – 3 pm

30th - Lowe’s: Build a Monsters vs. Aliens Robot, 10 am

30th & 31st - National Museums: Bank of America Card Holders Get Free Admission All Weekend

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Apron Full of Giveaways 09.02.14

Tuesday, September 2nd, 2014

Black floral apron via Etsy

Source: Twirly Bird Patters,  $7.00 pdf pattern

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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Freebie Friday August 29, 2014

Friday, August 29th, 2014

freebie friday Happy Freebie Friday, everyone! We would like to thank Couponing 101 for assisting us with our freebies each week for loads of deals, savings, and freebies!

This week on MomAdvice our most exciting post was all about our FREE set of Family Binder Home Management Printables you can get to help you organize all your household needs. These were designed by our own talented Sarah Milne and all 14 are yours free when you sign up for our MomAdvice newsletter. Make sure to go here to sign up for this and more freebies we plan to offer!

Speaking of Sarah, you’ll definitely want to check out her creative take on a gallery wall and tutorial for a DIY heart string art on wood (with free printable) – so sweet! Another thing you’ll want to check out is the great decor and accessories I saw at the BHG Live Better Style Showcase on my visit to their headquarters – great stuff for great prices! I’m also sharing my 2014 fall fashion capsule wardrobe project, a gluten free broccoli grape harvest salad and a terrific interview with Carla Buckley on Sundays with Writers. On this week’s edition of  It’s the 3 Little Things I’m sharing what’s making me happy and hope you’ll share yours, too!

Our regular feature,  Amy’s Notebook, is of course filled with lots of inspiring DIY, food, decorating and craft ideas, and be sure to check out all the contests you can enter on our weekly round-up of great giveaways!

Have a great weekend, everyone!

Health & Beauty
Food & Drink
Entertainment

This Week’s Freebie Events: 

30th - Lakeshore Learning: Create a Whimsical Wind Catcher, 11 am – 3 pm

2nd - The Lego Store: Build a Monsters vs. Aliens Robot, 10 am

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14 FREE Home Management Binder Printables

Tuesday, August 26th, 2014

14 FREE Home Management Binder Printables

When I first began managing my household, I happened upon a home management binder that really worked for our family. The binder became our family Bible and each year I would order a new set of sheets to keep the same binder going for our family for the next year. Last year when I went to order my sheets, the company no longer existed and I felt lost without my trusty home management binder system. I talked with our amazingly talented craft contributor, Sarah Milne, to see if she could help me execute a binder with the same principles, but a fresh design that would make managing a home fun.  She created the most beautiful set of printables ever and I am so excited to share these with you today.

14 FREE Home Management Binder Printables

What Is a Home Management Binder?

When I say that a home management binder can be a Bible for a family, I really do mean that. A well-designed binder, which I really think we offer with these printables, helps you manage everything in your household in one place.  This binder is housed typically in a central location in your home and contains everything your family needs to have on-hand from your family calendar, your to-do list, important contact information that you want to have at a moment’s notice (particularly for someone who might babysit), the meal plan for the week, grocery lists, a price sheet, and all you need to run your family’s finances smoothly.

I recommend storing this binder  and then purchasing a set of pocketed dividers where you can tuck important information that you might need to refer to. I took a picture of my pockets for you and then realized that it is all pretty personal so you will have to take my word for it that this is where you put the good stuff. When school starts, in particular, you will find your mailbox filled with fliers for events, important forms that need to be filled out, appointment reminders, and invitations. Instead of piling them on a desk or tacking them on the fridge, use the pockets so you always know where to find these items when you need them. I also like to keep an extra pocket or two in the back for the randomness in my life- consider it another junk drawer, if you will.  I have also found that a good spot in the home for daily reference is in your family’s command center.

We have created header pages for each section and I do recommend printing these on heavy-duty cardstock so that they can hold up to the abuse of being referenced daily!

14 FREE Home Management Binder Printables

What is Included In Our Home Management Binder Packet?

First, I just want to say that this is the just the beginning. I plan to come up with more sheets that you can use for all of your home management needs and this will be an ongoing project for MomAdvice.com. I want this to be useful to you so please, please let me know in the comments if there is anything you would like to see that we are missing in our packet. It will help us when we design the next round of sheets for you!

In our packet you will find:

Family Budget Pages

Grocery Price Sheet (for comparison shopping)

Grocery List Sheet

Menu Planner Sheet

Family Calendar

To-Do List

Contact Sheet

Header Pages for Each Section (to print on cardstock)

MomAdvice Newsletter

 

What is the Catch to These “Free” Printables?

Honestly, I paid a lot of money each year to update my binder with new sheets, but I didn’t want to charge for these.

We realize that there is so much happening on MomAdvice each week that it can be difficult to keep up with. I hired another designer to create a beautiful weekly newsletter for our readers that I would love for you to subscribe to. This email newsletter only is sent once a week to our readers (unless we have a special announcement/giveaway) and I promise to never, never spam you. In this newsletter, we feature everything that is happening for the week and this is where our subscribers can access the free printables and additional freebies that we offer ONLY TO NEWSLETTER SUBSCRIBERS.  It is beautiful, simple, mobile-friendly, and fast to scroll through.  I promise, I will never send you junk. I know your time is valuable and so is mine- I am committed to a very useful newsletter.

Honestly though, I realized that we needed to offer some type of incentive to get you to join my newsletter and this is our thank you for letting me come in your inbox once a week.  That is the only catch with getting free printables from MomAdvice.com.

If you are interested in receiving 14 free home management printables, just input your email below or in the sidebar and we will send you the link to your packet as our thank you for being a subscriber (look for it in the final welcome email). Subscribers will have access to our additional printables as they become available. Note: if you already subscribe to the Mom Advice Newsletter, be sure to look in your inbox for a special email that contains the link for your set of these printables! If you can’t seem to get the form to work with your browser, just look over to your right in the sidebar. You will see a handy form there too that works with all browsers! We appreciate you so much! Thank you! 

##NEWSLETTERFORM##

 

 This post contains affiliate links.

 

 

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Apron Full of Giveaways 08.26.14

Tuesday, August 26th, 2014

Black-purple apron via Etsy

Source: Boojiboo,  $28.75

 

Welcome to our Apron Full of Giveaways! I hope everyone is having a great week this week! As we do each week, here is our round-up of giveaways for our readers. We hope that this is beneficial to you and your family! Please let us know if you guys win anything- I love to hear the success stories!

Below are the contest links-if you are hosting a contest please link it up below. Sorry, we are not giving away the aprons just showcasing them! Please put your site name and then what type of contest you are hosting. For example, “MomAdvice (Kid’s Movies).”

Good luck to each of you!

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